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HBAN vs. LPLA: A Head-to-Head Stock Comparison

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Here’s a clear look at HBAN and LPLA, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolHBANLPLA
Company NameHuntington Bancshares IncorporatedLPL Financial Holdings Inc.
CountryUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS IndustryBanksCapital Markets
Market Capitalization23.84 billion USD26.01 billion USD
ExchangeNasdaqGSNasdaqGS
Listing DateMarch 17, 1980November 18, 2010
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of HBAN and LPLA by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

HBAN vs. LPLA: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolHBANLPLA
5-Day Price Return-4.11%3.91%
13-Week Price Return-6.20%-14.64%
26-Week Price Return21.40%3.96%
52-Week Price Return11.61%35.94%
Month-to-Date Return-5.39%-2.27%
Year-to-Date Return0.43%-0.42%
10-Day Avg. Volume31.44M0.90M
3-Month Avg. Volume30.62M0.82M
3-Month Volatility21.21%32.91%
Beta1.020.60

Profitability

Return on Equity (TTM)

HBAN

10.33%

Banks Industry

Max
25.40%
Q3
15.55%
Median
12.00%
Q1
8.98%
Min
-0.10%

HBAN’s Return on Equity of 10.33% is on par with the norm for the Banks industry, indicating its profitability relative to shareholder equity is typical for the sector.

LPLA

32.17%

Capital Markets Industry

Max
38.97%
Q3
22.24%
Median
13.52%
Q1
8.61%
Min
-4.25%

In the upper quartile for the Capital Markets industry, LPLA’s Return on Equity of 32.17% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

HBAN vs. LPLA: A comparison of their Return on Equity (TTM) against their respective Banks and Capital Markets industry benchmarks.

Net Profit Margin (TTM)

HBAN

31.21%

Banks Industry

Max
54.20%
Q3
35.73%
Median
28.97%
Q1
22.56%
Min
6.98%

HBAN’s Net Profit Margin of 31.21% is aligned with the median group of its peers in the Banks industry. This indicates its ability to convert revenue into profit is typical for the sector.

LPLA

7.91%

Capital Markets Industry

Max
69.91%
Q3
37.24%
Median
24.30%
Q1
13.06%
Min
-15.18%

Falling into the lower quartile for the Capital Markets industry, LPLA’s Net Profit Margin of 7.91% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

HBAN vs. LPLA: A comparison of their Net Profit Margin (TTM) against their respective Banks and Capital Markets industry benchmarks.

Operating Profit Margin (TTM)

HBAN

38.55%

Banks Industry

Max
63.35%
Q3
44.73%
Median
37.24%
Q1
28.25%
Min
12.28%

HBAN’s Operating Profit Margin of 38.55% is around the midpoint for the Banks industry, indicating that its efficiency in managing core business operations is typical for the sector.

LPLA

12.86%

Capital Markets Industry

Max
84.86%
Q3
47.16%
Median
32.23%
Q1
18.65%
Min
-21.87%

LPLA’s Operating Profit Margin of 12.86% is in the lower quartile for the Capital Markets industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.

HBAN vs. LPLA: A comparison of their Operating Profit Margin (TTM) against their respective Banks and Capital Markets industry benchmarks.

Profitability at a Glance

SymbolHBANLPLA
Return on Equity (TTM)10.33%32.17%
Return on Assets (TTM)1.03%7.89%
Net Profit Margin (TTM)31.21%7.91%
Operating Profit Margin (TTM)38.55%12.86%
Gross Profit Margin (TTM)--98.92%

Financial Strength

Current Ratio (MRQ)

HBAN

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

LPLA

3.05

Capital Markets Industry

Max
3.37
Q3
1.81
Median
1.01
Q1
0.56
Min
0.04

For the Capital Markets industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

HBAN vs. LPLA: A comparison of their Current Ratio (MRQ) against their respective Banks and Capital Markets industry benchmarks.

Debt-to-Equity Ratio (MRQ)

HBAN

0.64

Banks Industry

Max
5.78
Q3
2.66
Median
1.05
Q1
0.40
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

LPLA

1.44

Capital Markets Industry

Max
6.52
Q3
2.79
Median
0.96
Q1
0.28
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Capital Markets industry.

HBAN vs. LPLA: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Banks and Capital Markets industry benchmarks.

