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DB vs. UBS: A Head-to-Head Stock Comparison

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Here’s a clear look at DB and UBS, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolDBUBS
Company NameDeutsche Bank AktiengesellschaftUBS Group AG
CountryGermanySwitzerland
GICS SectorFinancialsFinancials
GICS IndustryCapital MarketsCapital Markets
Market Capitalization69.67 billion USD125.66 billion USD
ExchangeNYSENYSE
Listing DateNovember 18, 1996May 16, 2000
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of DB and UBS by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

DB vs. UBS: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolDBUBS
5-Day Price Return4.08%3.81%
13-Week Price Return24.93%23.63%
26-Week Price Return66.71%0.22%
52-Week Price Return131.65%31.64%
Month-to-Date Return6.93%4.66%
Year-to-Date Return86.27%14.89%
10-Day Avg. Volume5.30M8.64M
3-Month Avg. Volume7.33M7.80M
3-Month Volatility32.91%24.71%
Beta1.391.53

Profitability

Return on Equity (TTM)

DB

7.23%

Capital Markets Industry

Max
38.97%
Q3
21.61%
Median
13.77%
Q1
8.31%
Min
-4.25%

DB’s Return on Equity of 7.23% is in the lower quartile for the Capital Markets industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

UBS

7.21%

Capital Markets Industry

Max
38.97%
Q3
21.61%
Median
13.77%
Q1
8.31%
Min
-4.25%

UBS’s Return on Equity of 7.21% is in the lower quartile for the Capital Markets industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

DB vs. UBS: A comparison of their Return on Equity (TTM) against the Capital Markets industry benchmark.

Net Profit Margin (TTM)

DB

19.06%

Capital Markets Industry

Max
66.67%
Q3
35.11%
Median
23.49%
Q1
13.63%
Min
-15.18%

DB’s Net Profit Margin of 19.06% is aligned with the median group of its peers in the Capital Markets industry. This indicates its ability to convert revenue into profit is typical for the sector.

UBS

77.37%

Capital Markets Industry

Max
66.67%
Q3
35.11%
Median
23.49%
Q1
13.63%
Min
-15.18%

UBS’s Net Profit Margin of 77.37% is exceptionally high, placing it well beyond the typical range for the Capital Markets industry. This demonstrates outstanding operational efficiency and a strong competitive advantage in converting revenue into profit.

DB vs. UBS: A comparison of their Net Profit Margin (TTM) against the Capital Markets industry benchmark.

Operating Profit Margin (TTM)

DB

20.16%

Capital Markets Industry

Max
86.40%
Q3
46.46%
Median
32.80%
Q1
18.32%
Min
-21.87%

DB’s Operating Profit Margin of 20.16% is around the midpoint for the Capital Markets industry, indicating that its efficiency in managing core business operations is typical for the sector.

UBS

81.44%

Capital Markets Industry

Max
86.40%
Q3
46.46%
Median
32.80%
Q1
18.32%
Min
-21.87%

An Operating Profit Margin of 81.44% places UBS in the upper quartile for the Capital Markets industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

DB vs. UBS: A comparison of their Operating Profit Margin (TTM) against the Capital Markets industry benchmark.

Profitability at a Glance

SymbolDBUBS
Return on Equity (TTM)7.23%7.21%
Return on Assets (TTM)0.40%0.39%
Net Profit Margin (TTM)19.06%77.37%
Operating Profit Margin (TTM)20.16%81.44%
Gross Profit Margin (TTM)----

Financial Strength

Current Ratio (MRQ)

DB

--

Capital Markets Industry

Max
3.76
Q3
1.89
Median
1.01
Q1
0.54
Min
-0.41

For the Capital Markets industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

UBS

--

Capital Markets Industry

Max
3.76
Q3
1.89
Median
1.01
Q1
0.54
Min
-0.41

For the Capital Markets industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

DB vs. UBS: A comparison of their Current Ratio (MRQ) against the Capital Markets industry benchmark.

Debt-to-Equity Ratio (MRQ)

DB

3.16

Capital Markets Industry

Max
6.62
Q3
2.84
Median
1.02
Q1
0.32
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Capital Markets industry.

UBS

4.21

Capital Markets Industry

Max
6.62
Q3
2.84
Median
1.02
Q1
0.32
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Capital Markets industry.

DB vs. UBS: A comparison of their Debt-to-Equity Ratio (MRQ) against the Capital Markets industry benchmark.

Interest Coverage Ratio (TTM)

DB

--

Capital Markets Industry

Max
126.03
Q3
60.98
Median
11.77
Q1
4.95
Min
-36.26

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Capital Markets industry.

