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FHN vs. FNF: A Head-to-Head Stock Comparison

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Here’s a clear look at FHN and FNF, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolFHNFNF
Company NameFirst Horizon CorporationFidelity National Financial, Inc.
CountryUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS IndustryBanksInsurance
Market Capitalization11.60 billion USD16.40 billion USD
ExchangeNYSENYSE
Listing DateMarch 17, 1980October 14, 2005
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of FHN and FNF by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

FHN vs. FNF: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolFHNFNF
5-Day Price Return-0.79%1.10%
13-Week Price Return6.65%7.90%
26-Week Price Return15.36%-6.62%
52-Week Price Return45.78%-1.03%
Month-to-Date Return0.04%1.04%
Year-to-Date Return12.26%7.75%
10-Day Avg. Volume11.09M1.34M
3-Month Avg. Volume8.66M1.69M
3-Month Volatility21.00%25.67%
Beta0.741.09

Profitability

Return on Equity (TTM)

FHN

9.49%

Banks Industry

Max
25.40%
Q3
15.55%
Median
12.00%
Q1
8.98%
Min
-0.10%

FHN’s Return on Equity of 9.49% is on par with the norm for the Banks industry, indicating its profitability relative to shareholder equity is typical for the sector.

FNF

13.62%

Insurance Industry

Max
30.96%
Q3
18.76%
Median
14.22%
Q1
10.34%
Min
1.73%

FNF’s Return on Equity of 13.62% is on par with the norm for the Insurance industry, indicating its profitability relative to shareholder equity is typical for the sector.

FHN vs. FNF: A comparison of their Return on Equity (TTM) against their respective Banks and Insurance industry benchmarks.

Net Profit Margin (TTM)

FHN

28.06%

Banks Industry

Max
54.20%
Q3
35.73%
Median
28.97%
Q1
22.56%
Min
6.98%

FHN’s Net Profit Margin of 28.06% is aligned with the median group of its peers in the Banks industry. This indicates its ability to convert revenue into profit is typical for the sector.

FNF

7.90%

Insurance Industry

Max
26.78%
Q3
14.69%
Median
9.87%
Q1
6.59%
Min
-3.51%

FNF’s Net Profit Margin of 7.90% is aligned with the median group of its peers in the Insurance industry. This indicates its ability to convert revenue into profit is typical for the sector.

FHN vs. FNF: A comparison of their Net Profit Margin (TTM) against their respective Banks and Insurance industry benchmarks.

Operating Profit Margin (TTM)

FHN

36.18%

Banks Industry

Max
63.35%
Q3
44.73%
Median
37.24%
Q1
28.25%
Min
12.28%

FHN’s Operating Profit Margin of 36.18% is around the midpoint for the Banks industry, indicating that its efficiency in managing core business operations is typical for the sector.

FNF

12.32%

Insurance Industry

Max
34.52%
Q3
20.17%
Median
14.46%
Q1
9.62%
Min
-2.51%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

FHN vs. FNF: A comparison of their Operating Profit Margin (TTM) against their respective Banks and Insurance industry benchmarks.

Profitability at a Glance

SymbolFHNFNF
Return on Equity (TTM)9.49%13.62%
Return on Assets (TTM)1.03%1.10%
Net Profit Margin (TTM)28.06%7.90%
Operating Profit Margin (TTM)36.18%12.32%
Gross Profit Margin (TTM)----

Financial Strength

Current Ratio (MRQ)

FHN

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

FNF

0.37

Insurance Industry

Max
2.97
Q3
1.37
Median
0.54
Q1
0.15
Min
0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

FHN vs. FNF: A comparison of their Current Ratio (MRQ) against their respective Banks and Insurance industry benchmarks.

Debt-to-Equity Ratio (MRQ)

FHN

0.54

Banks Industry

Max
5.78
Q3
2.66
Median
1.05
Q1
0.40
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

FNF

0.56

Insurance Industry

Max
1.25
Q3
0.65
Median
0.34
Q1
0.23
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

FHN vs. FNF: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Banks and Insurance industry benchmarks.

