EG vs. HSBC: A Head-to-Head Stock Comparison

Updated on October 3, 2025

Here’s a clear look at EG and HSBC, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

EG is a standard domestic listing, while HSBC trades as an American Depositary Receipt (ADR), offering U.S. investors access to its foreign-listed shares.

Symbol	EG	HSBC
Company Name	Everest Group, Ltd.	HSBC Holdings plc
Country	Bermuda	United Kingdom
GICS Sector	Financials	Financials
GICS Industry	Insurance	Banks
Market Capitalization	14.83 billion USD	246.16 billion USD
Exchange	NYSE	NYSE
Listing Date	October 3, 1995	July 16, 1999
Security Type	Common Stock	ADR

Historical Performance

This chart compares the performance of EG and HSBC by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

EG vs. HSBC: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	EG	HSBC
5-Day Price Return	1.36%	0.75%
13-Week Price Return	3.05%	20.03%
26-Week Price Return	-4.35%	16.67%
52-Week Price Return	-11.37%	54.59%
Month-to-Date Return	2.44%	10.38%
Year-to-Date Return	-3.37%	33.07%
10-Day Avg. Volume	0.42M	19.68M
3-Month Avg. Volume	0.36M	14.39M
3-Month Volatility	19.96%	15.95%
Beta	0.49	1.57

Profitability

Return on Equity (TTM)

EG

5.52%

Insurance Industry

Max: 30.96%
Q3: 18.76%
Median: 14.22%
Q1: 10.34%
Min: 1.73%

EG’s Return on Equity of 5.52% is in the lower quartile for the Insurance industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

HSBC

13.86%

Banks Industry

Max: 25.40%
Q3: 15.55%
Median: 12.00%
Q1: 8.98%
Min: -0.10%

HSBC’s Return on Equity of 13.86% is on par with the norm for the Banks industry, indicating its profitability relative to shareholder equity is typical for the sector.

EG vs. HSBC: A comparison of their Return on Equity (TTM) against their respective Insurance and Banks industry benchmarks.

Net Profit Margin (TTM)

EG

4.56%

Insurance Industry

Max: 26.78%
Q3: 14.69%
Median: 9.87%
Q1: 6.59%
Min: -3.51%

Falling into the lower quartile for the Insurance industry, EG’s Net Profit Margin of 4.56% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

HSBC

34.16%

Banks Industry

Max: 54.20%
Q3: 35.73%
Median: 28.97%
Q1: 22.56%
Min: 6.98%

HSBC’s Net Profit Margin of 34.16% is aligned with the median group of its peers in the Banks industry. This indicates its ability to convert revenue into profit is typical for the sector.

EG vs. HSBC: A comparison of their Net Profit Margin (TTM) against their respective Insurance and Banks industry benchmarks.

Operating Profit Margin (TTM)

EG

5.85%

Insurance Industry

Max: 34.52%
Q3: 20.17%
Median: 14.46%
Q1: 9.62%
Min: -2.51%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

HSBC

40.44%

Banks Industry

Max: 63.35%
Q3: 44.73%
Median: 37.24%
Q1: 28.25%
Min: 12.28%

HSBC’s Operating Profit Margin of 40.44% is around the midpoint for the Banks industry, indicating that its efficiency in managing core business operations is typical for the sector.

EG vs. HSBC: A comparison of their Operating Profit Margin (TTM) against their respective Insurance and Banks industry benchmarks.

Profitability at a Glance

Symbol	EG	HSBC
Return on Equity (TTM)	5.52%	13.86%
Return on Assets (TTM)	1.39%	0.85%
Net Profit Margin (TTM)	4.56%	34.16%
Operating Profit Margin (TTM)	5.85%	40.44%
Gross Profit Margin (TTM)	--	--

Financial Strength

Current Ratio (MRQ)

EG

1.19

Insurance Industry

Max: 2.97
Q3: 1.37
Median: 0.54
Q1: 0.15
Min: 0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

HSBC

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

EG vs. HSBC: A comparison of their Current Ratio (MRQ) against their respective Insurance and Banks industry benchmarks.

Debt-to-Equity Ratio (MRQ)

EG

0.24

Insurance Industry

Max: 1.25
Q3: 0.65
Median: 0.34
Q1: 0.23
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

HSBC

1.91

Banks Industry

Max: 5.78
Q3: 2.66
Median: 1.05
Q1: 0.40
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

EG vs. HSBC: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Insurance and Banks industry benchmarks.

