GPN vs. PONY: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at GPN and PONY, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
GPN is a standard domestic listing, while PONY trades as an American Depositary Receipt (ADR), offering U.S. investors access to its foreign-listed shares.
| Symbol | GPN | PONY |
|---|---|---|
| Company Name | Global Payments Inc. | Pony AI Inc. |
| Country | United States | China |
| GICS Sector | Financials | Information Technology |
| GICS Industry | Financial Services | Software |
| Market Capitalization | 21.48 billion USD | 8.34 billion USD |
| Exchange | NYSE | NasdaqGS |
| Listing Date | January 16, 2001 | November 27, 2024 |
| Security Type | Common Stock | ADR |
Historical Performance
This chart compares the performance of GPN and PONY by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | GPN | PONY |
|---|---|---|
| 5-Day Price Return | 2.44% | -2.49% |
| 13-Week Price Return | 9.77% | 93.25% |
| 26-Week Price Return | -4.79% | 239.02% |
| 52-Week Price Return | -9.27% | -- |
| Month-to-Date Return | 6.56% | 4.31% |
| Year-to-Date Return | -21.00% | 63.48% |
| 10-Day Avg. Volume | 2.13M | 6.82M |
| 3-Month Avg. Volume | 2.50M | 9.16M |
| 3-Month Volatility | 35.89% | 72.63% |
| Beta | 0.84 | 2.82 |
Profitability
Return on Equity (TTM)
GPN
6.36%
Financial Services Industry
- Max
- 39.28%
- Q3
- 18.88%
- Median
- 9.97%
- Q1
- 4.03%
- Min
- -10.25%
GPN’s Return on Equity of 6.36% is on par with the norm for the Financial Services industry, indicating its profitability relative to shareholder equity is typical for the sector.
PONY
-41.07%
Software Industry
- Max
- 66.28%
- Q3
- 21.28%
- Median
- 9.33%
- Q1
- -8.77%
- Min
- -48.16%
PONY has a negative Return on Equity of -41.07%. This indicates the company is generating a loss for its shareholders, which can be a result of unprofitability or negative shareholder equity and is often a sign of financial distress.
Net Profit Margin (TTM)
GPN
15.07%
Financial Services Industry
- Max
- 52.16%
- Q3
- 25.35%
- Median
- 12.68%
- Q1
- 6.11%
- Min
- -11.69%
GPN’s Net Profit Margin of 15.07% is aligned with the median group of its peers in the Financial Services industry. This indicates its ability to convert revenue into profit is typical for the sector.
PONY
-521.79%
Software Industry
- Max
- 51.92%
- Q3
- 19.23%
- Median
- 6.98%
- Q1
- -7.14%
- Min
- -41.00%
PONY has a negative Net Profit Margin of -521.79%, indicating the company is operating at a net loss as its expenses exceeded its revenues.
Operating Profit Margin (TTM)
GPN
23.26%
Financial Services Industry
- Max
- 75.57%
- Q3
- 37.78%
- Median
- 19.09%
- Q1
- 10.04%
- Min
- -19.42%
GPN’s Operating Profit Margin of 23.26% is around the midpoint for the Financial Services industry, indicating that its efficiency in managing core business operations is typical for the sector.
PONY
-567.77%
Software Industry
- Max
- 60.40%
- Q3
- 21.25%
- Median
- 9.90%
- Q1
- -4.97%
- Min
- -43.50%
PONY has a negative Operating Profit Margin of -567.77%. This signifies the company is unprofitable at the operational level, as its core business expenses exceed its revenue.
Profitability at a Glance
| Symbol | GPN | PONY |
|---|---|---|
| Return on Equity (TTM) | 6.36% | -41.07% |
| Return on Assets (TTM) | 2.96% | -36.85% |
| Net Profit Margin (TTM) | 15.07% | -521.79% |
| Operating Profit Margin (TTM) | 23.26% | -567.77% |
| Gross Profit Margin (TTM) | 65.01% | 24.22% |
Financial Strength
Current Ratio (MRQ)
GPN
0.95
Financial Services Industry
- Max
- 4.83
- Q3
- 2.70
- Median
- 1.44
- Q1
- 0.86
- Min
- 0.01
For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
PONY
6.19
Software Industry
- Max
- 4.29
- Q3
- 2.37
- Median
- 1.40
- Q1
- 1.03
- Min
- 0.25
PONY’s Current Ratio of 6.19 is exceptionally high, placing it well outside the typical range for the Software industry. This indicates a very strong liquidity position, though such a high ratio may also suggest that the company is not using its assets efficiently to generate profits.
