CVS vs. PODD: CVS Health vs. Insulet Stock Comparison

November 11, 2026

How do CVS Health (CVS) and Insulet (PODD) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

CVS Health (CVS) and Insulet (PODD) both fall under the Health Care Equipment & Services industry group, but CVS is classified in Health Care Providers & Services while PODD is classified in Health Care Equipment & Supplies.

Company profile comparison for CVS Health (CVS) and Insulet (PODD)
Profile Item	CVS	PODD
Name	CVS Health Corporation Common Stock	Insulet Corporation
Country/Region	United States	United States
GICS Sector	Health Care	Health Care
GICS Industry Group	Health Care Equipment & Services	Health Care Equipment & Services
GICS Industry	Health Care Providers & Services	Health Care Equipment & Supplies
GICS Sub-Industry	Health Care Services	Health Care Equipment
Market Capitalization	107.28 billion USD	10.16 billion USD
Currency	USD	USD
Exchange	NYSE	Nasdaq
Listing Date	February 21, 1973	May 15, 2007
Security Type	Common Stock	Common Stock

Price Performance

Cumulative Growth

CVS

PODD

GSPC

CVS Health (CVS) vs. Insulet (PODD), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for CVS Health (CVS) and Insulet (PODD). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for CVS Health (CVS) and Insulet (PODD). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for CVS Health (CVS) and Insulet (PODD)
Metric	CVS	PODD
Total Return (1Y)	11.41%	-53.25%
Total Return (3Y, Annualized)	12.73%	-0.74%
Total Return (5Y, Annualized)	1.70%	-14.02%

Risk Profile

Drawdown History

CVS

PODD

GSPC

CVS Health (CVS) vs. Insulet (PODD), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for CVS Health (CVS) and Insulet (PODD). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for CVS Health (CVS) and Insulet (PODD)
Metric	CVS	PODD
Volatility (1Y, Annualized)	34.14%	46.33%
Beta (5Y)	0.60	1.04
Max Drawdown (5Y)	-56.79%	-63.02%
Avg. Volume (3M)	8.60M	1.58M

Risk-Adjusted Performance

Risk-Return Positioning

CVS and PODD are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for CVS Health (CVS) and Insulet (PODD)
Metric	CVS	PODD
Sharpe Ratio (1Y)	0.21	-1.24
Sortino Ratio (1Y)	0.28	-1.51

Profitability

ROE (TTM)

Insulet (PODD) at 28.94% sits in the top ROE quartile, while CVS Health (CVS) at 14.36% is closer to the peer norm — stronger capital efficiency for PODD.

CVS

Health Care Equipment & Services industry group

14.36%

Max: 47.61%
CVS: 14.36%
Q3: 14.36%
Median: 5.45%
Q1: -10.67%
Min: -47.01%

PODD

Health Care Equipment & Services industry group

28.94%

Max: 47.61%
PODD: 28.94%
Q3: 14.36%
Median: 5.45%
Q1: -10.67%
Min: -47.01%

CVS Health (CVS) vs. Insulet (PODD): A comparison of their ROE against the Health Care Equipment & Services industry group benchmark.

Net Margin (TTM)

Insulet (PODD) at 13.44% retains a top-quartile share of revenue as profit, ahead of CVS Health (CVS) at 2.64%, which keeps about the industry-typical share.

CVS

Health Care Equipment & Services industry group

2.64%

Max: 29.35%
Q3: 9.33%
CVS: 2.64%
Median: 2.18%
Q1: -6.29%
Min: -28.46%

PODD

Health Care Equipment & Services industry group

13.44%

Max: 29.35%
PODD: 13.44%
Q3: 9.33%
Median: 2.18%
Q1: -6.29%
Min: -28.46%

CVS Health (CVS) vs. Insulet (PODD): A comparison of their net margin against the Health Care Equipment & Services industry group benchmark.

Operating Margin (TTM)

Insulet (PODD) at 22.54% operates in the top operating margin quartile, ahead of CVS Health (CVS) at 2.72%, which runs around its industry’s norm.

CVS

Health Care Equipment & Services industry group

2.72%

Max: 35.43%
Q3: 14.14%
Median: 6.81%
CVS: 2.72%
Q1: -0.28%
Min: -16.29%

PODD

Health Care Equipment & Services industry group

22.54%

Max: 35.43%
PODD: 22.54%
Q3: 14.14%
Median: 6.81%
Q1: -0.28%
Min: -16.29%

CVS Health (CVS) vs. Insulet (PODD): A comparison of their operating margin against the Health Care Equipment & Services industry group benchmark.

Profitability Metrics

Profitability metrics for CVS Health (CVS) and Insulet (PODD)
Metric	CVS	PODD
ROE (TTM)	14.36%	28.94%
ROA (TTM)	3.11%	11.40%
Net Margin (TTM)	2.64%	13.44%
Operating Margin (TTM)	2.72%	22.54%
Gross Margin (TTM)	13.72%	71.88%

Growth

Revenue Growth

Insulet (PODD) at 30.73% sits in the top revenue growth quartile, while CVS Health (CVS) at 7.85% is closer to the peer norm — faster top-line expansion for PODD.

CVS Health (CVS) vs. Insulet (PODD): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both CVS Health (CVS) at -62.02% and Insulet (PODD) at -39.79% post bottom-quartile EPS growth versus peers, pointing to weaker earnings momentum than typical rivals.

CVS Health (CVS) vs. Insulet (PODD): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for CVS Health (CVS) and Insulet (PODD)
Metric	CVS	PODD
Revenue Growth (YoY)	7.85%	30.73%
Revenue Growth (3Y CAGR)	7.63%	27.54%
EPS Growth (YoY)	-62.02%	-39.79%
EPS Growth (3Y CAGR)	-24.73%	267.70%

Financial Strength

Current Ratio (MRQ)

Insulet (PODD) at 2.51 keeps current ratio within its industry’s typical mid-range, while CVS Health (CVS) at 0.85 runs in the tighter-liquidity quartile — a thinner cushion against current liabilities for CVS.

