HBAN vs. SAN: Huntington Bancshares vs. Banco Santander Stock Comparison

Company Profile

Huntington Bancshares (HBAN) and Banco Santander (SAN) both belong to the Banks industry, though HBAN is classified under Regional Banks while SAN falls under Diversified Banks.

Huntington Bancshares (HBAN) trades as ordinary local shares, while Banco Santander (SAN) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Banco Santander (SAN) at 13.06% is around its peer norm for ROE, while Huntington Bancshares (HBAN) at 9.19% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.

Banco Santander (SAN) at 32.58% keeps about the industry-typical share of revenue as profit, while Huntington Bancshares (HBAN) at 25.37% retains only a bottom-quartile share.

Neither side reports a meaningful operating margin: for Huntington Bancshares (HBAN) in Banks and Banco Santander (SAN) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Huntington Bancshares (HBAN) at 10.22% is around its peer norm for revenue growth, while Banco Santander (SAN) at -0.47% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Both Huntington Bancshares (HBAN) at 13.93% and Banco Santander (SAN) at 17.19% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Huntington Bancshares (HBAN) in Banks and Banco Santander (SAN) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Huntington Bancshares (HBAN) in Banks and Banco Santander (SAN) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Huntington Bancshares (HBAN) at 3.97% delivers top-quartile income for its industry, while Banco Santander (SAN) at 2.10% pays a more typical yield — both are credible income propositions, HBAN the richer one.

Banco Santander (SAN) at 25.91% pays out a band-typical share of earnings, while Huntington Bancshares (HBAN) at 50.82% distributes more than its industry norm — less retained, thinner cover.

Dividend Metrics

Valuation

Both Huntington Bancshares (HBAN) at 12.68 and Banco Santander (SAN) at 11.08 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

P/S ratio is set aside for both Huntington Bancshares (HBAN) in Banks and Banco Santander (SAN) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

Huntington Bancshares (HBAN) at 1.06 sits in the lower P/B ratio quartile against book while Banco Santander (SAN) at 1.33 is valued near its industry’s middle — HBAN is cheaper on assets, though weigh it against ROE and asset quality.

Valuation Metrics