GATX vs. UHAL: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at GATX and UHAL, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
| Symbol | GATX | UHAL |
|---|---|---|
| Company Name | GATX Corporation | U-Haul Holding Company |
| Country | United States | United States |
| GICS Sector | Industrials | Industrials |
| GICS Industry | Trading Companies & Distributors | Ground Transportation |
| Market Capitalization | 5.60 billion USD | 9.61 billion USD |
| Exchange | NYSE | NYSE |
| Listing Date | February 21, 1973 | November 4, 1994 |
| Security Type | Common Stock | Common Stock |
Historical Performance
This chart compares the performance of GATX and UHAL by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | GATX | UHAL |
|---|---|---|
| 5-Day Price Return | -2.07% | -4.50% |
| 13-Week Price Return | -3.86% | -13.44% |
| 26-Week Price Return | 3.02% | -24.43% |
| 52-Week Price Return | 1.02% | -27.87% |
| Month-to-Date Return | -1.82% | -7.43% |
| Year-to-Date Return | -0.63% | -28.77% |
| 10-Day Avg. Volume | 0.17M | 0.19M |
| 3-Month Avg. Volume | 0.18M | 0.15M |
| 3-Month Volatility | 22.15% | 23.07% |
| Beta | 1.19 | 1.13 |
Profitability
Return on Equity (TTM)
GATX
12.06%
Trading Companies & Distributors Industry
- Max
- 32.99%
- Q3
- 19.30%
- Median
- 12.90%
- Q1
- 9.19%
- Min
- -4.19%
GATX’s Return on Equity of 12.06% is on par with the norm for the Trading Companies & Distributors industry, indicating its profitability relative to shareholder equity is typical for the sector.
UHAL
3.05%
Ground Transportation Industry
- Max
- 23.31%
- Q3
- 13.97%
- Median
- 9.07%
- Q1
- 6.97%
- Min
- 1.90%
UHAL’s Return on Equity of 3.05% is in the lower quartile for the Ground Transportation industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.
Net Profit Margin (TTM)
GATX
18.35%
Trading Companies & Distributors Industry
- Max
- 18.35%
- Q3
- 9.73%
- Median
- 6.00%
- Q1
- 3.53%
- Min
- -3.81%
A Net Profit Margin of 18.35% places GATX in the upper quartile for the Trading Companies & Distributors industry, signifying strong profitability and more effective cost management than most of its peers.
UHAL
3.90%
Ground Transportation Industry
- Max
- 33.54%
- Q3
- 16.85%
- Median
- 7.19%
- Q1
- 4.37%
- Min
- -12.12%
Falling into the lower quartile for the Ground Transportation industry, UHAL’s Net Profit Margin of 3.90% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.
Operating Profit Margin (TTM)
GATX
30.37%
Trading Companies & Distributors Industry
- Max
- 25.07%
- Q3
- 13.61%
- Median
- 7.26%
- Q1
- 4.79%
- Min
- -7.51%
GATX’s Operating Profit Margin of 30.37% is exceptionally high, placing it well above the typical range for the Trading Companies & Distributors industry. This demonstrates outstanding efficiency in managing its core operations, which can be a result of strong pricing power or superior cost control.
UHAL
9.76%
Ground Transportation Industry
- Max
- 42.90%
- Q3
- 24.00%
- Median
- 10.93%
- Q1
- 7.11%
- Min
- -12.12%
UHAL’s Operating Profit Margin of 9.76% is around the midpoint for the Ground Transportation industry, indicating that its efficiency in managing core business operations is typical for the sector.
Profitability at a Glance
| Symbol | GATX | UHAL |
|---|---|---|
| Return on Equity (TTM) | 12.06% | 3.05% |
| Return on Assets (TTM) | 2.42% | 1.12% |
| Net Profit Margin (TTM) | 18.35% | 3.90% |
| Operating Profit Margin (TTM) | 30.37% | 9.76% |
| Gross Profit Margin (TTM) | 75.47% | 36.97% |
Financial Strength
Current Ratio (MRQ)
GATX
1.39
Trading Companies & Distributors Industry
- Max
- 3.62
- Q3
- 2.33
- Median
- 1.57
- Q1
- 1.39
- Min
- 0.27
GATX’s Current Ratio of 1.39 aligns with the median group of the Trading Companies & Distributors industry, indicating that its short-term liquidity is in line with its sector peers.
UHAL
0.79
Ground Transportation Industry
- Max
- 2.11
- Q3
- 1.32
- Median
- 1.02
- Q1
- 0.74
- Min
- 0.39
UHAL’s Current Ratio of 0.79 aligns with the median group of the Ground Transportation industry, indicating that its short-term liquidity is in line with its sector peers.
Debt-to-Equity Ratio (MRQ)
GATX
3.26
Trading Companies & Distributors Industry
- Max
- 1.93
- Q3
- 1.19
- Median
- 0.78
- Q1
- 0.54
- Min
- 0.00
With a Debt-to-Equity Ratio of 3.26, GATX operates with exceptionally high leverage compared to the Trading Companies & Distributors industry norm. This suggests an aggressive reliance on debt financing, which can magnify returns but also significantly elevates financial risk.