Interest Coverage Ratio (TTM)

FHN

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

FNF

9.33

Insurance Industry

Max
43.68
Q3
21.45
Median
9.67
Q1
3.55
Min
-5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

FHN vs. FNF: A comparison of their Interest Coverage Ratio (TTM) against their respective Banks and Insurance industry benchmarks.

Financial Strength at a Glance

SymbolFHNFNF
Current Ratio (MRQ)--0.37
Quick Ratio (MRQ)--0.00
Debt-to-Equity Ratio (MRQ)0.540.56
Interest Coverage Ratio (TTM)--9.33

Growth

Revenue Growth

FHN vs. FNF: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

FHN vs. FNF: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

FHN

3.06%

Banks Industry

Max
11.03%
Q3
6.00%
Median
3.87%
Q1
2.41%
Min
0.00%

FHN’s Dividend Yield of 3.06% is consistent with its peers in the Banks industry, providing a dividend return that is standard for its sector.

FNF

3.31%

Insurance Industry

Max
9.80%
Q3
5.18%
Median
3.58%
Q1
2.07%
Min
0.00%

FNF’s Dividend Yield of 3.31% is consistent with its peers in the Insurance industry, providing a dividend return that is standard for its sector.

FHN vs. FNF: A comparison of their Dividend Yield (TTM) against their respective Banks and Insurance industry benchmarks.

Dividend Payout Ratio (TTM)

FHN

41.40%

Banks Industry

Max
134.24%
Q3
79.39%
Median
55.09%
Q1
36.09%
Min
0.00%

FHN’s Dividend Payout Ratio of 41.40% is within the typical range for the Banks industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

FNF

50.32%

Insurance Industry

Max
169.40%
Q3
85.57%
Median
53.26%
Q1
23.68%
Min
0.00%

FNF’s Dividend Payout Ratio of 50.32% is within the typical range for the Insurance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

FHN vs. FNF: A comparison of their Dividend Payout Ratio (TTM) against their respective Banks and Insurance industry benchmarks.

Dividend at a Glance

SymbolFHNFNF
Dividend Yield (TTM)3.06%3.31%
Dividend Payout Ratio (TTM)41.40%50.32%

Valuation

Price-to-Earnings Ratio (TTM)

FHN

13.55

Banks Industry

Max
22.69
Q3
13.75
Median
10.32
Q1
7.73
Min
2.59

FHN’s P/E Ratio of 13.55 is within the middle range for the Banks industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

FNF

15.22

Insurance Industry

Max
30.75
Q3
18.11
Median
12.67
Q1
9.66
Min
2.87

FNF’s P/E Ratio of 15.22 is within the middle range for the Insurance industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

FHN vs. FNF: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Banks and Insurance industry benchmarks.

Price-to-Sales Ratio (TTM)

FHN

1.91

Banks Industry

Max
4.90
Q3
2.98
Median
2.24
Q1
1.59
Min
0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

FNF

1.20

Insurance Industry

Max
3.41
Q3
1.88
Median
1.22
Q1
0.80
Min
0.23

FNF’s P/S Ratio of 1.20 aligns with the market consensus for the Insurance industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

FHN vs. FNF: A comparison of their Price-to-Sales Ratio (TTM) against their respective Banks and Insurance industry benchmarks.

Price-to-Book Ratio (MRQ)

FHN

1.20

Banks Industry

Max
2.09
Q3
1.40
Median
1.11
Q1
0.86
Min
0.29

FHN’s P/B Ratio of 1.20 is within the conventional range for the Banks industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

FNF

1.95

Insurance Industry

Max
4.57
Q3
2.56
Median
1.88
Q1
1.20
Min
0.17

FNF’s P/B Ratio of 1.95 is within the conventional range for the Insurance industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

FHN vs. FNF: A comparison of their Price-to-Book Ratio (MRQ) against their respective Banks and Insurance industry benchmarks.

Valuation at a Glance

SymbolFHNFNF
Price-to-Earnings Ratio (TTM)13.5515.22
Price-to-Sales Ratio (TTM)1.911.20
Price-to-Book Ratio (MRQ)1.201.95
Price-to-Free Cash Flow Ratio (TTM)11.762.44
FHN vs. FNF: A Head-to-Head Stock Comparison