Seek Returns logo

GPN vs. MMS: A Head-to-Head Stock Comparison

Updated on

Here’s a clear look at GPN and MMS, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolGPNMMS
Company NameGlobal Payments Inc.Maximus, Inc.
CountryUnited StatesUnited States
GICS SectorFinancialsIndustrials
GICS IndustryFinancial ServicesProfessional Services
Market Capitalization20.81 billion USD4.80 billion USD
ExchangeNYSENYSE
Listing DateJanuary 16, 2001June 13, 1997
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of GPN and MMS by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

GPN vs. MMS: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolGPNMMS
5-Day Price Return-1.63%0.92%
13-Week Price Return6.09%13.44%
26-Week Price Return-17.63%26.51%
52-Week Price Return-21.96%-4.33%
Month-to-Date Return7.28%15.45%
Year-to-Date Return-23.46%14.23%
10-Day Avg. Volume2.77M0.77M
3-Month Avg. Volume3.19M0.48M
3-Month Volatility37.85%26.70%
Beta1.000.56

Profitability

Return on Equity (TTM)

GPN

6.36%

Financial Services Industry

Max
40.58%
Q3
20.06%
Median
10.67%
Q1
4.19%
Min
-10.31%

GPN’s Return on Equity of 6.36% is on par with the norm for the Financial Services industry, indicating its profitability relative to shareholder equity is typical for the sector.

MMS

18.25%

Professional Services Industry

Max
52.17%
Q3
30.06%
Median
22.21%
Q1
11.67%
Min
-13.44%

MMS’s Return on Equity of 18.25% is on par with the norm for the Professional Services industry, indicating its profitability relative to shareholder equity is typical for the sector.

GPN vs. MMS: A comparison of their Return on Equity (TTM) against their respective Financial Services and Professional Services industry benchmarks.

Net Profit Margin (TTM)

GPN

15.07%

Financial Services Industry

Max
52.86%
Q3
25.58%
Median
12.23%
Q1
6.64%
Min
-9.92%

GPN’s Net Profit Margin of 15.07% is aligned with the median group of its peers in the Financial Services industry. This indicates its ability to convert revenue into profit is typical for the sector.

MMS

5.83%

Professional Services Industry

Max
26.06%
Q3
13.34%
Median
7.88%
Q1
3.50%
Min
-2.93%

MMS’s Net Profit Margin of 5.83% is aligned with the median group of its peers in the Professional Services industry. This indicates its ability to convert revenue into profit is typical for the sector.

GPN vs. MMS: A comparison of their Net Profit Margin (TTM) against their respective Financial Services and Professional Services industry benchmarks.

Operating Profit Margin (TTM)

GPN

23.26%

Financial Services Industry

Max
77.28%
Q3
37.68%
Median
18.17%
Q1
9.27%
Min
-8.19%

GPN’s Operating Profit Margin of 23.26% is around the midpoint for the Financial Services industry, indicating that its efficiency in managing core business operations is typical for the sector.

MMS

9.53%

Professional Services Industry

Max
35.84%
Q3
19.38%
Median
12.54%
Q1
7.36%
Min
-5.21%

MMS’s Operating Profit Margin of 9.53% is around the midpoint for the Professional Services industry, indicating that its efficiency in managing core business operations is typical for the sector.

GPN vs. MMS: A comparison of their Operating Profit Margin (TTM) against their respective Financial Services and Professional Services industry benchmarks.

Profitability at a Glance

SymbolGPNMMS
Return on Equity (TTM)6.36%18.25%
Return on Assets (TTM)2.96%7.51%
Net Profit Margin (TTM)15.07%5.83%
Operating Profit Margin (TTM)23.26%9.53%
Gross Profit Margin (TTM)65.01%23.98%

Financial Strength

Current Ratio (MRQ)

GPN

0.95

Financial Services Industry

Max
4.58
Q3
2.59
Median
1.33
Q1
0.69
Min
0.01

For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

MMS

2.27

Professional Services Industry

Max
2.45
Q3
1.65
Median
1.26
Q1
1.10
Min
0.47

MMS’s Current Ratio of 2.27 is in the upper quartile for the Professional Services industry. This signifies a strong liquidity position, suggesting the company is well-equipped to cover its immediate liabilities compared to its peers.

GPN vs. MMS: A comparison of their Current Ratio (MRQ) against their respective Financial Services and Professional Services industry benchmarks.

Debt-to-Equity Ratio (MRQ)

GPN

0.74

Financial Services Industry

Max
4.96
Q3
2.10
Median
0.57
Q1
0.12
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.

MMS

0.93

Professional Services Industry

Max
2.63
Q3
1.44
Median
0.91
Q1
0.49
Min
0.00

MMS’s Debt-to-Equity Ratio of 0.93 is typical for the Professional Services industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

GPN vs. MMS: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Financial Services and Professional Services industry benchmarks.

