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DB vs. USB: A Head-to-Head Stock Comparison

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Here’s a clear look at DB and USB, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolDBUSB
Company NameDeutsche Bank AktiengesellschaftU.S. Bancorp
CountryGermanyUnited States
GICS SectorFinancialsFinancials
GICS IndustryCapital MarketsBanks
Market Capitalization68.80 billion USD72.19 billion USD
ExchangeNYSENYSE
Listing DateNovember 18, 1996May 3, 1973
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of DB and USB by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

DB vs. USB: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolDBUSB
5-Day Price Return-1.79%-4.51%
13-Week Price Return1.45%-1.39%
26-Week Price Return26.09%2.80%
52-Week Price Return96.92%-9.62%
Month-to-Date Return3.04%-2.59%
Year-to-Date Return91.53%-4.93%
10-Day Avg. Volume4.46M6.32M
3-Month Avg. Volume5.69M9.50M
3-Month Volatility26.78%20.80%
Beta1.491.12

Profitability

Return on Equity (TTM)

DB

7.23%

Capital Markets Industry

Max
41.61%
Q3
22.56%
Median
13.62%
Q1
9.23%
Min
-4.25%

DB’s Return on Equity of 7.23% is in the lower quartile for the Capital Markets industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

USB

11.81%

Banks Industry

Max
25.75%
Q3
15.51%
Median
11.91%
Q1
8.65%
Min
-1.41%

USB’s Return on Equity of 11.81% is on par with the norm for the Banks industry, indicating its profitability relative to shareholder equity is typical for the sector.

DB vs. USB: A comparison of their Return on Equity (TTM) against their respective Capital Markets and Banks industry benchmarks.

Net Profit Margin (TTM)

DB

19.06%

Capital Markets Industry

Max
69.91%
Q3
36.88%
Median
24.30%
Q1
13.14%
Min
-6.20%

DB’s Net Profit Margin of 19.06% is aligned with the median group of its peers in the Capital Markets industry. This indicates its ability to convert revenue into profit is typical for the sector.

USB

20.01%

Banks Industry

Max
54.20%
Q3
35.60%
Median
28.95%
Q1
22.27%
Min
2.66%

Falling into the lower quartile for the Banks industry, USB’s Net Profit Margin of 20.01% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

DB vs. USB: A comparison of their Net Profit Margin (TTM) against their respective Capital Markets and Banks industry benchmarks.

Operating Profit Margin (TTM)

DB

20.16%

Capital Markets Industry

Max
83.68%
Q3
47.64%
Median
32.36%
Q1
19.28%
Min
0.30%

DB’s Operating Profit Margin of 20.16% is around the midpoint for the Capital Markets industry, indicating that its efficiency in managing core business operations is typical for the sector.

USB

25.22%

Banks Industry

Max
63.35%
Q3
44.30%
Median
37.14%
Q1
28.21%
Min
12.28%

USB’s Operating Profit Margin of 25.22% is in the lower quartile for the Banks industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.

DB vs. USB: A comparison of their Operating Profit Margin (TTM) against their respective Capital Markets and Banks industry benchmarks.

Profitability at a Glance

SymbolDBUSB
Return on Equity (TTM)7.23%11.81%
Return on Assets (TTM)0.40%1.05%
Net Profit Margin (TTM)19.06%20.01%
Operating Profit Margin (TTM)20.16%25.22%
Gross Profit Margin (TTM)----

Financial Strength

Current Ratio (MRQ)

DB

--

Capital Markets Industry

Max
3.43
Q3
1.76
Median
1.00
Q1
0.60
Min
0.04

For the Capital Markets industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

USB

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

DB vs. USB: A comparison of their Current Ratio (MRQ) against their respective Capital Markets and Banks industry benchmarks.

Debt-to-Equity Ratio (MRQ)

DB

3.16

Capital Markets Industry

Max
6.12
Q3
2.78
Median
0.96
Q1
0.31
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Capital Markets industry.

USB

1.23

Banks Industry

Max
5.78
Q3
2.55
Median
0.94
Q1
0.39
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

DB vs. USB: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Capital Markets and Banks industry benchmarks.

