GPN vs. UNP: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at GPN and UNP, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
| Symbol | GPN | UNP |
|---|---|---|
| Company Name | Global Payments Inc. | Union Pacific Corporation |
| Country | United States | United States |
| GICS Sector | Financials | Industrials |
| GICS Industry | Financial Services | Ground Transportation |
| Market Capitalization | 17.82 billion USD | 132.22 billion USD |
| Exchange | NYSE | NYSE |
| Listing Date | January 16, 2001 | January 2, 1980 |
| Security Type | Common Stock | Common Stock |
Historical Performance
This chart compares the performance of GPN and UNP by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | GPN | UNP |
|---|---|---|
| 5-Day Price Return | -2.09% | -0.38% |
| 13-Week Price Return | -14.61% | 1.01% |
| 26-Week Price Return | -10.45% | -2.29% |
| 52-Week Price Return | -36.15% | -7.23% |
| Month-to-Date Return | -4.69% | 1.20% |
| Year-to-Date Return | -33.87% | -2.20% |
| 10-Day Avg. Volume | 2.67M | 3.05M |
| 3-Month Avg. Volume | 2.36M | 4.29M |
| 3-Month Volatility | 31.70% | 16.10% |
| Beta | 0.82 | 1.00 |
Profitability
Return on Equity (TTM)
GPN
7.79%
Financial Services Industry
- Max
- 34.42%
- Q3
- 16.76%
- Median
- 9.18%
- Q1
- 3.90%
- Min
- -10.16%
GPN’s Return on Equity of 7.79% is on par with the norm for the Financial Services industry, indicating its profitability relative to shareholder equity is typical for the sector.
UNP
42.42%
Ground Transportation Industry
- Max
- 23.31%
- Q3
- 13.97%
- Median
- 9.07%
- Q1
- 6.97%
- Min
- 1.90%
UNP’s Return on Equity of 42.42% is exceptionally high, placing it well beyond the typical range for the Ground Transportation industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.
Net Profit Margin (TTM)
GPN
19.68%
Financial Services Industry
- Max
- 52.16%
- Q3
- 25.33%
- Median
- 13.11%
- Q1
- 7.04%
- Min
- -8.99%
GPN’s Net Profit Margin of 19.68% is aligned with the median group of its peers in the Financial Services industry. This indicates its ability to convert revenue into profit is typical for the sector.
UNP
28.73%
Ground Transportation Industry
- Max
- 33.54%
- Q3
- 16.85%
- Median
- 7.19%
- Q1
- 4.37%
- Min
- -12.12%
A Net Profit Margin of 28.73% places UNP in the upper quartile for the Ground Transportation industry, signifying strong profitability and more effective cost management than most of its peers.
Operating Profit Margin (TTM)
GPN
28.22%
Financial Services Industry
- Max
- 81.07%
- Q3
- 40.32%
- Median
- 19.93%
- Q1
- 10.20%
- Min
- -34.40%
GPN’s Operating Profit Margin of 28.22% is around the midpoint for the Financial Services industry, indicating that its efficiency in managing core business operations is typical for the sector.
UNP
40.62%
Ground Transportation Industry
- Max
- 42.90%
- Q3
- 24.00%
- Median
- 10.93%
- Q1
- 7.11%
- Min
- -12.12%
An Operating Profit Margin of 40.62% places UNP in the upper quartile for the Ground Transportation industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.
Profitability at a Glance
| Symbol | GPN | UNP |
|---|---|---|
| Return on Equity (TTM) | 7.79% | 42.42% |
| Return on Assets (TTM) | 3.66% | 10.32% |
| Net Profit Margin (TTM) | 19.68% | 28.73% |
| Operating Profit Margin (TTM) | 28.22% | 40.62% |
| Gross Profit Margin (TTM) | 67.06% | 79.83% |
Financial Strength
Current Ratio (MRQ)
GPN
0.85
Financial Services Industry
- Max
- 4.36
- Q3
- 2.26
- Median
- 1.33
- Q1
- 0.86
- Min
- 0.01
For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
UNP
0.75
Ground Transportation Industry
- Max
- 2.11
- Q3
- 1.32
- Median
- 1.02
- Q1
- 0.74
- Min
- 0.39
UNP’s Current Ratio of 0.75 aligns with the median group of the Ground Transportation industry, indicating that its short-term liquidity is in line with its sector peers.
Debt-to-Equity Ratio (MRQ)
GPN
0.71
Financial Services Industry
- Max
- 5.07
- Q3
- 2.14
- Median
- 0.55
- Q1
- 0.11
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.
UNP
1.84
Ground Transportation Industry
- Max
- 2.54
- Q3
- 1.52
- Median
- 0.99
- Q1
- 0.49
- Min
- 0.00
UNP’s leverage is in the upper quartile of the Ground Transportation industry, with a Debt-to-Equity Ratio of 1.84. While this approach can boost equity growth, it also exposes the company to greater financial vulnerability.
