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GRMN vs. ORCL: A Head-to-Head Stock Comparison

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Here’s a clear look at GRMN and ORCL, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolGRMNORCL
Company NameGarmin Ltd.Oracle Corporation
CountrySwitzerlandUnited States
GICS SectorConsumer DiscretionaryInformation Technology
GICS IndustryHousehold DurablesSoftware
Market Capitalization44.80 billion USD661.23 billion USD
ExchangeNYSENYSE
Listing DateDecember 8, 2000March 12, 1986
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of GRMN and ORCL by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

GRMN vs. ORCL: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolGRMNORCL
5-Day Price Return-0.31%0.34%
13-Week Price Return15.45%49.65%
26-Week Price Return-3.81%29.69%
52-Week Price Return31.00%70.49%
Month-to-Date Return6.38%-7.23%
Year-to-Date Return12.83%41.27%
10-Day Avg. Volume0.62M10.39M
3-Month Avg. Volume0.85M11.81M
3-Month Volatility24.96%42.82%
Beta1.011.51

Profitability

Return on Equity (TTM)

GRMN

19.82%

Household Durables Industry

Max
26.99%
Q3
17.28%
Median
12.66%
Q1
7.34%
Min
0.07%

In the upper quartile for the Household Durables industry, GRMN’s Return on Equity of 19.82% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

ORCL

80.61%

Software Industry

Max
59.01%
Q3
21.98%
Median
7.15%
Q1
-11.12%
Min
-51.24%

ORCL’s Return on Equity of 80.61% is exceptionally high, placing it well beyond the typical range for the Software industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.

GRMN vs. ORCL: A comparison of their Return on Equity (TTM) against their respective Household Durables and Software industry benchmarks.

Net Profit Margin (TTM)

GRMN

23.21%

Household Durables Industry

Max
15.50%
Q3
8.99%
Median
6.57%
Q1
4.33%
Min
-0.49%

GRMN’s Net Profit Margin of 23.21% is exceptionally high, placing it well beyond the typical range for the Household Durables industry. This demonstrates outstanding operational efficiency and a strong competitive advantage in converting revenue into profit.

ORCL

21.68%

Software Industry

Max
48.14%
Q3
18.23%
Median
5.60%
Q1
-9.22%
Min
-49.36%

A Net Profit Margin of 21.68% places ORCL in the upper quartile for the Software industry, signifying strong profitability and more effective cost management than most of its peers.

GRMN vs. ORCL: A comparison of their Net Profit Margin (TTM) against their respective Household Durables and Software industry benchmarks.

Operating Profit Margin (TTM)

GRMN

26.02%

Household Durables Industry

Max
20.22%
Q3
12.29%
Median
9.54%
Q1
6.30%
Min
-1.92%

GRMN’s Operating Profit Margin of 26.02% is exceptionally high, placing it well above the typical range for the Household Durables industry. This demonstrates outstanding efficiency in managing its core operations, which can be a result of strong pricing power or superior cost control.

ORCL

30.80%

Software Industry

Max
57.34%
Q3
20.60%
Median
7.84%
Q1
-8.72%
Min
-51.37%

An Operating Profit Margin of 30.80% places ORCL in the upper quartile for the Software industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

GRMN vs. ORCL: A comparison of their Operating Profit Margin (TTM) against their respective Household Durables and Software industry benchmarks.

Profitability at a Glance

SymbolGRMNORCL
Return on Equity (TTM)19.82%80.61%
Return on Assets (TTM)16.05%8.00%
Net Profit Margin (TTM)23.21%21.68%
Operating Profit Margin (TTM)26.02%30.80%
Gross Profit Margin (TTM)58.94%70.51%

Financial Strength

Current Ratio (MRQ)

GRMN

3.01

Household Durables Industry

Max
9.23
Q3
4.50
Median
2.35
Q1
1.29
Min
0.70

GRMN’s Current Ratio of 3.01 aligns with the median group of the Household Durables industry, indicating that its short-term liquidity is in line with its sector peers.

ORCL

0.75

Software Industry

Max
3.83
Q3
2.31
Median
1.45
Q1
1.03
Min
0.24

ORCL’s Current Ratio of 0.75 falls into the lower quartile for the Software industry. This indicates a tighter liquidity situation and a more constrained capacity to handle short-term debt than many of its competitors.

GRMN vs. ORCL: A comparison of their Current Ratio (MRQ) against their respective Household Durables and Software industry benchmarks.

Debt-to-Equity Ratio (MRQ)

GRMN

0.00

Household Durables Industry

Max
1.84
Q3
0.90
Median
0.34
Q1
0.19
Min
0.00

Falling into the lower quartile for the Household Durables industry, GRMN’s Debt-to-Equity Ratio of 0.00 points to a conservative financing strategy. This results in lower financial risk but potentially limits strategic investments compared to more leveraged competitors.

ORCL

4.53

Software Industry

Max
2.14
Q3
0.90
Median
0.29
Q1
0.00
Min
0.00

With a Debt-to-Equity Ratio of 4.53, ORCL operates with exceptionally high leverage compared to the Software industry norm. This suggests an aggressive reliance on debt financing, which can magnify returns but also significantly elevates financial risk.

GRMN vs. ORCL: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Household Durables and Software industry benchmarks.

