Seek Returns logo

FI vs. FN: A Head-to-Head Stock Comparison

Updated on

Here’s a clear look at FI and FN, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolFIFN
Company NameFiserv, Inc.Fabrinet
CountryUnited StatesCayman Islands
GICS SectorFinancialsInformation Technology
GICS IndustryFinancial ServicesElectronic Equipment, Instruments & Components
Market Capitalization73.00 billion USD12.09 billion USD
ExchangeNYSENYSE
Listing DateSeptember 25, 1986June 25, 2010
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of FI and FN by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

FI vs. FN: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolFIFN
5-Day Price Return1.20%0.66%
13-Week Price Return-28.12%56.60%
26-Week Price Return-41.93%52.74%
52-Week Price Return-16.64%62.71%
Month-to-Date Return-3.35%4.19%
Year-to-Date Return-34.63%53.41%
10-Day Avg. Volume4.82M0.61M
3-Month Avg. Volume5.47M0.65M
3-Month Volatility47.73%36.59%
Beta0.981.05

Profitability

Return on Equity (TTM)

FI

12.76%

Financial Services Industry

Max
40.58%
Q3
20.06%
Median
10.67%
Q1
4.19%
Min
-10.31%

FI’s Return on Equity of 12.76% is on par with the norm for the Financial Services industry, indicating its profitability relative to shareholder equity is typical for the sector.

FN

17.83%

Electronic Equipment, Instruments & Components Industry

Max
29.99%
Q3
15.78%
Median
9.05%
Q1
5.63%
Min
-9.55%

In the upper quartile for the Electronic Equipment, Instruments & Components industry, FN’s Return on Equity of 17.83% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

FI vs. FN: A comparison of their Return on Equity (TTM) against their respective Financial Services and Electronic Equipment, Instruments & Components industry benchmarks.

Net Profit Margin (TTM)

FI

16.01%

Financial Services Industry

Max
52.86%
Q3
25.58%
Median
12.23%
Q1
6.64%
Min
-9.92%

FI’s Net Profit Margin of 16.01% is aligned with the median group of its peers in the Financial Services industry. This indicates its ability to convert revenue into profit is typical for the sector.

FN

10.00%

Electronic Equipment, Instruments & Components Industry

Max
25.55%
Q3
12.80%
Median
7.58%
Q1
3.09%
Min
-8.70%

FN’s Net Profit Margin of 10.00% is aligned with the median group of its peers in the Electronic Equipment, Instruments & Components industry. This indicates its ability to convert revenue into profit is typical for the sector.

FI vs. FN: A comparison of their Net Profit Margin (TTM) against their respective Financial Services and Electronic Equipment, Instruments & Components industry benchmarks.

Operating Profit Margin (TTM)

FI

29.43%

Financial Services Industry

Max
77.28%
Q3
37.68%
Median
18.17%
Q1
9.27%
Min
-8.19%

FI’s Operating Profit Margin of 29.43% is around the midpoint for the Financial Services industry, indicating that its efficiency in managing core business operations is typical for the sector.

FN

9.46%

Electronic Equipment, Instruments & Components Industry

Max
30.04%
Q3
16.04%
Median
9.75%
Q1
4.27%
Min
-12.63%

FN’s Operating Profit Margin of 9.46% is around the midpoint for the Electronic Equipment, Instruments & Components industry, indicating that its efficiency in managing core business operations is typical for the sector.

FI vs. FN: A comparison of their Operating Profit Margin (TTM) against their respective Financial Services and Electronic Equipment, Instruments & Components industry benchmarks.

Profitability at a Glance

SymbolFIFN
Return on Equity (TTM)12.76%17.83%
Return on Assets (TTM)4.24%13.14%
Net Profit Margin (TTM)16.01%10.00%
Operating Profit Margin (TTM)29.43%9.46%
Gross Profit Margin (TTM)61.14%12.09%

Financial Strength

Current Ratio (MRQ)

FI

1.09

Financial Services Industry

Max
4.58
Q3
2.59
Median
1.33
Q1
0.69
Min
0.01

For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

FN

3.32

Electronic Equipment, Instruments & Components Industry

Max
4.43
Q3
2.88
Median
2.05
Q1
1.52
Min
0.64

FN’s Current Ratio of 3.32 is in the upper quartile for the Electronic Equipment, Instruments & Components industry. This signifies a strong liquidity position, suggesting the company is well-equipped to cover its immediate liabilities compared to its peers.

FI vs. FN: A comparison of their Current Ratio (MRQ) against their respective Financial Services and Electronic Equipment, Instruments & Components industry benchmarks.

Debt-to-Equity Ratio (MRQ)

FI

1.17

Financial Services Industry

Max
4.96
Q3
2.10
Median
0.57
Q1
0.12
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.

