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DOCU vs. JKHY: A Head-to-Head Stock Comparison

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Here’s a clear look at DOCU and JKHY, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolDOCUJKHY
Company NameDocuSign, Inc.Jack Henry & Associates, Inc.
CountryUnited StatesUnited States
GICS SectorInformation TechnologyFinancials
GICS IndustrySoftwareFinancial Services
Market Capitalization16.39 billion USD10.89 billion USD
ExchangeNasdaqGSNasdaqGS
Listing DateApril 27, 2018November 20, 1985
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of DOCU and JKHY by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

DOCU vs. JKHY: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolDOCUJKHY
5-Day Price Return-14.19%-1.70%
13-Week Price Return-7.45%-17.34%
26-Week Price Return-17.05%-16.98%
52-Week Price Return16.90%-15.38%
Month-to-Date Return-5.96%-8.78%
Year-to-Date Return-19.85%-15.04%
10-Day Avg. Volume3.39M1.22M
3-Month Avg. Volume3.21M0.69M
3-Month Volatility43.43%20.80%
Beta1.020.76

Profitability

Return on Equity (TTM)

DOCU

14.06%

Software Industry

Max
66.28%
Q3
21.28%
Median
9.33%
Q1
-8.77%
Min
-48.16%

DOCU’s Return on Equity of 14.06% is on par with the norm for the Software industry, indicating its profitability relative to shareholder equity is typical for the sector.

JKHY

22.60%

Financial Services Industry

Max
39.28%
Q3
18.88%
Median
9.97%
Q1
4.03%
Min
-10.25%

In the upper quartile for the Financial Services industry, JKHY’s Return on Equity of 22.60% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

DOCU vs. JKHY: A comparison of their Return on Equity (TTM) against their respective Software and Financial Services industry benchmarks.

Net Profit Margin (TTM)

DOCU

9.08%

Software Industry

Max
51.92%
Q3
19.23%
Median
6.98%
Q1
-7.14%
Min
-41.00%

DOCU’s Net Profit Margin of 9.08% is aligned with the median group of its peers in the Software industry. This indicates its ability to convert revenue into profit is typical for the sector.

JKHY

19.19%

Financial Services Industry

Max
52.16%
Q3
25.35%
Median
12.68%
Q1
6.11%
Min
-11.69%

JKHY’s Net Profit Margin of 19.19% is aligned with the median group of its peers in the Financial Services industry. This indicates its ability to convert revenue into profit is typical for the sector.

DOCU vs. JKHY: A comparison of their Net Profit Margin (TTM) against their respective Software and Financial Services industry benchmarks.

Operating Profit Margin (TTM)

DOCU

7.91%

Software Industry

Max
60.40%
Q3
21.25%
Median
9.90%
Q1
-4.97%
Min
-43.50%

DOCU’s Operating Profit Margin of 7.91% is around the midpoint for the Software industry, indicating that its efficiency in managing core business operations is typical for the sector.

JKHY

23.94%

Financial Services Industry

Max
75.57%
Q3
37.78%
Median
19.09%
Q1
10.04%
Min
-19.42%

JKHY’s Operating Profit Margin of 23.94% is around the midpoint for the Financial Services industry, indicating that its efficiency in managing core business operations is typical for the sector.

DOCU vs. JKHY: A comparison of their Operating Profit Margin (TTM) against their respective Software and Financial Services industry benchmarks.

Profitability at a Glance

SymbolDOCUJKHY
Return on Equity (TTM)14.06%22.60%
Return on Assets (TTM)7.17%15.43%
Net Profit Margin (TTM)9.08%19.19%
Operating Profit Margin (TTM)7.91%23.94%
Gross Profit Margin (TTM)79.34%42.71%

Financial Strength

Current Ratio (MRQ)

DOCU

0.74

Software Industry

Max
4.29
Q3
2.37
Median
1.40
Q1
1.03
Min
0.25

DOCU’s Current Ratio of 0.74 falls into the lower quartile for the Software industry. This indicates a tighter liquidity situation and a more constrained capacity to handle short-term debt than many of its competitors.

JKHY

1.27

Financial Services Industry

Max
4.83
Q3
2.70
Median
1.44
Q1
0.86
Min
0.01

For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

DOCU vs. JKHY: A comparison of their Current Ratio (MRQ) against their respective Software and Financial Services industry benchmarks.

Debt-to-Equity Ratio (MRQ)

DOCU

0.00

Software Industry

Max
2.16
Q3
0.86
Median
0.31
Q1
0.00
Min
0.00

DOCU’s Debt-to-Equity Ratio of 0.00 is typical for the Software industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

JKHY

0.00

Financial Services Industry

Max
5.07
Q3
2.14
Median
0.66
Q1
0.12
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.

