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EWBC vs. SMFG: East West Bancorp vs. Sumitomo Mitsui Financial Stock Comparison

How do East West Bancorp (EWBC) and Sumitomo Mitsui Financial (SMFG) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

East West Bancorp (EWBC) and Sumitomo Mitsui Financial (SMFG) both belong to the Banks industry, though EWBC is classified under Regional Banks while SMFG falls under Diversified Banks.

East West Bancorp (EWBC) trades as ordinary local shares, while Sumitomo Mitsui Financial (SMFG) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Company profile comparison for East West Bancorp (EWBC) and Sumitomo Mitsui Financial (SMFG)
Profile ItemEWBCSMFG
NameEast West Bancorp Inc.Sumitomo Mitsui Financial Group Inc. Sponsored ADR
Country/RegionUnited StatesJapan
GICS SectorFinancialsFinancials
GICS Industry GroupBanksBanks
GICS IndustryBanksBanks
GICS Sub-IndustryRegional BanksDiversified Banks
Market Capitalization17.65 billion USD146.21 billion USD
CurrencyUSDUSD
ExchangeNasdaqNYSE
Listing DateFebruary 3, 1999January 27, 2006
Security TypeCommon StockADR

Price Performance

Cumulative Growth

EWBC
SMFG
GSPC
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East West Bancorp (EWBC) vs. Sumitomo Mitsui Financial (SMFG), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for East West Bancorp (EWBC) and Sumitomo Mitsui Financial (SMFG). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for East West Bancorp (EWBC) and Sumitomo Mitsui Financial (SMFG). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for East West Bancorp (EWBC) and Sumitomo Mitsui Financial (SMFG)
MetricEWBCSMFG
Total Return (1Y)30.57%48.37%
Total Return (3Y, Annualized)36.90%40.65%
Total Return (5Y, Annualized)12.56%30.85%

Risk Profile

Drawdown History

EWBC
SMFG
GSPC
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East West Bancorp (EWBC) vs. Sumitomo Mitsui Financial (SMFG), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for East West Bancorp (EWBC) and Sumitomo Mitsui Financial (SMFG). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for East West Bancorp (EWBC) and Sumitomo Mitsui Financial (SMFG)
MetricEWBCSMFG
Volatility (1Y, Annualized)23.01%30.15%
Beta (5Y)0.980.54
Max Drawdown (5Y)-54.06%-30.00%
Avg. Volume (3M)807.94K1.37M

Risk-Adjusted Performance

Risk-Return Positioning

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EWBC and SMFG are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for East West Bancorp (EWBC) and Sumitomo Mitsui Financial (SMFG)
MetricEWBCSMFG
Sharpe Ratio (1Y)1.141.46
Sortino Ratio (1Y)1.692.29

Profitability

ROE (TTM)

East West Bancorp (EWBC) at 16.57% sits in the top ROE quartile, while Sumitomo Mitsui Financial (SMFG) at 8.57% is in the bottom quartile, showing a clear gap in returns on equity.

EWBC

Banks industry group

16.57%

Max
19.84%
EWBC
16.57%
Q3
13.67%
Median
11.49%
Q1
9.50%
Min
3.64%

SMFG

Banks industry group

8.57%

Max
19.84%
Q3
13.67%
Median
11.49%
Q1
9.50%
SMFG
8.57%
Min
3.64%
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East West Bancorp (EWBC) vs. Sumitomo Mitsui Financial (SMFG): A comparison of their ROE against the Banks industry group benchmark.

Net Margin (TTM)

East West Bancorp (EWBC) at 50.06% converts revenue to bottom-line profit above its industry’s benchmark range, while Sumitomo Mitsui Financial (SMFG) at 27.82% keeps roughly the typical share for its industry.

EWBC

Banks industry group

50.06%

EWBC
50.06%
Max
47.19%
Q3
35.25%
Median
31.21%
Q1
27.11%
Min
14.93%

SMFG

Banks industry group

27.82%

Max
47.19%
Q3
35.25%
Median
31.21%
SMFG
27.82%
Q1
27.11%
Min
14.93%
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East West Bancorp (EWBC) vs. Sumitomo Mitsui Financial (SMFG): A comparison of their net margin against the Banks industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for East West Bancorp (EWBC) in Banks and Sumitomo Mitsui Financial (SMFG) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for East West Bancorp (EWBC) and Sumitomo Mitsui Financial (SMFG)
MetricEWBCSMFG
ROE (TTM)16.57%8.57%
ROA (TTM)1.76%0.42%
Net Margin (TTM)50.06%27.82%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

Both East West Bancorp (EWBC) at 12.86% and Sumitomo Mitsui Financial (SMFG) at 14.32% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

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East West Bancorp (EWBC) vs. Sumitomo Mitsui Financial (SMFG): A comparison of their Revenue Growth across different time periods.

