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HIG vs. RKT: A Head-to-Head Stock Comparison

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Here’s a clear look at HIG and RKT, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolHIGRKT
Company NameThe Hartford Insurance Group, Inc.Rocket Companies, Inc.
CountryUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS IndustryInsuranceFinancial Services
Market Capitalization36.46 billion USD48.09 billion USD
ExchangeNYSENYSE
Listing DateDecember 15, 1995August 6, 2020
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of HIG and RKT by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

HIG vs. RKT: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolHIGRKT
5-Day Price Return2.28%1.91%
13-Week Price Return1.96%-0.18%
26-Week Price Return2.41%46.99%
52-Week Price Return13.60%6.15%
Month-to-Date Return5.38%2.52%
Year-to-Date Return19.62%51.69%
10-Day Avg. Volume1.57M49.29M
3-Month Avg. Volume1.49M32.70M
3-Month Volatility17.04%54.26%
Beta0.632.31

Profitability

Return on Equity (TTM)

HIG

20.55%

Insurance Industry

Max
30.96%
Q3
18.76%
Median
14.22%
Q1
10.34%
Min
1.73%

In the upper quartile for the Insurance industry, HIG’s Return on Equity of 20.55% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

RKT

-2.32%

Financial Services Industry

Max
39.28%
Q3
18.88%
Median
9.97%
Q1
4.03%
Min
-10.25%

RKT has a negative Return on Equity of -2.32%. This indicates the company is generating a loss for its shareholders, which can be a result of unprofitability or negative shareholder equity and is often a sign of financial distress.

HIG vs. RKT: A comparison of their Return on Equity (TTM) against their respective Insurance and Financial Services industry benchmarks.

Net Profit Margin (TTM)

HIG

12.77%

Insurance Industry

Max
26.78%
Q3
14.69%
Median
9.87%
Q1
6.59%
Min
-3.51%

HIG’s Net Profit Margin of 12.77% is aligned with the median group of its peers in the Insurance industry. This indicates its ability to convert revenue into profit is typical for the sector.

RKT

-1.67%

Financial Services Industry

Max
52.16%
Q3
25.35%
Median
12.68%
Q1
6.11%
Min
-11.69%

RKT has a negative Net Profit Margin of -1.67%, indicating the company is operating at a net loss as its expenses exceeded its revenues.

HIG vs. RKT: A comparison of their Net Profit Margin (TTM) against their respective Insurance and Financial Services industry benchmarks.

Operating Profit Margin (TTM)

HIG

16.46%

Insurance Industry

Max
34.52%
Q3
20.17%
Median
14.46%
Q1
9.62%
Min
-2.51%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

RKT

18.57%

Financial Services Industry

Max
75.57%
Q3
37.78%
Median
19.09%
Q1
10.04%
Min
-19.42%

RKT’s Operating Profit Margin of 18.57% is around the midpoint for the Financial Services industry, indicating that its efficiency in managing core business operations is typical for the sector.

HIG vs. RKT: A comparison of their Operating Profit Margin (TTM) against their respective Insurance and Financial Services industry benchmarks.

Profitability at a Glance

SymbolHIGRKT
Return on Equity (TTM)20.55%-2.32%
Return on Assets (TTM)4.29%-0.36%
Net Profit Margin (TTM)12.77%-1.67%
Operating Profit Margin (TTM)16.46%18.57%
Gross Profit Margin (TTM)----

Financial Strength

Current Ratio (MRQ)

HIG

--

Insurance Industry

Max
2.97
Q3
1.37
Median
0.54
Q1
0.15
Min
0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

RKT

0.42

Financial Services Industry

Max
4.83
Q3
2.70
Median
1.44
Q1
0.86
Min
0.01

For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

HIG vs. RKT: A comparison of their Current Ratio (MRQ) against their respective Insurance and Financial Services industry benchmarks.

Debt-to-Equity Ratio (MRQ)

HIG

0.24

Insurance Industry

Max
1.25
Q3
0.65
Median
0.34
Q1
0.23
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

RKT

2.48

Financial Services Industry

Max
5.07
Q3
2.14
Median
0.66
Q1
0.12
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.

HIG vs. RKT: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Insurance and Financial Services industry benchmarks.