DOCU vs. JKHY: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Software and Financial Services industry benchmarks.

Interest Coverage Ratio (TTM)

DOCU

-47.58

Software Industry

Max
89.65
Q3
32.64
Median
1.00
Q1
-9.84
Min
-71.23

DOCU has a negative Interest Coverage Ratio of -47.58. This indicates that its earnings were insufficient to cover even its operational costs, let alone its interest payments, signaling significant financial distress.

JKHY

78.80

Financial Services Industry

Max
136.23
Q3
56.08
Median
6.55
Q1
2.01
Min
-33.27

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.

DOCU vs. JKHY: A comparison of their Interest Coverage Ratio (TTM) against their respective Software and Financial Services industry benchmarks.

Financial Strength at a Glance

SymbolDOCUJKHY
Current Ratio (MRQ)0.741.27
Quick Ratio (MRQ)0.681.00
Debt-to-Equity Ratio (MRQ)0.000.00
Interest Coverage Ratio (TTM)-47.5878.80

Growth

Revenue Growth

DOCU vs. JKHY: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

DOCU vs. JKHY: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

DOCU

0.00%

Software Industry

Max
0.22%
Q3
0.11%
Median
0.00%
Q1
0.00%
Min
0.00%

DOCU currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

JKHY

1.54%

Financial Services Industry

Max
8.12%
Q3
3.37%
Median
1.70%
Q1
0.00%
Min
0.00%

JKHY’s Dividend Yield of 1.54% is consistent with its peers in the Financial Services industry, providing a dividend return that is standard for its sector.

DOCU vs. JKHY: A comparison of their Dividend Yield (TTM) against their respective Software and Financial Services industry benchmarks.

Dividend Payout Ratio (TTM)

DOCU

0.00%

Software Industry

Max
3.29%
Q3
2.41%
Median
0.00%
Q1
0.00%
Min
0.00%

DOCU has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

JKHY

36.13%

Financial Services Industry

Max
132.10%
Q3
64.32%
Median
18.23%
Q1
0.00%
Min
0.00%

JKHY’s Dividend Payout Ratio of 36.13% is within the typical range for the Financial Services industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

DOCU vs. JKHY: A comparison of their Dividend Payout Ratio (TTM) against their respective Software and Financial Services industry benchmarks.

Dividend at a Glance

SymbolDOCUJKHY
Dividend Yield (TTM)0.00%1.54%
Dividend Payout Ratio (TTM)0.00%36.13%

Valuation

Price-to-Earnings Ratio (TTM)

DOCU

49.19

Software Industry

Max
145.74
Q3
94.88
Median
45.35
Q1
26.66
Min
8.80

DOCU’s P/E Ratio of 49.19 is within the middle range for the Software industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

JKHY

23.39

Financial Services Industry

Max
45.81
Q3
30.21
Median
16.29
Q1
10.14
Min
0.70

JKHY’s P/E Ratio of 23.39 is within the middle range for the Financial Services industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

DOCU vs. JKHY: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Software and Financial Services industry benchmarks.

Price-to-Sales Ratio (TTM)

DOCU

4.46

Software Industry

Max
25.67
Q3
13.68
Median
8.28
Q1
4.95
Min
0.90

In the lower quartile for the Software industry, DOCU’s P/S Ratio of 4.46 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.

JKHY

4.49

Financial Services Industry

Max
10.88
Q3
5.34
Median
2.64
Q1
1.24
Min
0.06

The P/S Ratio is often not a primary valuation tool in the Financial Services industry.

DOCU vs. JKHY: A comparison of their Price-to-Sales Ratio (TTM) against their respective Software and Financial Services industry benchmarks.

Price-to-Book Ratio (MRQ)

DOCU

7.69

Software Industry

Max
30.67
Q3
14.92
Median
8.52
Q1
3.89
Min
0.38

DOCU’s P/B Ratio of 7.69 is within the conventional range for the Software industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

JKHY

6.16

Financial Services Industry

Max
7.93
Q3
3.78
Median
1.49
Q1
0.88
Min
0.08

JKHY’s P/B Ratio of 6.16 is in the upper tier for the Financial Services industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

DOCU vs. JKHY: A comparison of their Price-to-Book Ratio (MRQ) against their respective Software and Financial Services industry benchmarks.

Valuation at a Glance

SymbolDOCUJKHY
Price-to-Earnings Ratio (TTM)49.1923.39
Price-to-Sales Ratio (TTM)4.464.49
Price-to-Book Ratio (MRQ)7.696.16
Price-to-Free Cash Flow Ratio (TTM)14.7725.98