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CVX vs. MA: Chevron vs. Mastercard Stock Comparison

How do Chevron (CVX) and Mastercard (MA) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Chevron (CVX) is classified in the Energy sector (Energy), whereas Mastercard (MA) belongs to Financials (Financial Services) — their GICS classifications point to very different parts of the market.

Company profile comparison for Chevron (CVX) and Mastercard (MA)
Profile ItemCVXMA
NameChevron CorporationMastercard Inc. Class A Common Stock
Country/RegionUnited StatesUnited States
GICS SectorEnergyFinancials
GICS Industry GroupEnergyFinancial Services
GICS IndustryOil, Gas & Consumable FuelsFinancial Services
GICS Sub-IndustryIntegrated Oil & GasTransaction & Payment Processing Services
Market Capitalization414.86 billion USD568.62 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateJanuary 2, 1962May 25, 2006
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

CVX
MA
GSPC
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Chevron (CVX) vs. Mastercard (MA), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Chevron (CVX) and Mastercard (MA). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Chevron (CVX) and Mastercard (MA). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Chevron (CVX) and Mastercard (MA)
MetricCVXMA
Total Return (1Y)42.24%20.00%
Total Return (3Y, Annualized)19.22%19.98%
Total Return (5Y, Annualized)17.45%14.49%

Risk Profile

Drawdown History

CVX
MA
GSPC
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Chevron (CVX) vs. Mastercard (MA), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Chevron (CVX) and Mastercard (MA). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Chevron (CVX) and Mastercard (MA)
MetricCVXMA
Volatility (1Y, Annualized)24.66%23.57%
Beta (5Y)0.500.76
Max Drawdown (5Y)-24.95%-28.25%
Avg. Volume (3M)8.39M2.98M

Risk-Adjusted Performance

Risk-Return Positioning

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CVX and MA are plotted by 1-year volatility (risk) and 1-year return. Each dashed Capital Allocation Line uses that stock's own industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Chevron (CVX) and Mastercard (MA)
MetricCVXMA
Sharpe Ratio (1Y)1.540.67
Sortino Ratio (1Y)2.261.00

Profitability

ROE (TTM)

Mastercard (MA) at 231.37% clears its industry range for ROE, a sharper capital-efficiency signal than Chevron (CVX) at 13.85%, which is closer to a typical peer reading.

CVX

Energy industry group

13.85%

Max
53.85%
Q3
24.79%
CVX
13.85%
Median
12.85%
Q1
2.03%
Min
-29.09%

MA

Financial Services industry group

231.37%

MA
231.37%
Max
44.78%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%
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Chevron (CVX) vs. Mastercard (MA): A comparison of their ROE against their respective Energy and Financial Services industry group benchmarks.

Net Margin (TTM)

Mastercard (MA) at 46.73% retains a top-quartile share of revenue as profit, ahead of Chevron (CVX) at 11.92%, which keeps about the industry-typical share.

CVX

Energy industry group

11.92%

Max
56.92%
Q3
22.92%
CVX
11.92%
Median
10.10%
Q1
0.07%
Min
-27.38%

MA

Financial Services industry group

46.73%

Max
62.84%
MA
46.73%
Q3
28.05%
Median
15.36%
Q1
4.82%
Min
-28.52%
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Chevron (CVX) vs. Mastercard (MA): A comparison of their net margin against their respective Energy and Financial Services industry group benchmarks.

Operating Margin (TTM)

Mastercard (MA) at 60.53% operates in the top operating margin quartile, ahead of Chevron (CVX) at 17.89%, which runs around its industry’s norm.

CVX

Energy industry group

17.89%

Max
71.31%
Q3
33.75%
Median
18.73%
CVX
17.89%
Q1
6.94%
Min
-24.52%

MA

Financial Services industry group

60.53%

Max
107.33%
MA
60.53%
Q3
55.90%
Median
30.09%
Q1
14.60%
Min
-44.34%
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Chevron (CVX) vs. Mastercard (MA): A comparison of their operating margin against their respective Energy and Financial Services industry group benchmarks.

Profitability Metrics

Profitability metrics for Chevron (CVX) and Mastercard (MA)
MetricCVXMA
ROE (TTM)13.85%231.37%
ROA (TTM)6.47%24.45%
Net Margin (TTM)11.92%46.73%
Operating Margin (TTM)17.89%60.53%
Gross Margin (TTM)44.39%--

Growth

Revenue Growth

Both Chevron (CVX) at -4.64% and Mastercard (MA) at 16.42% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

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Chevron (CVX) vs. Mastercard (MA): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both Chevron (CVX) at -31.79% and Mastercard (MA) at 18.93% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

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Chevron (CVX) vs. Mastercard (MA): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Chevron (CVX) and Mastercard (MA)
MetricCVXMA
Revenue Growth (YoY)-4.64%16.42%
Revenue Growth (3Y CAGR)-7.85%13.82%
EPS Growth (YoY)-31.79%18.93%
EPS Growth (3Y CAGR)-28.69%17.36%

Financial Strength

Current Ratio (MRQ)

Chevron (CVX) shows current ratio of 1.34; Mastercard (MA) doesn’t get one — Financial Services balance sheets aren’t split into current and non-current buckets, so short-term liquidity there is judged through regulatory measures instead.

