CYBR vs. KSPI: A Head-to-Head Stock Comparison

Updated on August 28, 2025

Here’s a clear look at CYBR and KSPI, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

CYBR is a standard domestic listing, while KSPI trades as an American Depositary Receipt (ADR), offering U.S. investors access to its foreign-listed shares.

Symbol	CYBR	KSPI
Company Name	CyberArk Software Ltd.	Joint Stock Company Kaspi.kz
Country	Israel	Kazakhstan
GICS Sector	Information Technology	Financials
GICS Industry	Software	Consumer Finance
Market Capitalization	22.12 billion USD	17.98 billion USD
Exchange	NasdaqGS	NasdaqGS
Listing Date	September 24, 2014	January 19, 2024
Security Type	Common Stock	ADR

Historical Performance

This chart compares the performance of CYBR and KSPI by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

CYBR vs. KSPI: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	CYBR	KSPI
5-Day Price Return	1.72%	-1.65%
13-Week Price Return	17.42%	14.35%
26-Week Price Return	7.27%	-11.23%
52-Week Price Return	56.40%	-25.61%
Month-to-Date Return	6.67%	17.26%
Year-to-Date Return	31.75%	-2.31%
10-Day Avg. Volume	1.22M	0.24M
3-Month Avg. Volume	1.16M	0.30M
3-Month Volatility	41.31%	41.41%
Beta	1.01	0.89

Profitability

Return on Equity (TTM)

CYBR

-7.93%

Software Industry

Max: 59.01%
Q3: 21.98%
Median: 7.15%
Q1: -11.12%
Min: -51.24%

CYBR has a negative Return on Equity of -7.93%. This indicates the company is generating a loss for its shareholders, which can be a result of unprofitability or negative shareholder equity and is often a sign of financial distress.

KSPI

74.52%

Consumer Finance Industry

Max: 32.87%
Q3: 20.39%
Median: 14.14%
Q1: 7.64%
Min: -10.63%

KSPI’s Return on Equity of 74.52% is exceptionally high, placing it well beyond the typical range for the Consumer Finance industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.

CYBR vs. KSPI: A comparison of their Return on Equity (TTM) against their respective Software and Consumer Finance industry benchmarks.

Net Profit Margin (TTM)

CYBR

-13.78%

Software Industry

Max: 48.14%
Q3: 18.23%
Median: 5.60%
Q1: -9.22%
Min: -49.36%

CYBR has a negative Net Profit Margin of -13.78%, indicating the company is operating at a net loss as its expenses exceeded its revenues.

KSPI

Consumer Finance Industry

Max: 19.68%
Q3: 15.94%
Median: 13.37%
Q1: 9.73%
Min: 3.66%

Net Profit Margin data for KSPI is currently unavailable.

CYBR vs. KSPI: A comparison of their Net Profit Margin (TTM) against their respective Software and Consumer Finance industry benchmarks.

Operating Profit Margin (TTM)

CYBR

-8.25%

Software Industry

Max: 57.34%
Q3: 20.60%
Median: 7.84%
Q1: -8.72%
Min: -51.37%

CYBR has a negative Operating Profit Margin of -8.25%. This signifies the company is unprofitable at the operational level, as its core business expenses exceed its revenue.

KSPI

Consumer Finance Industry

Max: 50.11%
Q3: 29.38%
Median: 18.31%
Q1: 14.26%
Min: -5.45%

Operating Profit Margin data for KSPI is currently unavailable.

CYBR vs. KSPI: A comparison of their Operating Profit Margin (TTM) against their respective Software and Consumer Finance industry benchmarks.

Profitability at a Glance

Symbol	CYBR	KSPI
Return on Equity (TTM)	-7.93%	74.52%
Return on Assets (TTM)	-4.84%	13.24%
Net Profit Margin (TTM)	-13.78%	--
Operating Profit Margin (TTM)	-8.25%	--
Gross Profit Margin (TTM)	76.86%	--

Financial Strength

Current Ratio (MRQ)

CYBR

2.31

Software Industry

Max: 3.83
Q3: 2.31
Median: 1.45
Q1: 1.03
Min: 0.24

CYBR’s Current Ratio of 2.31 is in the upper quartile for the Software industry. This signifies a strong liquidity position, suggesting the company is well-equipped to cover its immediate liabilities compared to its peers.

KSPI

Consumer Finance Industry

Max: 5.34
Q3: 4.21
Median: 2.67
Q1: 0.71
Min: 0.20

For the Consumer Finance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

CYBR vs. KSPI: A comparison of their Current Ratio (MRQ) against their respective Software and Consumer Finance industry benchmarks.

Debt-to-Equity Ratio (MRQ)

CYBR

0.53

Software Industry

Max: 2.14
Q3: 0.90
Median: 0.29
Q1: 0.00
Min: 0.00

CYBR’s Debt-to-Equity Ratio of 0.53 is typical for the Software industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

KSPI

0.23

Consumer Finance Industry

Max: 6.63
Q3: 3.39
Median: 2.21
Q1: 0.94
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Consumer Finance industry.

