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GWRE vs. WIT: Guidewire Software vs. Wipro Stock Comparison

How do Guidewire Software (GWRE) and Wipro (WIT) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Guidewire Software (GWRE) and Wipro (WIT) both fall under the Software & Services industry group, but GWRE is classified in Software while WIT is classified in IT Services.

Guidewire Software (GWRE) trades as ordinary local shares, while Wipro (WIT) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Company profile comparison for Guidewire Software (GWRE) and Wipro (WIT)
Profile ItemGWREWIT
NameGuidewire Software Inc.Wipro Ltd. ADR
Country/RegionUnited StatesIndia
GICS SectorInformation TechnologyInformation Technology
GICS Industry GroupSoftware & ServicesSoftware & Services
GICS IndustrySoftwareIT Services
GICS Sub-IndustryApplication SoftwareIT Consulting & Other Services
Market Capitalization13.34 billion USD21.37 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateJanuary 25, 2012October 19, 2000
Security TypeCommon StockADR

Price Performance

Cumulative Growth

GWRE
WIT
GSPC
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Guidewire Software (GWRE) vs. Wipro (WIT), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Guidewire Software (GWRE) and Wipro (WIT). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Guidewire Software (GWRE) and Wipro (WIT). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Guidewire Software (GWRE) and Wipro (WIT)
MetricGWREWIT
Total Return (1Y)-25.97%-16.56%
Total Return (3Y, Annualized)21.68%0.08%
Total Return (5Y, Annualized)4.78%-12.80%

Risk Profile

Drawdown History

GWRE
WIT
GSPC
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Guidewire Software (GWRE) vs. Wipro (WIT), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Guidewire Software (GWRE) and Wipro (WIT). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Guidewire Software (GWRE) and Wipro (WIT)
MetricGWREWIT
Volatility (1Y, Annualized)62.03%47.10%
Beta (5Y)0.990.91
Max Drawdown (5Y)-60.79%-64.83%
Avg. Volume (3M)1.29M9.36M

Risk-Adjusted Performance

Risk-Return Positioning

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GWRE and WIT are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Guidewire Software (GWRE) and Wipro (WIT)
MetricGWREWIT
Sharpe Ratio (1Y)-0.49-0.44
Sortino Ratio (1Y)-0.68-0.65

Profitability

ROE (TTM)

Both Guidewire Software (GWRE) at 10.51% and Wipro (WIT) at 15.94% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

GWRE

Software & Services industry group

10.51%

Max
53.85%
Q3
17.90%
GWRE
10.51%
Median
6.59%
Q1
-9.59%
Min
-50.52%

WIT

Software & Services industry group

15.94%

Max
53.85%
Q3
17.90%
WIT
15.94%
Median
6.59%
Q1
-9.59%
Min
-50.52%
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Guidewire Software (GWRE) vs. Wipro (WIT): A comparison of their ROE against the Software & Services industry group benchmark.

Net Margin (TTM)

Both Guidewire Software (GWRE) at 9.44% and Wipro (WIT) at 13.58% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

GWRE

Software & Services industry group

9.44%

Max
41.17%
Q3
15.28%
GWRE
9.44%
Median
4.63%
Q1
-5.42%
Min
-33.17%

WIT

Software & Services industry group

13.58%

Max
41.17%
Q3
15.28%
WIT
13.58%
Median
4.63%
Q1
-5.42%
Min
-33.17%
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Guidewire Software (GWRE) vs. Wipro (WIT): A comparison of their net margin against the Software & Services industry group benchmark.

Operating Margin (TTM)

Both Guidewire Software (GWRE) at 15.16% and Wipro (WIT) at 16.16% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

GWRE

Software & Services industry group

15.16%

Max
46.89%
Q3
17.64%
GWRE
15.16%
Median
8.73%
Q1
-2.13%
Min
-30.45%

WIT

Software & Services industry group

16.16%

Max
46.89%
Q3
17.64%
WIT
16.16%
Median
8.73%
Q1
-2.13%
Min
-30.45%
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Guidewire Software (GWRE) vs. Wipro (WIT): A comparison of their operating margin against the Software & Services industry group benchmark.

Profitability Metrics

Profitability metrics for Guidewire Software (GWRE) and Wipro (WIT)
MetricGWREWIT
ROE (TTM)10.51%15.94%
ROA (TTM)3.54%7.26%
Net Margin (TTM)9.44%13.58%
Operating Margin (TTM)15.16%16.16%
Gross Margin (TTM)64.21%28.87%

Growth

Revenue Growth

Guidewire Software (GWRE) at 22.70% is around its peer norm for revenue growth, while Wipro (WIT) at 3.97% drops into the bottom quartile, signaling weaker demand or pricing momentum.

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Guidewire Software (GWRE) vs. Wipro (WIT): A comparison of their Revenue Growth across different time periods.

EPS Growth

Guidewire Software (GWRE) at 101.23% sits in the top EPS growth quartile, while Wipro (WIT) at 0.32% is closer to the peer norm — faster per-share earnings growth for GWRE.

