GEN vs. XYZ: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at GEN and XYZ, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
| Symbol | GEN | XYZ |
|---|---|---|
| Company Name | Gen Digital Inc. | Block, Inc. |
| Country | United States | United States |
| GICS Sector | Information Technology | Financials |
| GICS Industry | Software | Financial Services |
| Market Capitalization | 17.13 billion USD | 46.91 billion USD |
| Exchange | NasdaqGS | NYSE |
| Listing Date | June 23, 1989 | November 19, 2015 |
| Security Type | Common Stock | Common Stock |
Historical Performance
This chart compares the performance of GEN and XYZ by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | GEN | XYZ |
|---|---|---|
| 5-Day Price Return | -3.37% | 2.07% |
| 13-Week Price Return | -8.76% | 11.15% |
| 26-Week Price Return | 4.82% | 41.63% |
| 52-Week Price Return | 3.04% | 18.28% |
| Month-to-Date Return | -2.01% | 6.48% |
| Year-to-Date Return | 1.61% | -9.46% |
| 10-Day Avg. Volume | 3.13M | 7.06M |
| 3-Month Avg. Volume | 4.03M | 9.24M |
| 3-Month Volatility | 25.64% | 40.39% |
| Beta | 1.15 | 2.67 |
Profitability
Return on Equity (TTM)
GEN
26.88%
Software Industry
- Max
- 66.28%
- Q3
- 21.28%
- Median
- 9.33%
- Q1
- -8.77%
- Min
- -48.16%
In the upper quartile for the Software industry, GEN’s Return on Equity of 26.88% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.
XYZ
13.95%
Financial Services Industry
- Max
- 39.28%
- Q3
- 18.88%
- Median
- 9.97%
- Q1
- 4.03%
- Min
- -10.25%
XYZ’s Return on Equity of 13.95% is on par with the norm for the Financial Services industry, indicating its profitability relative to shareholder equity is typical for the sector.
Net Profit Margin (TTM)
GEN
14.12%
Software Industry
- Max
- 51.92%
- Q3
- 19.23%
- Median
- 6.98%
- Q1
- -7.14%
- Min
- -41.00%
GEN’s Net Profit Margin of 14.12% is aligned with the median group of its peers in the Software industry. This indicates its ability to convert revenue into profit is typical for the sector.
XYZ
12.41%
Financial Services Industry
- Max
- 52.16%
- Q3
- 25.35%
- Median
- 12.68%
- Q1
- 6.11%
- Min
- -11.69%
XYZ’s Net Profit Margin of 12.41% is aligned with the median group of its peers in the Financial Services industry. This indicates its ability to convert revenue into profit is typical for the sector.
Operating Profit Margin (TTM)
GEN
38.06%
Software Industry
- Max
- 60.40%
- Q3
- 21.25%
- Median
- 9.90%
- Q1
- -4.97%
- Min
- -43.50%
An Operating Profit Margin of 38.06% places GEN in the upper quartile for the Software industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.
XYZ
4.82%
Financial Services Industry
- Max
- 75.57%
- Q3
- 37.78%
- Median
- 19.09%
- Q1
- 10.04%
- Min
- -19.42%
XYZ’s Operating Profit Margin of 4.82% is in the lower quartile for the Financial Services industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.
Profitability at a Glance
| Symbol | GEN | XYZ |
|---|---|---|
| Return on Equity (TTM) | 26.88% | 13.95% |
| Return on Assets (TTM) | 3.81% | 8.08% |
| Net Profit Margin (TTM) | 14.12% | 12.41% |
| Operating Profit Margin (TTM) | 38.06% | 4.82% |
| Gross Profit Margin (TTM) | 79.82% | 39.38% |
Financial Strength
Current Ratio (MRQ)
GEN
0.50
Software Industry
- Max
- 4.29
- Q3
- 2.37
- Median
- 1.40
- Q1
- 1.03
- Min
- 0.25
GEN’s Current Ratio of 0.50 falls into the lower quartile for the Software industry. This indicates a tighter liquidity situation and a more constrained capacity to handle short-term debt than many of its competitors.
XYZ
1.96
Financial Services Industry
- Max
- 4.83
- Q3
- 2.70
- Median
- 1.44
- Q1
- 0.86
- Min
- 0.01
For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
Debt-to-Equity Ratio (MRQ)
GEN
3.75
Software Industry
- Max
- 2.16
- Q3
- 0.86
- Median
- 0.31
- Q1
- 0.00
- Min
- 0.00
With a Debt-to-Equity Ratio of 3.75, GEN operates with exceptionally high leverage compared to the Software industry norm. This suggests an aggressive reliance on debt financing, which can magnify returns but also significantly elevates financial risk.