FN

0.00

Electronic Equipment, Instruments & Components Industry

Max
1.14
Q3
0.54
Median
0.34
Q1
0.11
Min
0.00

Falling into the lower quartile for the Electronic Equipment, Instruments & Components industry, FN’s Debt-to-Equity Ratio of 0.00 points to a conservative financing strategy. This results in lower financial risk but potentially limits strategic investments compared to more leveraged competitors.

FI vs. FN: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Financial Services and Electronic Equipment, Instruments & Components industry benchmarks.

Interest Coverage Ratio (TTM)

FI

4.56

Financial Services Industry

Max
136.23
Q3
56.08
Median
6.55
Q1
2.01
Min
-33.27

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.

FN

14.97

Electronic Equipment, Instruments & Components Industry

Max
101.00
Q3
43.88
Median
13.27
Q1
3.73
Min
-18.73

FN’s Interest Coverage Ratio of 14.97 is positioned comfortably within the norm for the Electronic Equipment, Instruments & Components industry, indicating a standard and healthy capacity to cover its interest payments.

FI vs. FN: A comparison of their Interest Coverage Ratio (TTM) against their respective Financial Services and Electronic Equipment, Instruments & Components industry benchmarks.

Financial Strength at a Glance

SymbolFIFN
Current Ratio (MRQ)1.093.32
Quick Ratio (MRQ)0.932.51
Debt-to-Equity Ratio (MRQ)1.170.00
Interest Coverage Ratio (TTM)4.5614.97

Growth

Revenue Growth

FI vs. FN: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

FI vs. FN: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

FI

0.00%

Financial Services Industry

Max
8.18%
Q3
3.60%
Median
1.56%
Q1
0.00%
Min
0.00%

FI currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

FN

0.00%

Electronic Equipment, Instruments & Components Industry

Max
4.86%
Q3
2.53%
Median
1.28%
Q1
0.16%
Min
0.00%

FN currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

FI vs. FN: A comparison of their Dividend Yield (TTM) against their respective Financial Services and Electronic Equipment, Instruments & Components industry benchmarks.

Dividend Payout Ratio (TTM)

FI

0.00%

Financial Services Industry

Max
155.56%
Q3
63.71%
Median
18.08%
Q1
0.00%
Min
0.00%

FI has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

FN

0.00%

Electronic Equipment, Instruments & Components Industry

Max
161.37%
Q3
67.12%
Median
34.46%
Q1
3.82%
Min
0.00%

FN has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

FI vs. FN: A comparison of their Dividend Payout Ratio (TTM) against their respective Financial Services and Electronic Equipment, Instruments & Components industry benchmarks.

Dividend at a Glance

SymbolFIFN
Dividend Yield (TTM)0.00%0.00%
Dividend Payout Ratio (TTM)0.00%0.00%

Valuation

Price-to-Earnings Ratio (TTM)

FI

21.61

Financial Services Industry

Max
63.23
Q3
32.10
Median
14.41
Q1
10.81
Min
0.37

FI’s P/E Ratio of 21.61 is within the middle range for the Financial Services industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

FN

38.24

Electronic Equipment, Instruments & Components Industry

Max
73.87
Q3
41.11
Median
25.31
Q1
18.58
Min
8.59

FN’s P/E Ratio of 38.24 is within the middle range for the Electronic Equipment, Instruments & Components industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

FI vs. FN: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Financial Services and Electronic Equipment, Instruments & Components industry benchmarks.

Price-to-Sales Ratio (TTM)

FI

3.46

Financial Services Industry

Max
11.16
Q3
5.45
Median
2.61
Q1
1.25
Min
0.04

The P/S Ratio is often not a primary valuation tool in the Financial Services industry.

FN

3.83

Electronic Equipment, Instruments & Components Industry

Max
6.74
Q3
3.49
Median
2.03
Q1
1.16
Min
0.11

FN’s P/S Ratio of 3.83 is in the upper echelon for the Electronic Equipment, Instruments & Components industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.

FI vs. FN: A comparison of their Price-to-Sales Ratio (TTM) against their respective Financial Services and Electronic Equipment, Instruments & Components industry benchmarks.

Price-to-Book Ratio (MRQ)

FI

3.79

Financial Services Industry

Max
7.09
Q3
3.79
Median
1.46
Q1
0.83
Min
0.04

FI’s P/B Ratio of 3.79 is within the conventional range for the Financial Services industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

FN

3.68

Electronic Equipment, Instruments & Components Industry

Max
6.45
Q3
3.49
Median
1.98
Q1
1.31
Min
0.35

FN’s P/B Ratio of 3.68 is in the upper tier for the Electronic Equipment, Instruments & Components industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

FI vs. FN: A comparison of their Price-to-Book Ratio (MRQ) against their respective Financial Services and Electronic Equipment, Instruments & Components industry benchmarks.

Valuation at a Glance

SymbolFIFN
Price-to-Earnings Ratio (TTM)21.6138.24
Price-to-Sales Ratio (TTM)3.463.83
Price-to-Book Ratio (MRQ)3.793.68
Price-to-Free Cash Flow Ratio (TTM)14.1645.83