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ICE vs. SOFI: A Head-to-Head Stock Comparison

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Here’s a clear look at ICE and SOFI, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolICESOFI
Company NameIntercontinental Exchange, Inc.SoFi Technologies, Inc.
CountryUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS IndustryCapital MarketsConsumer Finance
Market Capitalization86.17 billion USD33.05 billion USD
ExchangeNYSENasdaqGS
Listing DateNovember 16, 2005January 4, 2021
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of ICE and SOFI by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

ICE vs. SOFI: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolICESOFI
5-Day Price Return1.72%-8.91%
13-Week Price Return-16.08%17.04%
26-Week Price Return-12.02%94.68%
52-Week Price Return-2.42%106.07%
Month-to-Date Return3.95%-6.27%
Year-to-Date Return2.05%80.65%
10-Day Avg. Volume3.37M85.20M
3-Month Avg. Volume3.32M73.24M
3-Month Volatility18.79%64.42%
Beta1.041.96

Profitability

Return on Equity (TTM)

ICE

11.22%

Capital Markets Industry

Max
41.61%
Q3
22.56%
Median
13.62%
Q1
9.23%
Min
-4.25%

ICE’s Return on Equity of 11.22% is on par with the norm for the Capital Markets industry, indicating its profitability relative to shareholder equity is typical for the sector.

SOFI

8.88%

Consumer Finance Industry

Max
33.41%
Q3
22.03%
Median
12.81%
Q1
8.65%
Min
-3.88%

SOFI’s Return on Equity of 8.88% is on par with the norm for the Consumer Finance industry, indicating its profitability relative to shareholder equity is typical for the sector.

ICE vs. SOFI: A comparison of their Return on Equity (TTM) against their respective Capital Markets and Consumer Finance industry benchmarks.

Net Profit Margin (TTM)

ICE

25.24%

Capital Markets Industry

Max
69.91%
Q3
36.88%
Median
24.30%
Q1
13.14%
Min
-6.20%

ICE’s Net Profit Margin of 25.24% is aligned with the median group of its peers in the Capital Markets industry. This indicates its ability to convert revenue into profit is typical for the sector.

SOFI

-19.79%

Consumer Finance Industry

Max
19.71%
Q3
16.62%
Median
13.26%
Q1
9.70%
Min
3.25%

SOFI has a negative Net Profit Margin of -19.79%, indicating the company is operating at a net loss as its expenses exceeded its revenues.

ICE vs. SOFI: A comparison of their Net Profit Margin (TTM) against their respective Capital Markets and Consumer Finance industry benchmarks.

Operating Profit Margin (TTM)

ICE

38.07%

Capital Markets Industry

Max
83.68%
Q3
47.64%
Median
32.36%
Q1
19.28%
Min
0.30%

ICE’s Operating Profit Margin of 38.07% is around the midpoint for the Capital Markets industry, indicating that its efficiency in managing core business operations is typical for the sector.

SOFI

-19.92%

Consumer Finance Industry

Max
40.60%
Q3
26.23%
Median
18.39%
Q1
14.99%
Min
2.71%

SOFI has a negative Operating Profit Margin of -19.92%. This signifies the company is unprofitable at the operational level, as its core business expenses exceed its revenue.

ICE vs. SOFI: A comparison of their Operating Profit Margin (TTM) against their respective Capital Markets and Consumer Finance industry benchmarks.

Profitability at a Glance

SymbolICESOFI
Return on Equity (TTM)11.22%8.88%
Return on Assets (TTM)2.23%1.60%
Net Profit Margin (TTM)25.24%-19.79%
Operating Profit Margin (TTM)38.07%-19.92%
Gross Profit Margin (TTM)77.83%--

Financial Strength

Current Ratio (MRQ)

ICE

1.01

Capital Markets Industry

Max
3.43
Q3
1.76
Median
1.00
Q1
0.60
Min
0.04

For the Capital Markets industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

SOFI

--

Consumer Finance Industry

Max
7.85
Q3
4.55
Median
2.28
Q1
0.81
Min
0.03

For the Consumer Finance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

ICE vs. SOFI: A comparison of their Current Ratio (MRQ) against their respective Capital Markets and Consumer Finance industry benchmarks.

Debt-to-Equity Ratio (MRQ)

ICE

0.66

Capital Markets Industry

Max
6.12
Q3
2.78
Median
0.96
Q1
0.31
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Capital Markets industry.

SOFI

0.31

Consumer Finance Industry

Max
6.61
Q3
4.27
Median
2.40
Q1
0.99
Min
0.26

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Consumer Finance industry.

ICE vs. SOFI: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Capital Markets and Consumer Finance industry benchmarks.

