FHN vs. KB: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at FHN and KB, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
FHN is a standard domestic listing, while KB trades as an American Depositary Receipt (ADR), offering U.S. investors access to its foreign-listed shares.
| Symbol | FHN | KB |
|---|---|---|
| Company Name | First Horizon Corporation | KB Financial Group Inc. |
| Country | United States | South Korea |
| GICS Sector | Financials | Financials |
| GICS Industry | Banks | Banks |
| Market Capitalization | 10.76 billion USD | 31.15 billion USD |
| Exchange | NYSE | NYSE |
| Listing Date | March 17, 1980 | November 13, 2001 |
| Security Type | Common Stock | ADR |
Historical Performance
This chart compares the performance of FHN and KB by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | FHN | KB |
|---|---|---|
| 5-Day Price Return | -5.07% | 0.39% |
| 13-Week Price Return | -6.32% | 14.10% |
| 26-Week Price Return | 1.13% | 38.35% |
| 52-Week Price Return | 2.13% | 8.71% |
| Month-to-Date Return | -3.60% | 11.06% |
| Year-to-Date Return | 2.23% | 56.21% |
| 10-Day Avg. Volume | 7.26M | 1.41M |
| 3-Month Avg. Volume | 11.74M | 1.04M |
| 3-Month Volatility | 30.25% | 32.11% |
| Beta | 0.66 | 0.71 |
Profitability
Return on Equity (TTM)
FHN
10.00%
Banks Industry
- Max
- 25.75%
- Q3
- 15.51%
- Median
- 11.91%
- Q1
- 8.65%
- Min
- -1.41%
FHN’s Return on Equity of 10.00% is on par with the norm for the Banks industry, indicating its profitability relative to shareholder equity is typical for the sector.
KB
9.89%
Banks Industry
- Max
- 25.75%
- Q3
- 15.51%
- Median
- 11.91%
- Q1
- 8.65%
- Min
- -1.41%
KB’s Return on Equity of 9.89% is on par with the norm for the Banks industry, indicating its profitability relative to shareholder equity is typical for the sector.
Net Profit Margin (TTM)
FHN
28.06%
Banks Industry
- Max
- 54.20%
- Q3
- 35.60%
- Median
- 28.95%
- Q1
- 22.27%
- Min
- 2.66%
FHN’s Net Profit Margin of 28.06% is aligned with the median group of its peers in the Banks industry. This indicates its ability to convert revenue into profit is typical for the sector.
KB
10.66%
Banks Industry
- Max
- 54.20%
- Q3
- 35.60%
- Median
- 28.95%
- Q1
- 22.27%
- Min
- 2.66%
Falling into the lower quartile for the Banks industry, KB’s Net Profit Margin of 10.66% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.
Operating Profit Margin (TTM)
FHN
36.18%
Banks Industry
- Max
- 63.35%
- Q3
- 44.30%
- Median
- 37.14%
- Q1
- 28.21%
- Min
- 12.28%
FHN’s Operating Profit Margin of 36.18% is around the midpoint for the Banks industry, indicating that its efficiency in managing core business operations is typical for the sector.
KB
14.94%
Banks Industry
- Max
- 63.35%
- Q3
- 44.30%
- Median
- 37.14%
- Q1
- 28.21%
- Min
- 12.28%
KB’s Operating Profit Margin of 14.94% is in the lower quartile for the Banks industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.
Profitability at a Glance
| Symbol | FHN | KB |
|---|---|---|
| Return on Equity (TTM) | 10.00% | 9.89% |
| Return on Assets (TTM) | 1.08% | 0.75% |
| Net Profit Margin (TTM) | 28.06% | 10.66% |
| Operating Profit Margin (TTM) | 36.18% | 14.94% |
| Gross Profit Margin (TTM) | -- | -- |
Financial Strength
Current Ratio (MRQ)
FHN
--
Banks Industry
- Max
- --
- Q3
- --
- Median
- --
- Q1
- --
- Min
- --
For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
KB
--
Banks Industry
- Max
- --
- Q3
- --
- Median
- --
- Q1
- --
- Min
- --
For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
Debt-to-Equity Ratio (MRQ)
FHN
0.63
Banks Industry
- Max
- 5.78
- Q3
- 2.55
- Median
- 0.94
- Q1
- 0.39
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.
