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EFX vs. LTM: A Head-to-Head Stock Comparison

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Here’s a clear look at EFX and LTM, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

EFX is a standard domestic listing, while LTM trades as an American Depositary Receipt (ADR), offering U.S. investors access to its foreign-listed shares.

SymbolEFXLTM
Company NameEquifax Inc.--
CountryUnited StatesChile
GICS SectorIndustrialsIndustrials
GICS IndustryProfessional ServicesPassenger Airlines
Market Capitalization30.60 billion USD13.74 billion USD
ExchangeNYSENYSE
Listing DateMarch 17, 1980July 25, 2024
Security TypeCommon StockADR

Historical Performance

This chart compares the performance of EFX and LTM by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

EFX vs. LTM: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolEFXLTM
5-Day Price Return0.11%6.05%
13-Week Price Return-11.47%27.40%
26-Week Price Return-1.00%42.67%
52-Week Price Return-15.83%64.89%
Month-to-Date Return3.38%2.96%
Year-to-Date Return-2.55%59.50%
10-Day Avg. Volume1.09M2,100.86M
3-Month Avg. Volume1.01M1,815.43M
3-Month Volatility31.01%24.48%
Beta1.670.54

Profitability

Return on Equity (TTM)

EFX

12.93%

Professional Services Industry

Max
52.17%
Q3
30.06%
Median
22.21%
Q1
11.67%
Min
-13.44%

EFX’s Return on Equity of 12.93% is on par with the norm for the Professional Services industry, indicating its profitability relative to shareholder equity is typical for the sector.

LTM

141.28%

Passenger Airlines Industry

Max
49.96%
Q3
28.15%
Median
15.41%
Q1
8.29%
Min
-11.01%

LTM’s Return on Equity of 141.28% is exceptionally high, placing it well beyond the typical range for the Passenger Airlines industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.

EFX vs. LTM: A comparison of their Return on Equity (TTM) against their respective Professional Services and Passenger Airlines industry benchmarks.

Net Profit Margin (TTM)

EFX

10.95%

Professional Services Industry

Max
26.06%
Q3
13.34%
Median
7.88%
Q1
3.50%
Min
-2.93%

EFX’s Net Profit Margin of 10.95% is aligned with the median group of its peers in the Professional Services industry. This indicates its ability to convert revenue into profit is typical for the sector.

LTM

8.88%

Passenger Airlines Industry

Max
17.65%
Q3
8.90%
Median
5.80%
Q1
2.02%
Min
-3.12%

LTM’s Net Profit Margin of 8.88% is aligned with the median group of its peers in the Passenger Airlines industry. This indicates its ability to convert revenue into profit is typical for the sector.

EFX vs. LTM: A comparison of their Net Profit Margin (TTM) against their respective Professional Services and Passenger Airlines industry benchmarks.

Operating Profit Margin (TTM)

EFX

18.52%

Professional Services Industry

Max
35.84%
Q3
19.38%
Median
12.54%
Q1
7.36%
Min
-5.21%

EFX’s Operating Profit Margin of 18.52% is around the midpoint for the Professional Services industry, indicating that its efficiency in managing core business operations is typical for the sector.

LTM

14.24%

Passenger Airlines Industry

Max
22.47%
Q3
12.33%
Median
8.62%
Q1
4.43%
Min
-2.88%

An Operating Profit Margin of 14.24% places LTM in the upper quartile for the Passenger Airlines industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

EFX vs. LTM: A comparison of their Operating Profit Margin (TTM) against their respective Professional Services and Passenger Airlines industry benchmarks.

Profitability at a Glance

SymbolEFXLTM
Return on Equity (TTM)12.93%141.28%
Return on Assets (TTM)5.34%7.44%
Net Profit Margin (TTM)10.95%8.88%
Operating Profit Margin (TTM)18.52%14.24%
Gross Profit Margin (TTM)55.80%27.19%

Financial Strength

Current Ratio (MRQ)

EFX

0.77

Professional Services Industry

Max
2.45
Q3
1.65
Median
1.26
Q1
1.10
Min
0.47

EFX’s Current Ratio of 0.77 falls into the lower quartile for the Professional Services industry. This indicates a tighter liquidity situation and a more constrained capacity to handle short-term debt than many of its competitors.

LTM

0.60

Passenger Airlines Industry

Max
1.46
Q3
0.94
Median
0.76
Q1
0.54
Min
0.17

LTM’s Current Ratio of 0.60 aligns with the median group of the Passenger Airlines industry, indicating that its short-term liquidity is in line with its sector peers.

EFX vs. LTM: A comparison of their Current Ratio (MRQ) against their respective Professional Services and Passenger Airlines industry benchmarks.

Debt-to-Equity Ratio (MRQ)

EFX

0.96

Professional Services Industry

Max
2.63
Q3
1.44
Median
0.91
Q1
0.49
Min
0.00

EFX’s Debt-to-Equity Ratio of 0.96 is typical for the Professional Services industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

LTM

8.22

Passenger Airlines Industry

Max
9.80
Q3
4.82
Median
1.30
Q1
0.89
Min
0.00

LTM’s leverage is in the upper quartile of the Passenger Airlines industry, with a Debt-to-Equity Ratio of 8.22. While this approach can boost equity growth, it also exposes the company to greater financial vulnerability.

