GPN vs. OC: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at GPN and OC, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
| Symbol | GPN | OC |
|---|---|---|
| Company Name | Global Payments Inc. | Owens Corning |
| Country | United States | United States |
| GICS Sector | Financials | Industrials |
| GICS Industry | Financial Services | Building Products |
| Market Capitalization | 21.48 billion USD | 11.19 billion USD |
| Exchange | NYSE | NYSE |
| Listing Date | January 16, 2001 | November 1, 2006 |
| Security Type | Common Stock | Common Stock |
Historical Performance
This chart compares the performance of GPN and OC by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | GPN | OC |
|---|---|---|
| 5-Day Price Return | 2.44% | -5.00% |
| 13-Week Price Return | 9.77% | -9.13% |
| 26-Week Price Return | -4.79% | -2.49% |
| 52-Week Price Return | -9.27% | -26.23% |
| Month-to-Date Return | 6.56% | -5.39% |
| Year-to-Date Return | -21.00% | -21.42% |
| 10-Day Avg. Volume | 2.13M | 1.05M |
| 3-Month Avg. Volume | 2.50M | 0.92M |
| 3-Month Volatility | 35.89% | 33.46% |
| Beta | 0.84 | 1.36 |
Profitability
Return on Equity (TTM)
GPN
6.36%
Financial Services Industry
- Max
- 39.28%
- Q3
- 18.88%
- Median
- 9.97%
- Q1
- 4.03%
- Min
- -10.25%
GPN’s Return on Equity of 6.36% is on par with the norm for the Financial Services industry, indicating its profitability relative to shareholder equity is typical for the sector.
OC
6.42%
Building Products Industry
- Max
- 46.90%
- Q3
- 27.60%
- Median
- 15.43%
- Q1
- 8.94%
- Min
- 0.77%
OC’s Return on Equity of 6.42% is in the lower quartile for the Building Products industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.
Net Profit Margin (TTM)
GPN
15.07%
Financial Services Industry
- Max
- 52.16%
- Q3
- 25.35%
- Median
- 12.68%
- Q1
- 6.11%
- Min
- -11.69%
GPN’s Net Profit Margin of 15.07% is aligned with the median group of its peers in the Financial Services industry. This indicates its ability to convert revenue into profit is typical for the sector.
OC
2.98%
Building Products Industry
- Max
- 19.42%
- Q3
- 13.74%
- Median
- 8.72%
- Q1
- 4.81%
- Min
- 0.46%
Falling into the lower quartile for the Building Products industry, OC’s Net Profit Margin of 2.98% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.
Operating Profit Margin (TTM)
GPN
23.26%
Financial Services Industry
- Max
- 75.57%
- Q3
- 37.78%
- Median
- 19.09%
- Q1
- 10.04%
- Min
- -19.42%
GPN’s Operating Profit Margin of 23.26% is around the midpoint for the Financial Services industry, indicating that its efficiency in managing core business operations is typical for the sector.
OC
10.56%
Building Products Industry
- Max
- 26.72%
- Q3
- 17.70%
- Median
- 12.14%
- Q1
- 9.54%
- Min
- 1.65%
OC’s Operating Profit Margin of 10.56% is around the midpoint for the Building Products industry, indicating that its efficiency in managing core business operations is typical for the sector.
Profitability at a Glance
| Symbol | GPN | OC |
|---|---|---|
| Return on Equity (TTM) | 6.36% | 6.42% |
| Return on Assets (TTM) | 2.96% | 2.30% |
| Net Profit Margin (TTM) | 15.07% | 2.98% |
| Operating Profit Margin (TTM) | 23.26% | 10.56% |
| Gross Profit Margin (TTM) | 65.01% | 29.56% |
Financial Strength
Current Ratio (MRQ)
GPN
0.95
Financial Services Industry
- Max
- 4.83
- Q3
- 2.70
- Median
- 1.44
- Q1
- 0.86
- Min
- 0.01
For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
OC
1.52
Building Products Industry
- Max
- 3.10
- Q3
- 2.06
- Median
- 1.60
- Q1
- 1.30
- Min
- 0.88
OC’s Current Ratio of 1.52 aligns with the median group of the Building Products industry, indicating that its short-term liquidity is in line with its sector peers.
Debt-to-Equity Ratio (MRQ)
GPN
0.74
Financial Services Industry
- Max
- 5.07
- Q3
- 2.14
- Median
- 0.66
- Q1
- 0.12
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.
OC
1.07
Building Products Industry
- Max
- 1.64
- Q3
- 1.02
- Median
- 0.62
- Q1
- 0.20
- Min
- 0.00
OC’s leverage is in the upper quartile of the Building Products industry, with a Debt-to-Equity Ratio of 1.07. While this approach can boost equity growth, it also exposes the company to greater financial vulnerability.