UBS

--

Capital Markets Industry

Max
126.03
Q3
60.98
Median
11.77
Q1
4.95
Min
-36.26

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Capital Markets industry.

DB vs. UBS: A comparison of their Interest Coverage Ratio (TTM) against the Capital Markets industry benchmark.

Financial Strength at a Glance

SymbolDBUBS
Current Ratio (MRQ)----
Quick Ratio (MRQ)----
Debt-to-Equity Ratio (MRQ)3.164.21
Interest Coverage Ratio (TTM)----

Growth

Revenue Growth

DB vs. UBS: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

DB vs. UBS: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

DB

2.18%

Capital Markets Industry

Max
10.26%
Q3
4.86%
Median
2.78%
Q1
1.22%
Min
0.00%

DB’s Dividend Yield of 2.18% is consistent with its peers in the Capital Markets industry, providing a dividend return that is standard for its sector.

UBS

2.27%

Capital Markets Industry

Max
10.26%
Q3
4.86%
Median
2.78%
Q1
1.22%
Min
0.00%

UBS’s Dividend Yield of 2.27% is consistent with its peers in the Capital Markets industry, providing a dividend return that is standard for its sector.

DB vs. UBS: A comparison of their Dividend Yield (TTM) against the Capital Markets industry benchmark.

Dividend Payout Ratio (TTM)

DB

77.95%

Capital Markets Industry

Max
200.72%
Q3
101.92%
Median
57.97%
Q1
32.36%
Min
0.00%

DB’s Dividend Payout Ratio of 77.95% is within the typical range for the Capital Markets industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

UBS

119.67%

Capital Markets Industry

Max
200.72%
Q3
101.92%
Median
57.97%
Q1
32.36%
Min
0.00%

UBS’s Dividend Payout Ratio of 119.67% is in the upper quartile for the Capital Markets industry. This indicates a strong commitment to shareholder returns but also suggests that a smaller portion of earnings is retained for reinvestment compared to many peers.

DB vs. UBS: A comparison of their Dividend Payout Ratio (TTM) against the Capital Markets industry benchmark.

Dividend at a Glance

SymbolDBUBS
Dividend Yield (TTM)2.18%2.27%
Dividend Payout Ratio (TTM)77.95%119.67%

Valuation

Price-to-Earnings Ratio (TTM)

DB

10.79

Capital Markets Industry

Max
58.89
Q3
31.00
Median
18.54
Q1
12.09
Min
5.24

In the lower quartile for the Capital Markets industry, DB’s P/E Ratio of 10.79 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.

UBS

20.12

Capital Markets Industry

Max
58.89
Q3
31.00
Median
18.54
Q1
12.09
Min
5.24

UBS’s P/E Ratio of 20.12 is within the middle range for the Capital Markets industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

DB vs. UBS: A comparison of their Price-to-Earnings Ratio (TTM) against the Capital Markets industry benchmark.

Price-to-Sales Ratio (TTM)

DB

0.79

Capital Markets Industry

Max
14.49
Q3
7.41
Median
4.68
Q1
2.25
Min
0.04

In the lower quartile for the Capital Markets industry, DB’s P/S Ratio of 0.79 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.

UBS

2.27

Capital Markets Industry

Max
14.49
Q3
7.41
Median
4.68
Q1
2.25
Min
0.04

UBS’s P/S Ratio of 2.27 aligns with the market consensus for the Capital Markets industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

DB vs. UBS: A comparison of their Price-to-Sales Ratio (TTM) against the Capital Markets industry benchmark.

Price-to-Book Ratio (MRQ)

DB

0.64

Capital Markets Industry

Max
9.48
Q3
4.94
Median
2.42
Q1
1.21
Min
0.38

DB’s P/B Ratio of 0.64 is in the lower quartile for the Capital Markets industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.

UBS

1.25

Capital Markets Industry

Max
9.48
Q3
4.94
Median
2.42
Q1
1.21
Min
0.38

UBS’s P/B Ratio of 1.25 is within the conventional range for the Capital Markets industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

DB vs. UBS: A comparison of their Price-to-Book Ratio (MRQ) against the Capital Markets industry benchmark.

Valuation at a Glance

SymbolDBUBS
Price-to-Earnings Ratio (TTM)10.7920.12
Price-to-Sales Ratio (TTM)0.792.27
Price-to-Book Ratio (MRQ)0.641.25
Price-to-Free Cash Flow Ratio (TTM)2.375.42