EPS Growth

Sumitomo Mitsui Financial (SMFG) at 36.62% sits in the top EPS growth quartile, while East West Bancorp (EWBC) at 14.29% is closer to the peer norm — faster per-share earnings growth for SMFG.

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East West Bancorp (EWBC) vs. Sumitomo Mitsui Financial (SMFG): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for East West Bancorp (EWBC) and Sumitomo Mitsui Financial (SMFG)
MetricEWBCSMFG
Revenue Growth (YoY)12.86%14.32%
Revenue Growth (3Y CAGR)7.70%15.91%
EPS Growth (YoY)14.29%36.62%
EPS Growth (3Y CAGR)6.33%--

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: East West Bancorp (EWBC) in Banks and Sumitomo Mitsui Financial (SMFG) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: East West Bancorp (EWBC) in Banks and Sumitomo Mitsui Financial (SMFG) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for East West Bancorp (EWBC) and Sumitomo Mitsui Financial (SMFG)
MetricEWBCSMFG
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

East West Bancorp (EWBC) at 2.32% pays an industry-typical yield; Sumitomo Mitsui Financial (SMFG) at 334.33% is above its entire peer range — the higher number, but one that calls for a look at payout sustainability before treating it as an advantage.

EWBC

Banks industry group

2.32%

Max
5.79%
Q3
3.18%
Median
2.39%
EWBC
2.32%
Q1
1.20%
Min
0.00%

SMFG

Banks industry group

334.33%

SMFG
334.33%
Max
5.79%
Q3
3.18%
Median
2.39%
Q1
1.20%
Min
0.00%
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East West Bancorp (EWBC) vs. Sumitomo Mitsui Financial (SMFG): A comparison of their dividend yield against the Banks industry group benchmark.

Dividend Payout Ratio (TTM)

Both East West Bancorp (EWBC) at 28.52% and Sumitomo Mitsui Financial (SMFG) at 33.62% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

EWBC

Banks industry group

28.52%

Max
70.75%
Q3
41.28%
Median
29.26%
EWBC
28.52%
Q1
18.98%
Min
0.00%

SMFG

Banks industry group

33.62%

Max
70.75%
Q3
41.28%
SMFG
33.62%
Median
29.26%
Q1
18.98%
Min
0.00%
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East West Bancorp (EWBC) vs. Sumitomo Mitsui Financial (SMFG): A comparison of their payout ratio against the Banks industry group benchmark.

Dividend Metrics

Dividend metrics for East West Bancorp (EWBC) and Sumitomo Mitsui Financial (SMFG)
MetricEWBCSMFG
Dividend Yield (TTM)2.32%334.33%
Dividend Payout Ratio (TTM)28.52%33.62%

Valuation

P/E Ratio (TTM)

Both East West Bancorp (EWBC) at 12.25 and Sumitomo Mitsui Financial (SMFG) at 13.47 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

EWBC

Banks industry group

12.25

Max
18.16
Q3
13.75
EWBC
12.25
Median
11.81
Q1
10.64
Min
6.49

SMFG

Banks industry group

13.47

Max
18.16
Q3
13.75
SMFG
13.47
Median
11.81
Q1
10.64
Min
6.49
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East West Bancorp (EWBC) vs. Sumitomo Mitsui Financial (SMFG): A comparison of their P/E ratio against the Banks industry group benchmark.

P/S Ratio (TTM)

P/S ratio is set aside for both East West Bancorp (EWBC) in Banks and Sumitomo Mitsui Financial (SMFG) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

P/B Ratio (MRQ)

Sumitomo Mitsui Financial (SMFG) at 1.45 is valued about in line with its industry on P/B ratio, while East West Bancorp (EWBC) at 1.95 carries an above-peer premium to book — EWBC is pricier on assets.

EWBC

Banks industry group

1.95

Max
2.28
EWBC
1.95
Q3
1.58
Median
1.32
Q1
1.10
Min
0.59

SMFG

Banks industry group

1.45

Max
2.28
Q3
1.58
SMFG
1.45
Median
1.32
Q1
1.10
Min
0.59
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East West Bancorp (EWBC) vs. Sumitomo Mitsui Financial (SMFG): A comparison of their P/B ratio against the Banks industry group benchmark.

Valuation Metrics

Valuation metrics for East West Bancorp (EWBC) and Sumitomo Mitsui Financial (SMFG)
MetricEWBCSMFG
P/E Ratio (TTM)12.2513.47
P/S Ratio (TTM)----
P/B Ratio (MRQ)1.951.45
Free Cash Flow Yield (TTM)----