CVX vs. MA: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at CVX and MA, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
| Symbol | CVX | MA |
|---|---|---|
| Company Name | Chevron Corporation | Mastercard Incorporated |
| Country | United States | United States |
| GICS Sector | Energy | Financials |
| GICS Industry | Oil, Gas & Consumable Fuels | Financial Services |
| Market Capitalization | 314.05 billion USD | 522.43 billion USD |
| Exchange | NYSE | NYSE |
| Listing Date | January 2, 1962 | May 25, 2006 |
| Security Type | Common Stock | Common Stock |
Historical Performance
This chart compares the performance of CVX and MA by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | CVX | MA |
|---|---|---|
| 5-Day Price Return | 1.77% | 2.97% |
| 13-Week Price Return | 10.06% | -0.06% |
| 26-Week Price Return | 2.61% | 1.89% |
| 52-Week Price Return | 7.48% | 26.82% |
| Month-to-Date Return | 2.79% | 2.02% |
| Year-to-Date Return | 7.62% | 9.75% |
| 10-Day Avg. Volume | 7.97M | 2.89M |
| 3-Month Avg. Volume | 10.25M | 2.85M |
| 3-Month Volatility | 19.86% | 21.86% |
| Beta | 0.84 | 0.99 |
Profitability
Return on Equity (TTM)
CVX
9.08%
Oil, Gas & Consumable Fuels Industry
- Max
- 35.51%
- Q3
- 17.86%
- Median
- 10.69%
- Q1
- 5.71%
- Min
- -8.98%
CVX’s Return on Equity of 9.08% is on par with the norm for the Oil, Gas & Consumable Fuels industry, indicating its profitability relative to shareholder equity is typical for the sector.
MA
191.02%
Financial Services Industry
- Max
- 40.58%
- Q3
- 20.06%
- Median
- 10.67%
- Q1
- 4.19%
- Min
- -10.31%
MA’s Return on Equity of 191.02% is exceptionally high, placing it well beyond the typical range for the Financial Services industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.
Net Profit Margin (TTM)
CVX
7.31%
Oil, Gas & Consumable Fuels Industry
- Max
- 44.03%
- Q3
- 20.12%
- Median
- 8.91%
- Q1
- 2.62%
- Min
- -23.39%
CVX’s Net Profit Margin of 7.31% is aligned with the median group of its peers in the Oil, Gas & Consumable Fuels industry. This indicates its ability to convert revenue into profit is typical for the sector.
MA
44.93%
Financial Services Industry
- Max
- 52.86%
- Q3
- 25.58%
- Median
- 12.23%
- Q1
- 6.64%
- Min
- -9.92%
A Net Profit Margin of 44.93% places MA in the upper quartile for the Financial Services industry, signifying strong profitability and more effective cost management than most of its peers.
Operating Profit Margin (TTM)
CVX
10.58%
Oil, Gas & Consumable Fuels Industry
- Max
- 64.72%
- Q3
- 31.93%
- Median
- 19.14%
- Q1
- 5.67%
- Min
- -27.31%
CVX’s Operating Profit Margin of 10.58% is around the midpoint for the Oil, Gas & Consumable Fuels industry, indicating that its efficiency in managing core business operations is typical for the sector.
MA
55.78%
Financial Services Industry
- Max
- 77.28%
- Q3
- 37.68%
- Median
- 18.17%
- Q1
- 9.27%
- Min
- -8.19%
An Operating Profit Margin of 55.78% places MA in the upper quartile for the Financial Services industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.
Profitability at a Glance
| Symbol | CVX | MA |
|---|---|---|
| Return on Equity (TTM) | 9.08% | 191.02% |
| Return on Assets (TTM) | 5.36% | 27.84% |
| Net Profit Margin (TTM) | 7.31% | 44.93% |
| Operating Profit Margin (TTM) | 10.58% | 55.78% |
| Gross Profit Margin (TTM) | 38.18% | -- |
Financial Strength
Current Ratio (MRQ)
CVX
1.00
Oil, Gas & Consumable Fuels Industry
- Max
- 2.76
- Q3
- 1.64
- Median
- 1.22
- Q1
- 0.84
- Min
- 0.22
CVX’s Current Ratio of 1.00 aligns with the median group of the Oil, Gas & Consumable Fuels industry, indicating that its short-term liquidity is in line with its sector peers.
MA
1.16
Financial Services Industry
- Max
- 4.58
- Q3
- 2.59
- Median
- 1.33
- Q1
- 0.69
- Min
- 0.01
For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
Debt-to-Equity Ratio (MRQ)
CVX
0.20
Oil, Gas & Consumable Fuels Industry
- Max
- 2.24
- Q3
- 1.06
- Median
- 0.60
- Q1
- 0.24
- Min
- 0.00
Falling into the lower quartile for the Oil, Gas & Consumable Fuels industry, CVX’s Debt-to-Equity Ratio of 0.20 points to a conservative financing strategy. This results in lower financial risk but potentially limits strategic investments compared to more leveraged competitors.