CVS

Health Care Equipment & Services industry group

0.85

Max: 7.59
Q3: 4.00
Median: 1.98
Q1: 1.37
CVS: 0.85
Min: 0.30

PODD

Health Care Equipment & Services industry group

2.51

Max: 7.59
Q3: 4.00
PODD: 2.51
Median: 1.98
Q1: 1.37
Min: 0.30

CVS Health (CVS) vs. Insulet (PODD): A comparison of their current ratio against the Health Care Equipment & Services industry group benchmark.

Debt / Equity (MRQ)

Insulet (PODD) at 0.66 carries an industry-typical debt-to-equity mix, while CVS Health (CVS) at 0.93 uses more debt funding than most peers.

CVS

Health Care Equipment & Services industry group

0.93

Max: 1.88
CVS: 0.93
Q3: 0.91
Median: 0.58
Q1: 0.16
Min: 0.00

PODD

Health Care Equipment & Services industry group

0.66

Max: 1.88
Q3: 0.91
PODD: 0.66
Median: 0.58
Q1: 0.16
Min: 0.00

CVS Health (CVS) vs. Insulet (PODD): A comparison of their debt-to-equity ratio against the Health Care Equipment & Services industry group benchmark.

Financial Strength Metrics

Financial strength metrics for CVS Health (CVS) and Insulet (PODD)
Metric	CVS	PODD
Current Ratio (MRQ)	0.85	2.51
Debt / Equity (MRQ)	0.93	0.66
Net Debt / EBITDA	3.49	0.65

Dividends

Dividend Yield (TTM)

Insulet (PODD) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile CVS Health (CVS) reports a yield of 3.27%, ranking against industry peers normally.

CVS

Health Care Equipment & Services industry group

3.27%

CVS: 3.27%
Max: 0.00%
Q3: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

PODD

Health Care Equipment & Services industry group

0.00%

PODD: 0.00%
Max: 0.00%
Q3: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

CVS Health (CVS) vs. Insulet (PODD): A comparison of their dividend yield against the Health Care Equipment & Services industry group benchmark.

Dividend Payout Ratio (TTM)

Insulet (PODD) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile CVS Health (CVS) reports a payout of 30.89%, ranking against industry peers normally.

CVS

Health Care Equipment & Services industry group

30.89%

CVS: 30.89%
Max: 0.00%
Q3: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

PODD

Health Care Equipment & Services industry group

0.00%

PODD: 0.00%
Max: 0.00%
Q3: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

CVS Health (CVS) vs. Insulet (PODD): A comparison of their payout ratio against the Health Care Equipment & Services industry group benchmark.

Dividend Metrics

Dividend metrics for CVS Health (CVS) and Insulet (PODD)
Metric	CVS	PODD
Dividend Yield (TTM)	3.27%	0.00%
Dividend Payout Ratio (TTM)	30.89%	0.00%

Valuation

P/E Ratio (TTM)

CVS Health (CVS) at 9.74 sits in the cheaper P/E ratio quartile, while Insulet (PODD) at 23.94 is closer to its industry’s usual earnings multiple — a discount for CVS, though growth and earnings durability still matter.

CVS

Health Care Equipment & Services industry group

9.74

Max: 80.41
Q3: 47.62
Median: 29.93
Q1: 21.19
CVS: 9.74
Min: 4.21

PODD

Health Care Equipment & Services industry group

23.94

Max: 80.41
Q3: 47.62
Median: 29.93
PODD: 23.94
Q1: 21.19
Min: 4.21

CVS Health (CVS) vs. Insulet (PODD): A comparison of their P/E ratio against the Health Care Equipment & Services industry group benchmark.

P/S Ratio (TTM)

CVS Health (CVS) at 0.26 sits in the cheaper P/S ratio quartile while Insulet (PODD) at 3.19 prices around its industry’s middle — CVS costs less per dollar of sales, though read it alongside growth and margins.

CVS

Health Care Equipment & Services industry group

0.26

Max: 8.80
Q3: 4.32
Median: 2.13
Q1: 1.10
CVS: 0.26
Min: 0.03

PODD

Health Care Equipment & Services industry group

3.19

Max: 8.80
Q3: 4.32
PODD: 3.19
Median: 2.13
Q1: 1.10
Min: 0.03

CVS Health (CVS) vs. Insulet (PODD): A comparison of their P/S ratio against the Health Care Equipment & Services industry group benchmark.

P/B Ratio (MRQ)

CVS Health (CVS) at 1.33 looks cheap against book in the lower P/B ratio quartile, while Insulet (PODD) at 6.44 carries a premium in the upper quartile — a clear price-to-book gap.

CVS

Health Care Equipment & Services industry group

1.33

Max: 11.68
Q3: 6.12
Median: 3.00
Q1: 1.73
CVS: 1.33
Min: -1.31

PODD

Health Care Equipment & Services industry group

6.44

Max: 11.68
PODD: 6.44
Q3: 6.12
Median: 3.00
Q1: 1.73
Min: -1.31

CVS Health (CVS) vs. Insulet (PODD): A comparison of their P/B ratio against the Health Care Equipment & Services industry group benchmark.

Valuation Metrics

Valuation metrics for CVS Health (CVS) and Insulet (PODD)
Metric	CVS	PODD
P/E Ratio (TTM)	9.74	23.94
P/S Ratio (TTM)	0.26	3.19
P/B Ratio (MRQ)	1.33	6.44
Free Cash Flow Yield (TTM)	11.02%	1.12%