FICO vs. NTES: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at FICO and NTES, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
FICO is a standard domestic listing, while NTES trades as an American Depositary Receipt (ADR), offering U.S. investors access to its foreign-listed shares.
| Symbol | FICO | NTES |
|---|---|---|
| Company Name | Fair Isaac Corporation | NetEase, Inc. |
| Country | United States | China |
| GICS Sector | Information Technology | Communication Services |
| GICS Industry | Software | Entertainment |
| Market Capitalization | 32.05 billion USD | 86.89 billion USD |
| Exchange | NYSE | NasdaqGS |
| Listing Date | July 22, 1987 | June 30, 2000 |
| Security Type | Common Stock | ADR |
Historical Performance
This chart compares the performance of FICO and NTES by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | FICO | NTES |
|---|---|---|
| 5-Day Price Return | 0.13% | 3.04% |
| 13-Week Price Return | -37.31% | 26.29% |
| 26-Week Price Return | -29.25% | 30.71% |
| 52-Week Price Return | -22.37% | 50.64% |
| Month-to-Date Return | -7.06% | 3.53% |
| Year-to-Date Return | -32.93% | 51.22% |
| 10-Day Avg. Volume | 0.44M | 0.87M |
| 3-Month Avg. Volume | 0.31M | 1.16M |
| 3-Month Volatility | 56.71% | 37.46% |
| Beta | 1.37 | 0.66 |
Profitability
Return on Equity (TTM)
FICO
145.71%
Software Industry
- Max
- 59.01%
- Q3
- 21.98%
- Median
- 7.15%
- Q1
- -11.12%
- Min
- -51.24%
FICO’s Return on Equity of 145.71% is exceptionally high, placing it well beyond the typical range for the Software industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.
NTES
23.73%
Entertainment Industry
- Max
- 42.50%
- Q3
- 22.75%
- Median
- 12.88%
- Q1
- 7.15%
- Min
- -6.84%
In the upper quartile for the Entertainment industry, NTES’s Return on Equity of 23.73% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.
Net Profit Margin (TTM)
FICO
32.80%
Software Industry
- Max
- 48.14%
- Q3
- 18.23%
- Median
- 5.60%
- Q1
- -9.22%
- Min
- -49.36%
A Net Profit Margin of 32.80% places FICO in the upper quartile for the Software industry, signifying strong profitability and more effective cost management than most of its peers.
NTES
30.17%
Entertainment Industry
- Max
- 45.25%
- Q3
- 23.93%
- Median
- 14.60%
- Q1
- 4.89%
- Min
- -22.94%
A Net Profit Margin of 30.17% places NTES in the upper quartile for the Entertainment industry, signifying strong profitability and more effective cost management than most of its peers.
Operating Profit Margin (TTM)
FICO
45.87%
Software Industry
- Max
- 57.34%
- Q3
- 20.60%
- Median
- 7.84%
- Q1
- -8.72%
- Min
- -51.37%
An Operating Profit Margin of 45.87% places FICO in the upper quartile for the Software industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.
NTES
30.21%
Entertainment Industry
- Max
- 46.83%
- Q3
- 28.87%
- Median
- 15.26%
- Q1
- 8.95%
- Min
- -5.53%
An Operating Profit Margin of 30.21% places NTES in the upper quartile for the Entertainment industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.
Profitability at a Glance
| Symbol | FICO | NTES |
|---|---|---|
| Return on Equity (TTM) | 145.71% | 23.73% |
| Return on Assets (TTM) | 35.53% | 16.92% |
| Net Profit Margin (TTM) | 32.80% | 30.17% |
| Operating Profit Margin (TTM) | 45.87% | 30.21% |
| Gross Profit Margin (TTM) | 81.75% | 62.71% |
Financial Strength
Current Ratio (MRQ)
FICO
0.92
Software Industry
- Max
- 3.83
- Q3
- 2.31
- Median
- 1.45
- Q1
- 1.03
- Min
- 0.24
FICO’s Current Ratio of 0.92 falls into the lower quartile for the Software industry. This indicates a tighter liquidity situation and a more constrained capacity to handle short-term debt than many of its competitors.
NTES
3.21
Entertainment Industry
- Max
- 6.80
- Q3
- 3.77
- Median
- 1.87
- Q1
- 0.86
- Min
- 0.39
NTES’s Current Ratio of 3.21 aligns with the median group of the Entertainment industry, indicating that its short-term liquidity is in line with its sector peers.
Debt-to-Equity Ratio (MRQ)
FICO
8.46
Software Industry
- Max
- 2.14
- Q3
- 0.90
- Median
- 0.29
- Q1
- 0.00
- Min
- 0.00
With a Debt-to-Equity Ratio of 8.46, FICO operates with exceptionally high leverage compared to the Software industry norm. This suggests an aggressive reliance on debt financing, which can magnify returns but also significantly elevates financial risk.
