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DOCU vs. KSPI: A Head-to-Head Stock Comparison

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Here’s a clear look at DOCU and KSPI, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

DOCU is a standard domestic listing, while KSPI trades as an American Depositary Receipt (ADR), offering U.S. investors access to its foreign-listed shares.

SymbolDOCUKSPI
Company NameDocuSign, Inc.Joint Stock Company Kaspi.kz
CountryUnited StatesKazakhstan
GICS SectorInformation TechnologyFinancials
GICS IndustrySoftwareConsumer Finance
Market Capitalization14.29 billion USD18.64 billion USD
ExchangeNasdaqGSNasdaqGS
Listing DateApril 27, 2018January 19, 2024
Security TypeCommon StockADR

Historical Performance

This chart compares the performance of DOCU and KSPI by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

DOCU vs. KSPI: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolDOCUKSPI
5-Day Price Return0.33%6.47%
13-Week Price Return-19.52%17.44%
26-Week Price Return-24.66%-0.30%
52-Week Price Return35.93%-20.51%
Month-to-Date Return-6.52%23.84%
Year-to-Date Return-21.38%3.17%
10-Day Avg. Volume2.59M0.48M
3-Month Avg. Volume2.72M0.32M
3-Month Volatility52.15%44.74%
Beta1.030.90

Profitability

Return on Equity (TTM)

DOCU

55.53%

Software Industry

Max
59.01%
Q3
21.98%
Median
7.15%
Q1
-11.12%
Min
-51.24%

In the upper quartile for the Software industry, DOCU’s Return on Equity of 55.53% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

KSPI

74.52%

Consumer Finance Industry

Max
32.87%
Q3
20.39%
Median
14.14%
Q1
7.64%
Min
-10.63%

KSPI’s Return on Equity of 74.52% is exceptionally high, placing it well beyond the typical range for the Consumer Finance industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.

DOCU vs. KSPI: A comparison of their Return on Equity (TTM) against their respective Software and Consumer Finance industry benchmarks.

Net Profit Margin (TTM)

DOCU

36.50%

Software Industry

Max
48.14%
Q3
18.23%
Median
5.60%
Q1
-9.22%
Min
-49.36%

A Net Profit Margin of 36.50% places DOCU in the upper quartile for the Software industry, signifying strong profitability and more effective cost management than most of its peers.

KSPI

--

Consumer Finance Industry

Max
19.68%
Q3
15.94%
Median
13.37%
Q1
9.73%
Min
3.66%

Net Profit Margin data for KSPI is currently unavailable.

DOCU vs. KSPI: A comparison of their Net Profit Margin (TTM) against their respective Software and Consumer Finance industry benchmarks.

Operating Profit Margin (TTM)

DOCU

7.84%

Software Industry

Max
57.34%
Q3
20.60%
Median
7.84%
Q1
-8.72%
Min
-51.37%

DOCU’s Operating Profit Margin of 7.84% is around the midpoint for the Software industry, indicating that its efficiency in managing core business operations is typical for the sector.

KSPI

--

Consumer Finance Industry

Max
50.11%
Q3
29.38%
Median
18.31%
Q1
14.26%
Min
-5.45%

Operating Profit Margin data for KSPI is currently unavailable.

DOCU vs. KSPI: A comparison of their Operating Profit Margin (TTM) against their respective Software and Consumer Finance industry benchmarks.

Profitability at a Glance

SymbolDOCUKSPI
Return on Equity (TTM)55.53%74.52%
Return on Assets (TTM)28.58%13.24%
Net Profit Margin (TTM)36.50%--
Operating Profit Margin (TTM)7.84%--
Gross Profit Margin (TTM)79.23%--

Financial Strength

Current Ratio (MRQ)

DOCU

0.79

Software Industry

Max
3.83
Q3
2.31
Median
1.45
Q1
1.03
Min
0.24

DOCU’s Current Ratio of 0.79 falls into the lower quartile for the Software industry. This indicates a tighter liquidity situation and a more constrained capacity to handle short-term debt than many of its competitors.

KSPI

--

Consumer Finance Industry

Max
5.34
Q3
4.21
Median
2.67
Q1
0.71
Min
0.20

For the Consumer Finance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

DOCU vs. KSPI: A comparison of their Current Ratio (MRQ) against their respective Software and Consumer Finance industry benchmarks.

Debt-to-Equity Ratio (MRQ)

DOCU

0.00

Software Industry

Max
2.14
Q3
0.90
Median
0.29
Q1
0.00
Min
0.00

DOCU’s Debt-to-Equity Ratio of 0.00 is typical for the Software industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

KSPI

0.23

Consumer Finance Industry

Max
6.63
Q3
3.39
Median
2.21
Q1
0.94
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Consumer Finance industry.

