EWBC vs. ING: East West Bancorp vs. ING Groep Stock Comparison
How do East West Bancorp (EWBC) and ING Groep (ING) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
East West Bancorp (EWBC) and ING Groep (ING) both belong to the Banks industry, though EWBC is classified under Regional Banks while ING falls under Diversified Banks.
East West Bancorp (EWBC) trades as ordinary local shares, while ING Groep (ING) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | EWBC | ING |
|---|---|---|
| Name | East West Bancorp Inc. | ING Groep N.V. Sponsored ADR |
| Country/Region | United States | Netherlands |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Regional Banks | Diversified Banks |
| Market Capitalization | 17.65 billion USD | 90.37 billion USD |
| Currency | USD | USD |
| Exchange | Nasdaq | NYSE |
| Listing Date | February 3, 1999 | May 18, 1994 |
| Security Type | Common Stock | ADR |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | EWBC | ING |
|---|---|---|
| Total Return (1Y) | 30.57% | 34.23% |
| Total Return (3Y, Annualized) | 36.90% | 44.65% |
| Total Return (5Y, Annualized) | 12.56% | 24.74% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | EWBC | ING |
|---|---|---|
| Volatility (1Y, Annualized) | 23.01% | 28.52% |
| Beta (5Y) | 0.98 | 0.85 |
| Max Drawdown (5Y) | -54.06% | -43.39% |
| Avg. Volume (3M) | 807.94K | 2.24M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | EWBC | ING |
|---|---|---|
| Sharpe Ratio (1Y) | 1.14 | 1.05 |
| Sortino Ratio (1Y) | 1.69 | 1.67 |
Profitability
ROE (TTM)
Both East West Bancorp (EWBC) at 16.57% and ING Groep (ING) at 17.76% sit in the top peer quartile for ROE, suggesting each generates more profit from shareholders’ equity than typical industry peers.
EWBC
Banks industry group
16.57%
- Max
- 19.84%
- EWBC
- 16.57%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
ING
Banks industry group
17.76%
- Max
- 19.84%
- ING
- 17.76%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
Net Margin (TTM)
East West Bancorp (EWBC) at 50.06% converts revenue to bottom-line profit above its industry’s benchmark range, while ING Groep (ING) at 34.40% keeps roughly the typical share for its industry.
EWBC
Banks industry group
50.06%
- EWBC
- 50.06%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- Q1
- 27.11%
- Min
- 14.93%
ING
Banks industry group
34.40%
- Max
- 47.19%
- Q3
- 35.25%
- ING
- 34.40%
- Median
- 31.21%
- Q1
- 27.11%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for East West Bancorp (EWBC) in Banks and ING Groep (ING) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | EWBC | ING |
|---|---|---|
| ROE (TTM) | 16.57% | 17.76% |
| ROA (TTM) | 1.76% | 0.79% |
| Net Margin (TTM) | 50.06% | 34.40% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
East West Bancorp (EWBC) at 12.86% is around its peer norm for revenue growth, while ING Groep (ING) at 1.55% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Both East West Bancorp (EWBC) at 14.29% and ING Groep (ING) at 7.07% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | EWBC | ING |
|---|---|---|
| Revenue Growth (YoY) | 12.86% | 1.55% |
| Revenue Growth (3Y CAGR) | 7.70% | 6.63% |
| EPS Growth (YoY) | 14.29% | 7.07% |
| EPS Growth (3Y CAGR) | 6.33% | 28.04% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: East West Bancorp (EWBC) in Banks and ING Groep (ING) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: East West Bancorp (EWBC) in Banks and ING Groep (ING) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | EWBC | ING |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
ING Groep (ING) at 4.55% delivers top-quartile income for its industry, while East West Bancorp (EWBC) at 2.32% pays a more typical yield — both are credible income propositions, ING the richer one.
EWBC
Banks industry group
2.32%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- EWBC
- 2.32%
- Q1
- 1.20%
- Min
- 0.00%
ING
Banks industry group
4.55%
- Max
- 5.79%
- ING
- 4.55%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
East West Bancorp (EWBC) at 28.52% pays out a band-typical share of earnings, while ING Groep (ING) at 48.14% distributes more than its industry norm — less retained, thinner cover.
EWBC
Banks industry group
28.52%
- Max
- 70.75%
- Q3
- 41.28%
- Median
- 29.26%
- EWBC
- 28.52%
- Q1
- 18.98%
- Min
- 0.00%
ING
Banks industry group
48.14%
- Max
- 70.75%
- ING
- 48.14%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
Dividend Metrics
| Metric | EWBC | ING |
|---|---|---|
| Dividend Yield (TTM) | 2.32% | 4.55% |
| Dividend Payout Ratio (TTM) | 28.52% | 48.14% |
Valuation
P/E Ratio (TTM)
Both East West Bancorp (EWBC) at 12.25 and ING Groep (ING) at 11.70 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.
EWBC
Banks industry group
12.25
- Max
- 18.16
- Q3
- 13.75
- EWBC
- 12.25
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
ING
Banks industry group
11.70
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- ING
- 11.70
- Q1
- 10.64
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both East West Bancorp (EWBC) in Banks and ING Groep (ING) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
Both East West Bancorp (EWBC) at 1.95 and ING Groep (ING) at 1.61 carry a premium to book value versus peers, sitting in the upper P/B ratio quartile of their industries.
EWBC
Banks industry group
1.95
- Max
- 2.28
- EWBC
- 1.95
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
ING
Banks industry group
1.61
- Max
- 2.28
- ING
- 1.61
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
Valuation Metrics
| Metric | EWBC | ING |
|---|---|---|
| P/E Ratio (TTM) | 12.25 | 11.70 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 1.95 | 1.61 |
| Free Cash Flow Yield (TTM) | -- | -- |