EG vs. FUTU: A Head-to-Head Stock Comparison

Updated on August 21, 2025

Here’s a clear look at EG and FUTU, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

EG is a standard domestic listing, while FUTU trades as an American Depositary Receipt (ADR), offering U.S. investors access to its foreign-listed shares.

Symbol	EG	FUTU
Company Name	Everest Group, Ltd.	Futu Holdings Limited
Country	Bermuda	Hong Kong
GICS Sector	Financials	Financials
GICS Industry	Insurance	Capital Markets
Market Capitalization	14.12 billion USD	24.57 billion USD
Exchange	NYSE	NasdaqGM
Listing Date	October 3, 1995	March 8, 2019
Security Type	Common Stock	ADR

Historical Performance

This chart compares the performance of EG and FUTU by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

EG vs. FUTU: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	EG	FUTU
5-Day Price Return	2.62%	12.70%
13-Week Price Return	-3.17%	59.36%
26-Week Price Return	0.14%	81.64%
52-Week Price Return	-6.69%	199.73%
Month-to-Date Return	0.29%	14.84%
Year-to-Date Return	-7.09%	120.63%
10-Day Avg. Volume	0.36M	2.29M
3-Month Avg. Volume	0.39M	2.65M
3-Month Volatility	20.39%	59.74%
Beta	0.49	0.54

Profitability

Return on Equity (TTM)

EG

5.52%

Insurance Industry

Max: 29.03%
Q3: 18.11%
Median: 13.90%
Q1: 10.42%
Min: -0.64%

EG’s Return on Equity of 5.52% is in the lower quartile for the Insurance industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

FUTU

23.06%

Capital Markets Industry

Max: 38.97%
Q3: 21.61%
Median: 13.77%
Q1: 8.31%
Min: -4.25%

In the upper quartile for the Capital Markets industry, FUTU’s Return on Equity of 23.06% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

EG vs. FUTU: A comparison of their Return on Equity (TTM) against their respective Insurance and Capital Markets industry benchmarks.

Net Profit Margin (TTM)

EG

4.56%

Insurance Industry

Max: 26.78%
Q3: 14.06%
Median: 9.15%
Q1: 5.48%
Min: -7.05%

Falling into the lower quartile for the Insurance industry, EG’s Net Profit Margin of 4.56% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

FUTU

40.05%

Capital Markets Industry

Max: 66.67%
Q3: 35.11%
Median: 23.49%
Q1: 13.63%
Min: -15.18%

A Net Profit Margin of 40.05% places FUTU in the upper quartile for the Capital Markets industry, signifying strong profitability and more effective cost management than most of its peers.

EG vs. FUTU: A comparison of their Net Profit Margin (TTM) against their respective Insurance and Capital Markets industry benchmarks.

Operating Profit Margin (TTM)

EG

5.85%

Insurance Industry

Max: 35.49%
Q3: 19.49%
Median: 14.35%
Q1: 8.53%
Min: -5.25%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

FUTU

48.72%

Capital Markets Industry

Max: 86.40%
Q3: 46.46%
Median: 32.80%
Q1: 18.32%
Min: -21.87%

An Operating Profit Margin of 48.72% places FUTU in the upper quartile for the Capital Markets industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

EG vs. FUTU: A comparison of their Operating Profit Margin (TTM) against their respective Insurance and Capital Markets industry benchmarks.

Profitability at a Glance

Symbol	EG	FUTU
Return on Equity (TTM)	5.52%	23.06%
Return on Assets (TTM)	1.39%	4.34%
Net Profit Margin (TTM)	4.56%	40.05%
Operating Profit Margin (TTM)	5.85%	48.72%
Gross Profit Margin (TTM)	--	82.01%

Financial Strength

Current Ratio (MRQ)

EG

1.19

Insurance Industry

Max: 2.97
Q3: 1.33
Median: 0.55
Q1: 0.15
Min: 0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

FUTU

1.18

Capital Markets Industry

Max: 3.76
Q3: 1.89
Median: 1.01
Q1: 0.54
Min: -0.41

For the Capital Markets industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

EG vs. FUTU: A comparison of their Current Ratio (MRQ) against their respective Insurance and Capital Markets industry benchmarks.

Debt-to-Equity Ratio (MRQ)

EG

0.24

Insurance Industry

Max: 1.25
Q3: 0.65
Median: 0.34
Q1: 0.22
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

FUTU

0.36

Capital Markets Industry

Max: 6.62
Q3: 2.84
Median: 1.02
Q1: 0.32
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Capital Markets industry.

EG vs. FUTU: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Insurance and Capital Markets industry benchmarks.