NTES
0.07
Entertainment Industry
- Max
- 1.65
- Q3
- 0.71
- Median
- 0.14
- Q1
- 0.04
- Min
- 0.00
NTES’s Debt-to-Equity Ratio of 0.07 is typical for the Entertainment industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.
Interest Coverage Ratio (TTM)
FICO
7.08
Software Industry
- Max
- 67.02
- Q3
- 19.86
- Median
- 0.70
- Q1
- -12.50
- Min
- -53.00
FICO’s Interest Coverage Ratio of 7.08 is positioned comfortably within the norm for the Software industry, indicating a standard and healthy capacity to cover its interest payments.
NTES
161.13
Entertainment Industry
- Max
- 62.11
- Q3
- 31.19
- Median
- 7.50
- Q1
- 2.02
- Min
- -6.33
With an Interest Coverage Ratio of 161.13, NTES demonstrates a superior capacity to service its debt, placing it well above the typical range for the Entertainment industry. This stems from either robust earnings or a conservative debt load.
Financial Strength at a Glance
| Symbol | FICO | NTES |
|---|---|---|
| Current Ratio (MRQ) | 0.92 | 3.21 |
| Quick Ratio (MRQ) | 0.83 | 3.06 |
| Debt-to-Equity Ratio (MRQ) | 8.46 | 0.07 |
| Interest Coverage Ratio (TTM) | 7.08 | 161.13 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
FICO
0.00%
Software Industry
- Max
- 0.08%
- Q3
- 0.03%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
FICO currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.
NTES
2.02%
Entertainment Industry
- Max
- 2.54%
- Q3
- 1.29%
- Median
- 0.61%
- Q1
- 0.00%
- Min
- 0.00%
With a Dividend Yield of 2.02%, NTES offers a more attractive income stream than most of its peers in the Entertainment industry, signaling a strong commitment to shareholder returns.
Dividend Payout Ratio (TTM)
FICO
0.00%
Software Industry
- Max
- 1.32%
- Q3
- 0.53%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
FICO has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.
NTES
36.47%
Entertainment Industry
- Max
- 82.30%
- Q3
- 45.76%
- Median
- 29.16%
- Q1
- 0.00%
- Min
- 0.00%
NTES’s Dividend Payout Ratio of 36.47% is within the typical range for the Entertainment industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
Dividend at a Glance
| Symbol | FICO | NTES |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 2.02% |
| Dividend Payout Ratio (TTM) | 0.00% | 36.47% |
Valuation
Price-to-Earnings Ratio (TTM)
FICO
50.18
Software Industry
- Max
- 149.35
- Q3
- 100.21
- Median
- 47.97
- Q1
- 26.77
- Min
- 11.68
FICO’s P/E Ratio of 50.18 is within the middle range for the Software industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
NTES
18.03
Entertainment Industry
- Max
- 53.51
- Q3
- 45.31
- Median
- 33.16
- Q1
- 18.21
- Min
- 3.89
In the lower quartile for the Entertainment industry, NTES’s P/E Ratio of 18.03 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.
Price-to-Sales Ratio (TTM)
FICO
16.46
Software Industry
- Max
- 25.24
- Q3
- 13.52
- Median
- 8.15
- Q1
- 4.87
- Min
- 0.98
FICO’s P/S Ratio of 16.46 is in the upper echelon for the Software industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.
NTES
5.44
Entertainment Industry
- Max
- 12.81
- Q3
- 7.20
- Median
- 4.68
- Q1
- 3.32
- Min
- 0.79
NTES’s P/S Ratio of 5.44 aligns with the market consensus for the Entertainment industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.
Price-to-Book Ratio (MRQ)
FICO
115.88
Software Industry
- Max
- 30.95
- Q3
- 14.91
- Median
- 7.75
- Q1
- 3.60
- Min
- 0.38
At 115.88, FICO’s P/B Ratio is at an extreme premium to the Software industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.
NTES
3.25
Entertainment Industry
- Max
- 17.11
- Q3
- 8.38
- Median
- 5.24
- Q1
- 2.18
- Min
- 0.67
NTES’s P/B Ratio of 3.25 is within the conventional range for the Entertainment industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
Valuation at a Glance
| Symbol | FICO | NTES |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 50.18 | 18.03 |
| Price-to-Sales Ratio (TTM) | 16.46 | 5.44 |
| Price-to-Book Ratio (MRQ) | 115.88 | 3.25 |
| Price-to-Free Cash Flow Ratio (TTM) | 42.44 | 14.64 |