HSBC vs. XOM: A Head-to-Head Stock Comparison

Updated on August 24, 2025

Here’s a clear look at HSBC and XOM, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

HSBC trades as an American Depositary Receipt (ADR), offering U.S. investors a convenient way to access its foreign-listed shares. In contrast, XOM is a standard domestic listing.

Symbol	HSBC	XOM
Company Name	HSBC Holdings plc	Exxon Mobil Corporation
Country	United Kingdom	United States
GICS Sector	Financials	Energy
GICS Industry	Banks	Oil, Gas & Consumable Fuels
Market Capitalization	226.88 billion USD	462.69 billion USD
Exchange	NYSE	NYSE
Listing Date	July 16, 1999	January 2, 1962
Security Type	ADR	Common Stock

Historical Performance

This chart compares the performance of HSBC and XOM by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

HSBC vs. XOM: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	HSBC	XOM
5-Day Price Return	-1.12%	1.07%
13-Week Price Return	6.24%	1.93%
26-Week Price Return	7.85%	0.37%
52-Week Price Return	44.56%	-8.44%
Month-to-Date Return	2.37%	-2.79%
Year-to-Date Return	20.30%	0.89%
10-Day Avg. Volume	13.79M	15.46M
3-Month Avg. Volume	18.07M	16.44M
3-Month Volatility	16.86%	20.57%
Beta	0.07	0.50

Profitability

Return on Equity (TTM)

HSBC

13.86%

Banks Industry

Max: 26.37%
Q3: 15.92%
Median: 12.25%
Q1: 8.69%
Min: 0.15%

HSBC’s Return on Equity of 13.86% is on par with the norm for the Banks industry, indicating its profitability relative to shareholder equity is typical for the sector.

XOM

11.73%

Oil, Gas & Consumable Fuels Industry

Max: 35.51%
Q3: 17.86%
Median: 10.69%
Q1: 5.71%
Min: -8.98%

XOM’s Return on Equity of 11.73% is on par with the norm for the Oil, Gas & Consumable Fuels industry, indicating its profitability relative to shareholder equity is typical for the sector.

HSBC vs. XOM: A comparison of their Return on Equity (TTM) against their respective Banks and Oil, Gas & Consumable Fuels industry benchmarks.

Net Profit Margin (TTM)

HSBC

34.16%

Banks Industry

Max: 54.20%
Q3: 35.70%
Median: 28.97%
Q1: 22.53%
Min: 6.98%

HSBC’s Net Profit Margin of 34.16% is aligned with the median group of its peers in the Banks industry. This indicates its ability to convert revenue into profit is typical for the sector.

XOM

9.42%

Oil, Gas & Consumable Fuels Industry

Max: 44.03%
Q3: 20.12%
Median: 8.91%
Q1: 2.62%
Min: -23.39%

XOM’s Net Profit Margin of 9.42% is aligned with the median group of its peers in the Oil, Gas & Consumable Fuels industry. This indicates its ability to convert revenue into profit is typical for the sector.

HSBC vs. XOM: A comparison of their Net Profit Margin (TTM) against their respective Banks and Oil, Gas & Consumable Fuels industry benchmarks.

Operating Profit Margin (TTM)

HSBC

40.44%

Banks Industry

Max: 63.35%
Q3: 44.59%
Median: 37.24%
Q1: 28.25%
Min: 13.37%

HSBC’s Operating Profit Margin of 40.44% is around the midpoint for the Banks industry, indicating that its efficiency in managing core business operations is typical for the sector.

XOM

12.31%

Oil, Gas & Consumable Fuels Industry

Max: 64.72%
Q3: 31.93%
Median: 19.14%
Q1: 5.67%
Min: -27.31%

XOM’s Operating Profit Margin of 12.31% is around the midpoint for the Oil, Gas & Consumable Fuels industry, indicating that its efficiency in managing core business operations is typical for the sector.

HSBC vs. XOM: A comparison of their Operating Profit Margin (TTM) against their respective Banks and Oil, Gas & Consumable Fuels industry benchmarks.

Profitability at a Glance

Symbol	HSBC	XOM
Return on Equity (TTM)	13.86%	11.73%
Return on Assets (TTM)	0.85%	6.84%
Net Profit Margin (TTM)	34.16%	9.42%
Operating Profit Margin (TTM)	40.44%	12.31%
Gross Profit Margin (TTM)	--	29.97%

Financial Strength

Current Ratio (MRQ)

HSBC

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

XOM

1.25

Oil, Gas & Consumable Fuels Industry

Max: 2.76
Q3: 1.64
Median: 1.22
Q1: 0.84
Min: 0.22

XOM’s Current Ratio of 1.25 aligns with the median group of the Oil, Gas & Consumable Fuels industry, indicating that its short-term liquidity is in line with its sector peers.

HSBC vs. XOM: A comparison of their Current Ratio (MRQ) against their respective Banks and Oil, Gas & Consumable Fuels industry benchmarks.

Debt-to-Equity Ratio (MRQ)

HSBC

1.91

Banks Industry

Max: 4.75
Q3: 2.62
Median: 1.02
Q1: 0.39
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

XOM

0.15

Oil, Gas & Consumable Fuels Industry

Max: 2.24
Q3: 1.06
Median: 0.60
Q1: 0.24
Min: 0.00

Falling into the lower quartile for the Oil, Gas & Consumable Fuels industry, XOM’s Debt-to-Equity Ratio of 0.15 points to a conservative financing strategy. This results in lower financial risk but potentially limits strategic investments compared to more leveraged competitors.