Interest Coverage Ratio (TTM)

EG

10.95

Insurance Industry

Max: 43.68
Q3: 20.84
Median: 9.56
Q1: 3.34
Min: -5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

FUTU

4,725.16

Capital Markets Industry

Max: 126.03
Q3: 60.98
Median: 11.77
Q1: 4.95
Min: -36.26

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Capital Markets industry.

EG vs. FUTU: A comparison of their Interest Coverage Ratio (TTM) against their respective Insurance and Capital Markets industry benchmarks.

Financial Strength at a Glance

Symbol	EG	FUTU
Current Ratio (MRQ)	1.19	1.18
Quick Ratio (MRQ)	0.56	1.18
Debt-to-Equity Ratio (MRQ)	0.24	0.36
Interest Coverage Ratio (TTM)	10.95	4,725.16

Growth

Revenue Growth

EG vs. FUTU: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

EG vs. FUTU: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

EG

2.46%

Insurance Industry

Max: 8.23%
Q3: 4.54%
Median: 3.42%
Q1: 1.97%
Min: 0.00%

EG’s Dividend Yield of 2.46% is consistent with its peers in the Insurance industry, providing a dividend return that is standard for its sector.

FUTU

0.00%

Capital Markets Industry

Max: 10.26%
Q3: 4.86%
Median: 2.78%
Q1: 1.22%
Min: 0.00%

FUTU currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

EG vs. FUTU: A comparison of their Dividend Yield (TTM) against their respective Insurance and Capital Markets industry benchmarks.

Dividend Payout Ratio (TTM)

EG

18.24%

Insurance Industry

Max: 168.02%
Q3: 85.57%
Median: 50.71%
Q1: 22.04%
Min: 0.00%

EG’s Dividend Payout Ratio of 18.24% is in the lower quartile for the Insurance industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

FUTU

0.00%

Capital Markets Industry

Max: 200.72%
Q3: 101.92%
Median: 57.97%
Q1: 32.36%
Min: 0.00%

FUTU has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

EG vs. FUTU: A comparison of their Dividend Payout Ratio (TTM) against their respective Insurance and Capital Markets industry benchmarks.

Dividend at a Glance

Symbol	EG	FUTU
Dividend Yield (TTM)	2.46%	0.00%
Dividend Payout Ratio (TTM)	18.24%	0.00%

Valuation

Price-to-Earnings Ratio (TTM)

EG

17.18

Insurance Industry

Max: 28.91
Q3: 17.76
Median: 13.63
Q1: 10.02
Min: 2.89

EG’s P/E Ratio of 17.18 is within the middle range for the Insurance industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

FUTU

8.80

Capital Markets Industry

Max: 58.89
Q3: 31.00
Median: 18.54
Q1: 12.09
Min: 5.24

In the lower quartile for the Capital Markets industry, FUTU’s P/E Ratio of 8.80 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.

EG vs. FUTU: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Insurance and Capital Markets industry benchmarks.

Price-to-Sales Ratio (TTM)

EG

0.78

Insurance Industry

Max: 3.72
Q3: 1.98
Median: 1.23
Q1: 0.81
Min: 0.23

In the lower quartile for the Insurance industry, EG’s P/S Ratio of 0.78 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.

FUTU

4.24

Capital Markets Industry

Max: 14.49
Q3: 7.41
Median: 4.68
Q1: 2.25
Min: 0.04

FUTU’s P/S Ratio of 4.24 aligns with the market consensus for the Capital Markets industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

EG vs. FUTU: A comparison of their Price-to-Sales Ratio (TTM) against their respective Insurance and Capital Markets industry benchmarks.

Price-to-Book Ratio (MRQ)

EG

0.96

Insurance Industry

Max: 4.37
Q3: 2.48
Median: 1.68
Q1: 1.19
Min: 0.19

EG’s P/B Ratio of 0.96 is in the lower quartile for the Insurance industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.

FUTU

2.51

Capital Markets Industry

Max: 9.48
Q3: 4.94
Median: 2.42
Q1: 1.21
Min: 0.38

FUTU’s P/B Ratio of 2.51 is within the conventional range for the Capital Markets industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

EG vs. FUTU: A comparison of their Price-to-Book Ratio (MRQ) against their respective Insurance and Capital Markets industry benchmarks.

Valuation at a Glance

Symbol	EG	FUTU
Price-to-Earnings Ratio (TTM)	17.18	8.80
Price-to-Sales Ratio (TTM)	0.78	4.24
Price-to-Book Ratio (MRQ)	0.96	2.51
Price-to-Free Cash Flow Ratio (TTM)	3.06	2.82