FUTU vs. PRU: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at FUTU and PRU, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
FUTU trades as an American Depositary Receipt (ADR), offering U.S. investors a convenient way to access its foreign-listed shares. In contrast, PRU is a standard domestic listing.
| Symbol | FUTU | PRU |
|---|---|---|
| Company Name | Futu Holdings Limited | Prudential Financial, Inc. |
| Country | Hong Kong | United States |
| GICS Sector | Financials | Financials |
| GICS Industry | Capital Markets | Insurance |
| Market Capitalization | 24.10 billion USD | 36.33 billion USD |
| Exchange | NasdaqGM | NYSE |
| Listing Date | March 8, 2019 | December 13, 2001 |
| Security Type | ADR | Common Stock |
Historical Performance
This chart compares the performance of FUTU and PRU by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | FUTU | PRU |
|---|---|---|
| 5-Day Price Return | -0.47% | -0.50% |
| 13-Week Price Return | 40.58% | -3.03% |
| 26-Week Price Return | 67.45% | -7.58% |
| 52-Week Price Return | 40.96% | -13.19% |
| Month-to-Date Return | -0.47% | -0.50% |
| Year-to-Date Return | 116.39% | -12.92% |
| 10-Day Avg. Volume | 2.82M | 1.39M |
| 3-Month Avg. Volume | 2.46M | 1.61M |
| 3-Month Volatility | 52.94% | 21.59% |
| Beta | 0.20 | 0.99 |
Profitability
Return on Equity (TTM)
FUTU
26.37%
Capital Markets Industry
- Max
- 38.97%
- Q3
- 22.24%
- Median
- 13.52%
- Q1
- 8.61%
- Min
- -4.25%
In the upper quartile for the Capital Markets industry, FUTU’s Return on Equity of 26.37% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.
PRU
5.49%
Insurance Industry
- Max
- 30.96%
- Q3
- 18.76%
- Median
- 14.22%
- Q1
- 10.34%
- Min
- 1.73%
PRU’s Return on Equity of 5.49% is in the lower quartile for the Insurance industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.
Net Profit Margin (TTM)
FUTU
40.05%
Capital Markets Industry
- Max
- 69.91%
- Q3
- 37.24%
- Median
- 24.30%
- Q1
- 13.06%
- Min
- -15.18%
A Net Profit Margin of 40.05% places FUTU in the upper quartile for the Capital Markets industry, signifying strong profitability and more effective cost management than most of its peers.
PRU
2.96%
Insurance Industry
- Max
- 26.78%
- Q3
- 14.69%
- Median
- 9.87%
- Q1
- 6.59%
- Min
- -3.51%
Falling into the lower quartile for the Insurance industry, PRU’s Net Profit Margin of 2.96% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.
Operating Profit Margin (TTM)
FUTU
48.72%
Capital Markets Industry
- Max
- 84.86%
- Q3
- 47.16%
- Median
- 32.23%
- Q1
- 18.65%
- Min
- -21.87%
An Operating Profit Margin of 48.72% places FUTU in the upper quartile for the Capital Markets industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.
PRU
3.74%
Insurance Industry
- Max
- 34.52%
- Q3
- 20.17%
- Median
- 14.46%
- Q1
- 9.62%
- Min
- -2.51%
In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.
Profitability at a Glance
| Symbol | FUTU | PRU |
|---|---|---|
| Return on Equity (TTM) | 26.37% | 5.49% |
| Return on Assets (TTM) | 4.65% | 0.22% |
| Net Profit Margin (TTM) | 40.05% | 2.96% |
| Operating Profit Margin (TTM) | 48.72% | 3.74% |
| Gross Profit Margin (TTM) | 82.01% | -- |
Financial Strength
Current Ratio (MRQ)
FUTU
1.18
Capital Markets Industry
- Max
- 3.37
- Q3
- 1.81
- Median
- 1.01
- Q1
- 0.56
- Min
- 0.04
For the Capital Markets industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
PRU
--
Insurance Industry
- Max
- 2.97
- Q3
- 1.37
- Median
- 0.54
- Q1
- 0.15
- Min
- 0.00
For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
Debt-to-Equity Ratio (MRQ)
FUTU
0.28
Capital Markets Industry
- Max
- 6.52
- Q3
- 2.79
- Median
- 0.96
- Q1
- 0.28
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Capital Markets industry.