Interest Coverage Ratio (TTM)
GPN
5.15
Financial Services Industry
- Max
- 140.54
- Q3
- 57.67
- Median
- 6.72
- Q1
- 1.93
- Min
- -33.27
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.
UNP
8.23
Ground Transportation Industry
- Max
- 59.80
- Q3
- 25.78
- Median
- 8.23
- Q1
- 2.52
- Min
- -24.57
UNP’s Interest Coverage Ratio of 8.23 is positioned comfortably within the norm for the Ground Transportation industry, indicating a standard and healthy capacity to cover its interest payments.
Financial Strength at a Glance
| Symbol | GPN | UNP |
|---|---|---|
| Current Ratio (MRQ) | 0.85 | 0.75 |
| Quick Ratio (MRQ) | 0.81 | 0.60 |
| Debt-to-Equity Ratio (MRQ) | 0.71 | 1.84 |
| Interest Coverage Ratio (TTM) | 5.15 | 8.23 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
GPN
1.39%
Financial Services Industry
- Max
- 7.52%
- Q3
- 3.60%
- Median
- 1.75%
- Q1
- 0.00%
- Min
- 0.00%
GPN’s Dividend Yield of 1.39% is consistent with its peers in the Financial Services industry, providing a dividend return that is standard for its sector.
UNP
2.44%
Ground Transportation Industry
- Max
- 5.32%
- Q3
- 2.61%
- Median
- 1.59%
- Q1
- 0.75%
- Min
- 0.00%
UNP’s Dividend Yield of 2.44% is consistent with its peers in the Ground Transportation industry, providing a dividend return that is standard for its sector.
Dividend Payout Ratio (TTM)
GPN
13.82%
Financial Services Industry
- Max
- 132.10%
- Q3
- 64.32%
- Median
- 17.51%
- Q1
- 0.00%
- Min
- 0.00%
GPN’s Dividend Payout Ratio of 13.82% is within the typical range for the Financial Services industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
UNP
45.77%
Ground Transportation Industry
- Max
- 149.12%
- Q3
- 76.66%
- Median
- 45.70%
- Q1
- 15.53%
- Min
- 0.00%
UNP’s Dividend Payout Ratio of 45.77% is within the typical range for the Ground Transportation industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
Dividend at a Glance
| Symbol | GPN | UNP |
|---|---|---|
| Dividend Yield (TTM) | 1.39% | 2.44% |
| Dividend Payout Ratio (TTM) | 13.82% | 45.77% |
Valuation
Price-to-Earnings Ratio (TTM)
GPN
9.96
Financial Services Industry
- Max
- 46.13
- Q3
- 28.79
- Median
- 13.18
- Q1
- 9.14
- Min
- 0.47
GPN’s P/E Ratio of 9.96 is within the middle range for the Financial Services industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
UNP
18.74
Ground Transportation Industry
- Max
- 32.48
- Q3
- 25.52
- Median
- 16.81
- Q1
- 12.10
- Min
- 5.45
UNP’s P/E Ratio of 18.74 is within the middle range for the Ground Transportation industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
Price-to-Sales Ratio (TTM)
GPN
1.96
Financial Services Industry
- Max
- 9.71
- Q3
- 4.81
- Median
- 2.49
- Q1
- 1.25
- Min
- 0.04
The P/S Ratio is often not a primary valuation tool in the Financial Services industry.
UNP
5.38
Ground Transportation Industry
- Max
- 3.82
- Q3
- 2.15
- Median
- 1.37
- Q1
- 0.81
- Min
- 0.19
With a P/S Ratio of 5.38, UNP trades at a valuation that eclipses even the highest in the Ground Transportation industry. This implies the market has priced in exceptionally optimistic scenarios for future revenue growth, posing considerable valuation risk.
Price-to-Book Ratio (MRQ)
GPN
0.89
Financial Services Industry
- Max
- 7.21
- Q3
- 3.51
- Median
- 1.52
- Q1
- 0.88
- Min
- 0.08
GPN’s P/B Ratio of 0.89 is within the conventional range for the Financial Services industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
UNP
8.10
Ground Transportation Industry
- Max
- 5.19
- Q3
- 3.11
- Median
- 1.41
- Q1
- 1.18
- Min
- 0.69
At 8.10, UNP’s P/B Ratio is at an extreme premium to the Ground Transportation industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.
Valuation at a Glance
| Symbol | GPN | UNP |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 9.96 | 18.74 |
| Price-to-Sales Ratio (TTM) | 1.96 | 5.38 |
| Price-to-Book Ratio (MRQ) | 0.89 | 8.10 |
| Price-to-Free Cash Flow Ratio (TTM) | 8.07 | 21.98 |