HSBC vs. XOM: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Banks and Oil, Gas & Consumable Fuels industry benchmarks.

Interest Coverage Ratio (TTM)

HSBC

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

XOM

20.20

Oil, Gas & Consumable Fuels Industry

Max: 54.03
Q3: 23.32
Median: 7.46
Q1: 2.57
Min: -19.25

XOM’s Interest Coverage Ratio of 20.20 is positioned comfortably within the norm for the Oil, Gas & Consumable Fuels industry, indicating a standard and healthy capacity to cover its interest payments.

HSBC vs. XOM: A comparison of their Interest Coverage Ratio (TTM) against their respective Banks and Oil, Gas & Consumable Fuels industry benchmarks.

Financial Strength at a Glance

Symbol	HSBC	XOM
Current Ratio (MRQ)	--	1.25
Quick Ratio (MRQ)	--	0.88
Debt-to-Equity Ratio (MRQ)	1.91	0.15
Interest Coverage Ratio (TTM)	--	20.20

Growth

Revenue Growth

HSBC vs. XOM: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

HSBC vs. XOM: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

HSBC

6.14%

Banks Industry

Max: 10.27%
Q3: 5.83%
Median: 3.81%
Q1: 2.50%
Min: 0.00%

With a Dividend Yield of 6.14%, HSBC offers a more attractive income stream than most of its peers in the Banks industry, signaling a strong commitment to shareholder returns.

XOM

3.58%

Oil, Gas & Consumable Fuels Industry

Max: 13.98%
Q3: 7.41%
Median: 4.36%
Q1: 2.84%
Min: 0.00%

XOM’s Dividend Yield of 3.58% is consistent with its peers in the Oil, Gas & Consumable Fuels industry, providing a dividend return that is standard for its sector.

HSBC vs. XOM: A comparison of their Dividend Yield (TTM) against their respective Banks and Oil, Gas & Consumable Fuels industry benchmarks.

Dividend Payout Ratio (TTM)

HSBC

71.79%

Banks Industry

Max: 147.07%
Q3: 80.55%
Median: 54.40%
Q1: 35.71%
Min: 0.00%

HSBC’s Dividend Payout Ratio of 71.79% is within the typical range for the Banks industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

XOM

55.57%

Oil, Gas & Consumable Fuels Industry

Max: 180.73%
Q3: 92.90%
Median: 63.90%
Q1: 27.41%
Min: 0.00%

XOM’s Dividend Payout Ratio of 55.57% is within the typical range for the Oil, Gas & Consumable Fuels industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

HSBC vs. XOM: A comparison of their Dividend Payout Ratio (TTM) against their respective Banks and Oil, Gas & Consumable Fuels industry benchmarks.

Dividend at a Glance

Symbol	HSBC	XOM
Dividend Yield (TTM)	6.14%	3.58%
Dividend Payout Ratio (TTM)	71.79%	55.57%

Valuation

Price-to-Earnings Ratio (TTM)

HSBC

8.44

Banks Industry

Max: 20.05
Q3: 12.65
Median: 10.21
Q1: 7.54
Min: 2.74

HSBC’s P/E Ratio of 8.44 is within the middle range for the Banks industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

XOM

15.51

Oil, Gas & Consumable Fuels Industry

Max: 41.71
Q3: 21.35
Median: 12.26
Q1: 7.77
Min: 0.00

XOM’s P/E Ratio of 15.51 is within the middle range for the Oil, Gas & Consumable Fuels industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

HSBC vs. XOM: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Banks and Oil, Gas & Consumable Fuels industry benchmarks.

Price-to-Sales Ratio (TTM)

HSBC

1.74

Banks Industry

Max: 5.06
Q3: 2.98
Median: 2.24
Q1: 1.59
Min: 0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

XOM

1.46

Oil, Gas & Consumable Fuels Industry

Max: 5.87
Q3: 2.89
Median: 1.29
Q1: 0.54
Min: 0.00

XOM’s P/S Ratio of 1.46 aligns with the market consensus for the Oil, Gas & Consumable Fuels industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

HSBC vs. XOM: A comparison of their Price-to-Sales Ratio (TTM) against their respective Banks and Oil, Gas & Consumable Fuels industry benchmarks.

Price-to-Book Ratio (MRQ)

HSBC

1.08

Banks Industry

Max: 2.18
Q3: 1.36
Median: 1.09
Q1: 0.81
Min: 0.20

HSBC’s P/B Ratio of 1.08 is within the conventional range for the Banks industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

XOM

1.77

Oil, Gas & Consumable Fuels Industry

Max: 3.83
Q3: 2.12
Median: 1.34
Q1: 0.91
Min: 0.34

XOM’s P/B Ratio of 1.77 is within the conventional range for the Oil, Gas & Consumable Fuels industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

HSBC vs. XOM: A comparison of their Price-to-Book Ratio (MRQ) against their respective Banks and Oil, Gas & Consumable Fuels industry benchmarks.

Valuation at a Glance

Symbol	HSBC	XOM
Price-to-Earnings Ratio (TTM)	8.44	15.51
Price-to-Sales Ratio (TTM)	1.74	1.46
Price-to-Book Ratio (MRQ)	1.08	1.77
Price-to-Free Cash Flow Ratio (TTM)	4.65	16.52