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Guidewire Software (GWRE) vs. Wipro (WIT): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Guidewire Software (GWRE) and Wipro (WIT)
MetricGWREWIT
Revenue Growth (YoY)22.70%3.97%
Revenue Growth (3Y CAGR)17.68%0.78%
EPS Growth (YoY)101.23%0.32%
EPS Growth (3Y CAGR)--6.70%

Financial Strength

Current Ratio (MRQ)

Both Guidewire Software (GWRE) at 1.79 and Wipro (WIT) at 1.70 carry current ratio within their industries’ typical mid-ranges, suggesting balanced short-term liquidity relative to peers.

GWRE

Software & Services industry group

1.79

Max
5.11
Q3
2.77
GWRE
1.79
Median
1.67
Q1
1.01
Min
0.03

WIT

Software & Services industry group

1.70

Max
5.11
Q3
2.77
WIT
1.70
Median
1.67
Q1
1.01
Min
0.03
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Guidewire Software (GWRE) vs. Wipro (WIT): A comparison of their current ratio against the Software & Services industry group benchmark.

Debt / Equity (MRQ)

Both Guidewire Software (GWRE) at 0.60 and Wipro (WIT) at 0.28 fund their balance sheets with roughly industry-typical debt-to-equity mixes.

GWRE

Software & Services industry group

0.60

Max
2.52
Q3
1.13
GWRE
0.60
Median
0.40
Q1
0.07
Min
0.00

WIT

Software & Services industry group

0.28

Max
2.52
Q3
1.13
Median
0.40
WIT
0.28
Q1
0.07
Min
0.00
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Guidewire Software (GWRE) vs. Wipro (WIT): A comparison of their debt-to-equity ratio against the Software & Services industry group benchmark.

Financial Strength Metrics

Financial strength metrics for Guidewire Software (GWRE) and Wipro (WIT)
MetricGWREWIT
Current Ratio (MRQ)1.791.70
Debt / Equity (MRQ)0.600.28
Net Debt / EBITDA-0.38-1.20

Dividends

Dividend Yield (TTM)

Guidewire Software (GWRE) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Wipro (WIT) reports a yield of 370.37%, ranking against industry peers normally.

GWRE

Software & Services industry group

0.00%

GWRE
0.00%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%

WIT

Software & Services industry group

370.37%

WIT
370.37%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%
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Guidewire Software (GWRE) vs. Wipro (WIT): A comparison of their dividend yield against the Software & Services industry group benchmark.

Dividend Payout Ratio (TTM)

Guidewire Software (GWRE) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Wipro (WIT) reports a payout of 60.56%, ranking against industry peers normally.

GWRE

Software & Services industry group

0.00%

GWRE
0.00%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%

WIT

Software & Services industry group

60.56%

WIT
60.56%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%
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Guidewire Software (GWRE) vs. Wipro (WIT): A comparison of their payout ratio against the Software & Services industry group benchmark.

Dividend Metrics

Dividend metrics for Guidewire Software (GWRE) and Wipro (WIT)
MetricGWREWIT
Dividend Yield (TTM)0.00%370.37%
Dividend Payout Ratio (TTM)0.00%60.56%

Valuation

P/E Ratio (TTM)

Wipro (WIT) at 15.43 sits in the cheaper P/E ratio quartile, while Guidewire Software (GWRE) at 99.02 sits in the richer quartile — a clear split in what investors pay for each dollar of trailing earnings.

GWRE

Software & Services industry group

99.02

Max
112.94
GWRE
99.02
Q3
60.32
Median
32.91
Q1
18.77
Min
6.69

WIT

Software & Services industry group

15.43

Max
112.94
Q3
60.32
Median
32.91
Q1
18.77
WIT
15.43
Min
6.69
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Guidewire Software (GWRE) vs. Wipro (WIT): A comparison of their P/E ratio against the Software & Services industry group benchmark.

P/S Ratio (TTM)

Wipro (WIT) at 0.02 looks cheap on sales in the lower P/S ratio quartile, while Guidewire Software (GWRE) at 9.04 looks rich in the upper quartile — a clear gap in price per dollar of revenue.

GWRE

Software & Services industry group

9.04

Max
17.91
GWRE
9.04
Q3
8.78
Median
4.25
Q1
2.23
Min
0.02

WIT

Software & Services industry group

0.02

Max
17.91
Q3
8.78
Median
4.25
Q1
2.23
WIT
0.02
Min
0.02
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Guidewire Software (GWRE) vs. Wipro (WIT): A comparison of their P/S ratio against the Software & Services industry group benchmark.

P/B Ratio (MRQ)

Wipro (WIT) at 2.54 is valued about in line with its industry on P/B ratio, while Guidewire Software (GWRE) at 11.09 carries an above-peer premium to book — GWRE is pricier on assets.

GWRE

Software & Services industry group

11.09

Max
16.63
GWRE
11.09
Q3
8.50
Median
4.30
Q1
1.92
Min
-3.90

WIT

Software & Services industry group

2.54

Max
16.63
Q3
8.50
Median
4.30
WIT
2.54
Q1
1.92
Min
-3.90
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Guidewire Software (GWRE) vs. Wipro (WIT): A comparison of their P/B ratio against the Software & Services industry group benchmark.

Valuation Metrics

Valuation metrics for Guidewire Software (GWRE) and Wipro (WIT)
MetricGWREWIT
P/E Ratio (TTM)99.0215.43
P/S Ratio (TTM)9.040.02
P/B Ratio (MRQ)11.092.54
Free Cash Flow Yield (TTM)2.57%490.89%