FOUR vs. INTU: A Head-to-Head Stock Comparison

Updated on October 4, 2025

Here’s a clear look at FOUR and INTU, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

Symbol	FOUR	INTU
Company Name	Shift4 Payments, Inc.	Intuit Inc.
Country	United States	United States
GICS Sector	Financials	Information Technology
GICS Industry	Financial Services	Software
Market Capitalization	6.95 billion USD	194.68 billion USD
Exchange	NYSE	NasdaqGS
Listing Date	June 5, 2020	March 12, 1993
Security Type	Common Stock	Common Stock

Historical Performance

This chart compares the performance of FOUR and INTU by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

FOUR vs. INTU: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	FOUR	INTU
5-Day Price Return	-4.36%	-1.71%
13-Week Price Return	-21.91%	-13.30%
26-Week Price Return	-10.20%	11.07%
52-Week Price Return	-11.90%	10.32%
Month-to-Date Return	-14.41%	2.39%
Year-to-Date Return	-25.42%	8.66%
10-Day Avg. Volume	2.51M	2.29M
3-Month Avg. Volume	1.68M	1.90M
3-Month Volatility	40.59%	23.94%
Beta	1.72	1.25

Profitability

Return on Equity (TTM)

FOUR

21.96%

Financial Services Industry

Max: 39.28%
Q3: 18.88%
Median: 9.97%
Q1: 4.03%
Min: -10.25%

In the upper quartile for the Financial Services industry, FOUR’s Return on Equity of 21.96% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

INTU

20.38%

Software Industry

Max: 66.28%
Q3: 21.28%
Median: 9.33%
Q1: -8.77%
Min: -48.16%

INTU’s Return on Equity of 20.38% is on par with the norm for the Software industry, indicating its profitability relative to shareholder equity is typical for the sector.

FOUR vs. INTU: A comparison of their Return on Equity (TTM) against their respective Financial Services and Software industry benchmarks.

Net Profit Margin (TTM)

FOUR

6.11%

Financial Services Industry

Max: 52.16%
Q3: 25.35%
Median: 12.68%
Q1: 6.11%
Min: -11.69%

FOUR’s Net Profit Margin of 6.11% is aligned with the median group of its peers in the Financial Services industry. This indicates its ability to convert revenue into profit is typical for the sector.

INTU

20.55%

Software Industry

Max: 51.92%
Q3: 19.23%
Median: 6.98%
Q1: -7.14%
Min: -41.00%

A Net Profit Margin of 20.55% places INTU in the upper quartile for the Software industry, signifying strong profitability and more effective cost management than most of its peers.

FOUR vs. INTU: A comparison of their Net Profit Margin (TTM) against their respective Financial Services and Software industry benchmarks.

Operating Profit Margin (TTM)

FOUR

7.53%

Financial Services Industry

Max: 75.57%
Q3: 37.78%
Median: 19.09%
Q1: 10.04%
Min: -19.42%

FOUR’s Operating Profit Margin of 7.53% is in the lower quartile for the Financial Services industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.

INTU

26.14%

Software Industry

Max: 60.40%
Q3: 21.25%
Median: 9.90%
Q1: -4.97%
Min: -43.50%

An Operating Profit Margin of 26.14% places INTU in the upper quartile for the Software industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

FOUR vs. INTU: A comparison of their Operating Profit Margin (TTM) against their respective Financial Services and Software industry benchmarks.

Profitability at a Glance

Symbol	FOUR	INTU
Return on Equity (TTM)	21.96%	20.38%
Return on Assets (TTM)	3.99%	11.18%
Net Profit Margin (TTM)	6.11%	20.55%
Operating Profit Margin (TTM)	7.53%	26.14%
Gross Profit Margin (TTM)	30.55%	79.57%

Financial Strength

Current Ratio (MRQ)

FOUR

2.53

Financial Services Industry

Max: 4.83
Q3: 2.70
Median: 1.44
Q1: 0.86
Min: 0.01

For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

INTU

1.36

Software Industry

Max: 4.29
Q3: 2.37
Median: 1.40
Q1: 1.03
Min: 0.25

INTU’s Current Ratio of 1.36 aligns with the median group of the Software industry, indicating that its short-term liquidity is in line with its sector peers.

FOUR vs. INTU: A comparison of their Current Ratio (MRQ) against their respective Financial Services and Software industry benchmarks.

Debt-to-Equity Ratio (MRQ)

FOUR

2.34

Financial Services Industry

Max: 5.07
Q3: 2.14
Median: 0.66
Q1: 0.12
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.

INTU

0.30

Software Industry

Max: 2.16
Q3: 0.86
Median: 0.31
Q1: 0.00
Min: 0.00

INTU’s Debt-to-Equity Ratio of 0.30 is typical for the Software industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

FOUR vs. INTU: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Financial Services and Software industry benchmarks.

