HUBS vs. JKHY: A Head-to-Head Stock Comparison

Updated on August 29, 2025

Here’s a clear look at HUBS and JKHY, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

Symbol	HUBS	JKHY
Company Name	HubSpot, Inc.	Jack Henry & Associates, Inc.
Country	United States	United States
GICS Sector	Information Technology	Financials
GICS Industry	Software	Financial Services
Market Capitalization	24.74 billion USD	11.86 billion USD
Exchange	NYSE	NasdaqGS
Listing Date	October 9, 2014	November 20, 1985
Security Type	Common Stock	Common Stock

Historical Performance

This chart compares the performance of HUBS and JKHY by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

HUBS vs. JKHY: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	HUBS	JKHY
5-Day Price Return	2.96%	-0.32%
13-Week Price Return	-23.84%	-11.84%
26-Week Price Return	-35.37%	-4.90%
52-Week Price Return	-5.93%	-3.61%
Month-to-Date Return	-9.65%	-4.17%
Year-to-Date Return	-32.62%	-7.16%
10-Day Avg. Volume	0.82M	0.92M
3-Month Avg. Volume	0.83M	0.63M
3-Month Volatility	37.90%	19.27%
Beta	1.62	0.80

Profitability

Return on Equity (TTM)

HUBS

-0.62%

Software Industry

Max: 59.01%
Q3: 21.98%
Median: 7.15%
Q1: -11.12%
Min: -51.24%

HUBS has a negative Return on Equity of -0.62%. This indicates the company is generating a loss for its shareholders, which can be a result of unprofitability or negative shareholder equity and is often a sign of financial distress.

JKHY

22.07%

Financial Services Industry

Max: 40.58%
Q3: 20.06%
Median: 10.67%
Q1: 4.19%
Min: -10.31%

In the upper quartile for the Financial Services industry, JKHY’s Return on Equity of 22.07% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

HUBS vs. JKHY: A comparison of their Return on Equity (TTM) against their respective Software and Financial Services industry benchmarks.

Net Profit Margin (TTM)

HUBS

-0.42%

Software Industry

Max: 48.14%
Q3: 18.23%
Median: 5.60%
Q1: -9.22%
Min: -49.36%

HUBS has a negative Net Profit Margin of -0.42%, indicating the company is operating at a net loss as its expenses exceeded its revenues.

JKHY

19.19%

Financial Services Industry

Max: 52.86%
Q3: 25.58%
Median: 12.23%
Q1: 6.64%
Min: -9.92%

JKHY’s Net Profit Margin of 19.19% is aligned with the median group of its peers in the Financial Services industry. This indicates its ability to convert revenue into profit is typical for the sector.

HUBS vs. JKHY: A comparison of their Net Profit Margin (TTM) against their respective Software and Financial Services industry benchmarks.

Operating Profit Margin (TTM)

HUBS

-2.59%

Software Industry

Max: 57.34%
Q3: 20.60%
Median: 7.84%
Q1: -8.72%
Min: -51.37%

HUBS has a negative Operating Profit Margin of -2.59%. This signifies the company is unprofitable at the operational level, as its core business expenses exceed its revenue.

JKHY

23.94%

Financial Services Industry

Max: 77.28%
Q3: 37.68%
Median: 18.17%
Q1: 9.27%
Min: -8.19%

JKHY’s Operating Profit Margin of 23.94% is around the midpoint for the Financial Services industry, indicating that its efficiency in managing core business operations is typical for the sector.

HUBS vs. JKHY: A comparison of their Operating Profit Margin (TTM) against their respective Software and Financial Services industry benchmarks.

Profitability at a Glance

Symbol	HUBS	JKHY
Return on Equity (TTM)	-0.62%	22.07%
Return on Assets (TTM)	-0.32%	14.68%
Net Profit Margin (TTM)	-0.42%	19.19%
Operating Profit Margin (TTM)	-2.59%	23.94%
Gross Profit Margin (TTM)	84.55%	42.71%

Financial Strength

Current Ratio (MRQ)

HUBS

1.79

Software Industry

Max: 3.83
Q3: 2.31
Median: 1.45
Q1: 1.03
Min: 0.24

HUBS’s Current Ratio of 1.79 aligns with the median group of the Software industry, indicating that its short-term liquidity is in line with its sector peers.

JKHY

1.36

Financial Services Industry

Max: 4.58
Q3: 2.59
Median: 1.33
Q1: 0.69
Min: 0.01

For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

HUBS vs. JKHY: A comparison of their Current Ratio (MRQ) against their respective Software and Financial Services industry benchmarks.

Debt-to-Equity Ratio (MRQ)

HUBS

0.00

Software Industry

Max: 2.14
Q3: 0.90
Median: 0.29
Q1: 0.00
Min: 0.00

HUBS’s Debt-to-Equity Ratio of 0.00 is typical for the Software industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

JKHY

0.08

Financial Services Industry

Max: 4.96
Q3: 2.10
Median: 0.57
Q1: 0.12
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.

