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EWBC vs. RGA: A Head-to-Head Stock Comparison

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Here’s a clear look at EWBC and RGA, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolEWBCRGA
Company NameEast West Bancorp, Inc.Reinsurance Group of America, Incorporated
CountryUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS IndustryBanksInsurance
Market Capitalization14.63 billion USD13.03 billion USD
ExchangeNasdaqGSNYSE
Listing DateFebruary 3, 1999September 12, 2008
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of EWBC and RGA by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

EWBC vs. RGA: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolEWBCRGA
5-Day Price Return0.83%1.70%
13-Week Price Return-0.97%0.96%
26-Week Price Return36.20%5.37%
52-Week Price Return27.51%-6.76%
Month-to-Date Return-0.30%2.62%
Year-to-Date Return10.83%-7.71%
10-Day Avg. Volume0.70M0.37M
3-Month Avg. Volume0.88M0.43M
3-Month Volatility22.30%24.97%
Beta0.940.58

Profitability

Return on Equity (TTM)

EWBC

15.14%

Banks Industry

Max
25.40%
Q3
15.55%
Median
12.00%
Q1
8.98%
Min
-0.10%

EWBC’s Return on Equity of 15.14% is on par with the norm for the Banks industry, indicating its profitability relative to shareholder equity is typical for the sector.

RGA

6.78%

Insurance Industry

Max
30.96%
Q3
18.76%
Median
14.22%
Q1
10.34%
Min
1.73%

RGA’s Return on Equity of 6.78% is in the lower quartile for the Insurance industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

EWBC vs. RGA: A comparison of their Return on Equity (TTM) against their respective Banks and Insurance industry benchmarks.

Net Profit Margin (TTM)

EWBC

47.99%

Banks Industry

Max
54.20%
Q3
35.73%
Median
28.97%
Q1
22.56%
Min
6.98%

A Net Profit Margin of 47.99% places EWBC in the upper quartile for the Banks industry, signifying strong profitability and more effective cost management than most of its peers.

RGA

3.54%

Insurance Industry

Max
26.78%
Q3
14.69%
Median
9.87%
Q1
6.59%
Min
-3.51%

Falling into the lower quartile for the Insurance industry, RGA’s Net Profit Margin of 3.54% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

EWBC vs. RGA: A comparison of their Net Profit Margin (TTM) against their respective Banks and Insurance industry benchmarks.

Operating Profit Margin (TTM)

EWBC

57.98%

Banks Industry

Max
63.35%
Q3
44.73%
Median
37.24%
Q1
28.25%
Min
12.28%

An Operating Profit Margin of 57.98% places EWBC in the upper quartile for the Banks industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

RGA

6.65%

Insurance Industry

Max
34.52%
Q3
20.17%
Median
14.46%
Q1
9.62%
Min
-2.51%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

EWBC vs. RGA: A comparison of their Operating Profit Margin (TTM) against their respective Banks and Insurance industry benchmarks.

Profitability at a Glance

SymbolEWBCRGA
Return on Equity (TTM)15.14%6.78%
Return on Assets (TTM)1.57%0.62%
Net Profit Margin (TTM)47.99%3.54%
Operating Profit Margin (TTM)57.98%6.65%
Gross Profit Margin (TTM)----

Financial Strength

Current Ratio (MRQ)

EWBC

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

RGA

--

Insurance Industry

Max
2.97
Q3
1.37
Median
0.54
Q1
0.15
Min
0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

EWBC vs. RGA: A comparison of their Current Ratio (MRQ) against their respective Banks and Insurance industry benchmarks.

Debt-to-Equity Ratio (MRQ)

EWBC

0.00

Banks Industry

Max
5.78
Q3
2.66
Median
1.05
Q1
0.40
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

RGA

0.48

Insurance Industry

Max
1.25
Q3
0.65
Median
0.34
Q1
0.23
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

EWBC vs. RGA: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Banks and Insurance industry benchmarks.

