FITB vs. WF: Fifth Third Bancorp vs. Woori Financial Stock Comparison
How do Fifth Third Bancorp (FITB) and Woori Financial (WF) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Fifth Third Bancorp (FITB) and Woori Financial (WF) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.
Fifth Third Bancorp (FITB) trades as ordinary local shares, while Woori Financial (WF) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | FITB | WF |
|---|---|---|
| Name | Fifth Third Bancorp | Woori Financial Group Inc. Sponsored ADR |
| Country/Region | United States | South Korea |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Diversified Banks | Diversified Banks |
| Market Capitalization | 47.93 billion USD | 16.87 billion USD |
| Currency | USD | USD |
| Exchange | Nasdaq | NYSE |
| Listing Date | March 17, 1980 | October 1, 2003 |
| Security Type | Common Stock | ADR |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | FITB | WF |
|---|---|---|
| Total Return (1Y) | 31.61% | 29.84% |
| Total Return (3Y, Annualized) | 34.78% | 43.68% |
| Total Return (5Y, Annualized) | 8.38% | 22.77% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
Fifth Third Bancorp (FITB) trades around 6.30M shares per day on average, while Woori Financial (WF) sees only 85.96K — a volume gap that can matter for position sizing, exit liquidity, and order execution.
| Metric | FITB | WF |
|---|---|---|
| Volatility (1Y, Annualized) | 25.76% | 35.97% |
| Beta (5Y) | 0.96 | 0.99 |
| Max Drawdown (5Y) | -51.68% | -43.52% |
| Avg. Volume (3M) | 6.30M | 85.96K |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | FITB | WF |
|---|---|---|
| Sharpe Ratio (1Y) | 1.06 | 0.71 |
| Sortino Ratio (1Y) | 1.58 | 1.08 |
Profitability
ROE (TTM)
Both Fifth Third Bancorp (FITB) at 9.42% and Woori Financial (WF) at 7.93% produce bottom-quartile ROE versus peers, pointing to weaker profit generation on shareholders’ equity.
FITB
Banks industry group
9.42%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- FITB
- 9.42%
- Min
- 3.64%
WF
Banks industry group
7.93%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- WF
- 7.93%
- Min
- 3.64%
Net Margin (TTM)
Both Fifth Third Bancorp (FITB) at 22.97% and Woori Financial (WF) at 27.06% let more of each sales dollar slip away before the bottom line than peers do, sitting in the lower net margin quartile of their industries.
FITB
Banks industry group
22.97%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- Q1
- 27.11%
- FITB
- 22.97%
- Min
- 14.93%
WF
Banks industry group
27.06%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- Q1
- 27.11%
- WF
- 27.06%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Fifth Third Bancorp (FITB) in Banks and Woori Financial (WF) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | FITB | WF |
|---|---|---|
| ROE (TTM) | 9.42% | 7.93% |
| ROA (TTM) | 1.00% | 0.51% |
| Net Margin (TTM) | 22.97% | 27.06% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Fifth Third Bancorp (FITB) at 6.61% is around its peer norm for revenue growth, while Woori Financial (WF) at 5.30% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Fifth Third Bancorp (FITB) at 12.42% is around its peer norm for EPS growth, while Woori Financial (WF) at 2.58% drops into the bottom quartile, signaling weaker earnings momentum.
Growth Metrics
| Metric | FITB | WF |
|---|---|---|
| Revenue Growth (YoY) | 6.61% | 5.30% |
| Revenue Growth (3Y CAGR) | 2.87% | 5.16% |
| EPS Growth (YoY) | 12.42% | 2.58% |
| EPS Growth (3Y CAGR) | 1.76% | -1.12% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Fifth Third Bancorp (FITB) in Banks and Woori Financial (WF) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Fifth Third Bancorp (FITB) in Banks and Woori Financial (WF) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | FITB | WF |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Fifth Third Bancorp (FITB) at 3.03% pays an industry-typical yield; Woori Financial (WF) at 1,108.19% is above its entire peer range — the higher number, but one that calls for a look at payout sustainability before treating it as an advantage.
FITB
Banks industry group
3.03%
- Max
- 5.79%
- Q3
- 3.18%
- FITB
- 3.03%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
WF
Banks industry group
1,108.19%
- WF
- 1,108.19%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Woori Financial (WF) at 32.85% pays out a band-typical share of earnings, while Fifth Third Bancorp (FITB) at 54.36% distributes more than its industry norm — less retained, thinner cover.
FITB
Banks industry group
54.36%
- Max
- 70.75%
- FITB
- 54.36%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
WF
Banks industry group
32.85%
- Max
- 70.75%
- Q3
- 41.28%
- WF
- 32.85%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
Dividend Metrics
| Metric | FITB | WF |
|---|---|---|
| Dividend Yield (TTM) | 3.03% | 1,108.19% |
| Dividend Payout Ratio (TTM) | 54.36% | 32.85% |
Valuation
P/E Ratio (TTM)
Woori Financial (WF) at 8.04 sits in the cheaper P/E ratio quartile, while Fifth Third Bancorp (FITB) at 17.80 sits in the richer quartile — a clear split in what investors pay for each dollar of trailing earnings.
FITB
Banks industry group
17.80
- Max
- 18.16
- FITB
- 17.80
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
WF
Banks industry group
8.04
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- WF
- 8.04
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both Fifth Third Bancorp (FITB) in Banks and Woori Financial (WF) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
Woori Financial (WF) at 0.63 sits in the lower P/B ratio quartile against book while Fifth Third Bancorp (FITB) at 1.55 is valued near its industry’s middle — WF is cheaper on assets, though weigh it against ROE and asset quality.
FITB
Banks industry group
1.55
- Max
- 2.28
- Q3
- 1.58
- FITB
- 1.55
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
WF
Banks industry group
0.63
- Max
- 2.28
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- WF
- 0.63
- Min
- 0.59
Valuation Metrics
| Metric | FITB | WF |
|---|---|---|
| P/E Ratio (TTM) | 17.80 | 8.04 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 1.55 | 0.63 |
| Free Cash Flow Yield (TTM) | -- | -- |