Interest Coverage Ratio (TTM)

ICE

5.28

Capital Markets Industry

Max
107.59
Q3
50.42
Median
10.94
Q1
4.37
Min
-36.26

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Capital Markets industry.

SOFI

--

Consumer Finance Industry

Max
49.63
Q3
33.37
Median
4.75
Q1
3.20
Min
-15.69

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Consumer Finance industry.

ICE vs. SOFI: A comparison of their Interest Coverage Ratio (TTM) against their respective Capital Markets and Consumer Finance industry benchmarks.

Financial Strength at a Glance

SymbolICESOFI
Current Ratio (MRQ)1.01--
Quick Ratio (MRQ)1.00--
Debt-to-Equity Ratio (MRQ)0.660.31
Interest Coverage Ratio (TTM)5.28--

Growth

Revenue Growth

ICE vs. SOFI: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

ICE vs. SOFI: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

ICE

1.26%

Capital Markets Industry

Max
8.63%
Q3
4.88%
Median
2.72%
Q1
1.41%
Min
0.00%

ICE’s Dividend Yield of 1.26% is in the lower quartile for the Capital Markets industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.

SOFI

0.00%

Consumer Finance Industry

Max
7.23%
Q3
3.63%
Median
2.52%
Q1
0.66%
Min
0.00%

SOFI currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

ICE vs. SOFI: A comparison of their Dividend Yield (TTM) against their respective Capital Markets and Consumer Finance industry benchmarks.

Dividend Payout Ratio (TTM)

ICE

34.47%

Capital Markets Industry

Max
188.84%
Q3
96.52%
Median
61.58%
Q1
31.74%
Min
0.00%

ICE’s Dividend Payout Ratio of 34.47% is within the typical range for the Capital Markets industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

SOFI

0.00%

Consumer Finance Industry

Max
145.89%
Q3
95.63%
Median
21.64%
Q1
0.00%
Min
0.00%

SOFI has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

ICE vs. SOFI: A comparison of their Dividend Payout Ratio (TTM) against their respective Capital Markets and Consumer Finance industry benchmarks.

Dividend at a Glance

SymbolICESOFI
Dividend Yield (TTM)1.26%0.00%
Dividend Payout Ratio (TTM)34.47%0.00%

Valuation

Price-to-Earnings Ratio (TTM)

ICE

27.42

Capital Markets Industry

Max
47.53
Q3
28.81
Median
16.62
Q1
12.06
Min
5.71

ICE’s P/E Ratio of 27.42 is within the middle range for the Capital Markets industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

SOFI

50.93

Consumer Finance Industry

Max
31.44
Q3
20.75
Median
13.78
Q1
9.09
Min
2.96

At 50.93, SOFI’s P/E Ratio is exceptionally high, exceeding the typical maximum for the Consumer Finance industry. This suggests the stock may be significantly overvalued compared to its peers and implies high market expectations that could be difficult to meet.

ICE vs. SOFI: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Capital Markets and Consumer Finance industry benchmarks.

Price-to-Sales Ratio (TTM)

ICE

6.92

Capital Markets Industry

Max
13.23
Q3
6.65
Median
4.40
Q1
2.22
Min
0.03

ICE’s P/S Ratio of 6.92 is in the upper echelon for the Capital Markets industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.

SOFI

3.35

Consumer Finance Industry

Max
4.05
Q3
2.65
Median
1.91
Q1
1.12
Min
0.59

SOFI’s P/S Ratio of 3.35 is in the upper echelon for the Consumer Finance industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.

ICE vs. SOFI: A comparison of their Price-to-Sales Ratio (TTM) against their respective Capital Markets and Consumer Finance industry benchmarks.

Price-to-Book Ratio (MRQ)

ICE

3.37

Capital Markets Industry

Max
10.83
Q3
5.27
Median
2.66
Q1
1.34
Min
0.37

ICE’s P/B Ratio of 3.37 is within the conventional range for the Capital Markets industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

SOFI

3.57

Consumer Finance Industry

Max
4.46
Q3
2.65
Median
1.92
Q1
1.15
Min
0.25

SOFI’s P/B Ratio of 3.57 is in the upper tier for the Consumer Finance industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

ICE vs. SOFI: A comparison of their Price-to-Book Ratio (MRQ) against their respective Capital Markets and Consumer Finance industry benchmarks.

Valuation at a Glance

SymbolICESOFI
Price-to-Earnings Ratio (TTM)27.4250.93
Price-to-Sales Ratio (TTM)6.923.35
Price-to-Book Ratio (MRQ)3.373.57
Price-to-Free Cash Flow Ratio (TTM)21.1946.31