GWRE vs. JBL: A Head-to-Head Stock Comparison

Updated on August 24, 2025

Here’s a clear look at GWRE and JBL, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

Symbol	GWRE	JBL
Company Name	Guidewire Software, Inc.	Jabil Inc.
Country	United States	United States
GICS Sector	Information Technology	Information Technology
GICS Industry	Software	Electronic Equipment, Instruments & Components
Market Capitalization	18.20 billion USD	21.90 billion USD
Exchange	NYSE	NYSE
Listing Date	January 25, 2012	May 3, 1993
Security Type	Common Stock	Common Stock

Historical Performance

This chart compares the performance of GWRE and JBL by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

GWRE vs. JBL: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	GWRE	JBL
5-Day Price Return	3.48%	-6.14%
13-Week Price Return	0.34%	21.86%
26-Week Price Return	-0.23%	20.98%
52-Week Price Return	45.65%	89.88%
Month-to-Date Return	-4.45%	-8.57%
Year-to-Date Return	28.22%	41.80%
10-Day Avg. Volume	0.65M	1.45M
3-Month Avg. Volume	0.78M	1.36M
3-Month Volatility	38.37%	32.75%
Beta	1.21	1.27

Profitability

Return on Equity (TTM)

GWRE

2.64%

Software Industry

Max: 59.01%
Q3: 21.98%
Median: 7.15%
Q1: -11.12%
Min: -51.24%

GWRE’s Return on Equity of 2.64% is on par with the norm for the Software industry, indicating its profitability relative to shareholder equity is typical for the sector.

JBL

38.64%

Electronic Equipment, Instruments & Components Industry

Max: 29.99%
Q3: 15.78%
Median: 9.05%
Q1: 5.63%
Min: -9.55%

JBL’s Return on Equity of 38.64% is exceptionally high, placing it well beyond the typical range for the Electronic Equipment, Instruments & Components industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.

GWRE vs. JBL: A comparison of their Return on Equity (TTM) against their respective Software and Electronic Equipment, Instruments & Components industry benchmarks.

Net Profit Margin (TTM)

GWRE

3.04%

Software Industry

Max: 48.14%
Q3: 18.23%
Median: 5.60%
Q1: -9.22%
Min: -49.36%

GWRE’s Net Profit Margin of 3.04% is aligned with the median group of its peers in the Software industry. This indicates its ability to convert revenue into profit is typical for the sector.

JBL

2.02%

Electronic Equipment, Instruments & Components Industry

Max: 25.55%
Q3: 12.80%
Median: 7.58%
Q1: 3.09%
Min: -8.70%

Falling into the lower quartile for the Electronic Equipment, Instruments & Components industry, JBL’s Net Profit Margin of 2.02% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

GWRE vs. JBL: A comparison of their Net Profit Margin (TTM) against their respective Software and Electronic Equipment, Instruments & Components industry benchmarks.

Operating Profit Margin (TTM)

GWRE

-2.79%

Software Industry

Max: 57.34%
Q3: 20.60%
Median: 7.84%
Q1: -8.72%
Min: -51.37%

GWRE has a negative Operating Profit Margin of -2.79%. This signifies the company is unprofitable at the operational level, as its core business expenses exceed its revenue.

JBL

4.08%

Electronic Equipment, Instruments & Components Industry

Max: 30.04%
Q3: 16.04%
Median: 9.75%
Q1: 4.27%
Min: -12.63%

JBL’s Operating Profit Margin of 4.08% is in the lower quartile for the Electronic Equipment, Instruments & Components industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.

GWRE vs. JBL: A comparison of their Operating Profit Margin (TTM) against their respective Software and Electronic Equipment, Instruments & Components industry benchmarks.

Profitability at a Glance

Symbol	GWRE	JBL
Return on Equity (TTM)	2.64%	38.64%
Return on Assets (TTM)	1.41%	3.25%
Net Profit Margin (TTM)	3.04%	2.02%
Operating Profit Margin (TTM)	-2.79%	4.08%
Gross Profit Margin (TTM)	62.16%	8.86%

Financial Strength

Current Ratio (MRQ)

GWRE

3.23

Software Industry

Max: 3.83
Q3: 2.31
Median: 1.45
Q1: 1.03
Min: 0.24

GWRE’s Current Ratio of 3.23 is in the upper quartile for the Software industry. This signifies a strong liquidity position, suggesting the company is well-equipped to cover its immediate liabilities compared to its peers.

JBL

0.98

Electronic Equipment, Instruments & Components Industry

Max: 4.43
Q3: 2.88
Median: 2.05
Q1: 1.52
Min: 0.64

JBL’s Current Ratio of 0.98 falls into the lower quartile for the Electronic Equipment, Instruments & Components industry. This indicates a tighter liquidity situation and a more constrained capacity to handle short-term debt than many of its competitors.

GWRE vs. JBL: A comparison of their Current Ratio (MRQ) against their respective Software and Electronic Equipment, Instruments & Components industry benchmarks.

Debt-to-Equity Ratio (MRQ)

GWRE

0.49

Software Industry

Max: 2.14
Q3: 0.90
Median: 0.29
Q1: 0.00
Min: 0.00

GWRE’s Debt-to-Equity Ratio of 0.49 is typical for the Software industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

JBL

2.24

Electronic Equipment, Instruments & Components Industry

Max: 1.14
Q3: 0.54
Median: 0.34
Q1: 0.11
Min: 0.00

With a Debt-to-Equity Ratio of 2.24, JBL operates with exceptionally high leverage compared to the Electronic Equipment, Instruments & Components industry norm. This suggests an aggressive reliance on debt financing, which can magnify returns but also significantly elevates financial risk.