Interest Coverage Ratio (TTM)

EG

10.95

Insurance Industry

Max: 43.68
Q3: 21.45
Median: 9.67
Q1: 3.55
Min: -5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

HSBC

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

EG vs. HSBC: A comparison of their Interest Coverage Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Financial Strength at a Glance

Symbol	EG	HSBC
Current Ratio (MRQ)	1.19	--
Quick Ratio (MRQ)	0.56	--
Debt-to-Equity Ratio (MRQ)	0.24	1.91
Interest Coverage Ratio (TTM)	10.95	--

Growth

Revenue Growth

EG vs. HSBC: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

EG vs. HSBC: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

EG

2.32%

Insurance Industry

Max: 9.80%
Q3: 5.18%
Median: 3.58%
Q1: 2.07%
Min: 0.00%

EG’s Dividend Yield of 2.32% is consistent with its peers in the Insurance industry, providing a dividend return that is standard for its sector.

HSBC

5.60%

Banks Industry

Max: 11.03%
Q3: 6.00%
Median: 3.87%
Q1: 2.41%
Min: 0.00%

HSBC’s Dividend Yield of 5.60% is consistent with its peers in the Banks industry, providing a dividend return that is standard for its sector.

EG vs. HSBC: A comparison of their Dividend Yield (TTM) against their respective Insurance and Banks industry benchmarks.

Dividend Payout Ratio (TTM)

EG

18.24%

Insurance Industry

Max: 169.40%
Q3: 85.57%
Median: 53.26%
Q1: 23.68%
Min: 0.00%

EG’s Dividend Payout Ratio of 18.24% is in the lower quartile for the Insurance industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

HSBC

71.79%

Banks Industry

Max: 134.24%
Q3: 79.39%
Median: 55.09%
Q1: 36.09%
Min: 0.00%

HSBC’s Dividend Payout Ratio of 71.79% is within the typical range for the Banks industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

EG vs. HSBC: A comparison of their Dividend Payout Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Dividend at a Glance

Symbol	EG	HSBC
Dividend Yield (TTM)	2.32%	5.60%
Dividend Payout Ratio (TTM)	18.24%	71.79%

Valuation

Price-to-Earnings Ratio (TTM)

EG

18.23

Insurance Industry

Max: 30.75
Q3: 18.11
Median: 12.67
Q1: 9.66
Min: 2.87

A P/E Ratio of 18.23 places EG in the upper quartile for the Insurance industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

HSBC

9.25

Banks Industry

Max: 22.69
Q3: 13.75
Median: 10.32
Q1: 7.73
Min: 2.59

HSBC’s P/E Ratio of 9.25 is within the middle range for the Banks industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

EG vs. HSBC: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Price-to-Sales Ratio (TTM)

EG

0.83

Insurance Industry

Max: 3.41
Q3: 1.88
Median: 1.22
Q1: 0.80
Min: 0.23

EG’s P/S Ratio of 0.83 aligns with the market consensus for the Insurance industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

HSBC

1.74

Banks Industry

Max: 4.90
Q3: 2.98
Median: 2.24
Q1: 1.59
Min: 0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

EG vs. HSBC: A comparison of their Price-to-Sales Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Price-to-Book Ratio (MRQ)

EG

0.96

Insurance Industry

Max: 4.57
Q3: 2.56
Median: 1.88
Q1: 1.20
Min: 0.17

EG’s P/B Ratio of 0.96 is in the lower quartile for the Insurance industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.

HSBC

1.08

Banks Industry

Max: 2.09
Q3: 1.40
Median: 1.11
Q1: 0.86
Min: 0.29

HSBC’s P/B Ratio of 1.08 is within the conventional range for the Banks industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

EG vs. HSBC: A comparison of their Price-to-Book Ratio (MRQ) against their respective Insurance and Banks industry benchmarks.

Valuation at a Glance

Symbol	EG	HSBC
Price-to-Earnings Ratio (TTM)	18.23	9.25
Price-to-Sales Ratio (TTM)	0.83	1.74
Price-to-Book Ratio (MRQ)	0.96	1.08
Price-to-Free Cash Flow Ratio (TTM)	3.24	5.10