FICO vs. VRSN: Fair Isaac vs. VeriSign Stock Comparison

November 11, 2026

How do Fair Isaac (FICO) and VeriSign (VRSN) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Fair Isaac (FICO) and VeriSign (VRSN) both fall under the Software & Services industry group, but FICO is classified in Software while VRSN is classified in IT Services.

Company profile comparison for Fair Isaac (FICO) and VeriSign (VRSN)
Profile Item	FICO	VRSN
Name	Fair Isaac Corp.	VeriSign, Inc.
Country/Region	United States	United States
GICS Sector	Information Technology	Information Technology
GICS Industry Group	Software & Services	Software & Services
GICS Industry	Software	IT Services
GICS Sub-Industry	Application Software	Internet Services & Infrastructure
Market Capitalization	15.22 billion USD	27.69 billion USD
Currency	USD	USD
Exchange	NYSE	Nasdaq
Listing Date	July 22, 1987	January 30, 1998
Security Type	Common Stock	Common Stock

Price Performance

Cumulative Growth

FICO

VRSN

GSPC

Fair Isaac (FICO) vs. VeriSign (VRSN), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Fair Isaac (FICO) and VeriSign (VRSN). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Fair Isaac (FICO) and VeriSign (VRSN). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Fair Isaac (FICO) and VeriSign (VRSN)
Metric	FICO	VRSN
Total Return (1Y)	-58.54%	28.37%
Total Return (3Y, Annualized)	-9.17%	15.25%
Total Return (5Y, Annualized)	12.31%	5.98%

Risk Profile

Drawdown History

FICO

VRSN

GSPC

Fair Isaac (FICO) vs. VeriSign (VRSN), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Fair Isaac (FICO) and VeriSign (VRSN). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Fair Isaac (FICO) has an aggressive beta of 1.33, indicating higher sensitivity to broad-market moves, while VeriSign (VRSN) is defensive at 0.67 and tends to be less market-sensitive — they sit on opposite ends of the beta spectrum.

Risk profile metrics for Fair Isaac (FICO) and VeriSign (VRSN)
Metric	FICO	VRSN
Volatility (1Y, Annualized)	63.29%	28.25%
Beta (5Y)	1.33	0.67
Max Drawdown (5Y)	-75.13%	-38.85%
Avg. Volume (3M)	759.34K	869.64K

Risk-Adjusted Performance

Risk-Return Positioning

FICO and VRSN are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Fair Isaac (FICO) and VeriSign (VRSN)
Metric	FICO	VRSN
Sharpe Ratio (1Y)	-0.99	0.85
Sortino Ratio (1Y)	-1.20	1.24

Profitability

ROE (TTM)

Neither Fair Isaac (FICO) nor VeriSign (VRSN) reports a ROE value for this period, so a direct comparison isn’t possible.

FICO

Software & Services industry group

Max: 53.85%
Q3: 17.90%
Median: 6.59%
Q1: -9.59%
Min: -50.52%
FICO: --

VRSN

Software & Services industry group

Max: 53.85%
Q3: 17.90%
Median: 6.59%
Q1: -9.59%
Min: -50.52%
VRSN: --

Fair Isaac (FICO) vs. VeriSign (VRSN): Neither stock reports ROE, so the chart shows available benchmark boxes without value markers.

Net Margin (TTM)

VeriSign (VRSN) at 49.07% keeps the most of each sales dollar — above its industry’s net margin range — and Fair Isaac (FICO) at 32.94% also retains a top-quartile share.

FICO

Software & Services industry group

32.94%

Max: 41.17%
FICO: 32.94%
Q3: 15.28%
Median: 4.63%
Q1: -5.42%
Min: -33.17%

VRSN

Software & Services industry group

49.07%

VRSN: 49.07%
Max: 41.17%
Q3: 15.28%
Median: 4.63%
Q1: -5.42%
Min: -33.17%

Fair Isaac (FICO) vs. VeriSign (VRSN): A comparison of their net margin against the Software & Services industry group benchmark.

Operating Margin (TTM)

VeriSign (VRSN) at 68.62% shows unusually strong operating efficiency — above its industry’s operating margin range — and Fair Isaac (FICO) at 44.72% also operates in the top quartile.

FICO

Software & Services industry group

44.72%

Max: 46.89%
FICO: 44.72%
Q3: 17.64%
Median: 8.73%
Q1: -2.13%
Min: -30.45%

VRSN

Software & Services industry group

68.62%

VRSN: 68.62%
Max: 46.89%
Q3: 17.64%
Median: 8.73%
Q1: -2.13%
Min: -30.45%

Fair Isaac (FICO) vs. VeriSign (VRSN): A comparison of their operating margin against the Software & Services industry group benchmark.

Profitability Metrics

Profitability metrics for Fair Isaac (FICO) and VeriSign (VRSN)
Metric	FICO	VRSN
ROE (TTM)	--	--
ROA (TTM)	40.99%	54.90%
Net Margin (TTM)	32.94%	49.07%
Operating Margin (TTM)	44.72%	68.62%
Gross Margin (TTM)	86.13%	88.57%

Growth

Revenue Growth

Fair Isaac (FICO) at 27.33% sits in the top revenue growth quartile, while VeriSign (VRSN) at 6.37% is in the bottom quartile, showing a clear gap in revenue momentum.