Interest Coverage Ratio (TTM)
GPN
5.15
Financial Services Industry
- Max
- 136.23
- Q3
- 56.08
- Median
- 6.55
- Q1
- 2.01
- Min
- -33.27
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.
OC
5.32
Building Products Industry
- Max
- 72.12
- Q3
- 34.39
- Median
- 23.97
- Q1
- 7.29
- Min
- 2.97
In the lower quartile for the Building Products industry, OC’s Interest Coverage Ratio of 5.32 indicates a tighter cushion for servicing debt, suggesting less financial flexibility than many of its competitors.
Financial Strength at a Glance
| Symbol | GPN | OC |
|---|---|---|
| Current Ratio (MRQ) | 0.95 | 1.52 |
| Quick Ratio (MRQ) | 0.90 | 0.95 |
| Debt-to-Equity Ratio (MRQ) | 0.74 | 1.07 |
| Interest Coverage Ratio (TTM) | 5.15 | 5.32 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
GPN
1.15%
Financial Services Industry
- Max
- 8.12%
- Q3
- 3.37%
- Median
- 1.70%
- Q1
- 0.00%
- Min
- 0.00%
GPN’s Dividend Yield of 1.15% is consistent with its peers in the Financial Services industry, providing a dividend return that is standard for its sector.
OC
1.98%
Building Products Industry
- Max
- 2.51%
- Q3
- 1.92%
- Median
- 1.30%
- Q1
- 0.78%
- Min
- 0.00%
With a Dividend Yield of 1.98%, OC offers a more attractive income stream than most of its peers in the Building Products industry, signaling a strong commitment to shareholder returns.
Dividend Payout Ratio (TTM)
GPN
17.30%
Financial Services Industry
- Max
- 132.10%
- Q3
- 64.32%
- Median
- 18.23%
- Q1
- 0.00%
- Min
- 0.00%
GPN’s Dividend Payout Ratio of 17.30% is within the typical range for the Financial Services industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
OC
16.23%
Building Products Industry
- Max
- 157.36%
- Q3
- 76.90%
- Median
- 30.70%
- Q1
- 17.97%
- Min
- 0.00%
OC’s Dividend Payout Ratio of 16.23% is in the lower quartile for the Building Products industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.
Dividend at a Glance
| Symbol | GPN | OC |
|---|---|---|
| Dividend Yield (TTM) | 1.15% | 1.98% |
| Dividend Payout Ratio (TTM) | 17.30% | 16.23% |
Valuation
Price-to-Earnings Ratio (TTM)
GPN
15.00
Financial Services Industry
- Max
- 45.81
- Q3
- 30.21
- Median
- 16.29
- Q1
- 10.14
- Min
- 0.70
GPN’s P/E Ratio of 15.00 is within the middle range for the Financial Services industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
OC
33.60
Building Products Industry
- Max
- 45.60
- Q3
- 30.36
- Median
- 21.97
- Q1
- 17.37
- Min
- 12.44
A P/E Ratio of 33.60 places OC in the upper quartile for the Building Products industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.
Price-to-Sales Ratio (TTM)
GPN
2.26
Financial Services Industry
- Max
- 10.88
- Q3
- 5.34
- Median
- 2.64
- Q1
- 1.24
- Min
- 0.06
The P/S Ratio is often not a primary valuation tool in the Financial Services industry.
OC
1.00
Building Products Industry
- Max
- 5.90
- Q3
- 3.09
- Median
- 1.72
- Q1
- 1.07
- Min
- 0.37
In the lower quartile for the Building Products industry, OC’s P/S Ratio of 1.00 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.
Price-to-Book Ratio (MRQ)
GPN
0.86
Financial Services Industry
- Max
- 7.93
- Q3
- 3.78
- Median
- 1.49
- Q1
- 0.88
- Min
- 0.08
GPN’s P/B Ratio of 0.86 is in the lower quartile for the Financial Services industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.
OC
2.27
Building Products Industry
- Max
- 10.99
- Q3
- 5.69
- Median
- 2.98
- Q1
- 1.80
- Min
- 0.66
OC’s P/B Ratio of 2.27 is within the conventional range for the Building Products industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
Valuation at a Glance
| Symbol | GPN | OC |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 15.00 | 33.60 |
| Price-to-Sales Ratio (TTM) | 2.26 | 1.00 |
| Price-to-Book Ratio (MRQ) | 0.86 | 2.27 |
| Price-to-Free Cash Flow Ratio (TTM) | 6.87 | 9.60 |