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EWBC vs. TRV: A Head-to-Head Stock Comparison

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Here’s a clear look at EWBC and TRV, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolEWBCTRV
Company NameEast West Bancorp, Inc.The Travelers Companies, Inc.
CountryUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS IndustryBanksInsurance
Market Capitalization14.18 billion USD60.63 billion USD
ExchangeNasdaqGSNYSE
Listing DateFebruary 3, 1999November 17, 1975
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of EWBC and TRV by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

EWBC vs. TRV: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolEWBCTRV
5-Day Price Return5.62%1.48%
13-Week Price Return7.65%0.46%
26-Week Price Return0.79%8.75%
52-Week Price Return33.25%28.40%
Month-to-Date Return2.62%3.48%
Year-to-Date Return7.44%11.79%
10-Day Avg. Volume0.79M1.15M
3-Month Avg. Volume0.99M1.31M
3-Month Volatility28.17%21.27%
Beta0.950.53

Profitability

Return on Equity (TTM)

EWBC

15.14%

Banks Industry

Max
26.37%
Q3
15.92%
Median
12.25%
Q1
8.69%
Min
0.15%

EWBC’s Return on Equity of 15.14% is on par with the norm for the Banks industry, indicating its profitability relative to shareholder equity is typical for the sector.

TRV

18.53%

Insurance Industry

Max
29.03%
Q3
18.11%
Median
13.90%
Q1
10.42%
Min
-0.64%

In the upper quartile for the Insurance industry, TRV’s Return on Equity of 18.53% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

EWBC vs. TRV: A comparison of their Return on Equity (TTM) against their respective Banks and Insurance industry benchmarks.

Net Profit Margin (TTM)

EWBC

47.99%

Banks Industry

Max
54.20%
Q3
35.70%
Median
28.97%
Q1
22.53%
Min
6.98%

A Net Profit Margin of 47.99% places EWBC in the upper quartile for the Banks industry, signifying strong profitability and more effective cost management than most of its peers.

TRV

10.96%

Insurance Industry

Max
26.78%
Q3
14.06%
Median
9.15%
Q1
5.48%
Min
-7.05%

TRV’s Net Profit Margin of 10.96% is aligned with the median group of its peers in the Insurance industry. This indicates its ability to convert revenue into profit is typical for the sector.

EWBC vs. TRV: A comparison of their Net Profit Margin (TTM) against their respective Banks and Insurance industry benchmarks.

Operating Profit Margin (TTM)

EWBC

57.98%

Banks Industry

Max
63.35%
Q3
44.59%
Median
37.24%
Q1
28.25%
Min
13.37%

An Operating Profit Margin of 57.98% places EWBC in the upper quartile for the Banks industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

TRV

14.43%

Insurance Industry

Max
35.49%
Q3
19.49%
Median
14.35%
Q1
8.53%
Min
-5.25%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

EWBC vs. TRV: A comparison of their Operating Profit Margin (TTM) against their respective Banks and Insurance industry benchmarks.

Profitability at a Glance

SymbolEWBCTRV
Return on Equity (TTM)15.14%18.53%
Return on Assets (TTM)1.57%3.87%
Net Profit Margin (TTM)47.99%10.96%
Operating Profit Margin (TTM)57.98%14.43%
Gross Profit Margin (TTM)----

Financial Strength

Current Ratio (MRQ)

EWBC

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

TRV

1.00

Insurance Industry

Max
2.97
Q3
1.33
Median
0.55
Q1
0.15
Min
0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

EWBC vs. TRV: A comparison of their Current Ratio (MRQ) against their respective Banks and Insurance industry benchmarks.

Debt-to-Equity Ratio (MRQ)

EWBC

0.00

Banks Industry

Max
4.75
Q3
2.62
Median
1.02
Q1
0.39
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

TRV

0.27

Insurance Industry

Max
1.25
Q3
0.65
Median
0.34
Q1
0.22
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

EWBC vs. TRV: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Banks and Insurance industry benchmarks.