UHAL
0.99
Ground Transportation Industry
- Max
- 2.54
- Q3
- 1.52
- Median
- 0.99
- Q1
- 0.49
- Min
- 0.00
UHAL’s Debt-to-Equity Ratio of 0.99 is typical for the Ground Transportation industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.
Interest Coverage Ratio (TTM)
GATX
1.77
Trading Companies & Distributors Industry
- Max
- 15.13
- Q3
- 7.93
- Median
- 5.62
- Q1
- 1.79
- Min
- -1.67
In the lower quartile for the Trading Companies & Distributors industry, GATX’s Interest Coverage Ratio of 1.77 indicates a tighter cushion for servicing debt, suggesting less financial flexibility than many of its competitors.
UHAL
3.02
Ground Transportation Industry
- Max
- 59.80
- Q3
- 25.78
- Median
- 8.23
- Q1
- 2.52
- Min
- -24.57
UHAL’s Interest Coverage Ratio of 3.02 is positioned comfortably within the norm for the Ground Transportation industry, indicating a standard and healthy capacity to cover its interest payments.
Financial Strength at a Glance
| Symbol | GATX | UHAL |
|---|---|---|
| Current Ratio (MRQ) | 1.39 | 0.79 |
| Quick Ratio (MRQ) | 1.39 | 0.69 |
| Debt-to-Equity Ratio (MRQ) | 3.26 | 0.99 |
| Interest Coverage Ratio (TTM) | 1.77 | 3.02 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
GATX
1.57%
Trading Companies & Distributors Industry
- Max
- 5.11%
- Q3
- 2.73%
- Median
- 2.07%
- Q1
- 1.04%
- Min
- 0.00%
GATX’s Dividend Yield of 1.57% is consistent with its peers in the Trading Companies & Distributors industry, providing a dividend return that is standard for its sector.
UHAL
0.40%
Ground Transportation Industry
- Max
- 5.32%
- Q3
- 2.61%
- Median
- 1.59%
- Q1
- 0.75%
- Min
- 0.00%
UHAL’s Dividend Yield of 0.40% is in the lower quartile for the Ground Transportation industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.
Dividend Payout Ratio (TTM)
GATX
28.36%
Trading Companies & Distributors Industry
- Max
- 136.12%
- Q3
- 68.26%
- Median
- 48.45%
- Q1
- 22.66%
- Min
- 0.00%
GATX’s Dividend Payout Ratio of 28.36% is within the typical range for the Trading Companies & Distributors industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
UHAL
8.40%
Ground Transportation Industry
- Max
- 149.12%
- Q3
- 76.66%
- Median
- 45.70%
- Q1
- 15.53%
- Min
- 0.00%
UHAL’s Dividend Payout Ratio of 8.40% is in the lower quartile for the Ground Transportation industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.
Dividend at a Glance
| Symbol | GATX | UHAL |
|---|---|---|
| Dividend Yield (TTM) | 1.57% | 0.40% |
| Dividend Payout Ratio (TTM) | 28.36% | 8.40% |
Valuation
Price-to-Earnings Ratio (TTM)
GATX
18.04
Trading Companies & Distributors Industry
- Max
- 37.92
- Q3
- 24.64
- Median
- 17.42
- Q1
- 14.27
- Min
- 5.07
GATX’s P/E Ratio of 18.04 is within the middle range for the Trading Companies & Distributors industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
UHAL
38.32
Ground Transportation Industry
- Max
- 32.48
- Q3
- 25.52
- Median
- 16.81
- Q1
- 12.10
- Min
- 5.45
At 38.32, UHAL’s P/E Ratio is exceptionally high, exceeding the typical maximum for the Ground Transportation industry. This suggests the stock may be significantly overvalued compared to its peers and implies high market expectations that could be difficult to meet.
Price-to-Sales Ratio (TTM)
GATX
3.31
Trading Companies & Distributors Industry
- Max
- 4.94
- Q3
- 2.49
- Median
- 1.08
- Q1
- 0.75
- Min
- 0.30
GATX’s P/S Ratio of 3.31 is in the upper echelon for the Trading Companies & Distributors industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.
UHAL
1.49
Ground Transportation Industry
- Max
- 3.82
- Q3
- 2.15
- Median
- 1.37
- Q1
- 0.81
- Min
- 0.19
UHAL’s P/S Ratio of 1.49 aligns with the market consensus for the Ground Transportation industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.
Price-to-Book Ratio (MRQ)
GATX
2.29
Trading Companies & Distributors Industry
- Max
- 9.42
- Q3
- 4.66
- Median
- 2.10
- Q1
- 1.34
- Min
- 0.31
GATX’s P/B Ratio of 2.29 is within the conventional range for the Trading Companies & Distributors industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
UHAL
1.30
Ground Transportation Industry
- Max
- 5.19
- Q3
- 3.11
- Median
- 1.41
- Q1
- 1.18
- Min
- 0.69
UHAL’s P/B Ratio of 1.30 is within the conventional range for the Ground Transportation industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
Valuation at a Glance
| Symbol | GATX | UHAL |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 18.04 | 38.32 |
| Price-to-Sales Ratio (TTM) | 3.31 | 1.49 |
| Price-to-Book Ratio (MRQ) | 2.29 | 1.30 |
| Price-to-Free Cash Flow Ratio (TTM) | 254.18 | 44.84 |