DOCU vs. KSPI: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at DOCU and KSPI, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
DOCU is a standard domestic listing, while KSPI trades as an American Depositary Receipt (ADR), offering U.S. investors access to its foreign-listed shares.
| Symbol | DOCU | KSPI |
|---|---|---|
| Company Name | DocuSign, Inc. | Joint Stock Company Kaspi.kz |
| Country | United States | Kazakhstan |
| GICS Sector | Information Technology | Financials |
| GICS Industry | Software | Consumer Finance |
| Market Capitalization | 13.38 billion USD | 14.73 billion USD |
| Exchange | NasdaqGS | NasdaqGS |
| Listing Date | April 27, 2018 | January 19, 2024 |
| Security Type | Common Stock | ADR |
Historical Performance
This chart compares the performance of DOCU and KSPI by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | DOCU | KSPI |
|---|---|---|
| 5-Day Price Return | -2.71% | 0.15% |
| 13-Week Price Return | -4.43% | -22.55% |
| 26-Week Price Return | -24.99% | -8.65% |
| 52-Week Price Return | -17.17% | -34.45% |
| Month-to-Date Return | -7.36% | -1.38% |
| Year-to-Date Return | -24.66% | -22.12% |
| 10-Day Avg. Volume | 1.85M | 0.55M |
| 3-Month Avg. Volume | 2.83M | 0.48M |
| 3-Month Volatility | 42.36% | 27.13% |
| Beta | 1.00 | 0.84 |
Profitability
Return on Equity (TTM)
DOCU
14.06%
Software Industry
- Max
- 65.88%
- Q3
- 22.54%
- Median
- 10.46%
- Q1
- -6.54%
- Min
- -41.05%
DOCU’s Return on Equity of 14.06% is on par with the norm for the Software industry, indicating its profitability relative to shareholder equity is typical for the sector.
KSPI
67.04%
Consumer Finance Industry
- Max
- 33.41%
- Q3
- 22.03%
- Median
- 12.81%
- Q1
- 8.65%
- Min
- -3.88%
KSPI’s Return on Equity of 67.04% is exceptionally high, placing it well beyond the typical range for the Consumer Finance industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.
Net Profit Margin (TTM)
DOCU
9.08%
Software Industry
- Max
- 53.50%
- Q3
- 20.30%
- Median
- 9.60%
- Q1
- -4.98%
- Min
- -41.00%
DOCU’s Net Profit Margin of 9.08% is aligned with the median group of its peers in the Software industry. This indicates its ability to convert revenue into profit is typical for the sector.
KSPI
--
Consumer Finance Industry
- Max
- 19.71%
- Q3
- 16.62%
- Median
- 13.26%
- Q1
- 9.70%
- Min
- 3.25%
Net Profit Margin data for KSPI is currently unavailable.
Operating Profit Margin (TTM)
DOCU
7.91%
Software Industry
- Max
- 61.99%
- Q3
- 23.67%
- Median
- 10.93%
- Q1
- -3.57%
- Min
- -40.19%
DOCU’s Operating Profit Margin of 7.91% is around the midpoint for the Software industry, indicating that its efficiency in managing core business operations is typical for the sector.
KSPI
--
Consumer Finance Industry
- Max
- 40.60%
- Q3
- 26.23%
- Median
- 18.39%
- Q1
- 14.99%
- Min
- 2.71%
Operating Profit Margin data for KSPI is currently unavailable.
Profitability at a Glance
| Symbol | DOCU | KSPI |
|---|---|---|
| Return on Equity (TTM) | 14.06% | 67.04% |
| Return on Assets (TTM) | 7.17% | 12.37% |
| Net Profit Margin (TTM) | 9.08% | -- |
| Operating Profit Margin (TTM) | 7.91% | -- |
| Gross Profit Margin (TTM) | 79.34% | -- |
Financial Strength
Current Ratio (MRQ)
DOCU
0.74
Software Industry
- Max
- 4.01
- Q3
- 2.27
- Median
- 1.50
- Q1
- 1.03
- Min
- 0.25
DOCU’s Current Ratio of 0.74 falls into the lower quartile for the Software industry. This indicates a tighter liquidity situation and a more constrained capacity to handle short-term debt than many of its competitors.
KSPI
--
Consumer Finance Industry
- Max
- 7.85
- Q3
- 4.55
- Median
- 2.28
- Q1
- 0.81
- Min
- 0.03
For the Consumer Finance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
Debt-to-Equity Ratio (MRQ)
DOCU
0.00
Software Industry
- Max
- 2.04
- Q3
- 0.86
- Median
- 0.29
- Q1
- 0.00
- Min
- 0.00
DOCU’s Debt-to-Equity Ratio of 0.00 is typical for the Software industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.