KB
2.45
Banks Industry
- Max
- 5.78
- Q3
- 2.55
- Median
- 0.94
- Q1
- 0.39
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.
Interest Coverage Ratio (TTM)
FHN
--
Banks Industry
- Max
- --
- Q3
- --
- Median
- --
- Q1
- --
- Min
- --
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.
KB
--
Banks Industry
- Max
- --
- Q3
- --
- Median
- --
- Q1
- --
- Min
- --
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.
Financial Strength at a Glance
| Symbol | FHN | KB |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Quick Ratio (MRQ) | -- | -- |
| Debt-to-Equity Ratio (MRQ) | 0.63 | 2.45 |
| Interest Coverage Ratio (TTM) | -- | -- |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
FHN
3.28%
Banks Industry
- Max
- 9.92%
- Q3
- 5.44%
- Median
- 3.78%
- Q1
- 2.38%
- Min
- 0.00%
FHN’s Dividend Yield of 3.28% is consistent with its peers in the Banks industry, providing a dividend return that is standard for its sector.
KB
2.61%
Banks Industry
- Max
- 9.92%
- Q3
- 5.44%
- Median
- 3.78%
- Q1
- 2.38%
- Min
- 0.00%
KB’s Dividend Yield of 2.61% is consistent with its peers in the Banks industry, providing a dividend return that is standard for its sector.
Dividend Payout Ratio (TTM)
FHN
38.78%
Banks Industry
- Max
- 135.42%
- Q3
- 78.13%
- Median
- 52.54%
- Q1
- 35.48%
- Min
- 0.00%
FHN’s Dividend Payout Ratio of 38.78% is within the typical range for the Banks industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
KB
30.54%
Banks Industry
- Max
- 135.42%
- Q3
- 78.13%
- Median
- 52.54%
- Q1
- 35.48%
- Min
- 0.00%
KB’s Dividend Payout Ratio of 30.54% is in the lower quartile for the Banks industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.
Dividend at a Glance
| Symbol | FHN | KB |
|---|---|---|
| Dividend Yield (TTM) | 3.28% | 2.61% |
| Dividend Payout Ratio (TTM) | 38.78% | 30.54% |
Valuation
Price-to-Earnings Ratio (TTM)
FHN
11.83
Banks Industry
- Max
- 21.36
- Q3
- 13.70
- Median
- 10.55
- Q1
- 8.08
- Min
- 2.84
FHN’s P/E Ratio of 11.83 is within the middle range for the Banks industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
KB
8.12
Banks Industry
- Max
- 21.36
- Q3
- 13.70
- Median
- 10.55
- Q1
- 8.08
- Min
- 2.84
KB’s P/E Ratio of 8.12 is within the middle range for the Banks industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
Price-to-Sales Ratio (TTM)
FHN
1.91
Banks Industry
- Max
- 4.90
- Q3
- 2.97
- Median
- 2.24
- Q1
- 1.58
- Min
- 0.45
The P/S Ratio is often not a primary valuation tool in the Banks industry.
KB
0.52
Banks Industry
- Max
- 4.90
- Q3
- 2.97
- Median
- 2.24
- Q1
- 1.58
- Min
- 0.45
The P/S Ratio is often not a primary valuation tool in the Banks industry.
Price-to-Book Ratio (MRQ)
FHN
1.26
Banks Industry
- Max
- 2.14
- Q3
- 1.43
- Median
- 1.13
- Q1
- 0.87
- Min
- 0.25
FHN’s P/B Ratio of 1.26 is within the conventional range for the Banks industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
KB
0.74
Banks Industry
- Max
- 2.14
- Q3
- 1.43
- Median
- 1.13
- Q1
- 0.87
- Min
- 0.25
KB’s P/B Ratio of 0.74 is in the lower quartile for the Banks industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.
Valuation at a Glance
| Symbol | FHN | KB |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 11.83 | 8.12 |
| Price-to-Sales Ratio (TTM) | 1.91 | 0.52 |
| Price-to-Book Ratio (MRQ) | 1.26 | 0.74 |
| Price-to-Free Cash Flow Ratio (TTM) | 10.81 | 13.26 |
