HD vs. JPM: A Head-to-Head Stock Comparison

Updated on October 4, 2025

Here’s a clear look at HD and JPM, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

Symbol	HD	JPM
Company Name	The Home Depot, Inc.	JPMorgan Chase & Co.
Country	United States	United States
GICS Sector	Consumer Discretionary	Financials
GICS Industry	Specialty Retail	Banks
Market Capitalization	408.20 billion USD	869.09 billion USD
Exchange	NYSE	NYSE
Listing Date	September 22, 1981	March 17, 1980
Security Type	Common Stock	Common Stock

Historical Performance

This chart compares the performance of HD and JPM by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

HD vs. JPM: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	HD	JPM
5-Day Price Return	-2.56%	-0.87%
13-Week Price Return	6.39%	6.99%
26-Week Price Return	9.45%	25.23%
52-Week Price Return	-2.02%	47.35%
Month-to-Date Return	-2.02%	-1.50%
Year-to-Date Return	2.06%	29.62%
10-Day Avg. Volume	3.37M	9.69M
3-Month Avg. Volume	3.58M	8.33M
3-Month Volatility	19.94%	16.89%
Beta	1.06	1.10

Profitability

Return on Equity (TTM)

HD

188.48%

Specialty Retail Industry

Max: 64.63%
Q3: 37.13%
Median: 19.07%
Q1: 10.79%
Min: -16.66%

HD’s Return on Equity of 188.48% is exceptionally high, placing it well beyond the typical range for the Specialty Retail industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.

JPM

16.16%

Banks Industry

Max: 25.40%
Q3: 15.55%
Median: 12.00%
Q1: 8.98%
Min: -0.10%

In the upper quartile for the Banks industry, JPM’s Return on Equity of 16.16% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

HD vs. JPM: A comparison of their Return on Equity (TTM) against their respective Specialty Retail and Banks industry benchmarks.

Net Profit Margin (TTM)

HD

8.86%

Specialty Retail Industry

Max: 21.04%
Q3: 10.99%
Median: 6.08%
Q1: 2.46%
Min: -4.37%

HD’s Net Profit Margin of 8.86% is aligned with the median group of its peers in the Specialty Retail industry. This indicates its ability to convert revenue into profit is typical for the sector.

JPM

33.26%

Banks Industry

Max: 54.20%
Q3: 35.73%
Median: 28.97%
Q1: 22.56%
Min: 6.98%

JPM’s Net Profit Margin of 33.26% is aligned with the median group of its peers in the Banks industry. This indicates its ability to convert revenue into profit is typical for the sector.

HD vs. JPM: A comparison of their Net Profit Margin (TTM) against their respective Specialty Retail and Banks industry benchmarks.

Operating Profit Margin (TTM)

HD

13.09%

Specialty Retail Industry

Max: 33.35%
Q3: 16.40%
Median: 9.28%
Q1: 4.05%
Min: -10.63%

HD’s Operating Profit Margin of 13.09% is around the midpoint for the Specialty Retail industry, indicating that its efficiency in managing core business operations is typical for the sector.

JPM

41.23%

Banks Industry

Max: 63.35%
Q3: 44.73%
Median: 37.24%
Q1: 28.25%
Min: 12.28%

JPM’s Operating Profit Margin of 41.23% is around the midpoint for the Banks industry, indicating that its efficiency in managing core business operations is typical for the sector.

HD vs. JPM: A comparison of their Operating Profit Margin (TTM) against their respective Specialty Retail and Banks industry benchmarks.

Profitability at a Glance

Symbol	HD	JPM
Return on Equity (TTM)	188.48%	16.16%
Return on Assets (TTM)	14.91%	1.32%
Net Profit Margin (TTM)	8.86%	33.26%
Operating Profit Margin (TTM)	13.09%	41.23%
Gross Profit Margin (TTM)	33.35%	--

Financial Strength

Current Ratio (MRQ)

HD

1.15

Specialty Retail Industry

Max: 2.72
Q3: 1.81
Median: 1.38
Q1: 1.15
Min: 0.52

HD’s Current Ratio of 1.15 falls into the lower quartile for the Specialty Retail industry. This indicates a tighter liquidity situation and a more constrained capacity to handle short-term debt than many of its competitors.

JPM

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

HD vs. JPM: A comparison of their Current Ratio (MRQ) against their respective Specialty Retail and Banks industry benchmarks.

Debt-to-Equity Ratio (MRQ)

HD

4.91

Specialty Retail Industry

Max: 3.44
Q3: 1.57
Median: 0.60
Q1: 0.22
Min: 0.00

With a Debt-to-Equity Ratio of 4.91, HD operates with exceptionally high leverage compared to the Specialty Retail industry norm. This suggests an aggressive reliance on debt financing, which can magnify returns but also significantly elevates financial risk.

