EG vs. RGA: Everest vs. Reinsurance Group of America Stock Comparison

Company Profile

Everest (EG) and Reinsurance Group of America (RGA) are both classified in the Reinsurance sub-industry within the broader Insurance industry, placing them in the closest GICS peer bucket.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Both Everest (EG) at 12.77% and Reinsurance Group of America (RGA) at 13.85% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

Both Everest (EG) at 11.68% and Reinsurance Group of America (RGA) at 6.26% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

Neither side reports a meaningful operating margin: for Everest (EG) in Insurance and Reinsurance Group of America (RGA) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Reinsurance Group of America (RGA) at 7.42% is around its peer norm for revenue growth, while Everest (EG) at 0.83% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Reinsurance Group of America (RGA) at 64.86% sits in the top EPS growth quartile, while Everest (EG) at 18.94% is closer to the peer norm — faster per-share earnings growth for RGA.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Everest (EG) in Insurance and Reinsurance Group of America (RGA) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Everest (EG) in Insurance and Reinsurance Group of America (RGA) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Both Everest (EG) at 1.91% and Reinsurance Group of America (RGA) at 1.44% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

Both Everest (EG) at 16.81% and Reinsurance Group of America (RGA) at 14.60% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

Dividend Metrics

Valuation

Everest (EG) at 8.64 sits in the cheaper P/E ratio quartile, while Reinsurance Group of America (RGA) at 10.14 is closer to its industry’s usual earnings multiple — a discount for EG, though growth and earnings durability still matter.

Reinsurance Group of America (RGA) at 0.62 sits in the cheaper P/S ratio quartile while Everest (EG) at 0.94 prices around its industry’s middle — RGA costs less per dollar of sales, though read it alongside growth and margins.

Everest (EG) at 1.08 sits in the lower P/B ratio quartile against book while Reinsurance Group of America (RGA) at 1.46 is valued near its industry’s middle — EG is cheaper on assets, though weigh it against ROE and asset quality.

Valuation Metrics