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GRMN vs. KSPI: A Head-to-Head Stock Comparison

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Here’s a clear look at GRMN and KSPI, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

GRMN is a standard domestic listing, while KSPI trades as an American Depositary Receipt (ADR), offering U.S. investors access to its foreign-listed shares.

SymbolGRMNKSPI
Company NameGarmin Ltd.Joint Stock Company Kaspi.kz
CountrySwitzerlandKazakhstan
GICS SectorConsumer DiscretionaryFinancials
GICS IndustryHousehold DurablesConsumer Finance
Market Capitalization44.80 billion USD17.98 billion USD
ExchangeNYSENasdaqGS
Listing DateDecember 8, 2000January 19, 2024
Security TypeCommon StockADR

Historical Performance

This chart compares the performance of GRMN and KSPI by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

GRMN vs. KSPI: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolGRMNKSPI
5-Day Price Return-0.31%-1.65%
13-Week Price Return15.45%14.35%
26-Week Price Return-3.81%-11.23%
52-Week Price Return31.00%-25.61%
Month-to-Date Return6.38%17.26%
Year-to-Date Return12.83%-2.31%
10-Day Avg. Volume0.62M0.24M
3-Month Avg. Volume0.85M0.30M
3-Month Volatility24.96%41.41%
Beta1.010.89

Profitability

Return on Equity (TTM)

GRMN

19.82%

Household Durables Industry

Max
26.99%
Q3
17.28%
Median
12.66%
Q1
7.34%
Min
0.07%

In the upper quartile for the Household Durables industry, GRMN’s Return on Equity of 19.82% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

KSPI

74.52%

Consumer Finance Industry

Max
32.87%
Q3
20.39%
Median
14.14%
Q1
7.64%
Min
-10.63%

KSPI’s Return on Equity of 74.52% is exceptionally high, placing it well beyond the typical range for the Consumer Finance industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.

GRMN vs. KSPI: A comparison of their Return on Equity (TTM) against their respective Household Durables and Consumer Finance industry benchmarks.

Net Profit Margin (TTM)

GRMN

23.21%

Household Durables Industry

Max
15.50%
Q3
8.99%
Median
6.57%
Q1
4.33%
Min
-0.49%

GRMN’s Net Profit Margin of 23.21% is exceptionally high, placing it well beyond the typical range for the Household Durables industry. This demonstrates outstanding operational efficiency and a strong competitive advantage in converting revenue into profit.

KSPI

--

Consumer Finance Industry

Max
19.68%
Q3
15.94%
Median
13.37%
Q1
9.73%
Min
3.66%

Net Profit Margin data for KSPI is currently unavailable.

GRMN vs. KSPI: A comparison of their Net Profit Margin (TTM) against their respective Household Durables and Consumer Finance industry benchmarks.

Operating Profit Margin (TTM)

GRMN

26.02%

Household Durables Industry

Max
20.22%
Q3
12.29%
Median
9.54%
Q1
6.30%
Min
-1.92%

GRMN’s Operating Profit Margin of 26.02% is exceptionally high, placing it well above the typical range for the Household Durables industry. This demonstrates outstanding efficiency in managing its core operations, which can be a result of strong pricing power or superior cost control.

KSPI

--

Consumer Finance Industry

Max
50.11%
Q3
29.38%
Median
18.31%
Q1
14.26%
Min
-5.45%

Operating Profit Margin data for KSPI is currently unavailable.

GRMN vs. KSPI: A comparison of their Operating Profit Margin (TTM) against their respective Household Durables and Consumer Finance industry benchmarks.

Profitability at a Glance

SymbolGRMNKSPI
Return on Equity (TTM)19.82%74.52%
Return on Assets (TTM)16.05%13.24%
Net Profit Margin (TTM)23.21%--
Operating Profit Margin (TTM)26.02%--
Gross Profit Margin (TTM)58.94%--

Financial Strength

Current Ratio (MRQ)

GRMN

3.01

Household Durables Industry

Max
9.23
Q3
4.50
Median
2.35
Q1
1.29
Min
0.70

GRMN’s Current Ratio of 3.01 aligns with the median group of the Household Durables industry, indicating that its short-term liquidity is in line with its sector peers.

KSPI

--

Consumer Finance Industry

Max
5.34
Q3
4.21
Median
2.67
Q1
0.71
Min
0.20

For the Consumer Finance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

GRMN vs. KSPI: A comparison of their Current Ratio (MRQ) against their respective Household Durables and Consumer Finance industry benchmarks.

Debt-to-Equity Ratio (MRQ)

GRMN

0.00

Household Durables Industry

Max
1.84
Q3
0.90
Median
0.34
Q1
0.19
Min
0.00

Falling into the lower quartile for the Household Durables industry, GRMN’s Debt-to-Equity Ratio of 0.00 points to a conservative financing strategy. This results in lower financial risk but potentially limits strategic investments compared to more leveraged competitors.

KSPI

0.23

Consumer Finance Industry

Max
6.63
Q3
3.39
Median
2.21
Q1
0.94
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Consumer Finance industry.