Fair Isaac (FICO) vs. VeriSign (VRSN): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both Fair Isaac (FICO) at 36.85% and VeriSign (VRSN) at 10.13% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Fair Isaac (FICO) vs. VeriSign (VRSN): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Fair Isaac (FICO) and VeriSign (VRSN)
Metric	FICO	VRSN
Revenue Growth (YoY)	27.33%	6.37%
Revenue Growth (3Y CAGR)	18.76%	5.15%
EPS Growth (YoY)	36.85%	10.13%
EPS Growth (3Y CAGR)	28.97%	12.18%

Financial Strength

Current Ratio (MRQ)

Both Fair Isaac (FICO) at 0.99 and VeriSign (VRSN) at 0.42 run current ratio in the tighter-liquidity quartile of industry peers, leaving thinner cushions against current liabilities than typical competitors.

FICO

Software & Services industry group

0.99

Max: 5.11
Q3: 2.77
Median: 1.67
Q1: 1.01
FICO: 0.99
Min: 0.03

VRSN

Software & Services industry group

0.42

Max: 5.11
Q3: 2.77
Median: 1.67
Q1: 1.01
VRSN: 0.42
Min: 0.03

Fair Isaac (FICO) vs. VeriSign (VRSN): A comparison of their current ratio against the Software & Services industry group benchmark.

Debt / Equity (MRQ)

Neither Fair Isaac (FICO) nor VeriSign (VRSN) reports a debt-to-equity ratio value for this period, so a direct comparison isn’t possible.

FICO

Software & Services industry group

Max: 2.52
Q3: 1.13
Median: 0.40
Q1: 0.07
Min: 0.00
FICO: --

VRSN

Software & Services industry group

Max: 2.52
Q3: 1.13
Median: 0.40
Q1: 0.07
Min: 0.00
VRSN: --

Fair Isaac (FICO) vs. VeriSign (VRSN): Neither stock reports debt-to-equity ratio, so the chart shows available benchmark boxes without value markers.

Financial Strength Metrics

Financial strength metrics for Fair Isaac (FICO) and VeriSign (VRSN)
Metric	FICO	VRSN
Current Ratio (MRQ)	0.99	0.42
Debt / Equity (MRQ)	--	--
Net Debt / EBITDA	3.86	1.09

Dividends

Dividend Yield (TTM)

Fair Isaac (FICO) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile VeriSign (VRSN) reports a yield of 1.03%, ranking against industry peers normally.

FICO

Software & Services industry group

0.00%

FICO: 0.00%
Max: 0.00%
Q3: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

VRSN

Software & Services industry group

1.03%

VRSN: 1.03%
Max: 0.00%
Q3: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

Fair Isaac (FICO) vs. VeriSign (VRSN): A comparison of their dividend yield against the Software & Services industry group benchmark.

Dividend Payout Ratio (TTM)

Fair Isaac (FICO) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile VeriSign (VRSN) reports a payout of 34.45%, ranking against industry peers normally.

FICO

Software & Services industry group

0.00%

FICO: 0.00%
Max: 0.00%
Q3: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

VRSN

Software & Services industry group

34.45%

VRSN: 34.45%
Max: 0.00%
Q3: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

Fair Isaac (FICO) vs. VeriSign (VRSN): A comparison of their payout ratio against the Software & Services industry group benchmark.

Dividend Metrics

Dividend metrics for Fair Isaac (FICO) and VeriSign (VRSN)
Metric	FICO	VRSN
Dividend Yield (TTM)	0.00%	1.03%
Dividend Payout Ratio (TTM)	0.00%	34.45%

Valuation

P/E Ratio (TTM)

Both Fair Isaac (FICO) at 19.40 and VeriSign (VRSN) at 33.23 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

FICO

Software & Services industry group

19.40

Max: 112.94
Q3: 60.32
Median: 32.91
FICO: 19.40
Q1: 18.77
Min: 6.69

VRSN

Software & Services industry group

33.23

Max: 112.94
Q3: 60.32
VRSN: 33.23
Median: 32.91
Q1: 18.77
Min: 6.69

Fair Isaac (FICO) vs. VeriSign (VRSN): A comparison of their P/E ratio against the Software & Services industry group benchmark.

P/S Ratio (TTM)

Fair Isaac (FICO) at 6.00 is priced about in line with its industry on P/S ratio, while VeriSign (VRSN) at 15.99 sits in the pricier quartile — VRSN costs more per dollar of sales.

FICO

Software & Services industry group

6.00

Max: 17.91
Q3: 8.78
FICO: 6.00
Median: 4.25
Q1: 2.23
Min: 0.02

VRSN

Software & Services industry group

15.99

Max: 17.91
VRSN: 15.99
Q3: 8.78
Median: 4.25
Q1: 2.23
Min: 0.02

Fair Isaac (FICO) vs. VeriSign (VRSN): A comparison of their P/S ratio against the Software & Services industry group benchmark.

P/B Ratio (MRQ)

Both Fair Isaac (FICO) at -3.90 and VeriSign (VRSN) at -12.13 report negative P/B ratio values, meaning both companies have negative book equity — neither multiple is meaningful for valuation.

FICO

Software & Services industry group

-3.90

Max: 16.63
Q3: 8.50
Median: 4.30
Q1: 1.92
FICO: -3.90
Min: -3.90

VRSN

Software & Services industry group

-12.13

Max: 16.63
Q3: 8.50
Median: 4.30
Q1: 1.92
Min: -3.90
VRSN: -12.13

Fair Isaac (FICO) vs. VeriSign (VRSN): A comparison of their P/B ratio against the Software & Services industry group benchmark.

Valuation Metrics

Valuation metrics for Fair Isaac (FICO) and VeriSign (VRSN)
Metric	FICO	VRSN
P/E Ratio (TTM)	19.40	33.23
P/S Ratio (TTM)	6.00	15.99
P/B Ratio (MRQ)	-3.90	-12.13
Free Cash Flow Yield (TTM)	6.54%	2.89%