GWRE vs. JBL: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Software and Electronic Equipment, Instruments & Components industry benchmarks.

Interest Coverage Ratio (TTM)

GWRE

-7.00

Software Industry

Max: 67.02
Q3: 19.86
Median: 0.70
Q1: -12.50
Min: -53.00

GWRE has a negative Interest Coverage Ratio of -7.00. This indicates that its earnings were insufficient to cover even its operational costs, let alone its interest payments, signaling significant financial distress.

JBL

11.12

Electronic Equipment, Instruments & Components Industry

Max: 101.00
Q3: 43.88
Median: 13.27
Q1: 3.73
Min: -18.73

JBL’s Interest Coverage Ratio of 11.12 is positioned comfortably within the norm for the Electronic Equipment, Instruments & Components industry, indicating a standard and healthy capacity to cover its interest payments.

GWRE vs. JBL: A comparison of their Interest Coverage Ratio (TTM) against their respective Software and Electronic Equipment, Instruments & Components industry benchmarks.

Financial Strength at a Glance

Symbol	GWRE	JBL
Current Ratio (MRQ)	3.23	0.98
Quick Ratio (MRQ)	3.04	0.47
Debt-to-Equity Ratio (MRQ)	0.49	2.24
Interest Coverage Ratio (TTM)	-7.00	11.12

Growth

Revenue Growth

GWRE vs. JBL: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

GWRE vs. JBL: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

GWRE

0.00%

Software Industry

Max: 0.08%
Q3: 0.03%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

GWRE currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

JBL

0.17%

Electronic Equipment, Instruments & Components Industry

Max: 4.86%
Q3: 2.53%
Median: 1.28%
Q1: 0.16%
Min: 0.00%

JBL’s Dividend Yield of 0.17% is consistent with its peers in the Electronic Equipment, Instruments & Components industry, providing a dividend return that is standard for its sector.

GWRE vs. JBL: A comparison of their Dividend Yield (TTM) against their respective Software and Electronic Equipment, Instruments & Components industry benchmarks.

Dividend Payout Ratio (TTM)

GWRE

0.00%

Software Industry

Max: 1.32%
Q3: 0.53%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

GWRE has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

JBL

6.59%

Electronic Equipment, Instruments & Components Industry

Max: 161.37%
Q3: 67.12%
Median: 34.46%
Q1: 3.82%
Min: 0.00%

JBL’s Dividend Payout Ratio of 6.59% is within the typical range for the Electronic Equipment, Instruments & Components industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

GWRE vs. JBL: A comparison of their Dividend Payout Ratio (TTM) against their respective Software and Electronic Equipment, Instruments & Components industry benchmarks.

Dividend at a Glance

Symbol	GWRE	JBL
Dividend Yield (TTM)	0.00%	0.17%
Dividend Payout Ratio (TTM)	0.00%	6.59%

Valuation

Price-to-Earnings Ratio (TTM)

GWRE

519.59

Software Industry

Max: 149.35
Q3: 100.21
Median: 47.97
Q1: 26.77
Min: 11.68

At 519.59, GWRE’s P/E Ratio is exceptionally high, exceeding the typical maximum for the Software industry. This suggests the stock may be significantly overvalued compared to its peers and implies high market expectations that could be difficult to meet.

JBL

37.97

Electronic Equipment, Instruments & Components Industry

Max: 73.87
Q3: 41.11
Median: 25.31
Q1: 18.58
Min: 8.59

JBL’s P/E Ratio of 37.97 is within the middle range for the Electronic Equipment, Instruments & Components industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

GWRE vs. JBL: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Software and Electronic Equipment, Instruments & Components industry benchmarks.

Price-to-Sales Ratio (TTM)

GWRE

15.81

Software Industry

Max: 25.24
Q3: 13.52
Median: 8.15
Q1: 4.87
Min: 0.98

GWRE’s P/S Ratio of 15.81 is in the upper echelon for the Software industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.

JBL

0.77

Electronic Equipment, Instruments & Components Industry

Max: 6.74
Q3: 3.49
Median: 2.03
Q1: 1.16
Min: 0.11

In the lower quartile for the Electronic Equipment, Instruments & Components industry, JBL’s P/S Ratio of 0.77 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.

GWRE vs. JBL: A comparison of their Price-to-Sales Ratio (TTM) against their respective Software and Electronic Equipment, Instruments & Components industry benchmarks.

Price-to-Book Ratio (MRQ)

GWRE

12.61

Software Industry

Max: 30.95
Q3: 14.91
Median: 7.75
Q1: 3.60
Min: 0.38

GWRE’s P/B Ratio of 12.61 is within the conventional range for the Software industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

JBL

14.04

Electronic Equipment, Instruments & Components Industry

Max: 6.45
Q3: 3.49
Median: 1.98
Q1: 1.31
Min: 0.35

At 14.04, JBL’s P/B Ratio is at an extreme premium to the Electronic Equipment, Instruments & Components industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

GWRE vs. JBL: A comparison of their Price-to-Book Ratio (MRQ) against their respective Software and Electronic Equipment, Instruments & Components industry benchmarks.

Valuation at a Glance

Symbol	GWRE	JBL
Price-to-Earnings Ratio (TTM)	519.59	37.97
Price-to-Sales Ratio (TTM)	15.81	0.77
Price-to-Book Ratio (MRQ)	12.61	14.04
Price-to-Free Cash Flow Ratio (TTM)	60.06	18.82