HBAN vs. KB: Huntington Bancshares vs. KB Financial Stock Comparison
How do Huntington Bancshares (HBAN) and KB Financial (KB) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Huntington Bancshares (HBAN) and KB Financial (KB) both belong to the Banks industry, though HBAN is classified under Regional Banks while KB falls under Diversified Banks.
Huntington Bancshares (HBAN) trades as ordinary local shares, while KB Financial (KB) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | HBAN | KB |
|---|---|---|
| Name | HubSpot Inc. | KB Financial Group Inc. ADR |
| Country/Region | United States | South Korea |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Regional Banks | Diversified Banks |
| Market Capitalization | 31.18 billion USD | 38.60 billion USD |
| Currency | USD | USD |
| Exchange | Nasdaq | NYSE |
| Listing Date | March 17, 1980 | November 13, 2001 |
| Security Type | Common Stock | ADR |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | HBAN | KB |
|---|---|---|
| Total Return (1Y) | 5.93% | 34.70% |
| Total Return (3Y, Annualized) | 21.12% | 45.50% |
| Total Return (5Y, Annualized) | 4.70% | 23.53% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
Huntington Bancshares (HBAN) is heavily traded at around 24.74M shares per day, whereas KB Financial (KB) sees a more moderate 194.61K — larger orders in the latter may require more patience and tighter control over order sizing.
| Metric | HBAN | KB |
|---|---|---|
| Volatility (1Y, Annualized) | 26.06% | 36.91% |
| Beta (5Y) | 0.95 | 1.06 |
| Max Drawdown (5Y) | -44.17% | -42.89% |
| Avg. Volume (3M) | 24.74M | 194.61K |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | HBAN | KB |
|---|---|---|
| Sharpe Ratio (1Y) | 0.06 | 0.82 |
| Sortino Ratio (1Y) | 0.09 | 1.30 |
Profitability
ROE (TTM)
Capital efficiency shows on one side only: Huntington Bancshares (HBAN) earns 9.19% on shareholders’ equity, ranked against its industry; KB Financial (KB) has no ROE this period.
HBAN
Banks industry group
9.19%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- HBAN
- 9.19%
- Min
- 3.64%
KB
Banks industry group
--
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
- KB
- --
Net Margin (TTM)
Both Huntington Bancshares (HBAN) at 25.37% and KB Financial (KB) at 17.25% let more of each sales dollar slip away before the bottom line than peers do, sitting in the lower net margin quartile of their industries.
HBAN
Banks industry group
25.37%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- Q1
- 27.11%
- HBAN
- 25.37%
- Min
- 14.93%
KB
Banks industry group
17.25%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- Q1
- 27.11%
- KB
- 17.25%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Huntington Bancshares (HBAN) in Banks and KB Financial (KB) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | HBAN | KB |
|---|---|---|
| ROE (TTM) | 9.19% | -- |
| ROA (TTM) | 1.01% | -- |
| Net Margin (TTM) | 25.37% | 17.25% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Huntington Bancshares (HBAN) at 10.22% is around its peer norm for revenue growth, while KB Financial (KB) at 5.61% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Both Huntington Bancshares (HBAN) at 13.93% and KB Financial (KB) at 27.83% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | HBAN | KB |
|---|---|---|
| Revenue Growth (YoY) | 10.22% | 5.61% |
| Revenue Growth (3Y CAGR) | 3.88% | 8.97% |
| EPS Growth (YoY) | 13.93% | 27.83% |
| EPS Growth (3Y CAGR) | -1.40% | 14.97% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Huntington Bancshares (HBAN) in Banks and KB Financial (KB) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Huntington Bancshares (HBAN) in Banks and KB Financial (KB) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | HBAN | KB |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Huntington Bancshares (HBAN) at 3.97% earns its spot in the top quartile of its industry’s yields; KB Financial (KB) at 1,434.96% is past the top of its own peer range — territory where a dividend-safety check matters more than the headline number.
HBAN
Banks industry group
3.97%
- Max
- 5.79%
- HBAN
- 3.97%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
KB
Banks industry group
1,434.96%
- KB
- 1,434.96%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
KB Financial (KB) at 26.89% pays out a band-typical share of earnings, while Huntington Bancshares (HBAN) at 50.82% distributes more than its industry norm — less retained, thinner cover.
HBAN
Banks industry group
50.82%
- Max
- 70.75%
- HBAN
- 50.82%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
KB
Banks industry group
26.89%
- Max
- 70.75%
- Q3
- 41.28%
- Median
- 29.26%
- KB
- 26.89%
- Q1
- 18.98%
- Min
- 0.00%
Dividend Metrics
| Metric | HBAN | KB |
|---|---|---|
| Dividend Yield (TTM) | 3.97% | 1,434.96% |
| Dividend Payout Ratio (TTM) | 50.82% | 26.89% |
Valuation
P/E Ratio (TTM)
KB Financial (KB) at 9.55 sits in the cheaper P/E ratio quartile, while Huntington Bancshares (HBAN) at 12.68 is closer to its industry’s usual earnings multiple — a discount for KB, though growth and earnings durability still matter.
HBAN
Banks industry group
12.68
- Max
- 18.16
- Q3
- 13.75
- HBAN
- 12.68
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
KB
Banks industry group
9.55
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- KB
- 9.55
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both Huntington Bancshares (HBAN) in Banks and KB Financial (KB) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
Huntington Bancshares (HBAN) at 1.06 sits in the lower P/B ratio quartile relative to book while KB Financial (KB) at 3.68 prices above its industry range — a wide valuation gap against assets.
HBAN
Banks industry group
1.06
- Max
- 2.28
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- HBAN
- 1.06
- Min
- 0.59
KB
Banks industry group
3.68
- KB
- 3.68
- Max
- 2.28
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
Valuation Metrics
| Metric | HBAN | KB |
|---|---|---|
| P/E Ratio (TTM) | 12.68 | 9.55 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 1.06 | 3.68 |
| Free Cash Flow Yield (TTM) | -- | -- |