FITB vs. PNC: Fifth Third Bancorp vs. PNC Financial Services Stock Comparison

Company Profile

Fifth Third Bancorp (FITB) and PNC Financial Services (PNC) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

PNC Financial Services (PNC) at 13.10% is around its peer norm for ROE, while Fifth Third Bancorp (FITB) at 9.42% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.

PNC Financial Services (PNC) at 31.68% keeps about the industry-typical share of revenue as profit, while Fifth Third Bancorp (FITB) at 22.97% retains only a bottom-quartile share.

Neither side reports a meaningful operating margin: for Fifth Third Bancorp (FITB) in Banks and PNC Financial Services (PNC) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Both Fifth Third Bancorp (FITB) at 6.61% and PNC Financial Services (PNC) at 10.90% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Both Fifth Third Bancorp (FITB) at 12.42% and PNC Financial Services (PNC) at 20.74% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Fifth Third Bancorp (FITB) in Banks and PNC Financial Services (PNC) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Fifth Third Bancorp (FITB) in Banks and PNC Financial Services (PNC) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Both Fifth Third Bancorp (FITB) at 3.03% and PNC Financial Services (PNC) at 3.13% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

PNC Financial Services (PNC) at 37.81% pays out a band-typical share of earnings, while Fifth Third Bancorp (FITB) at 54.36% distributes more than its industry norm — less retained, thinner cover.

Dividend Metrics

Valuation

PNC Financial Services (PNC) at 12.00 is near its industry’s usual P/E ratio, while Fifth Third Bancorp (FITB) at 17.80 sits in the richer quartile — FITB needs stronger growth or earnings quality to justify the premium.

P/S ratio is set aside for both Fifth Third Bancorp (FITB) in Banks and PNC Financial Services (PNC) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

Fifth Third Bancorp (FITB) at 1.55 is valued about in line with its industry on P/B ratio, while PNC Financial Services (PNC) at 1.59 carries an above-peer premium to book — PNC is pricier on assets.

Valuation Metrics