MA
2.42
Financial Services Industry
- Max
- 4.96
- Q3
- 2.10
- Median
- 0.57
- Q1
- 0.12
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.
Interest Coverage Ratio (TTM)
CVX
-5.38
Oil, Gas & Consumable Fuels Industry
- Max
- 54.03
- Q3
- 23.32
- Median
- 7.46
- Q1
- 2.57
- Min
- -19.25
CVX has a negative Interest Coverage Ratio of -5.38. This indicates that its earnings were insufficient to cover even its operational costs, let alone its interest payments, signaling significant financial distress.
MA
37.93
Financial Services Industry
- Max
- 136.23
- Q3
- 56.08
- Median
- 6.55
- Q1
- 2.01
- Min
- -33.27
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.
Financial Strength at a Glance
| Symbol | CVX | MA |
|---|---|---|
| Current Ratio (MRQ) | 1.00 | 1.16 |
| Quick Ratio (MRQ) | 0.63 | 1.16 |
| Debt-to-Equity Ratio (MRQ) | 0.20 | 2.42 |
| Interest Coverage Ratio (TTM) | -5.38 | 37.93 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
CVX
3.70%
Oil, Gas & Consumable Fuels Industry
- Max
- 13.98%
- Q3
- 7.41%
- Median
- 4.36%
- Q1
- 2.84%
- Min
- 0.00%
CVX’s Dividend Yield of 3.70% is consistent with its peers in the Oil, Gas & Consumable Fuels industry, providing a dividend return that is standard for its sector.
MA
0.50%
Financial Services Industry
- Max
- 8.18%
- Q3
- 3.60%
- Median
- 1.56%
- Q1
- 0.00%
- Min
- 0.00%
MA’s Dividend Yield of 0.50% is consistent with its peers in the Financial Services industry, providing a dividend return that is standard for its sector.
Dividend Payout Ratio (TTM)
CVX
85.58%
Oil, Gas & Consumable Fuels Industry
- Max
- 180.73%
- Q3
- 92.90%
- Median
- 63.90%
- Q1
- 27.41%
- Min
- 0.00%
CVX’s Dividend Payout Ratio of 85.58% is within the typical range for the Oil, Gas & Consumable Fuels industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
MA
19.15%
Financial Services Industry
- Max
- 155.56%
- Q3
- 63.71%
- Median
- 18.08%
- Q1
- 0.00%
- Min
- 0.00%
MA’s Dividend Payout Ratio of 19.15% is within the typical range for the Financial Services industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
Dividend at a Glance
| Symbol | CVX | MA |
|---|---|---|
| Dividend Yield (TTM) | 3.70% | 0.50% |
| Dividend Payout Ratio (TTM) | 85.58% | 19.15% |
Valuation
Price-to-Earnings Ratio (TTM)
CVX
23.14
Oil, Gas & Consumable Fuels Industry
- Max
- 41.71
- Q3
- 21.35
- Median
- 12.26
- Q1
- 7.77
- Min
- 0.00
A P/E Ratio of 23.14 places CVX in the upper quartile for the Oil, Gas & Consumable Fuels industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.
MA
38.51
Financial Services Industry
- Max
- 63.23
- Q3
- 32.10
- Median
- 14.41
- Q1
- 10.81
- Min
- 0.37
A P/E Ratio of 38.51 places MA in the upper quartile for the Financial Services industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.
Price-to-Sales Ratio (TTM)
CVX
1.69
Oil, Gas & Consumable Fuels Industry
- Max
- 5.87
- Q3
- 2.89
- Median
- 1.29
- Q1
- 0.54
- Min
- 0.00
CVX’s P/S Ratio of 1.69 aligns with the market consensus for the Oil, Gas & Consumable Fuels industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.
MA
17.30
Financial Services Industry
- Max
- 11.16
- Q3
- 5.45
- Median
- 2.61
- Q1
- 1.25
- Min
- 0.04
The P/S Ratio is often not a primary valuation tool in the Financial Services industry.
Price-to-Book Ratio (MRQ)
CVX
1.71
Oil, Gas & Consumable Fuels Industry
- Max
- 3.83
- Q3
- 2.12
- Median
- 1.34
- Q1
- 0.91
- Min
- 0.34
CVX’s P/B Ratio of 1.71 is within the conventional range for the Oil, Gas & Consumable Fuels industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
MA
64.98
Financial Services Industry
- Max
- 7.09
- Q3
- 3.79
- Median
- 1.46
- Q1
- 0.83
- Min
- 0.04
At 64.98, MA’s P/B Ratio is at an extreme premium to the Financial Services industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.
Valuation at a Glance
| Symbol | CVX | MA |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 23.14 | 38.51 |
| Price-to-Sales Ratio (TTM) | 1.69 | 17.30 |
| Price-to-Book Ratio (MRQ) | 1.71 | 64.98 |
| Price-to-Free Cash Flow Ratio (TTM) | 19.71 | 32.97 |