GRMN vs. KSPI: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Household Durables and Consumer Finance industry benchmarks.

Interest Coverage Ratio (TTM)

GRMN

73.26

Household Durables Industry

Max
140.40
Q3
77.14
Median
24.53
Q1
5.69
Min
-17.01

GRMN’s Interest Coverage Ratio of 73.26 is positioned comfortably within the norm for the Household Durables industry, indicating a standard and healthy capacity to cover its interest payments.

KSPI

--

Consumer Finance Industry

Max
49.63
Q3
39.33
Median
4.56
Q1
2.97
Min
-15.69

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Consumer Finance industry.

GRMN vs. KSPI: A comparison of their Interest Coverage Ratio (TTM) against their respective Household Durables and Consumer Finance industry benchmarks.

Financial Strength at a Glance

SymbolGRMNKSPI
Current Ratio (MRQ)3.01--
Quick Ratio (MRQ)1.88--
Debt-to-Equity Ratio (MRQ)0.000.23
Interest Coverage Ratio (TTM)73.26--

Growth

Revenue Growth

GRMN vs. KSPI: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

GRMN vs. KSPI: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

GRMN

1.36%

Household Durables Industry

Max
8.95%
Q3
4.19%
Median
1.88%
Q1
0.03%
Min
0.00%

GRMN’s Dividend Yield of 1.36% is consistent with its peers in the Household Durables industry, providing a dividend return that is standard for its sector.

KSPI

6.73%

Consumer Finance Industry

Max
8.31%
Q3
3.93%
Median
2.51%
Q1
0.84%
Min
0.00%

With a Dividend Yield of 6.73%, KSPI offers a more attractive income stream than most of its peers in the Consumer Finance industry, signaling a strong commitment to shareholder returns.

GRMN vs. KSPI: A comparison of their Dividend Yield (TTM) against their respective Household Durables and Consumer Finance industry benchmarks.

Dividend Payout Ratio (TTM)

GRMN

38.63%

Household Durables Industry

Max
125.12%
Q3
62.43%
Median
39.18%
Q1
5.55%
Min
0.00%

GRMN’s Dividend Payout Ratio of 38.63% is within the typical range for the Household Durables industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

KSPI

78.77%

Consumer Finance Industry

Max
145.89%
Q3
88.53%
Median
23.79%
Q1
0.00%
Min
0.00%

KSPI’s Dividend Payout Ratio of 78.77% is within the typical range for the Consumer Finance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

GRMN vs. KSPI: A comparison of their Dividend Payout Ratio (TTM) against their respective Household Durables and Consumer Finance industry benchmarks.

Dividend at a Glance

SymbolGRMNKSPI
Dividend Yield (TTM)1.36%6.73%
Dividend Payout Ratio (TTM)38.63%78.77%

Valuation

Price-to-Earnings Ratio (TTM)

GRMN

28.32

Household Durables Industry

Max
29.75
Q3
18.88
Median
13.25
Q1
9.26
Min
6.32

A P/E Ratio of 28.32 places GRMN in the upper quartile for the Household Durables industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

KSPI

8.93

Consumer Finance Industry

Max
34.39
Q3
20.36
Median
13.05
Q1
9.29
Min
4.74

In the lower quartile for the Consumer Finance industry, KSPI’s P/E Ratio of 8.93 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.

GRMN vs. KSPI: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Household Durables and Consumer Finance industry benchmarks.

Price-to-Sales Ratio (TTM)

GRMN

6.57

Household Durables Industry

Max
2.12
Q3
1.21
Median
0.83
Q1
0.51
Min
0.18

With a P/S Ratio of 6.57, GRMN trades at a valuation that eclipses even the highest in the Household Durables industry. This implies the market has priced in exceptionally optimistic scenarios for future revenue growth, posing considerable valuation risk.

KSPI

--

Consumer Finance Industry

Max
4.28
Q3
2.67
Median
1.88
Q1
1.15
Min
0.55

P/S Ratio data for KSPI is currently unavailable.

GRMN vs. KSPI: A comparison of their Price-to-Sales Ratio (TTM) against their respective Household Durables and Consumer Finance industry benchmarks.

Price-to-Book Ratio (MRQ)

GRMN

4.95

Household Durables Industry

Max
4.21
Q3
2.29
Median
1.34
Q1
0.98
Min
0.59

At 4.95, GRMN’s P/B Ratio is at an extreme premium to the Household Durables industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

KSPI

5.70

Consumer Finance Industry

Max
3.63
Q3
2.40
Median
1.96
Q1
1.16
Min
0.26

At 5.70, KSPI’s P/B Ratio is at an extreme premium to the Consumer Finance industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

GRMN vs. KSPI: A comparison of their Price-to-Book Ratio (MRQ) against their respective Household Durables and Consumer Finance industry benchmarks.

Valuation at a Glance

SymbolGRMNKSPI
Price-to-Earnings Ratio (TTM)28.328.93
Price-to-Sales Ratio (TTM)6.57--
Price-to-Book Ratio (MRQ)4.955.70
Price-to-Free Cash Flow Ratio (TTM)39.4214.23