Interest Coverage Ratio (TTM)

GPN

5.15

Financial Services Industry

Max
136.23
Q3
56.08
Median
6.55
Q1
2.01
Min
-33.27

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.

MMS

5.93

Professional Services Industry

Max
39.67
Q3
20.05
Median
11.07
Q1
5.36
Min
-2.22

MMS’s Interest Coverage Ratio of 5.93 is positioned comfortably within the norm for the Professional Services industry, indicating a standard and healthy capacity to cover its interest payments.

GPN vs. MMS: A comparison of their Interest Coverage Ratio (TTM) against their respective Financial Services and Professional Services industry benchmarks.

Financial Strength at a Glance

SymbolGPNMMS
Current Ratio (MRQ)0.952.27
Quick Ratio (MRQ)0.902.17
Debt-to-Equity Ratio (MRQ)0.740.93
Interest Coverage Ratio (TTM)5.155.93

Growth

Revenue Growth

GPN vs. MMS: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

GPN vs. MMS: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

GPN

1.18%

Financial Services Industry

Max
8.18%
Q3
3.60%
Median
1.56%
Q1
0.00%
Min
0.00%

GPN’s Dividend Yield of 1.18% is consistent with its peers in the Financial Services industry, providing a dividend return that is standard for its sector.

MMS

1.46%

Professional Services Industry

Max
5.28%
Q3
2.51%
Median
1.63%
Q1
0.62%
Min
0.00%

MMS’s Dividend Yield of 1.46% is consistent with its peers in the Professional Services industry, providing a dividend return that is standard for its sector.

GPN vs. MMS: A comparison of their Dividend Yield (TTM) against their respective Financial Services and Professional Services industry benchmarks.

Dividend Payout Ratio (TTM)

GPN

17.30%

Financial Services Industry

Max
155.56%
Q3
63.71%
Median
18.08%
Q1
0.00%
Min
0.00%

GPN’s Dividend Payout Ratio of 17.30% is within the typical range for the Financial Services industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

MMS

22.11%

Professional Services Industry

Max
109.23%
Q3
64.39%
Median
47.00%
Q1
20.35%
Min
0.00%

MMS’s Dividend Payout Ratio of 22.11% is within the typical range for the Professional Services industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

GPN vs. MMS: A comparison of their Dividend Payout Ratio (TTM) against their respective Financial Services and Professional Services industry benchmarks.

Dividend at a Glance

SymbolGPNMMS
Dividend Yield (TTM)1.18%1.46%
Dividend Payout Ratio (TTM)17.30%22.11%

Valuation

Price-to-Earnings Ratio (TTM)

GPN

14.61

Financial Services Industry

Max
63.23
Q3
32.10
Median
14.41
Q1
10.81
Min
0.37

GPN’s P/E Ratio of 14.61 is within the middle range for the Financial Services industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

MMS

15.14

Professional Services Industry

Max
49.59
Q3
36.59
Median
28.13
Q1
18.55
Min
10.07

In the lower quartile for the Professional Services industry, MMS’s P/E Ratio of 15.14 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.

GPN vs. MMS: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Financial Services and Professional Services industry benchmarks.

Price-to-Sales Ratio (TTM)

GPN

2.20

Financial Services Industry

Max
11.16
Q3
5.45
Median
2.61
Q1
1.25
Min
0.04

The P/S Ratio is often not a primary valuation tool in the Financial Services industry.

MMS

0.88

Professional Services Industry

Max
9.54
Q3
5.11
Median
2.10
Q1
0.75
Min
0.11

MMS’s P/S Ratio of 0.88 aligns with the market consensus for the Professional Services industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

GPN vs. MMS: A comparison of their Price-to-Sales Ratio (TTM) against their respective Financial Services and Professional Services industry benchmarks.

Price-to-Book Ratio (MRQ)

GPN

0.86

Financial Services Industry

Max
7.09
Q3
3.79
Median
1.46
Q1
0.83
Min
0.04

GPN’s P/B Ratio of 0.86 is within the conventional range for the Financial Services industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

MMS

2.23

Professional Services Industry

Max
13.75
Q3
8.87
Median
4.35
Q1
2.43
Min
0.54

MMS’s P/B Ratio of 2.23 is in the lower quartile for the Professional Services industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.

GPN vs. MMS: A comparison of their Price-to-Book Ratio (MRQ) against their respective Financial Services and Professional Services industry benchmarks.

Valuation at a Glance

SymbolGPNMMS
Price-to-Earnings Ratio (TTM)14.6115.14
Price-to-Sales Ratio (TTM)2.200.88
Price-to-Book Ratio (MRQ)0.862.23
Price-to-Free Cash Flow Ratio (TTM)6.6914.87