GWRE vs. SSNC: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at GWRE and SSNC, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
| Symbol | GWRE | SSNC |
|---|---|---|
| Company Name | Guidewire Software, Inc. | SS&C Technologies Holdings, Inc. |
| Country | United States | United States |
| GICS Sector | Information Technology | Industrials |
| GICS Industry | Software | Professional Services |
| Market Capitalization | 18.76 billion USD | 20.21 billion USD |
| Exchange | NYSE | NasdaqGS |
| Listing Date | January 25, 2012 | March 31, 2010 |
| Security Type | Common Stock | Common Stock |
Historical Performance
This chart compares the performance of GWRE and SSNC by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | GWRE | SSNC |
|---|---|---|
| 5-Day Price Return | 2.18% | -1.65% |
| 13-Week Price Return | 5.24% | -3.85% |
| 26-Week Price Return | 3.73% | 4.81% |
| 52-Week Price Return | 13.28% | 11.54% |
| Month-to-Date Return | -4.76% | -1.68% |
| Year-to-Date Return | 31.99% | 10.17% |
| 10-Day Avg. Volume | 0.63M | 1.30M |
| 3-Month Avg. Volume | 0.69M | 1.27M |
| 3-Month Volatility | 46.45% | 20.27% |
| Beta | 1.07 | 1.21 |
Profitability
Return on Equity (TTM)
GWRE
5.21%
Software Industry
- Max
- 65.88%
- Q3
- 22.54%
- Median
- 10.46%
- Q1
- -6.54%
- Min
- -41.05%
GWRE’s Return on Equity of 5.21% is on par with the norm for the Software industry, indicating its profitability relative to shareholder equity is typical for the sector.
SSNC
12.54%
Professional Services Industry
- Max
- 50.82%
- Q3
- 32.98%
- Median
- 21.73%
- Q1
- 12.35%
- Min
- -10.69%
SSNC’s Return on Equity of 12.54% is on par with the norm for the Professional Services industry, indicating its profitability relative to shareholder equity is typical for the sector.
Net Profit Margin (TTM)
GWRE
5.81%
Software Industry
- Max
- 53.50%
- Q3
- 20.30%
- Median
- 9.60%
- Q1
- -4.98%
- Min
- -41.00%
GWRE’s Net Profit Margin of 5.81% is aligned with the median group of its peers in the Software industry. This indicates its ability to convert revenue into profit is typical for the sector.
SSNC
13.86%
Professional Services Industry
- Max
- 27.86%
- Q3
- 14.27%
- Median
- 7.71%
- Q1
- 4.47%
- Min
- -9.49%
SSNC’s Net Profit Margin of 13.86% is aligned with the median group of its peers in the Professional Services industry. This indicates its ability to convert revenue into profit is typical for the sector.
Operating Profit Margin (TTM)
GWRE
-1.06%
Software Industry
- Max
- 61.99%
- Q3
- 23.67%
- Median
- 10.93%
- Q1
- -3.57%
- Min
- -40.19%
GWRE has a negative Operating Profit Margin of -1.06%. This signifies the company is unprofitable at the operational level, as its core business expenses exceed its revenue.
SSNC
23.09%
Professional Services Industry
- Max
- 35.71%
- Q3
- 19.52%
- Median
- 12.30%
- Q1
- 7.86%
- Min
- -1.29%
An Operating Profit Margin of 23.09% places SSNC in the upper quartile for the Professional Services industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.
Profitability at a Glance
| Symbol | GWRE | SSNC |
|---|---|---|
| Return on Equity (TTM) | 5.21% | 12.54% |
| Return on Assets (TTM) | 2.70% | 4.37% |
| Net Profit Margin (TTM) | 5.81% | 13.86% |
| Operating Profit Margin (TTM) | -1.06% | 23.09% |
| Gross Profit Margin (TTM) | 62.54% | 48.56% |
Financial Strength
Current Ratio (MRQ)
GWRE
2.77
Software Industry
- Max
- 4.01
- Q3
- 2.27
- Median
- 1.50
- Q1
- 1.03
- Min
- 0.25
GWRE’s Current Ratio of 2.77 is in the upper quartile for the Software industry. This signifies a strong liquidity position, suggesting the company is well-equipped to cover its immediate liabilities compared to its peers.
SSNC
1.12
Professional Services Industry
- Max
- 2.45
- Q3
- 1.69
- Median
- 1.33
- Q1
- 1.10
- Min
- 0.47
SSNC’s Current Ratio of 1.12 aligns with the median group of the Professional Services industry, indicating that its short-term liquidity is in line with its sector peers.
Debt-to-Equity Ratio (MRQ)
GWRE
0.46
Software Industry
- Max
- 2.04
- Q3
- 0.86
- Median
- 0.29
- Q1
- 0.00
- Min
- 0.00
GWRE’s Debt-to-Equity Ratio of 0.46 is typical for the Software industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.
