HUM vs. THC: Humana vs. Tenet Healthcare Stock Comparison

November 11, 2026

How do Humana (HUM) and Tenet Healthcare (THC) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Humana (HUM) and Tenet Healthcare (THC) both belong to the Health Care Providers & Services industry, though HUM is classified under Managed Health Care while THC falls under Health Care Facilities.

Company profile comparison for Humana (HUM) and Tenet Healthcare (THC)
Profile Item	HUM	THC
Name	Humana Inc.	Tenet Healthcare Corp.
Country/Region	United States	United States
GICS Sector	Health Care	Health Care
GICS Industry Group	Health Care Equipment & Services	Health Care Equipment & Services
GICS Industry	Health Care Providers & Services	Health Care Providers & Services
GICS Sub-Industry	Managed Health Care	Health Care Facilities
Market Capitalization	52.09 billion USD	22.55 billion USD
Currency	USD	USD
Exchange	NYSE	NYSE
Listing Date	December 31, 1981	March 17, 1980
Security Type	Common Stock	Common Stock

Price Performance

Cumulative Growth

HUM

THC

GSPC

Humana (HUM) vs. Tenet Healthcare (THC), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Humana (HUM) and Tenet Healthcare (THC). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Humana (HUM) and Tenet Healthcare (THC). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Humana (HUM) and Tenet Healthcare (THC)
Metric	HUM	THC
Total Return (1Y)	75.62%	43.40%
Total Return (3Y, Annualized)	-2.91%	77.47%
Total Return (5Y, Annualized)	0.40%	29.92%

Risk Profile

Drawdown History

HUM

THC

GSPC

Humana (HUM) vs. Tenet Healthcare (THC), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Humana (HUM) and Tenet Healthcare (THC). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Humana (HUM) and Tenet Healthcare (THC)
Metric	HUM	THC
Volatility (1Y, Annualized)	45.95%	43.80%
Beta (5Y)	0.62	1.17
Max Drawdown (5Y)	-69.92%	-58.88%
Avg. Volume (3M)	1.26M	768.24K

Risk-Adjusted Performance

Risk-Return Positioning

HUM and THC are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Humana (HUM) and Tenet Healthcare (THC)
Metric	HUM	THC
Sharpe Ratio (1Y)	1.55	0.89
Sortino Ratio (1Y)	2.28	1.71

Profitability

ROE (TTM)

Tenet Healthcare (THC) at 41.70% sits in the top ROE quartile, while Humana (HUM) at 6.74% is closer to the peer norm — stronger capital efficiency for THC.

HUM

Health Care Equipment & Services industry group

6.74%

Max: 47.61%
Q3: 14.36%
HUM: 6.74%
Median: 5.45%
Q1: -10.67%
Min: -47.01%

THC

Health Care Equipment & Services industry group

41.70%

Max: 47.61%
THC: 41.70%
Q3: 14.36%
Median: 5.45%
Q1: -10.67%
Min: -47.01%

Humana (HUM) vs. Tenet Healthcare (THC): A comparison of their ROE against the Health Care Equipment & Services industry group benchmark.

Net Margin (TTM)

Tenet Healthcare (THC) at 13.09% retains a top-quartile share of revenue as profit, ahead of Humana (HUM) at 0.81%, which keeps about the industry-typical share.

HUM

Health Care Equipment & Services industry group

0.81%

Max: 29.35%
Q3: 9.33%
Median: 2.18%
HUM: 0.81%
Q1: -6.29%
Min: -28.46%

THC

Health Care Equipment & Services industry group

13.09%

Max: 29.35%
THC: 13.09%
Q3: 9.33%
Median: 2.18%
Q1: -6.29%
Min: -28.46%

Humana (HUM) vs. Tenet Healthcare (THC): A comparison of their net margin against the Health Care Equipment & Services industry group benchmark.

Operating Margin (TTM)

Tenet Healthcare (THC) at 19.04% operates in the top operating margin quartile, ahead of Humana (HUM) at 0.24%, which runs around its industry’s norm.

HUM

Health Care Equipment & Services industry group

0.24%

Max: 35.43%
Q3: 14.14%
Median: 6.81%
HUM: 0.24%
Q1: -0.28%
Min: -16.29%

THC

Health Care Equipment & Services industry group

19.04%

Max: 35.43%
THC: 19.04%
Q3: 14.14%
Median: 6.81%
Q1: -0.28%
Min: -16.29%

Humana (HUM) vs. Tenet Healthcare (THC): A comparison of their operating margin against the Health Care Equipment & Services industry group benchmark.

Profitability Metrics

Profitability metrics for Humana (HUM) and Tenet Healthcare (THC)
Metric	HUM	THC
ROE (TTM)	6.74%	41.70%
ROA (TTM)	3.24%	8.68%
Net Margin (TTM)	0.81%	13.09%
Operating Margin (TTM)	0.24%	19.04%
Gross Margin (TTM)	13.01%	42.47%

Growth

Revenue Growth

Humana (HUM) at 10.11% is around its peer norm for revenue growth, while Tenet Healthcare (THC) at 3.07% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Humana (HUM) vs. Tenet Healthcare (THC): A comparison of their Revenue Growth across different time periods.

EPS Growth

Humana (HUM) at -1.40% is around its peer norm for EPS growth, while Tenet Healthcare (THC) at -52.63% drops into the bottom quartile, signaling weaker earnings momentum.

Humana (HUM) vs. Tenet Healthcare (THC): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Humana (HUM) and Tenet Healthcare (THC)
Metric	HUM	THC
Revenue Growth (YoY)	10.11%	3.07%
Revenue Growth (3Y CAGR)	11.77%	3.58%
EPS Growth (YoY)	-1.40%	-52.63%
EPS Growth (3Y CAGR)	-23.62%	59.88%

Financial Strength

Current Ratio (MRQ)

Both Humana (HUM) at 1.65 and Tenet Healthcare (THC) at 1.59 carry current ratio within their industries’ typical mid-ranges, suggesting balanced short-term liquidity relative to peers.