Interest Coverage Ratio (TTM)

FOUR

14.17

Financial Services Industry

Max: 136.23
Q3: 56.08
Median: 6.55
Q1: 2.01
Min: -33.27

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.

INTU

68.14

Software Industry

Max: 89.65
Q3: 32.64
Median: 1.00
Q1: -9.84
Min: -71.23

INTU’s Interest Coverage Ratio of 68.14 is in the upper quartile for the Software industry, signifying a strong and healthy capacity to meet its interest payments from operating profits.

FOUR vs. INTU: A comparison of their Interest Coverage Ratio (TTM) against their respective Financial Services and Software industry benchmarks.

Financial Strength at a Glance

Symbol	FOUR	INTU
Current Ratio (MRQ)	2.53	1.36
Quick Ratio (MRQ)	2.49	1.31
Debt-to-Equity Ratio (MRQ)	2.34	0.30
Interest Coverage Ratio (TTM)	14.17	68.14

Growth

Revenue Growth

FOUR vs. INTU: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

FOUR vs. INTU: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

FOUR

0.00%

Financial Services Industry

Max: 8.12%
Q3: 3.37%
Median: 1.70%
Q1: 0.00%
Min: 0.00%

FOUR currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

INTU

0.63%

Software Industry

Max: 0.22%
Q3: 0.11%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

INTU’s Dividend Yield of 0.63% is exceptionally high, placing it well above the typical range for the Software industry. While this may seem attractive, an unusually high yield can sometimes be a warning sign, reflecting a falling stock price or market concerns about the dividend’s sustainability.

FOUR vs. INTU: A comparison of their Dividend Yield (TTM) against their respective Financial Services and Software industry benchmarks.

Dividend Payout Ratio (TTM)

FOUR

0.00%

Financial Services Industry

Max: 132.10%
Q3: 64.32%
Median: 18.23%
Q1: 0.00%
Min: 0.00%

FOUR has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

INTU

30.73%

Software Industry

Max: 3.29%
Q3: 2.41%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

At 30.73%, INTU’s Dividend Payout Ratio is exceptionally high, exceeding the typical range for the Software industry. While this provides a significant return to shareholders, it may limit funds for reinvestment and could be difficult to sustain.

FOUR vs. INTU: A comparison of their Dividend Payout Ratio (TTM) against their respective Financial Services and Software industry benchmarks.

Dividend at a Glance

Symbol	FOUR	INTU
Dividend Yield (TTM)	0.00%	0.63%
Dividend Payout Ratio (TTM)	0.00%	30.73%

Valuation

Price-to-Earnings Ratio (TTM)

FOUR

30.76

Financial Services Industry

Max: 45.81
Q3: 30.21
Median: 16.29
Q1: 10.14
Min: 0.70

A P/E Ratio of 30.76 places FOUR in the upper quartile for the Financial Services industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

INTU

48.86

Software Industry

Max: 145.74
Q3: 94.88
Median: 45.35
Q1: 26.66
Min: 8.80

INTU’s P/E Ratio of 48.86 is within the middle range for the Software industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

FOUR vs. INTU: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Financial Services and Software industry benchmarks.

Price-to-Sales Ratio (TTM)

FOUR

1.88

Financial Services Industry

Max: 10.88
Q3: 5.34
Median: 2.64
Q1: 1.24
Min: 0.06

The P/S Ratio is often not a primary valuation tool in the Financial Services industry.

INTU

10.04

Software Industry

Max: 25.67
Q3: 13.68
Median: 8.28
Q1: 4.95
Min: 0.90

INTU’s P/S Ratio of 10.04 aligns with the market consensus for the Software industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

FOUR vs. INTU: A comparison of their Price-to-Sales Ratio (TTM) against their respective Financial Services and Software industry benchmarks.

Price-to-Book Ratio (MRQ)

FOUR

5.45

Financial Services Industry

Max: 7.93
Q3: 3.78
Median: 1.49
Q1: 0.88
Min: 0.08

FOUR’s P/B Ratio of 5.45 is in the upper tier for the Financial Services industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

INTU

11.11

Software Industry

Max: 30.67
Q3: 14.92
Median: 8.52
Q1: 3.89
Min: 0.38

INTU’s P/B Ratio of 11.11 is within the conventional range for the Software industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

FOUR vs. INTU: A comparison of their Price-to-Book Ratio (MRQ) against their respective Financial Services and Software industry benchmarks.

Valuation at a Glance

Symbol	FOUR	INTU
Price-to-Earnings Ratio (TTM)	30.76	48.86
Price-to-Sales Ratio (TTM)	1.88	10.04
Price-to-Book Ratio (MRQ)	5.45	11.11
Price-to-Free Cash Flow Ratio (TTM)	17.82	31.08