Interest Coverage Ratio (TTM)

EWBC

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

TRV

16.77

Insurance Industry

Max
43.68
Q3
20.84
Median
9.56
Q1
3.34
Min
-5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

EWBC vs. TRV: A comparison of their Interest Coverage Ratio (TTM) against their respective Banks and Insurance industry benchmarks.

Financial Strength at a Glance

SymbolEWBCTRV
Current Ratio (MRQ)--1.00
Quick Ratio (MRQ)--1.00
Debt-to-Equity Ratio (MRQ)0.000.27
Interest Coverage Ratio (TTM)--16.77

Growth

Revenue Growth

EWBC vs. TRV: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

EWBC vs. TRV: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

EWBC

2.23%

Banks Industry

Max
10.27%
Q3
5.83%
Median
3.81%
Q1
2.50%
Min
0.00%

EWBC’s Dividend Yield of 2.23% is in the lower quartile for the Banks industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.

TRV

1.61%

Insurance Industry

Max
8.23%
Q3
4.54%
Median
3.42%
Q1
1.97%
Min
0.00%

TRV’s Dividend Yield of 1.61% is in the lower quartile for the Insurance industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.

EWBC vs. TRV: A comparison of their Dividend Yield (TTM) against their respective Banks and Insurance industry benchmarks.

Dividend Payout Ratio (TTM)

EWBC

26.91%

Banks Industry

Max
147.07%
Q3
80.55%
Median
54.40%
Q1
35.71%
Min
0.00%

EWBC’s Dividend Payout Ratio of 26.91% is in the lower quartile for the Banks industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

TRV

18.45%

Insurance Industry

Max
168.02%
Q3
85.57%
Median
50.71%
Q1
22.04%
Min
0.00%

TRV’s Dividend Payout Ratio of 18.45% is in the lower quartile for the Insurance industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

EWBC vs. TRV: A comparison of their Dividend Payout Ratio (TTM) against their respective Banks and Insurance industry benchmarks.

Dividend at a Glance

SymbolEWBCTRV
Dividend Yield (TTM)2.23%1.61%
Dividend Payout Ratio (TTM)26.91%18.45%

Valuation

Price-to-Earnings Ratio (TTM)

EWBC

11.87

Banks Industry

Max
20.05
Q3
12.65
Median
10.21
Q1
7.54
Min
2.74

EWBC’s P/E Ratio of 11.87 is within the middle range for the Banks industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

TRV

11.44

Insurance Industry

Max
28.91
Q3
17.76
Median
13.63
Q1
10.02
Min
2.89

TRV’s P/E Ratio of 11.44 is within the middle range for the Insurance industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

EWBC vs. TRV: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Banks and Insurance industry benchmarks.

Price-to-Sales Ratio (TTM)

EWBC

3.28

Banks Industry

Max
5.06
Q3
2.98
Median
2.24
Q1
1.59
Min
0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

TRV

1.25

Insurance Industry

Max
3.72
Q3
1.98
Median
1.23
Q1
0.81
Min
0.23

TRV’s P/S Ratio of 1.25 aligns with the market consensus for the Insurance industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

EWBC vs. TRV: A comparison of their Price-to-Sales Ratio (TTM) against their respective Banks and Insurance industry benchmarks.

Price-to-Book Ratio (MRQ)

EWBC

1.70

Banks Industry

Max
2.18
Q3
1.36
Median
1.09
Q1
0.81
Min
0.20

EWBC’s P/B Ratio of 1.70 is in the upper tier for the Banks industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

TRV

2.04

Insurance Industry

Max
4.37
Q3
2.48
Median
1.68
Q1
1.19
Min
0.19

TRV’s P/B Ratio of 2.04 is within the conventional range for the Insurance industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

EWBC vs. TRV: A comparison of their Price-to-Book Ratio (MRQ) against their respective Banks and Insurance industry benchmarks.

Valuation at a Glance

SymbolEWBCTRV
Price-to-Earnings Ratio (TTM)11.8711.44
Price-to-Sales Ratio (TTM)3.281.25
Price-to-Book Ratio (MRQ)1.702.04
Price-to-Free Cash Flow Ratio (TTM)9.946.23