CYBR vs. KSPI: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Software and Consumer Finance industry benchmarks.

Interest Coverage Ratio (TTM)

CYBR

-6.02

Software Industry

Max: 67.02
Q3: 19.86
Median: 0.70
Q1: -12.50
Min: -53.00

CYBR has a negative Interest Coverage Ratio of -6.02. This indicates that its earnings were insufficient to cover even its operational costs, let alone its interest payments, signaling significant financial distress.

KSPI

Consumer Finance Industry

Max: 49.63
Q3: 39.33
Median: 4.56
Q1: 2.97
Min: -15.69

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Consumer Finance industry.

CYBR vs. KSPI: A comparison of their Interest Coverage Ratio (TTM) against their respective Software and Consumer Finance industry benchmarks.

Financial Strength at a Glance

Symbol	CYBR	KSPI
Current Ratio (MRQ)	2.31	--
Quick Ratio (MRQ)	2.21	--
Debt-to-Equity Ratio (MRQ)	0.53	0.23
Interest Coverage Ratio (TTM)	-6.02	--

Growth

Revenue Growth

CYBR vs. KSPI: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

CYBR vs. KSPI: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

CYBR

0.00%

Software Industry

Max: 0.08%
Q3: 0.03%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

CYBR currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

KSPI

6.73%

Consumer Finance Industry

Max: 8.31%
Q3: 3.93%
Median: 2.51%
Q1: 0.84%
Min: 0.00%

With a Dividend Yield of 6.73%, KSPI offers a more attractive income stream than most of its peers in the Consumer Finance industry, signaling a strong commitment to shareholder returns.

CYBR vs. KSPI: A comparison of their Dividend Yield (TTM) against their respective Software and Consumer Finance industry benchmarks.

Dividend Payout Ratio (TTM)

CYBR

0.00%

Software Industry

Max: 1.32%
Q3: 0.53%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

CYBR has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

KSPI

78.77%

Consumer Finance Industry

Max: 145.89%
Q3: 88.53%
Median: 23.79%
Q1: 0.00%
Min: 0.00%

KSPI’s Dividend Payout Ratio of 78.77% is within the typical range for the Consumer Finance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

CYBR vs. KSPI: A comparison of their Dividend Payout Ratio (TTM) against their respective Software and Consumer Finance industry benchmarks.

Dividend at a Glance

Symbol	CYBR	KSPI
Dividend Yield (TTM)	0.00%	6.73%
Dividend Payout Ratio (TTM)	0.00%	78.77%

Valuation

Price-to-Earnings Ratio (TTM)

CYBR

Software Industry

Max: 149.35
Q3: 100.21
Median: 47.97
Q1: 26.77
Min: 11.68

P/E Ratio data for CYBR is currently unavailable.

KSPI

8.93

Consumer Finance Industry

Max: 34.39
Q3: 20.36
Median: 13.05
Q1: 9.29
Min: 4.74

In the lower quartile for the Consumer Finance industry, KSPI’s P/E Ratio of 8.93 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.

CYBR vs. KSPI: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Software and Consumer Finance industry benchmarks.

Price-to-Sales Ratio (TTM)

CYBR

18.12

Software Industry

Max: 25.24
Q3: 13.52
Median: 8.15
Q1: 4.87
Min: 0.98

CYBR’s P/S Ratio of 18.12 is in the upper echelon for the Software industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.

KSPI

Consumer Finance Industry

Max: 4.28
Q3: 2.67
Median: 1.88
Q1: 1.15
Min: 0.55

P/S Ratio data for KSPI is currently unavailable.

CYBR vs. KSPI: A comparison of their Price-to-Sales Ratio (TTM) against their respective Software and Consumer Finance industry benchmarks.

Price-to-Book Ratio (MRQ)

CYBR

8.83

Software Industry

Max: 30.95
Q3: 14.91
Median: 7.75
Q1: 3.60
Min: 0.38

CYBR’s P/B Ratio of 8.83 is within the conventional range for the Software industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

KSPI

5.70

Consumer Finance Industry

Max: 3.63
Q3: 2.40
Median: 1.96
Q1: 1.16
Min: 0.26

At 5.70, KSPI’s P/B Ratio is at an extreme premium to the Consumer Finance industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

CYBR vs. KSPI: A comparison of their Price-to-Book Ratio (MRQ) against their respective Software and Consumer Finance industry benchmarks.

Valuation at a Glance

Symbol	CYBR	KSPI
Price-to-Earnings Ratio (TTM)	--	8.93
Price-to-Sales Ratio (TTM)	18.12	--
Price-to-Book Ratio (MRQ)	8.83	5.70
Price-to-Free Cash Flow Ratio (TTM)	87.15	14.23