DOCU vs. KSPI: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Software and Consumer Finance industry benchmarks.

Interest Coverage Ratio (TTM)

DOCU

-46.32

Software Industry

Max
67.02
Q3
19.86
Median
0.70
Q1
-12.50
Min
-53.00

DOCU has a negative Interest Coverage Ratio of -46.32. This indicates that its earnings were insufficient to cover even its operational costs, let alone its interest payments, signaling significant financial distress.

KSPI

--

Consumer Finance Industry

Max
49.63
Q3
39.33
Median
4.56
Q1
2.97
Min
-15.69

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Consumer Finance industry.

DOCU vs. KSPI: A comparison of their Interest Coverage Ratio (TTM) against their respective Software and Consumer Finance industry benchmarks.

Financial Strength at a Glance

SymbolDOCUKSPI
Current Ratio (MRQ)0.79--
Quick Ratio (MRQ)0.74--
Debt-to-Equity Ratio (MRQ)0.000.23
Interest Coverage Ratio (TTM)-46.32--

Growth

Revenue Growth

DOCU vs. KSPI: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

DOCU vs. KSPI: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

DOCU

0.00%

Software Industry

Max
0.08%
Q3
0.03%
Median
0.00%
Q1
0.00%
Min
0.00%

DOCU currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

KSPI

6.61%

Consumer Finance Industry

Max
8.31%
Q3
3.93%
Median
2.51%
Q1
0.84%
Min
0.00%

With a Dividend Yield of 6.61%, KSPI offers a more attractive income stream than most of its peers in the Consumer Finance industry, signaling a strong commitment to shareholder returns.

DOCU vs. KSPI: A comparison of their Dividend Yield (TTM) against their respective Software and Consumer Finance industry benchmarks.

Dividend Payout Ratio (TTM)

DOCU

0.00%

Software Industry

Max
1.32%
Q3
0.53%
Median
0.00%
Q1
0.00%
Min
0.00%

DOCU has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

KSPI

78.77%

Consumer Finance Industry

Max
145.89%
Q3
88.53%
Median
23.79%
Q1
0.00%
Min
0.00%

KSPI’s Dividend Payout Ratio of 78.77% is within the typical range for the Consumer Finance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

DOCU vs. KSPI: A comparison of their Dividend Payout Ratio (TTM) against their respective Software and Consumer Finance industry benchmarks.

Dividend at a Glance

SymbolDOCUKSPI
Dividend Yield (TTM)0.00%6.61%
Dividend Payout Ratio (TTM)0.00%78.77%

Valuation

Price-to-Earnings Ratio (TTM)

DOCU

12.90

Software Industry

Max
149.35
Q3
100.21
Median
47.97
Q1
26.77
Min
11.68

In the lower quartile for the Software industry, DOCU’s P/E Ratio of 12.90 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.

KSPI

9.09

Consumer Finance Industry

Max
34.39
Q3
20.36
Median
13.05
Q1
9.29
Min
4.74

In the lower quartile for the Consumer Finance industry, KSPI’s P/E Ratio of 9.09 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.

DOCU vs. KSPI: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Software and Consumer Finance industry benchmarks.

Price-to-Sales Ratio (TTM)

DOCU

4.71

Software Industry

Max
25.24
Q3
13.52
Median
8.15
Q1
4.87
Min
0.98

In the lower quartile for the Software industry, DOCU’s P/S Ratio of 4.71 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.

KSPI

--

Consumer Finance Industry

Max
4.28
Q3
2.67
Median
1.88
Q1
1.15
Min
0.55

P/S Ratio data for KSPI is currently unavailable.

DOCU vs. KSPI: A comparison of their Price-to-Sales Ratio (TTM) against their respective Software and Consumer Finance industry benchmarks.

Price-to-Book Ratio (MRQ)

DOCU

8.22

Software Industry

Max
30.95
Q3
14.91
Median
7.75
Q1
3.60
Min
0.38

DOCU’s P/B Ratio of 8.22 is within the conventional range for the Software industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

KSPI

5.71

Consumer Finance Industry

Max
3.63
Q3
2.40
Median
1.96
Q1
1.16
Min
0.26

At 5.71, KSPI’s P/B Ratio is at an extreme premium to the Consumer Finance industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

DOCU vs. KSPI: A comparison of their Price-to-Book Ratio (MRQ) against their respective Software and Consumer Finance industry benchmarks.

Valuation at a Glance

SymbolDOCUKSPI
Price-to-Earnings Ratio (TTM)12.909.09
Price-to-Sales Ratio (TTM)4.71--
Price-to-Book Ratio (MRQ)8.225.71
Price-to-Free Cash Flow Ratio (TTM)15.5814.49