EFX vs. LTM: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Professional Services and Passenger Airlines industry benchmarks.

Interest Coverage Ratio (TTM)

EFX

4.54

Professional Services Industry

Max
39.67
Q3
20.05
Median
11.07
Q1
5.36
Min
-2.22

In the lower quartile for the Professional Services industry, EFX’s Interest Coverage Ratio of 4.54 indicates a tighter cushion for servicing debt, suggesting less financial flexibility than many of its competitors.

LTM

2.97

Passenger Airlines Industry

Max
22.60
Q3
16.29
Median
6.75
Q1
1.94
Min
-8.55

LTM’s Interest Coverage Ratio of 2.97 is positioned comfortably within the norm for the Passenger Airlines industry, indicating a standard and healthy capacity to cover its interest payments.

EFX vs. LTM: A comparison of their Interest Coverage Ratio (TTM) against their respective Professional Services and Passenger Airlines industry benchmarks.

Financial Strength at a Glance

SymbolEFXLTM
Current Ratio (MRQ)0.770.60
Quick Ratio (MRQ)0.690.53
Debt-to-Equity Ratio (MRQ)0.968.22
Interest Coverage Ratio (TTM)4.542.97

Growth

Revenue Growth

EFX vs. LTM: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

EFX vs. LTM: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

EFX

0.67%

Professional Services Industry

Max
5.28%
Q3
2.51%
Median
1.63%
Q1
0.62%
Min
0.00%

EFX’s Dividend Yield of 0.67% is consistent with its peers in the Professional Services industry, providing a dividend return that is standard for its sector.

LTM

2.14%

Passenger Airlines Industry

Max
6.71%
Q3
3.95%
Median
1.10%
Q1
0.00%
Min
0.00%

LTM’s Dividend Yield of 2.14% is consistent with its peers in the Passenger Airlines industry, providing a dividend return that is standard for its sector.

EFX vs. LTM: A comparison of their Dividend Yield (TTM) against their respective Professional Services and Passenger Airlines industry benchmarks.

Dividend Payout Ratio (TTM)

EFX

32.41%

Professional Services Industry

Max
109.23%
Q3
64.39%
Median
47.00%
Q1
20.35%
Min
0.00%

EFX’s Dividend Payout Ratio of 32.41% is within the typical range for the Professional Services industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

LTM

49.16%

Passenger Airlines Industry

Max
71.59%
Q3
38.54%
Median
8.16%
Q1
0.00%
Min
0.00%

LTM’s Dividend Payout Ratio of 49.16% is in the upper quartile for the Passenger Airlines industry. This indicates a strong commitment to shareholder returns but also suggests that a smaller portion of earnings is retained for reinvestment compared to many peers.

EFX vs. LTM: A comparison of their Dividend Payout Ratio (TTM) against their respective Professional Services and Passenger Airlines industry benchmarks.

Dividend at a Glance

SymbolEFXLTM
Dividend Yield (TTM)0.67%2.14%
Dividend Payout Ratio (TTM)32.41%49.16%

Valuation

Price-to-Earnings Ratio (TTM)

EFX

48.56

Professional Services Industry

Max
49.59
Q3
36.59
Median
28.13
Q1
18.55
Min
10.07

A P/E Ratio of 48.56 places EFX in the upper quartile for the Professional Services industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

LTM

11.74

Passenger Airlines Industry

Max
13.29
Q3
11.94
Median
8.78
Q1
7.42
Min
3.07

LTM’s P/E Ratio of 11.74 is within the middle range for the Passenger Airlines industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

EFX vs. LTM: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Professional Services and Passenger Airlines industry benchmarks.

Price-to-Sales Ratio (TTM)

EFX

5.32

Professional Services Industry

Max
9.54
Q3
5.11
Median
2.10
Q1
0.75
Min
0.11

EFX’s P/S Ratio of 5.32 is in the upper echelon for the Professional Services industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.

LTM

1.04

Passenger Airlines Industry

Max
1.09
Q3
0.74
Median
0.61
Q1
0.44
Min
0.09

LTM’s P/S Ratio of 1.04 is in the upper echelon for the Passenger Airlines industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.

EFX vs. LTM: A comparison of their Price-to-Sales Ratio (TTM) against their respective Professional Services and Passenger Airlines industry benchmarks.

Price-to-Book Ratio (MRQ)

EFX

6.31

Professional Services Industry

Max
13.75
Q3
8.87
Median
4.35
Q1
2.43
Min
0.54

EFX’s P/B Ratio of 6.31 is within the conventional range for the Professional Services industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

LTM

12.93

Passenger Airlines Industry

Max
3.44
Q3
2.89
Median
1.84
Q1
1.22
Min
0.56

At 12.93, LTM’s P/B Ratio is at an extreme premium to the Passenger Airlines industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

EFX vs. LTM: A comparison of their Price-to-Book Ratio (MRQ) against their respective Professional Services and Passenger Airlines industry benchmarks.

Valuation at a Glance

SymbolEFXLTM
Price-to-Earnings Ratio (TTM)48.5611.74
Price-to-Sales Ratio (TTM)5.321.04
Price-to-Book Ratio (MRQ)6.3112.93
Price-to-Free Cash Flow Ratio (TTM)33.8710.15