Interest Coverage Ratio (TTM)

EWBC

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

RGA

4.70

Insurance Industry

Max
43.68
Q3
21.45
Median
9.67
Q1
3.55
Min
-5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

EWBC vs. RGA: A comparison of their Interest Coverage Ratio (TTM) against their respective Banks and Insurance industry benchmarks.

Financial Strength at a Glance

SymbolEWBCRGA
Current Ratio (MRQ)----
Quick Ratio (MRQ)----
Debt-to-Equity Ratio (MRQ)0.000.48
Interest Coverage Ratio (TTM)--4.70

Growth

Revenue Growth

EWBC vs. RGA: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

EWBC vs. RGA: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

EWBC

2.20%

Banks Industry

Max
11.03%
Q3
6.00%
Median
3.87%
Q1
2.41%
Min
0.00%

EWBC’s Dividend Yield of 2.20% is in the lower quartile for the Banks industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.

RGA

1.80%

Insurance Industry

Max
9.80%
Q3
5.18%
Median
3.58%
Q1
2.07%
Min
0.00%

RGA’s Dividend Yield of 1.80% is in the lower quartile for the Insurance industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.

EWBC vs. RGA: A comparison of their Dividend Yield (TTM) against their respective Banks and Insurance industry benchmarks.

Dividend Payout Ratio (TTM)

EWBC

26.93%

Banks Industry

Max
134.24%
Q3
79.39%
Median
55.09%
Q1
36.09%
Min
0.00%

EWBC’s Dividend Payout Ratio of 26.93% is in the lower quartile for the Banks industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

RGA

30.52%

Insurance Industry

Max
169.40%
Q3
85.57%
Median
53.26%
Q1
23.68%
Min
0.00%

RGA’s Dividend Payout Ratio of 30.52% is within the typical range for the Insurance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

EWBC vs. RGA: A comparison of their Dividend Payout Ratio (TTM) against their respective Banks and Insurance industry benchmarks.

Dividend at a Glance

SymbolEWBCRGA
Dividend Yield (TTM)2.20%1.80%
Dividend Payout Ratio (TTM)26.93%30.52%

Valuation

Price-to-Earnings Ratio (TTM)

EWBC

12.25

Banks Industry

Max
22.69
Q3
13.75
Median
10.32
Q1
7.73
Min
2.59

EWBC’s P/E Ratio of 12.25 is within the middle range for the Banks industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

RGA

16.98

Insurance Industry

Max
30.75
Q3
18.11
Median
12.67
Q1
9.66
Min
2.87

RGA’s P/E Ratio of 16.98 is within the middle range for the Insurance industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

EWBC vs. RGA: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Banks and Insurance industry benchmarks.

Price-to-Sales Ratio (TTM)

EWBC

3.28

Banks Industry

Max
4.90
Q3
2.98
Median
2.24
Q1
1.59
Min
0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

RGA

0.60

Insurance Industry

Max
3.41
Q3
1.88
Median
1.22
Q1
0.80
Min
0.23

In the lower quartile for the Insurance industry, RGA’s P/S Ratio of 0.60 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.

EWBC vs. RGA: A comparison of their Price-to-Sales Ratio (TTM) against their respective Banks and Insurance industry benchmarks.

Price-to-Book Ratio (MRQ)

EWBC

1.70

Banks Industry

Max
2.09
Q3
1.40
Median
1.11
Q1
0.86
Min
0.29

EWBC’s P/B Ratio of 1.70 is in the upper tier for the Banks industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

RGA

1.09

Insurance Industry

Max
4.57
Q3
2.56
Median
1.88
Q1
1.20
Min
0.17

RGA’s P/B Ratio of 1.09 is in the lower quartile for the Insurance industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.

EWBC vs. RGA: A comparison of their Price-to-Book Ratio (MRQ) against their respective Banks and Insurance industry benchmarks.

Valuation at a Glance

SymbolEWBCRGA
Price-to-Earnings Ratio (TTM)12.2516.98
Price-to-Sales Ratio (TTM)3.280.60
Price-to-Book Ratio (MRQ)1.701.09
Price-to-Free Cash Flow Ratio (TTM)10.132.66