Interest Coverage Ratio (TTM)

DB

--

Capital Markets Industry

Max
107.59
Q3
50.42
Median
10.94
Q1
4.37
Min
-36.26

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Capital Markets industry.

USB

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

DB vs. USB: A comparison of their Interest Coverage Ratio (TTM) against their respective Capital Markets and Banks industry benchmarks.

Financial Strength at a Glance

SymbolDBUSB
Current Ratio (MRQ)----
Quick Ratio (MRQ)----
Debt-to-Equity Ratio (MRQ)3.161.23
Interest Coverage Ratio (TTM)----

Growth

Revenue Growth

DB vs. USB: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

DB vs. USB: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

DB

2.16%

Capital Markets Industry

Max
8.63%
Q3
4.88%
Median
2.72%
Q1
1.41%
Min
0.00%

DB’s Dividend Yield of 2.16% is consistent with its peers in the Capital Markets industry, providing a dividend return that is standard for its sector.

USB

4.75%

Banks Industry

Max
9.92%
Q3
5.44%
Median
3.78%
Q1
2.38%
Min
0.00%

USB’s Dividend Yield of 4.75% is consistent with its peers in the Banks industry, providing a dividend return that is standard for its sector.

DB vs. USB: A comparison of their Dividend Yield (TTM) against their respective Capital Markets and Banks industry benchmarks.

Dividend Payout Ratio (TTM)

DB

77.95%

Capital Markets Industry

Max
188.84%
Q3
96.52%
Median
61.58%
Q1
31.74%
Min
0.00%

DB’s Dividend Payout Ratio of 77.95% is within the typical range for the Capital Markets industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

USB

48.40%

Banks Industry

Max
135.42%
Q3
78.13%
Median
52.54%
Q1
35.48%
Min
0.00%

USB’s Dividend Payout Ratio of 48.40% is within the typical range for the Banks industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

DB vs. USB: A comparison of their Dividend Payout Ratio (TTM) against their respective Capital Markets and Banks industry benchmarks.

Dividend at a Glance

SymbolDBUSB
Dividend Yield (TTM)2.16%4.75%
Dividend Payout Ratio (TTM)77.95%48.40%

Valuation

Price-to-Earnings Ratio (TTM)

DB

10.89

Capital Markets Industry

Max
47.53
Q3
28.81
Median
16.62
Q1
12.06
Min
5.71

In the lower quartile for the Capital Markets industry, DB’s P/E Ratio of 10.89 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.

USB

10.19

Banks Industry

Max
21.36
Q3
13.70
Median
10.55
Q1
8.08
Min
2.84

USB’s P/E Ratio of 10.19 is within the middle range for the Banks industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

DB vs. USB: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Capital Markets and Banks industry benchmarks.

Price-to-Sales Ratio (TTM)

DB

0.79

Capital Markets Industry

Max
13.23
Q3
6.65
Median
4.40
Q1
2.22
Min
0.03

In the lower quartile for the Capital Markets industry, DB’s P/S Ratio of 0.79 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.

USB

2.10

Banks Industry

Max
4.90
Q3
2.97
Median
2.24
Q1
1.58
Min
0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

DB vs. USB: A comparison of their Price-to-Sales Ratio (TTM) against their respective Capital Markets and Banks industry benchmarks.

Price-to-Book Ratio (MRQ)

DB

0.64

Capital Markets Industry

Max
10.83
Q3
5.27
Median
2.66
Q1
1.34
Min
0.37

DB’s P/B Ratio of 0.64 is in the lower quartile for the Capital Markets industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.

USB

1.19

Banks Industry

Max
2.14
Q3
1.43
Median
1.13
Q1
0.87
Min
0.25

USB’s P/B Ratio of 1.19 is within the conventional range for the Banks industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

DB vs. USB: A comparison of their Price-to-Book Ratio (MRQ) against their respective Capital Markets and Banks industry benchmarks.

Valuation at a Glance

SymbolDBUSB
Price-to-Earnings Ratio (TTM)10.8910.19
Price-to-Sales Ratio (TTM)0.792.10
Price-to-Book Ratio (MRQ)0.641.19
Price-to-Free Cash Flow Ratio (TTM)2.397.19