SSNC
0.95
Professional Services Industry
- Max
- 2.55
- Q3
- 1.54
- Median
- 0.94
- Q1
- 0.45
- Min
- 0.00
SSNC’s Debt-to-Equity Ratio of 0.95 is typical for the Professional Services industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.
Interest Coverage Ratio (TTM)
GWRE
-7.00
Software Industry
- Max
- 89.65
- Q3
- 33.82
- Median
- 1.59
- Q1
- -10.48
- Min
- -71.23
GWRE has a negative Interest Coverage Ratio of -7.00. This indicates that its earnings were insufficient to cover even its operational costs, let alone its interest payments, signaling significant financial distress.
SSNC
3.25
Professional Services Industry
- Max
- 39.45
- Q3
- 20.05
- Median
- 11.35
- Q1
- 5.46
- Min
- -1.21
In the lower quartile for the Professional Services industry, SSNC’s Interest Coverage Ratio of 3.25 indicates a tighter cushion for servicing debt, suggesting less financial flexibility than many of its competitors.
Financial Strength at a Glance
| Symbol | GWRE | SSNC |
|---|---|---|
| Current Ratio (MRQ) | 2.77 | 1.12 |
| Quick Ratio (MRQ) | 2.61 | 1.07 |
| Debt-to-Equity Ratio (MRQ) | 0.46 | 0.95 |
| Interest Coverage Ratio (TTM) | -7.00 | 3.25 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
GWRE
0.00%
Software Industry
- Max
- 0.34%
- Q3
- 0.17%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
GWRE currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.
SSNC
1.23%
Professional Services Industry
- Max
- 4.35%
- Q3
- 2.86%
- Median
- 1.57%
- Q1
- 0.72%
- Min
- 0.00%
SSNC’s Dividend Yield of 1.23% is consistent with its peers in the Professional Services industry, providing a dividend return that is standard for its sector.
Dividend Payout Ratio (TTM)
GWRE
0.00%
Software Industry
- Max
- 12.76%
- Q3
- 6.56%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
GWRE has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.
SSNC
29.41%
Professional Services Industry
- Max
- 99.60%
- Q3
- 69.06%
- Median
- 43.41%
- Q1
- 19.44%
- Min
- 0.00%
SSNC’s Dividend Payout Ratio of 29.41% is within the typical range for the Professional Services industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
Dividend at a Glance
| Symbol | GWRE | SSNC |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 1.23% |
| Dividend Payout Ratio (TTM) | 0.00% | 29.41% |
Valuation
Price-to-Earnings Ratio (TTM)
GWRE
269.45
Software Industry
- Max
- 142.78
- Q3
- 72.24
- Median
- 36.21
- Q1
- 24.24
- Min
- 4.55
At 269.45, GWRE’s P/E Ratio is exceptionally high, exceeding the typical maximum for the Software industry. This suggests the stock may be significantly overvalued compared to its peers and implies high market expectations that could be difficult to meet.
SSNC
23.91
Professional Services Industry
- Max
- 52.91
- Q3
- 32.20
- Median
- 25.00
- Q1
- 17.95
- Min
- 6.60
SSNC’s P/E Ratio of 23.91 is within the middle range for the Professional Services industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
Price-to-Sales Ratio (TTM)
GWRE
15.64
Software Industry
- Max
- 20.79
- Q3
- 12.71
- Median
- 6.75
- Q1
- 4.56
- Min
- 0.87
GWRE’s P/S Ratio of 15.64 is in the upper echelon for the Software industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.
SSNC
3.31
Professional Services Industry
- Max
- 8.52
- Q3
- 4.25
- Median
- 2.07
- Q1
- 0.84
- Min
- 0.18
SSNC’s P/S Ratio of 3.31 aligns with the market consensus for the Professional Services industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.
Price-to-Book Ratio (MRQ)
GWRE
13.07
Software Industry
- Max
- 30.49
- Q3
- 14.84
- Median
- 8.09
- Q1
- 4.32
- Min
- 0.38
GWRE’s P/B Ratio of 13.07 is within the conventional range for the Software industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
SSNC
3.13
Professional Services Industry
- Max
- 18.65
- Q3
- 9.28
- Median
- 6.16
- Q1
- 2.96
- Min
- 0.53
SSNC’s P/B Ratio of 3.13 is within the conventional range for the Professional Services industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
Valuation at a Glance
| Symbol | GWRE | SSNC |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 269.45 | 23.91 |
| Price-to-Sales Ratio (TTM) | 15.64 | 3.31 |
| Price-to-Book Ratio (MRQ) | 13.07 | 3.13 |
| Price-to-Free Cash Flow Ratio (TTM) | 54.08 | 15.70 |