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GL vs. WRB: Globe Life vs. W. R. Berkley Stock Comparison

How do Globe Life (GL) and W. R. Berkley (WRB) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Globe Life (GL) and W. R. Berkley (WRB) both belong to the Insurance industry, though GL is classified under Life & Health Insurance while WRB falls under Property & Casualty Insurance.

Company profile comparison for Globe Life (GL) and W. R. Berkley (WRB)
Profile ItemGLWRB
NameGlobe Life Inc.W. R. Berkley Corporation
Country/RegionUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupInsuranceInsurance
GICS IndustryInsuranceInsurance
GICS Sub-IndustryLife & Health InsuranceProperty & Casualty Insurance
Market Capitalization11.86 billion USD27.95 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateOctober 1, 1980October 23, 1973
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

GL
WRB
GSPC
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Globe Life (GL) vs. W. R. Berkley (WRB), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Globe Life (GL) and W. R. Berkley (WRB). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Globe Life (GL) and W. R. Berkley (WRB). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Globe Life (GL) and W. R. Berkley (WRB)
MetricGLWRB
Total Return (1Y)22.37%4.12%
Total Return (3Y, Annualized)12.75%21.96%
Total Return (5Y, Annualized)12.63%18.80%

Risk Profile

Drawdown History

GL
WRB
GSPC
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Globe Life (GL) vs. W. R. Berkley (WRB), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Globe Life (GL) and W. R. Berkley (WRB). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Globe Life (GL) and W. R. Berkley (WRB)
MetricGLWRB
Volatility (1Y, Annualized)21.23%22.41%
Beta (5Y)0.460.21
Max Drawdown (5Y)-61.62%-26.29%
Avg. Volume (3M)504.63K2.52M

Risk-Adjusted Performance

Risk-Return Positioning

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GL and WRB are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Globe Life (GL) and W. R. Berkley (WRB)
MetricGLWRB
Sharpe Ratio (1Y)0.85-0.01
Sortino Ratio (1Y)1.13-0.01

Profitability

ROE (TTM)

Both Globe Life (GL) at 19.26% and W. R. Berkley (WRB) at 19.26% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

GL

Insurance industry group

19.26%

Max
41.68%
Q3
22.04%
GL
19.26%
Median
14.81%
Q1
8.79%
Min
-10.66%

WRB

Insurance industry group

19.26%

Max
41.68%
Q3
22.04%
WRB
19.26%
Median
14.81%
Q1
8.79%
Min
-10.66%
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Globe Life (GL) vs. W. R. Berkley (WRB): A comparison of their ROE against the Insurance industry group benchmark.

Net Margin (TTM)

Globe Life (GL) at 18.89% retains a top-quartile share of revenue as profit, ahead of W. R. Berkley (WRB) at 12.53%, which keeps about the industry-typical share.

GL

Insurance industry group

18.89%

Max
29.92%
GL
18.89%
Q3
17.03%
Median
10.97%
Q1
6.21%
Min
-4.68%

WRB

Insurance industry group

12.53%

Max
29.92%
Q3
17.03%
WRB
12.53%
Median
10.97%
Q1
6.21%
Min
-4.68%
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Globe Life (GL) vs. W. R. Berkley (WRB): A comparison of their net margin against the Insurance industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for Globe Life (GL) in Insurance and W. R. Berkley (WRB) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for Globe Life (GL) and W. R. Berkley (WRB)
MetricGLWRB
ROE (TTM)19.26%19.26%
ROA (TTM)3.32%3.43%
Net Margin (TTM)18.89%12.53%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

Both Globe Life (GL) at 3.74% and W. R. Berkley (WRB) at 6.93% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

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Globe Life (GL) vs. W. R. Berkley (WRB): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both Globe Life (GL) at 17.84% and W. R. Berkley (WRB) at 2.06% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