HUBS vs. JKHY: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Software and Financial Services industry benchmarks.

Interest Coverage Ratio (TTM)

HUBS

-2.05

Software Industry

Max: 67.02
Q3: 19.86
Median: 0.70
Q1: -12.50
Min: -53.00

HUBS has a negative Interest Coverage Ratio of -2.05. This indicates that its earnings were insufficient to cover even its operational costs, let alone its interest payments, signaling significant financial distress.

JKHY

78.80

Financial Services Industry

Max: 136.23
Q3: 56.08
Median: 6.55
Q1: 2.01
Min: -33.27

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.

HUBS vs. JKHY: A comparison of their Interest Coverage Ratio (TTM) against their respective Software and Financial Services industry benchmarks.

Financial Strength at a Glance

Symbol	HUBS	JKHY
Current Ratio (MRQ)	1.79	1.36
Quick Ratio (MRQ)	1.70	1.01
Debt-to-Equity Ratio (MRQ)	0.00	0.08
Interest Coverage Ratio (TTM)	-2.05	78.80

Growth

Revenue Growth

HUBS vs. JKHY: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

HUBS vs. JKHY: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

HUBS

0.00%

Software Industry

Max: 0.08%
Q3: 0.03%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

HUBS currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

JKHY

1.35%

Financial Services Industry

Max: 8.18%
Q3: 3.60%
Median: 1.56%
Q1: 0.00%
Min: 0.00%

JKHY’s Dividend Yield of 1.35% is consistent with its peers in the Financial Services industry, providing a dividend return that is standard for its sector.

HUBS vs. JKHY: A comparison of their Dividend Yield (TTM) against their respective Software and Financial Services industry benchmarks.

Dividend Payout Ratio (TTM)

HUBS

0.00%

Software Industry

Max: 1.32%
Q3: 0.53%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

HUBS has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

JKHY

37.87%

Financial Services Industry

Max: 155.56%
Q3: 63.71%
Median: 18.08%
Q1: 0.00%
Min: 0.00%

JKHY’s Dividend Payout Ratio of 37.87% is within the typical range for the Financial Services industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

HUBS vs. JKHY: A comparison of their Dividend Payout Ratio (TTM) against their respective Software and Financial Services industry benchmarks.

Dividend at a Glance

Symbol	HUBS	JKHY
Dividend Yield (TTM)	0.00%	1.35%
Dividend Payout Ratio (TTM)	0.00%	37.87%

Valuation

Price-to-Earnings Ratio (TTM)

HUBS

Software Industry

Max: 149.35
Q3: 100.21
Median: 47.97
Q1: 26.77
Min: 11.68

P/E Ratio data for HUBS is currently unavailable.

JKHY

26.34

Financial Services Industry

Max: 63.23
Q3: 32.10
Median: 14.41
Q1: 10.81
Min: 0.37

JKHY’s P/E Ratio of 26.34 is within the middle range for the Financial Services industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

HUBS vs. JKHY: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Software and Financial Services industry benchmarks.

Price-to-Sales Ratio (TTM)

HUBS

8.20

Software Industry

Max: 25.24
Q3: 13.52
Median: 8.15
Q1: 4.87
Min: 0.98

HUBS’s P/S Ratio of 8.20 aligns with the market consensus for the Software industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

JKHY

5.05

Financial Services Industry

Max: 11.16
Q3: 5.45
Median: 2.61
Q1: 1.25
Min: 0.04

The P/S Ratio is often not a primary valuation tool in the Financial Services industry.

HUBS vs. JKHY: A comparison of their Price-to-Sales Ratio (TTM) against their respective Software and Financial Services industry benchmarks.

Price-to-Book Ratio (MRQ)

HUBS

14.22

Software Industry

Max: 30.95
Q3: 14.91
Median: 7.75
Q1: 3.60
Min: 0.38

HUBS’s P/B Ratio of 14.22 is within the conventional range for the Software industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

JKHY

6.54

Financial Services Industry

Max: 7.09
Q3: 3.79
Median: 1.46
Q1: 0.83
Min: 0.04

JKHY’s P/B Ratio of 6.54 is in the upper tier for the Financial Services industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

HUBS vs. JKHY: A comparison of their Price-to-Book Ratio (MRQ) against their respective Software and Financial Services industry benchmarks.

Valuation at a Glance

Symbol	HUBS	JKHY
Price-to-Earnings Ratio (TTM)	--	26.34
Price-to-Sales Ratio (TTM)	8.20	5.05
Price-to-Book Ratio (MRQ)	14.22	6.54
Price-to-Free Cash Flow Ratio (TTM)	45.56	39.66