Debt-to-Equity Ratio (MRQ)
GPN
0.74
Financial Services Industry
- Max
- 5.07
- Q3
- 2.14
- Median
- 0.66
- Q1
- 0.12
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.
PONY
0.00
Software Industry
- Max
- 2.16
- Q3
- 0.86
- Median
- 0.31
- Q1
- 0.00
- Min
- 0.00
PONY’s Debt-to-Equity Ratio of 0.00 is typical for the Software industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.
Interest Coverage Ratio (TTM)
GPN
5.15
Financial Services Industry
- Max
- 136.23
- Q3
- 56.08
- Median
- 6.55
- Q1
- 2.01
- Min
- -33.27
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.
PONY
--
Software Industry
- Max
- 89.65
- Q3
- 32.64
- Median
- 1.00
- Q1
- -9.84
- Min
- -71.23
Interest Coverage Ratio data for PONY is currently unavailable.
Financial Strength at a Glance
| Symbol | GPN | PONY |
|---|---|---|
| Current Ratio (MRQ) | 0.95 | 6.19 |
| Quick Ratio (MRQ) | 0.90 | 5.67 |
| Debt-to-Equity Ratio (MRQ) | 0.74 | 0.00 |
| Interest Coverage Ratio (TTM) | 5.15 | -- |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
GPN
1.15%
Financial Services Industry
- Max
- 8.12%
- Q3
- 3.37%
- Median
- 1.70%
- Q1
- 0.00%
- Min
- 0.00%
GPN’s Dividend Yield of 1.15% is consistent with its peers in the Financial Services industry, providing a dividend return that is standard for its sector.
PONY
0.00%
Software Industry
- Max
- 0.22%
- Q3
- 0.11%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
PONY currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.
Dividend Payout Ratio (TTM)
GPN
17.30%
Financial Services Industry
- Max
- 132.10%
- Q3
- 64.32%
- Median
- 18.23%
- Q1
- 0.00%
- Min
- 0.00%
GPN’s Dividend Payout Ratio of 17.30% is within the typical range for the Financial Services industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
PONY
0.00%
Software Industry
- Max
- 3.29%
- Q3
- 2.41%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
PONY has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.
Dividend at a Glance
| Symbol | GPN | PONY |
|---|---|---|
| Dividend Yield (TTM) | 1.15% | 0.00% |
| Dividend Payout Ratio (TTM) | 17.30% | 0.00% |
Valuation
Price-to-Earnings Ratio (TTM)
GPN
15.00
Financial Services Industry
- Max
- 45.81
- Q3
- 30.21
- Median
- 16.29
- Q1
- 10.14
- Min
- 0.70
GPN’s P/E Ratio of 15.00 is within the middle range for the Financial Services industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
PONY
--
Software Industry
- Max
- 145.74
- Q3
- 94.88
- Median
- 45.35
- Q1
- 26.66
- Min
- 8.80
P/E Ratio data for PONY is currently unavailable.
Price-to-Sales Ratio (TTM)
GPN
2.26
Financial Services Industry
- Max
- 10.88
- Q3
- 5.34
- Median
- 2.64
- Q1
- 1.24
- Min
- 0.06
The P/S Ratio is often not a primary valuation tool in the Financial Services industry.
PONY
106.64
Software Industry
- Max
- 25.67
- Q3
- 13.68
- Median
- 8.28
- Q1
- 4.95
- Min
- 0.90
With a P/S Ratio of 106.64, PONY trades at a valuation that eclipses even the highest in the Software industry. This implies the market has priced in exceptionally optimistic scenarios for future revenue growth, posing considerable valuation risk.
Price-to-Book Ratio (MRQ)
GPN
0.86
Financial Services Industry
- Max
- 7.93
- Q3
- 3.78
- Median
- 1.49
- Q1
- 0.88
- Min
- 0.08
GPN’s P/B Ratio of 0.86 is in the lower quartile for the Financial Services industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.
PONY
5.50
Software Industry
- Max
- 30.67
- Q3
- 14.92
- Median
- 8.52
- Q1
- 3.89
- Min
- 0.38
PONY’s P/B Ratio of 5.50 is within the conventional range for the Software industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
Valuation at a Glance
| Symbol | GPN | PONY |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 15.00 | -- |
| Price-to-Sales Ratio (TTM) | 2.26 | 106.64 |
| Price-to-Book Ratio (MRQ) | 0.86 | 5.50 |
| Price-to-Free Cash Flow Ratio (TTM) | 6.87 | -- |