HUM

Health Care Equipment & Services industry group

1.65

Max: 7.59
Q3: 4.00
Median: 1.98
HUM: 1.65
Q1: 1.37
Min: 0.30

THC

Health Care Equipment & Services industry group

1.59

Max: 7.59
Q3: 4.00
Median: 1.98
THC: 1.59
Q1: 1.37
Min: 0.30

Humana (HUM) vs. Tenet Healthcare (THC): A comparison of their current ratio against the Health Care Equipment & Services industry group benchmark.

Debt / Equity (MRQ)

Humana (HUM) at 0.68 carries an industry-typical debt-to-equity mix, while Tenet Healthcare (THC) at 1.38 uses more debt funding than most peers.

HUM

Health Care Equipment & Services industry group

0.68

Max: 1.88
Q3: 0.91
HUM: 0.68
Median: 0.58
Q1: 0.16
Min: 0.00

THC

Health Care Equipment & Services industry group

1.38

Max: 1.88
THC: 1.38
Q3: 0.91
Median: 0.58
Q1: 0.16
Min: 0.00

Humana (HUM) vs. Tenet Healthcare (THC): A comparison of their debt-to-equity ratio against the Health Care Equipment & Services industry group benchmark.

Financial Strength Metrics

Financial strength metrics for Humana (HUM) and Tenet Healthcare (THC)
Metric	HUM	THC
Current Ratio (MRQ)	1.65	1.59
Debt / Equity (MRQ)	0.68	1.38
Net Debt / EBITDA	-4.10	2.06

Dividends

Dividend Yield (TTM)

Tenet Healthcare (THC) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Humana (HUM) reports a yield of 0.21%, ranking against industry peers normally.

HUM

Health Care Equipment & Services industry group

0.21%

HUM: 0.21%
Max: 0.00%
Q3: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

THC

Health Care Equipment & Services industry group

0.00%

THC: 0.00%
Max: 0.00%
Q3: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

Humana (HUM) vs. Tenet Healthcare (THC): A comparison of their dividend yield against the Health Care Equipment & Services industry group benchmark.

Dividend Payout Ratio (TTM)

Tenet Healthcare (THC) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Humana (HUM) reports a payout of 34.54%, ranking against industry peers normally.

HUM

Health Care Equipment & Services industry group

34.54%

HUM: 34.54%
Max: 0.00%
Q3: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

THC

Health Care Equipment & Services industry group

0.00%

THC: 0.00%
Max: 0.00%
Q3: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

Humana (HUM) vs. Tenet Healthcare (THC): A comparison of their payout ratio against the Health Care Equipment & Services industry group benchmark.

Dividend Metrics

Dividend metrics for Humana (HUM) and Tenet Healthcare (THC)
Metric	HUM	THC
Dividend Yield (TTM)	0.21%	0.00%
Dividend Payout Ratio (TTM)	34.54%	0.00%

Valuation

P/E Ratio (TTM)

Tenet Healthcare (THC) at 8.26 sits in the cheaper P/E ratio quartile, while Humana (HUM) at 42.32 is closer to its industry’s usual earnings multiple — a discount for THC, though growth and earnings durability still matter.

HUM

Health Care Equipment & Services industry group

42.32

Max: 80.41
Q3: 47.62
HUM: 42.32
Median: 29.93
Q1: 21.19
Min: 4.21

THC

Health Care Equipment & Services industry group

8.26

Max: 80.41
Q3: 47.62
Median: 29.93
Q1: 21.19
THC: 8.26
Min: 4.21

Humana (HUM) vs. Tenet Healthcare (THC): A comparison of their P/E ratio against the Health Care Equipment & Services industry group benchmark.

P/S Ratio (TTM)

Both Humana (HUM) at 0.34 and Tenet Healthcare (THC) at 1.02 fetch a relatively low price per dollar of sales, landing in the cheaper P/S ratio quartile of their industries.

HUM

Health Care Equipment & Services industry group

0.34

Max: 8.80
Q3: 4.32
Median: 2.13
Q1: 1.10
HUM: 0.34
Min: 0.03

THC

Health Care Equipment & Services industry group

1.02

Max: 8.80
Q3: 4.32
Median: 2.13
Q1: 1.10
THC: 1.02
Min: 0.03

Humana (HUM) vs. Tenet Healthcare (THC): A comparison of their P/S ratio against the Health Care Equipment & Services industry group benchmark.

P/B Ratio (MRQ)

On P/B ratio, both Humana (HUM) at 2.77 and Tenet Healthcare (THC) at 4.14 are valued close to their industries’ norm against book — neither stands out from peers.

HUM

Health Care Equipment & Services industry group

2.77

Max: 11.68
Q3: 6.12
Median: 3.00
HUM: 2.77
Q1: 1.73
Min: -1.31

THC

Health Care Equipment & Services industry group

4.14

Max: 11.68
Q3: 6.12
THC: 4.14
Median: 3.00
Q1: 1.73
Min: -1.31

Humana (HUM) vs. Tenet Healthcare (THC): A comparison of their P/B ratio against the Health Care Equipment & Services industry group benchmark.

Valuation Metrics

Valuation metrics for Humana (HUM) and Tenet Healthcare (THC)
Metric	HUM	THC
P/E Ratio (TTM)	42.32	8.26
P/S Ratio (TTM)	0.34	1.02
P/B Ratio (MRQ)	2.77	4.14
Free Cash Flow Yield (TTM)	6.27%	8.99%