Interest Coverage Ratio (TTM)

GRMN

73.26

Household Durables Industry

Max
140.40
Q3
77.14
Median
24.53
Q1
5.69
Min
-17.01

GRMN’s Interest Coverage Ratio of 73.26 is positioned comfortably within the norm for the Household Durables industry, indicating a standard and healthy capacity to cover its interest payments.

ORCL

4.92

Software Industry

Max
67.02
Q3
19.86
Median
0.70
Q1
-12.50
Min
-53.00

ORCL’s Interest Coverage Ratio of 4.92 is positioned comfortably within the norm for the Software industry, indicating a standard and healthy capacity to cover its interest payments.

GRMN vs. ORCL: A comparison of their Interest Coverage Ratio (TTM) against their respective Household Durables and Software industry benchmarks.

Financial Strength at a Glance

SymbolGRMNORCL
Current Ratio (MRQ)3.010.75
Quick Ratio (MRQ)1.880.61
Debt-to-Equity Ratio (MRQ)0.004.53
Interest Coverage Ratio (TTM)73.264.92

Growth

Revenue Growth

GRMN vs. ORCL: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

GRMN vs. ORCL: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

GRMN

1.36%

Household Durables Industry

Max
8.95%
Q3
4.19%
Median
1.88%
Q1
0.03%
Min
0.00%

GRMN’s Dividend Yield of 1.36% is consistent with its peers in the Household Durables industry, providing a dividend return that is standard for its sector.

ORCL

0.73%

Software Industry

Max
0.08%
Q3
0.03%
Median
0.00%
Q1
0.00%
Min
0.00%

ORCL’s Dividend Yield of 0.73% is exceptionally high, placing it well above the typical range for the Software industry. While this may seem attractive, an unusually high yield can sometimes be a warning sign, reflecting a falling stock price or market concerns about the dividend’s sustainability.

GRMN vs. ORCL: A comparison of their Dividend Yield (TTM) against their respective Household Durables and Software industry benchmarks.

Dividend Payout Ratio (TTM)

GRMN

38.63%

Household Durables Industry

Max
125.12%
Q3
62.43%
Median
39.18%
Q1
5.55%
Min
0.00%

GRMN’s Dividend Payout Ratio of 38.63% is within the typical range for the Household Durables industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

ORCL

38.12%

Software Industry

Max
1.32%
Q3
0.53%
Median
0.00%
Q1
0.00%
Min
0.00%

At 38.12%, ORCL’s Dividend Payout Ratio is exceptionally high, exceeding the typical range for the Software industry. While this provides a significant return to shareholders, it may limit funds for reinvestment and could be difficult to sustain.

GRMN vs. ORCL: A comparison of their Dividend Payout Ratio (TTM) against their respective Household Durables and Software industry benchmarks.

Dividend at a Glance

SymbolGRMNORCL
Dividend Yield (TTM)1.36%0.73%
Dividend Payout Ratio (TTM)38.63%38.12%

Valuation

Price-to-Earnings Ratio (TTM)

GRMN

28.32

Household Durables Industry

Max
29.75
Q3
18.88
Median
13.25
Q1
9.26
Min
6.32

A P/E Ratio of 28.32 places GRMN in the upper quartile for the Household Durables industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

ORCL

52.31

Software Industry

Max
149.35
Q3
100.21
Median
47.97
Q1
26.77
Min
11.68

ORCL’s P/E Ratio of 52.31 is within the middle range for the Software industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

GRMN vs. ORCL: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Household Durables and Software industry benchmarks.

Price-to-Sales Ratio (TTM)

GRMN

6.57

Household Durables Industry

Max
2.12
Q3
1.21
Median
0.83
Q1
0.51
Min
0.18

With a P/S Ratio of 6.57, GRMN trades at a valuation that eclipses even the highest in the Household Durables industry. This implies the market has priced in exceptionally optimistic scenarios for future revenue growth, posing considerable valuation risk.

ORCL

11.34

Software Industry

Max
25.24
Q3
13.52
Median
8.15
Q1
4.87
Min
0.98

ORCL’s P/S Ratio of 11.34 aligns with the market consensus for the Software industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

GRMN vs. ORCL: A comparison of their Price-to-Sales Ratio (TTM) against their respective Household Durables and Software industry benchmarks.

Price-to-Book Ratio (MRQ)

GRMN

4.95

Household Durables Industry

Max
4.21
Q3
2.29
Median
1.34
Q1
0.98
Min
0.59

At 4.95, GRMN’s P/B Ratio is at an extreme premium to the Household Durables industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

ORCL

22.84

Software Industry

Max
30.95
Q3
14.91
Median
7.75
Q1
3.60
Min
0.38

ORCL’s P/B Ratio of 22.84 is in the upper tier for the Software industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

GRMN vs. ORCL: A comparison of their Price-to-Book Ratio (MRQ) against their respective Household Durables and Software industry benchmarks.

Valuation at a Glance

SymbolGRMNORCL
Price-to-Earnings Ratio (TTM)28.3252.31
Price-to-Sales Ratio (TTM)6.5711.34
Price-to-Book Ratio (MRQ)4.9522.84
Price-to-Free Cash Flow Ratio (TTM)39.4276.77