CVX

Energy industry group

1.34

Max
3.64
Q3
2.21
Median
1.41
CVX
1.34
Q1
0.88
Min
0.24

MA

Financial Services industry group

--

MA
--
Max
--
Q3
--
Median
--
Q1
--
Min
--
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Chevron (CVX) vs. Mastercard (MA): MA’s current ratio is not assessed under the Financial Services industry convention, so the chart shows available visual context for CVX only.

Debt / Equity (MRQ)

Chevron (CVX) shows debt-to-equity ratio of 0.17; for Mastercard (MA) the ratio is set aside — in Financial Services, balance-sheet leverage is part of the business model itself, so capital-adequacy measures do the job this ratio does elsewhere.

CVX

Energy industry group

0.17

Max
1.75
Q3
0.93
Median
0.54
Q1
0.30
CVX
0.17
Min
0.00

MA

Financial Services industry group

--

MA
--
Max
--
Q3
--
Median
--
Q1
--
Min
--
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Chevron (CVX) vs. Mastercard (MA): MA’s debt-to-equity ratio is not assessed under the Financial Services industry convention, so the chart shows available visual context for CVX only.

Financial Strength Metrics

Financial strength metrics for Chevron (CVX) and Mastercard (MA)
MetricCVXMA
Current Ratio (MRQ)1.34--
Debt / Equity (MRQ)0.17--
Net Debt / EBITDA0.36--

Dividends

Dividend Yield (TTM)

Both Chevron (CVX) at 3.31% and Mastercard (MA) at 0.53% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

CVX

Energy industry group

3.31%

Max
8.57%
Q3
3.58%
CVX
3.31%
Median
1.71%
Q1
0.00%
Min
0.00%

MA

Financial Services industry group

0.53%

Max
9.77%
Q3
3.92%
Median
1.09%
MA
0.53%
Q1
0.00%
Min
0.00%
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Chevron (CVX) vs. Mastercard (MA): A comparison of their dividend yield against their respective Energy and Financial Services industry group benchmarks.

Dividend Payout Ratio (TTM)

Both Chevron (CVX) at 51.76% and Mastercard (MA) at 17.63% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

CVX

Energy industry group

51.76%

Max
133.24%
Q3
53.31%
CVX
51.76%
Median
25.24%
Q1
0.00%
Min
0.00%

MA

Financial Services industry group

17.63%

Max
241.07%
Q3
97.36%
Median
25.77%
MA
17.63%
Q1
0.00%
Min
0.00%
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Chevron (CVX) vs. Mastercard (MA): A comparison of their payout ratio against their respective Energy and Financial Services industry group benchmarks.

Dividend Metrics

Dividend metrics for Chevron (CVX) and Mastercard (MA)
MetricCVXMA
Dividend Yield (TTM)3.31%0.53%
Dividend Payout Ratio (TTM)51.76%17.63%

Valuation

P/E Ratio (TTM)

Chevron (CVX) at 15.61 is near its industry’s usual P/E ratio, while Mastercard (MA) at 34.15 sits in the richer quartile — MA needs stronger growth or earnings quality to justify the premium.

CVX

Energy industry group

15.61

Max
39.54
Q3
21.72
CVX
15.61
Median
12.19
Q1
7.71
Min
2.99

MA

Financial Services industry group

34.15

Max
45.85
MA
34.15
Q3
24.64
Median
15.37
Q1
9.68
Min
0.16
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Chevron (CVX) vs. Mastercard (MA): A comparison of their P/E ratio against their respective Energy and Financial Services industry group benchmarks.

P/S Ratio (TTM)

Chevron (CVX) at 1.83 prices around its industry’s typical P/S ratio, while Mastercard (MA) at 15.67 clears its benchmark range — MA looks notably rich on sales.

CVX

Energy industry group

1.83

Max
5.40
Q3
2.85
CVX
1.83
Median
1.69
Q1
0.88
Min
0.00

MA

Financial Services industry group

15.67

MA
15.67
Max
9.23
Q3
4.57
Median
2.72
Q1
1.28
Min
-0.55
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Chevron (CVX) vs. Mastercard (MA): A comparison of their P/S ratio against their respective Energy and Financial Services industry group benchmarks.

P/B Ratio (MRQ)

Chevron (CVX) at 2.13 sits near its industry’s typical P/B ratio, while Mastercard (MA) at 84.30 prices above its benchmark range — MA looks rich relative to book.

CVX

Energy industry group

2.13

Max
4.21
Q3
2.38
CVX
2.13
Median
1.51
Q1
1.08
Min
0.01

MA

Financial Services industry group

84.30

MA
84.30
Max
7.79
Q3
3.63
Median
1.57
Q1
0.81
Min
-0.39
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Chevron (CVX) vs. Mastercard (MA): A comparison of their P/B ratio against their respective Energy and Financial Services industry group benchmarks.

Valuation Metrics

Valuation metrics for Chevron (CVX) and Mastercard (MA)
MetricCVXMA
P/E Ratio (TTM)15.6134.15
P/S Ratio (TTM)1.8315.67
P/B Ratio (MRQ)2.1384.30
Free Cash Flow Yield (TTM)6.28%--