FICO vs. INFY: Fair Isaac vs. Infosys Stock Comparison

Company Profile

Fair Isaac (FICO) and Infosys (INFY) both fall under the Software & Services industry group, but FICO is classified in Software while INFY is classified in IT Services.

Fair Isaac (FICO) trades as ordinary local shares, while Infosys (INFY) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Infosys (INFY) is heavily traded at around 18.20M shares per day, whereas Fair Isaac (FICO) sees a more moderate 759.34K — larger orders in the latter may require more patience and tighter control over order sizing.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Capital efficiency shows on one side only: Infosys (INFY) earns 29.95% on shareholders’ equity, ranked against its industry; Fair Isaac (FICO) has no ROE this period.

For every dollar of sales, both Fair Isaac (FICO) at 32.94% and Infosys (INFY) at 16.22% retain more as net profit than most peers, landing in the top net margin quartile of their industries.

Both Fair Isaac (FICO) at 44.72% and Infosys (INFY) at 20.97% convert sales into operating profit at a top-quartile rate, pointing to tighter cost discipline before financing and tax.

Profitability Metrics

Growth

Fair Isaac (FICO) at 27.33% sits in the top revenue growth quartile, while Infosys (INFY) at 4.57% is in the bottom quartile, showing a clear gap in revenue momentum.

Both Fair Isaac (FICO) at 36.85% and Infosys (INFY) at 5.26% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Growth Metrics

Financial Strength

Infosys (INFY) at 1.97 keeps current ratio within its industry’s typical mid-range, while Fair Isaac (FICO) at 0.99 runs in the tighter-liquidity quartile — a thinner cushion against current liabilities for FICO.

Only one side’s leverage can be read here: Infosys (INFY) carries debt-to-equity ratio of 0.09 against its industry range, while Fair Isaac (FICO) reports no figure this period.

Financial Strength Metrics

Dividends

Fair Isaac (FICO) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Infosys (INFY) reports a yield of 4.14%, ranking against industry peers normally.

Fair Isaac (FICO) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Infosys (INFY) reports a payout of 65.45%, ranking against industry peers normally.

Dividend Metrics

Valuation

Infosys (INFY) at 15.43 sits in the cheaper P/E ratio quartile, while Fair Isaac (FICO) at 19.40 is closer to its industry’s usual earnings multiple — a discount for INFY, though growth and earnings durability still matter.

On P/S ratio, both Fair Isaac (FICO) at 6.00 and Infosys (INFY) at 2.49 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

Fair Isaac (FICO) reports a negative P/B ratio of -3.90, meaning negative book equity — the multiple itself is not meaningful for valuation. Meanwhile Infosys (INFY) reports 9.80, ranking against industry peers normally.

Valuation Metrics