KSPI
0.29
Consumer Finance Industry
- Max
- 6.61
- Q3
- 4.27
- Median
- 2.40
- Q1
- 0.99
- Min
- 0.26
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Consumer Finance industry.
Interest Coverage Ratio (TTM)
DOCU
-47.58
Software Industry
- Max
- 89.65
- Q3
- 33.82
- Median
- 1.59
- Q1
- -10.48
- Min
- -71.23
DOCU has a negative Interest Coverage Ratio of -47.58. This indicates that its earnings were insufficient to cover even its operational costs, let alone its interest payments, signaling significant financial distress.
KSPI
--
Consumer Finance Industry
- Max
- 49.63
- Q3
- 33.37
- Median
- 4.75
- Q1
- 3.20
- Min
- -15.69
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Consumer Finance industry.
Financial Strength at a Glance
| Symbol | DOCU | KSPI |
|---|---|---|
| Current Ratio (MRQ) | 0.74 | -- |
| Quick Ratio (MRQ) | 0.68 | -- |
| Debt-to-Equity Ratio (MRQ) | 0.00 | 0.29 |
| Interest Coverage Ratio (TTM) | -47.58 | -- |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
DOCU
0.00%
Software Industry
- Max
- 0.34%
- Q3
- 0.17%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
DOCU currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.
KSPI
4.30%
Consumer Finance Industry
- Max
- 7.23%
- Q3
- 3.63%
- Median
- 2.52%
- Q1
- 0.66%
- Min
- 0.00%
With a Dividend Yield of 4.30%, KSPI offers a more attractive income stream than most of its peers in the Consumer Finance industry, signaling a strong commitment to shareholder returns.
Dividend Payout Ratio (TTM)
DOCU
0.00%
Software Industry
- Max
- 12.76%
- Q3
- 6.56%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
DOCU has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.
KSPI
78.77%
Consumer Finance Industry
- Max
- 145.89%
- Q3
- 95.63%
- Median
- 21.64%
- Q1
- 0.00%
- Min
- 0.00%
KSPI’s Dividend Payout Ratio of 78.77% is within the typical range for the Consumer Finance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
Dividend at a Glance
| Symbol | DOCU | KSPI |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 4.30% |
| Dividend Payout Ratio (TTM) | 0.00% | 78.77% |
Valuation
Price-to-Earnings Ratio (TTM)
DOCU
47.49
Software Industry
- Max
- 142.78
- Q3
- 72.24
- Median
- 36.21
- Q1
- 24.24
- Min
- 4.55
DOCU’s P/E Ratio of 47.49 is within the middle range for the Software industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
KSPI
6.88
Consumer Finance Industry
- Max
- 31.44
- Q3
- 20.75
- Median
- 13.78
- Q1
- 9.09
- Min
- 2.96
In the lower quartile for the Consumer Finance industry, KSPI’s P/E Ratio of 6.88 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.
Price-to-Sales Ratio (TTM)
DOCU
4.31
Software Industry
- Max
- 20.79
- Q3
- 12.71
- Median
- 6.75
- Q1
- 4.56
- Min
- 0.87
In the lower quartile for the Software industry, DOCU’s P/S Ratio of 4.31 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.
KSPI
--
Consumer Finance Industry
- Max
- 4.05
- Q3
- 2.65
- Median
- 1.91
- Q1
- 1.12
- Min
- 0.59
P/S Ratio data for KSPI is currently unavailable.
Price-to-Book Ratio (MRQ)
DOCU
7.69
Software Industry
- Max
- 30.49
- Q3
- 14.84
- Median
- 8.09
- Q1
- 4.32
- Min
- 0.38
DOCU’s P/B Ratio of 7.69 is within the conventional range for the Software industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
KSPI
4.46
Consumer Finance Industry
- Max
- 4.46
- Q3
- 2.65
- Median
- 1.92
- Q1
- 1.15
- Min
- 0.25
KSPI’s P/B Ratio of 4.46 is in the upper tier for the Consumer Finance industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.
Valuation at a Glance
| Symbol | DOCU | KSPI |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 47.49 | 6.88 |
| Price-to-Sales Ratio (TTM) | 4.31 | -- |
| Price-to-Book Ratio (MRQ) | 7.69 | 4.46 |
| Price-to-Free Cash Flow Ratio (TTM) | 14.26 | 9.20 |