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Globe Life (GL) vs. W. R. Berkley (WRB): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Globe Life (GL) and W. R. Berkley (WRB)
MetricGLWRB
Revenue Growth (YoY)3.74%6.93%
Revenue Growth (3Y CAGR)4.67%9.28%
EPS Growth (YoY)17.84%2.06%
EPS Growth (3Y CAGR)23.50%10.55%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Globe Life (GL) in Insurance and W. R. Berkley (WRB) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Globe Life (GL) in Insurance and W. R. Berkley (WRB) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Globe Life (GL) and W. R. Berkley (WRB)
MetricGLWRB
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Both Globe Life (GL) at 0.79% and W. R. Berkley (WRB) at 0.49% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

GL

Insurance industry group

0.79%

Max
5.12%
Q3
2.15%
Median
0.98%
GL
0.79%
Q1
0.00%
Min
0.00%

WRB

Insurance industry group

0.49%

Max
5.12%
Q3
2.15%
Median
0.98%
WRB
0.49%
Q1
0.00%
Min
0.00%
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Globe Life (GL) vs. W. R. Berkley (WRB): A comparison of their dividend yield against the Insurance industry group benchmark.

Dividend Payout Ratio (TTM)

Both Globe Life (GL) at 8.43% and W. R. Berkley (WRB) at 8.03% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

GL

Insurance industry group

8.43%

Max
76.67%
Q3
35.18%
Median
14.74%
GL
8.43%
Q1
0.00%
Min
0.00%

WRB

Insurance industry group

8.03%

Max
76.67%
Q3
35.18%
Median
14.74%
WRB
8.03%
Q1
0.00%
Min
0.00%
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Globe Life (GL) vs. W. R. Berkley (WRB): A comparison of their payout ratio against the Insurance industry group benchmark.

Dividend Metrics

Dividend metrics for Globe Life (GL) and W. R. Berkley (WRB)
MetricGLWRB
Dividend Yield (TTM)0.79%0.49%
Dividend Payout Ratio (TTM)8.43%8.03%

Valuation

P/E Ratio (TTM)

Both Globe Life (GL) at 10.52 and W. R. Berkley (WRB) at 15.90 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

GL

Insurance industry group

10.52

Max
28.37
Q3
18.75
Median
12.23
GL
10.52
Q1
9.08
Min
2.32

WRB

Insurance industry group

15.90

Max
28.37
Q3
18.75
WRB
15.90
Median
12.23
Q1
9.08
Min
2.32
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Globe Life (GL) vs. W. R. Berkley (WRB): A comparison of their P/E ratio against the Insurance industry group benchmark.

P/S Ratio (TTM)

On P/S ratio, both Globe Life (GL) at 1.89 and W. R. Berkley (WRB) at 1.88 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

GL

Insurance industry group

1.89

Max
4.03
Q3
2.25
GL
1.89
Median
1.23
Q1
0.85
Min
0.07

WRB

Insurance industry group

1.88

Max
4.03
Q3
2.25
WRB
1.88
Median
1.23
Q1
0.85
Min
0.07
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Globe Life (GL) vs. W. R. Berkley (WRB): A comparison of their P/S ratio against the Insurance industry group benchmark.

P/B Ratio (MRQ)

Globe Life (GL) at 1.81 is valued about in line with its industry on P/B ratio, while W. R. Berkley (WRB) at 3.04 carries an above-peer premium to book — WRB is pricier on assets.

GL

Insurance industry group

1.81

Max
5.07
Q3
2.79
GL
1.81
Median
1.76
Q1
1.23
Min
0.30

WRB

Insurance industry group

3.04

Max
5.07
WRB
3.04
Q3
2.79
Median
1.76
Q1
1.23
Min
0.30
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Globe Life (GL) vs. W. R. Berkley (WRB): A comparison of their P/B ratio against the Insurance industry group benchmark.

Valuation Metrics

Valuation metrics for Globe Life (GL) and W. R. Berkley (WRB)
MetricGLWRB
P/E Ratio (TTM)10.5215.90
P/S Ratio (TTM)1.891.88
P/B Ratio (MRQ)1.813.04
Free Cash Flow Yield (TTM)----