EWBC vs. SMFG: East West Bancorp vs. Sumitomo Mitsui Financial Stock Comparison
How do East West Bancorp (EWBC) and Sumitomo Mitsui Financial (SMFG) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
East West Bancorp (EWBC) and Sumitomo Mitsui Financial (SMFG) both belong to the Banks industry, though EWBC is classified under Regional Banks while SMFG falls under Diversified Banks.
East West Bancorp (EWBC) trades as ordinary local shares, while Sumitomo Mitsui Financial (SMFG) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | EWBC | SMFG |
|---|---|---|
| Name | East West Bancorp Inc. | Sumitomo Mitsui Financial Group Inc. Sponsored ADR |
| Country/Region | United States | Japan |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Regional Banks | Diversified Banks |
| Market Capitalization | 17.65 billion USD | 146.21 billion USD |
| Currency | USD | USD |
| Exchange | Nasdaq | NYSE |
| Listing Date | February 3, 1999 | January 27, 2006 |
| Security Type | Common Stock | ADR |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | EWBC | SMFG |
|---|---|---|
| Total Return (1Y) | 30.57% | 48.37% |
| Total Return (3Y, Annualized) | 36.90% | 40.65% |
| Total Return (5Y, Annualized) | 12.56% | 30.85% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | EWBC | SMFG |
|---|---|---|
| Volatility (1Y, Annualized) | 23.01% | 30.15% |
| Beta (5Y) | 0.98 | 0.54 |
| Max Drawdown (5Y) | -54.06% | -30.00% |
| Avg. Volume (3M) | 807.94K | 1.37M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | EWBC | SMFG |
|---|---|---|
| Sharpe Ratio (1Y) | 1.14 | 1.46 |
| Sortino Ratio (1Y) | 1.69 | 2.29 |
Profitability
ROE (TTM)
East West Bancorp (EWBC) at 16.57% sits in the top ROE quartile, while Sumitomo Mitsui Financial (SMFG) at 8.57% is in the bottom quartile, showing a clear gap in returns on equity.
EWBC
Banks industry group
16.57%
- Max
- 19.84%
- EWBC
- 16.57%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
SMFG
Banks industry group
8.57%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- SMFG
- 8.57%
- Min
- 3.64%
Net Margin (TTM)
East West Bancorp (EWBC) at 50.06% converts revenue to bottom-line profit above its industry’s benchmark range, while Sumitomo Mitsui Financial (SMFG) at 27.82% keeps roughly the typical share for its industry.
EWBC
Banks industry group
50.06%
- EWBC
- 50.06%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- Q1
- 27.11%
- Min
- 14.93%
SMFG
Banks industry group
27.82%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- SMFG
- 27.82%
- Q1
- 27.11%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for East West Bancorp (EWBC) in Banks and Sumitomo Mitsui Financial (SMFG) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | EWBC | SMFG |
|---|---|---|
| ROE (TTM) | 16.57% | 8.57% |
| ROA (TTM) | 1.76% | 0.42% |
| Net Margin (TTM) | 50.06% | 27.82% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both East West Bancorp (EWBC) at 12.86% and Sumitomo Mitsui Financial (SMFG) at 14.32% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
Sumitomo Mitsui Financial (SMFG) at 36.62% sits in the top EPS growth quartile, while East West Bancorp (EWBC) at 14.29% is closer to the peer norm — faster per-share earnings growth for SMFG.
Growth Metrics
| Metric | EWBC | SMFG |
|---|---|---|
| Revenue Growth (YoY) | 12.86% | 14.32% |
| Revenue Growth (3Y CAGR) | 7.70% | 15.91% |
| EPS Growth (YoY) | 14.29% | 36.62% |
| EPS Growth (3Y CAGR) | 6.33% | -- |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: East West Bancorp (EWBC) in Banks and Sumitomo Mitsui Financial (SMFG) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: East West Bancorp (EWBC) in Banks and Sumitomo Mitsui Financial (SMFG) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | EWBC | SMFG |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
East West Bancorp (EWBC) at 2.32% pays an industry-typical yield; Sumitomo Mitsui Financial (SMFG) at 334.33% is above its entire peer range — the higher number, but one that calls for a look at payout sustainability before treating it as an advantage.
EWBC
Banks industry group
2.32%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- EWBC
- 2.32%
- Q1
- 1.20%
- Min
- 0.00%
SMFG
Banks industry group
334.33%
- SMFG
- 334.33%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both East West Bancorp (EWBC) at 28.52% and Sumitomo Mitsui Financial (SMFG) at 33.62% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
EWBC
Banks industry group
28.52%
- Max
- 70.75%
- Q3
- 41.28%
- Median
- 29.26%
- EWBC
- 28.52%
- Q1
- 18.98%
- Min
- 0.00%
SMFG
Banks industry group
33.62%
- Max
- 70.75%
- Q3
- 41.28%
- SMFG
- 33.62%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
Dividend Metrics
| Metric | EWBC | SMFG |
|---|---|---|
| Dividend Yield (TTM) | 2.32% | 334.33% |
| Dividend Payout Ratio (TTM) | 28.52% | 33.62% |
Valuation
P/E Ratio (TTM)
Both East West Bancorp (EWBC) at 12.25 and Sumitomo Mitsui Financial (SMFG) at 13.47 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.
EWBC
Banks industry group
12.25
- Max
- 18.16
- Q3
- 13.75
- EWBC
- 12.25
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
SMFG
Banks industry group
13.47
- Max
- 18.16
- Q3
- 13.75
- SMFG
- 13.47
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both East West Bancorp (EWBC) in Banks and Sumitomo Mitsui Financial (SMFG) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
Sumitomo Mitsui Financial (SMFG) at 1.45 is valued about in line with its industry on P/B ratio, while East West Bancorp (EWBC) at 1.95 carries an above-peer premium to book — EWBC is pricier on assets.
EWBC
Banks industry group
1.95
- Max
- 2.28
- EWBC
- 1.95
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
SMFG
Banks industry group
1.45
- Max
- 2.28
- Q3
- 1.58
- SMFG
- 1.45
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
Valuation Metrics
| Metric | EWBC | SMFG |
|---|---|---|
| P/E Ratio (TTM) | 12.25 | 13.47 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 1.95 | 1.45 |
| Free Cash Flow Yield (TTM) | -- | -- |