Interest Coverage Ratio (TTM)

HIG

34.47

Insurance Industry

Max
43.68
Q3
21.45
Median
9.67
Q1
3.55
Min
-5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

RKT

2.42

Financial Services Industry

Max
136.23
Q3
56.08
Median
6.55
Q1
2.01
Min
-33.27

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.

HIG vs. RKT: A comparison of their Interest Coverage Ratio (TTM) against their respective Insurance and Financial Services industry benchmarks.

Financial Strength at a Glance

SymbolHIGRKT
Current Ratio (MRQ)--0.42
Quick Ratio (MRQ)--0.42
Debt-to-Equity Ratio (MRQ)0.242.48
Interest Coverage Ratio (TTM)34.472.42

Growth

Revenue Growth

HIG vs. RKT: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

HIG vs. RKT: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

HIG

1.68%

Insurance Industry

Max
9.80%
Q3
5.18%
Median
3.58%
Q1
2.07%
Min
0.00%

HIG’s Dividend Yield of 1.68% is in the lower quartile for the Insurance industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.

RKT

0.00%

Financial Services Industry

Max
8.12%
Q3
3.37%
Median
1.70%
Q1
0.00%
Min
0.00%

RKT currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

HIG vs. RKT: A comparison of their Dividend Yield (TTM) against their respective Insurance and Financial Services industry benchmarks.

Dividend Payout Ratio (TTM)

HIG

16.98%

Insurance Industry

Max
169.40%
Q3
85.57%
Median
53.26%
Q1
23.68%
Min
0.00%

HIG’s Dividend Payout Ratio of 16.98% is in the lower quartile for the Insurance industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

RKT

0.00%

Financial Services Industry

Max
132.10%
Q3
64.32%
Median
18.23%
Q1
0.00%
Min
0.00%

RKT has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

HIG vs. RKT: A comparison of their Dividend Payout Ratio (TTM) against their respective Insurance and Financial Services industry benchmarks.

Dividend at a Glance

SymbolHIGRKT
Dividend Yield (TTM)1.68%0.00%
Dividend Payout Ratio (TTM)16.98%0.00%

Valuation

Price-to-Earnings Ratio (TTM)

HIG

10.13

Insurance Industry

Max
30.75
Q3
18.11
Median
12.67
Q1
9.66
Min
2.87

HIG’s P/E Ratio of 10.13 is within the middle range for the Insurance industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

RKT

--

Financial Services Industry

Max
45.81
Q3
30.21
Median
16.29
Q1
10.14
Min
0.70

P/E Ratio data for RKT is currently unavailable.

HIG vs. RKT: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Insurance and Financial Services industry benchmarks.

Price-to-Sales Ratio (TTM)

HIG

1.29

Insurance Industry

Max
3.41
Q3
1.88
Median
1.22
Q1
0.80
Min
0.23

HIG’s P/S Ratio of 1.29 aligns with the market consensus for the Insurance industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

RKT

7.87

Financial Services Industry

Max
10.88
Q3
5.34
Median
2.64
Q1
1.24
Min
0.06

The P/S Ratio is often not a primary valuation tool in the Financial Services industry.

HIG vs. RKT: A comparison of their Price-to-Sales Ratio (TTM) against their respective Insurance and Financial Services industry benchmarks.

Price-to-Book Ratio (MRQ)

HIG

2.03

Insurance Industry

Max
4.57
Q3
2.56
Median
1.88
Q1
1.20
Min
0.17

HIG’s P/B Ratio of 2.03 is within the conventional range for the Insurance industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

RKT

4.61

Financial Services Industry

Max
7.93
Q3
3.78
Median
1.49
Q1
0.88
Min
0.08

RKT’s P/B Ratio of 4.61 is in the upper tier for the Financial Services industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

HIG vs. RKT: A comparison of their Price-to-Book Ratio (MRQ) against their respective Insurance and Financial Services industry benchmarks.

Valuation at a Glance

SymbolHIGRKT
Price-to-Earnings Ratio (TTM)10.13--
Price-to-Sales Ratio (TTM)1.297.87
Price-to-Book Ratio (MRQ)2.034.61
Price-to-Free Cash Flow Ratio (TTM)6.1226.31