PRU
0.71
Insurance Industry
- Max
- 1.25
- Q3
- 0.65
- Median
- 0.34
- Q1
- 0.23
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.
Interest Coverage Ratio (TTM)
FUTU
4,725.16
Capital Markets Industry
- Max
- 107.59
- Q3
- 48.41
- Median
- 10.85
- Q1
- 4.56
- Min
- -36.26
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Capital Markets industry.
PRU
--
Insurance Industry
- Max
- 43.68
- Q3
- 21.45
- Median
- 9.67
- Q1
- 3.55
- Min
- -5.73
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.
Financial Strength at a Glance
| Symbol | FUTU | PRU |
|---|---|---|
| Current Ratio (MRQ) | 1.18 | -- |
| Quick Ratio (MRQ) | 1.18 | -- |
| Debt-to-Equity Ratio (MRQ) | 0.28 | 0.71 |
| Interest Coverage Ratio (TTM) | 4,725.16 | -- |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
FUTU
0.00%
Capital Markets Industry
- Max
- 9.02%
- Q3
- 4.54%
- Median
- 2.55%
- Q1
- 1.27%
- Min
- 0.00%
FUTU currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.
PRU
5.20%
Insurance Industry
- Max
- 9.80%
- Q3
- 5.18%
- Median
- 3.58%
- Q1
- 2.07%
- Min
- 0.00%
With a Dividend Yield of 5.20%, PRU offers a more attractive income stream than most of its peers in the Insurance industry, signaling a strong commitment to shareholder returns.
Dividend Payout Ratio (TTM)
FUTU
0.00%
Capital Markets Industry
- Max
- 199.38%
- Q3
- 99.28%
- Median
- 60.67%
- Q1
- 32.00%
- Min
- 0.00%
FUTU has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.
PRU
85.37%
Insurance Industry
- Max
- 169.40%
- Q3
- 85.57%
- Median
- 53.26%
- Q1
- 23.68%
- Min
- 0.00%
PRU’s Dividend Payout Ratio of 85.37% is within the typical range for the Insurance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
Dividend at a Glance
| Symbol | FUTU | PRU |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 5.20% |
| Dividend Payout Ratio (TTM) | 0.00% | 85.37% |
Valuation
Price-to-Earnings Ratio (TTM)
FUTU
23.28
Capital Markets Industry
- Max
- 51.69
- Q3
- 29.42
- Median
- 17.58
- Q1
- 12.55
- Min
- 5.59
FUTU’s P/E Ratio of 23.28 is within the middle range for the Capital Markets industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
PRU
22.48
Insurance Industry
- Max
- 30.75
- Q3
- 18.11
- Median
- 12.67
- Q1
- 9.66
- Min
- 2.87
A P/E Ratio of 22.48 places PRU in the upper quartile for the Insurance industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.
Price-to-Sales Ratio (TTM)
FUTU
13.55
Capital Markets Industry
- Max
- 14.65
- Q3
- 7.29
- Median
- 4.53
- Q1
- 2.26
- Min
- 0.04
FUTU’s P/S Ratio of 13.55 is in the upper echelon for the Capital Markets industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.
PRU
0.66
Insurance Industry
- Max
- 3.41
- Q3
- 1.88
- Median
- 1.22
- Q1
- 0.80
- Min
- 0.23
In the lower quartile for the Insurance industry, PRU’s P/S Ratio of 0.66 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.
Price-to-Book Ratio (MRQ)
FUTU
2.74
Capital Markets Industry
- Max
- 10.83
- Q3
- 5.12
- Median
- 2.66
- Q1
- 1.19
- Min
- 0.37
FUTU’s P/B Ratio of 2.74 is within the conventional range for the Capital Markets industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
PRU
1.24
Insurance Industry
- Max
- 4.57
- Q3
- 2.56
- Median
- 1.88
- Q1
- 1.20
- Min
- 0.17
PRU’s P/B Ratio of 1.24 is within the conventional range for the Insurance industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
Valuation at a Glance
| Symbol | FUTU | PRU |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 23.28 | 22.48 |
| Price-to-Sales Ratio (TTM) | 13.55 | 0.66 |
| Price-to-Book Ratio (MRQ) | 2.74 | 1.24 |
| Price-to-Free Cash Flow Ratio (TTM) | 9.02 | 7.99 |