XYZ
0.26
Financial Services Industry
- Max
- 5.07
- Q3
- 2.14
- Median
- 0.66
- Q1
- 0.12
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.
Interest Coverage Ratio (TTM)
GEN
2.88
Software Industry
- Max
- 89.65
- Q3
- 32.64
- Median
- 1.00
- Q1
- -9.84
- Min
- -71.23
GEN’s Interest Coverage Ratio of 2.88 is positioned comfortably within the norm for the Software industry, indicating a standard and healthy capacity to cover its interest payments.
XYZ
12.18
Financial Services Industry
- Max
- 136.23
- Q3
- 56.08
- Median
- 6.55
- Q1
- 2.01
- Min
- -33.27
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.
Financial Strength at a Glance
| Symbol | GEN | XYZ |
|---|---|---|
| Current Ratio (MRQ) | 0.50 | 1.96 |
| Quick Ratio (MRQ) | 0.50 | 1.92 |
| Debt-to-Equity Ratio (MRQ) | 3.75 | 0.26 |
| Interest Coverage Ratio (TTM) | 2.88 | 12.18 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
GEN
1.82%
Software Industry
- Max
- 0.22%
- Q3
- 0.11%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
GEN’s Dividend Yield of 1.82% is exceptionally high, placing it well above the typical range for the Software industry. While this may seem attractive, an unusually high yield can sometimes be a warning sign, reflecting a falling stock price or market concerns about the dividend’s sustainability.
XYZ
0.00%
Financial Services Industry
- Max
- 8.12%
- Q3
- 3.37%
- Median
- 1.70%
- Q1
- 0.00%
- Min
- 0.00%
XYZ currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.
Dividend Payout Ratio (TTM)
GEN
52.43%
Software Industry
- Max
- 3.29%
- Q3
- 2.41%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
At 52.43%, GEN’s Dividend Payout Ratio is exceptionally high, exceeding the typical range for the Software industry. While this provides a significant return to shareholders, it may limit funds for reinvestment and could be difficult to sustain.
XYZ
0.00%
Financial Services Industry
- Max
- 132.10%
- Q3
- 64.32%
- Median
- 18.23%
- Q1
- 0.00%
- Min
- 0.00%
XYZ has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.
Dividend at a Glance
| Symbol | GEN | XYZ |
|---|---|---|
| Dividend Yield (TTM) | 1.82% | 0.00% |
| Dividend Payout Ratio (TTM) | 52.43% | 0.00% |
Valuation
Price-to-Earnings Ratio (TTM)
GEN
28.77
Software Industry
- Max
- 145.74
- Q3
- 94.88
- Median
- 45.35
- Q1
- 26.66
- Min
- 8.80
GEN’s P/E Ratio of 28.77 is within the middle range for the Software industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
XYZ
15.85
Financial Services Industry
- Max
- 45.81
- Q3
- 30.21
- Median
- 16.29
- Q1
- 10.14
- Min
- 0.70
XYZ’s P/E Ratio of 15.85 is within the middle range for the Financial Services industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
Price-to-Sales Ratio (TTM)
GEN
4.06
Software Industry
- Max
- 25.67
- Q3
- 13.68
- Median
- 8.28
- Q1
- 4.95
- Min
- 0.90
In the lower quartile for the Software industry, GEN’s P/S Ratio of 4.06 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.
XYZ
1.97
Financial Services Industry
- Max
- 10.88
- Q3
- 5.34
- Median
- 2.64
- Q1
- 1.24
- Min
- 0.06
The P/S Ratio is often not a primary valuation tool in the Financial Services industry.
Price-to-Book Ratio (MRQ)
GEN
8.00
Software Industry
- Max
- 30.67
- Q3
- 14.92
- Median
- 8.52
- Q1
- 3.89
- Min
- 0.38
GEN’s P/B Ratio of 8.00 is within the conventional range for the Software industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
XYZ
1.89
Financial Services Industry
- Max
- 7.93
- Q3
- 3.78
- Median
- 1.49
- Q1
- 0.88
- Min
- 0.08
XYZ’s P/B Ratio of 1.89 is within the conventional range for the Financial Services industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
Valuation at a Glance
| Symbol | GEN | XYZ |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 28.77 | 15.85 |
| Price-to-Sales Ratio (TTM) | 4.06 | 1.97 |
| Price-to-Book Ratio (MRQ) | 8.00 | 1.89 |
| Price-to-Free Cash Flow Ratio (TTM) | 12.73 | 43.71 |