JPM

3.03

Banks Industry

Max: 5.78
Q3: 2.66
Median: 1.05
Q1: 0.40
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

HD vs. JPM: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Specialty Retail and Banks industry benchmarks.

Interest Coverage Ratio (TTM)

HD

10.15

Specialty Retail Industry

Max: 48.12
Q3: 39.12
Median: 14.13
Q1: 3.63
Min: -36.00

HD’s Interest Coverage Ratio of 10.15 is positioned comfortably within the norm for the Specialty Retail industry, indicating a standard and healthy capacity to cover its interest payments.

JPM

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

HD vs. JPM: A comparison of their Interest Coverage Ratio (TTM) against their respective Specialty Retail and Banks industry benchmarks.

Financial Strength at a Glance

Symbol	HD	JPM
Current Ratio (MRQ)	1.15	--
Quick Ratio (MRQ)	0.34	--
Debt-to-Equity Ratio (MRQ)	4.91	3.03
Interest Coverage Ratio (TTM)	10.15	--

Growth

Revenue Growth

HD vs. JPM: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

HD vs. JPM: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

HD

2.28%

Specialty Retail Industry

Max: 6.48%
Q3: 2.84%
Median: 1.04%
Q1: 0.00%
Min: 0.00%

HD’s Dividend Yield of 2.28% is consistent with its peers in the Specialty Retail industry, providing a dividend return that is standard for its sector.

JPM

1.81%

Banks Industry

Max: 11.03%
Q3: 6.00%
Median: 3.87%
Q1: 2.41%
Min: 0.00%

JPM’s Dividend Yield of 1.81% is in the lower quartile for the Banks industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.

HD vs. JPM: A comparison of their Dividend Yield (TTM) against their respective Specialty Retail and Banks industry benchmarks.

Dividend Payout Ratio (TTM)

HD

61.82%

Specialty Retail Industry

Max: 192.64%
Q3: 79.43%
Median: 26.55%
Q1: 0.00%
Min: 0.00%

HD’s Dividend Payout Ratio of 61.82% is within the typical range for the Specialty Retail industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

JPM

27.49%

Banks Industry

Max: 134.24%
Q3: 79.39%
Median: 55.09%
Q1: 36.09%
Min: 0.00%

JPM’s Dividend Payout Ratio of 27.49% is in the lower quartile for the Banks industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

HD vs. JPM: A comparison of their Dividend Payout Ratio (TTM) against their respective Specialty Retail and Banks industry benchmarks.

Dividend at a Glance

Symbol	HD	JPM
Dividend Yield (TTM)	2.28%	1.81%
Dividend Payout Ratio (TTM)	61.82%	27.49%

Valuation

Price-to-Earnings Ratio (TTM)

HD

27.13

Specialty Retail Industry

Max: 47.04
Q3: 27.74
Median: 23.51
Q1: 13.77
Min: 7.47

HD’s P/E Ratio of 27.13 is within the middle range for the Specialty Retail industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

JPM

15.18

Banks Industry

Max: 22.69
Q3: 13.75
Median: 10.32
Q1: 7.73
Min: 2.59

A P/E Ratio of 15.18 places JPM in the upper quartile for the Banks industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

HD vs. JPM: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Specialty Retail and Banks industry benchmarks.

Price-to-Sales Ratio (TTM)

HD

2.40

Specialty Retail Industry

Max: 5.77
Q3: 2.79
Median: 1.21
Q1: 0.53
Min: 0.09

HD’s P/S Ratio of 2.40 aligns with the market consensus for the Specialty Retail industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

JPM

2.90

Banks Industry

Max: 4.90
Q3: 2.98
Median: 2.24
Q1: 1.59
Min: 0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

HD vs. JPM: A comparison of their Price-to-Sales Ratio (TTM) against their respective Specialty Retail and Banks industry benchmarks.

Price-to-Book Ratio (MRQ)

HD

35.53

Specialty Retail Industry

Max: 16.93
Q3: 7.92
Median: 3.98
Q1: 1.86
Min: 0.55

At 35.53, HD’s P/B Ratio is at an extreme premium to the Specialty Retail industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

JPM

2.26

Banks Industry

Max: 2.09
Q3: 1.40
Median: 1.11
Q1: 0.86
Min: 0.29

At 2.26, JPM’s P/B Ratio is at an extreme premium to the Banks industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

HD vs. JPM: A comparison of their Price-to-Book Ratio (MRQ) against their respective Specialty Retail and Banks industry benchmarks.

Valuation at a Glance

Symbol	HD	JPM
Price-to-Earnings Ratio (TTM)	27.13	15.18
Price-to-Sales Ratio (TTM)	2.40	2.90
Price-to-Book Ratio (MRQ)	35.53	2.26
Price-to-Free Cash Flow Ratio (TTM)	27.89	4.84