Interest Coverage Ratio (TTM)

HBAN

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

LPLA

6.08

Capital Markets Industry

Max
107.59
Q3
48.41
Median
10.85
Q1
4.56
Min
-36.26

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Capital Markets industry.

HBAN vs. LPLA: A comparison of their Interest Coverage Ratio (TTM) against their respective Banks and Capital Markets industry benchmarks.

Financial Strength at a Glance

SymbolHBANLPLA
Current Ratio (MRQ)--3.05
Quick Ratio (MRQ)--2.99
Debt-to-Equity Ratio (MRQ)0.641.44
Interest Coverage Ratio (TTM)--6.08

Growth

Revenue Growth

HBAN vs. LPLA: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

HBAN vs. LPLA: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

HBAN

4.31%

Banks Industry

Max
11.03%
Q3
6.00%
Median
3.87%
Q1
2.41%
Min
0.00%

HBAN’s Dividend Yield of 4.31% is consistent with its peers in the Banks industry, providing a dividend return that is standard for its sector.

LPLA

0.36%

Capital Markets Industry

Max
9.02%
Q3
4.54%
Median
2.55%
Q1
1.27%
Min
0.00%

LPLA’s Dividend Yield of 0.36% is in the lower quartile for the Capital Markets industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.

HBAN vs. LPLA: A comparison of their Dividend Yield (TTM) against their respective Banks and Capital Markets industry benchmarks.

Dividend Payout Ratio (TTM)

HBAN

48.86%

Banks Industry

Max
134.24%
Q3
79.39%
Median
55.09%
Q1
36.09%
Min
0.00%

HBAN’s Dividend Payout Ratio of 48.86% is within the typical range for the Banks industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

LPLA

8.17%

Capital Markets Industry

Max
199.38%
Q3
99.28%
Median
60.67%
Q1
32.00%
Min
0.00%

LPLA’s Dividend Payout Ratio of 8.17% is in the lower quartile for the Capital Markets industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

HBAN vs. LPLA: A comparison of their Dividend Payout Ratio (TTM) against their respective Banks and Capital Markets industry benchmarks.

Dividend at a Glance

SymbolHBANLPLA
Dividend Yield (TTM)4.31%0.36%
Dividend Payout Ratio (TTM)48.86%8.17%

Valuation

Price-to-Earnings Ratio (TTM)

HBAN

11.35

Banks Industry

Max
22.69
Q3
13.75
Median
10.32
Q1
7.73
Min
2.59

HBAN’s P/E Ratio of 11.35 is within the middle range for the Banks industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

LPLA

22.71

Capital Markets Industry

Max
51.69
Q3
29.42
Median
17.58
Q1
12.55
Min
5.59

LPLA’s P/E Ratio of 22.71 is within the middle range for the Capital Markets industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

HBAN vs. LPLA: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Banks and Capital Markets industry benchmarks.

Price-to-Sales Ratio (TTM)

HBAN

2.07

Banks Industry

Max
4.90
Q3
2.98
Median
2.24
Q1
1.59
Min
0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

LPLA

1.80

Capital Markets Industry

Max
14.65
Q3
7.29
Median
4.53
Q1
2.26
Min
0.04

In the lower quartile for the Capital Markets industry, LPLA’s P/S Ratio of 1.80 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.

HBAN vs. LPLA: A comparison of their Price-to-Sales Ratio (TTM) against their respective Banks and Capital Markets industry benchmarks.

Price-to-Book Ratio (MRQ)

HBAN

1.17

Banks Industry

Max
2.09
Q3
1.40
Median
1.11
Q1
0.86
Min
0.29

HBAN’s P/B Ratio of 1.17 is within the conventional range for the Banks industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

LPLA

5.91

Capital Markets Industry

Max
10.83
Q3
5.12
Median
2.66
Q1
1.19
Min
0.37

LPLA’s P/B Ratio of 5.91 is in the upper tier for the Capital Markets industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

HBAN vs. LPLA: A comparison of their Price-to-Book Ratio (MRQ) against their respective Banks and Capital Markets industry benchmarks.

Valuation at a Glance

SymbolHBANLPLA
Price-to-Earnings Ratio (TTM)11.3522.71
Price-to-Sales Ratio (TTM)2.071.80
Price-to-Book Ratio (MRQ)1.175.91
Price-to-Free Cash Flow Ratio (TTM)9.9174.90