CTSH vs. KSPI: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at CTSH and KSPI, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
CTSH is a standard domestic listing, while KSPI trades as an American Depositary Receipt (ADR), offering U.S. investors access to its foreign-listed shares.
| Symbol | CTSH | KSPI |
|---|---|---|
| Company Name | Cognizant Technology Solutions Corporation | Joint Stock Company Kaspi.kz |
| Country | United States | Kazakhstan |
| GICS Sector | Information Technology | Financials |
| GICS Industry | IT Services | Consumer Finance |
| Market Capitalization | 33.11 billion USD | 16.03 billion USD |
| Exchange | NasdaqGS | NasdaqGS |
| Listing Date | June 19, 1998 | January 19, 2024 |
| Security Type | Common Stock | ADR |
Historical Performance
This chart compares the performance of CTSH and KSPI by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | CTSH | KSPI |
|---|---|---|
| 5-Day Price Return | 1.09% | -4.98% |
| 13-Week Price Return | -15.73% | -5.93% |
| 26-Week Price Return | -11.31% | -17.73% |
| 52-Week Price Return | -11.41% | -26.84% |
| Month-to-Date Return | 1.09% | -4.98% |
| Year-to-Date Return | -11.83% | -18.06% |
| 10-Day Avg. Volume | 3.82M | 0.52M |
| 3-Month Avg. Volume | 3.97M | 0.34M |
| 3-Month Volatility | 22.05% | 42.48% |
| Beta | 0.98 | 0.86 |
Profitability
Return on Equity (TTM)
CTSH
16.50%
IT Services Industry
- Max
- 32.78%
- Q3
- 19.28%
- Median
- 13.86%
- Q1
- 5.50%
- Min
- -10.00%
CTSH’s Return on Equity of 16.50% is on par with the norm for the IT Services industry, indicating its profitability relative to shareholder equity is typical for the sector.
KSPI
67.04%
Consumer Finance Industry
- Max
- 32.87%
- Q3
- 21.72%
- Median
- 12.80%
- Q1
- 9.07%
- Min
- -3.88%
KSPI’s Return on Equity of 67.04% is exceptionally high, placing it well beyond the typical range for the Consumer Finance industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.
Net Profit Margin (TTM)
CTSH
11.89%
IT Services Industry
- Max
- 19.71%
- Q3
- 11.01%
- Median
- 6.66%
- Q1
- 2.96%
- Min
- -6.22%
A Net Profit Margin of 11.89% places CTSH in the upper quartile for the IT Services industry, signifying strong profitability and more effective cost management than most of its peers.
KSPI
--
Consumer Finance Industry
- Max
- 19.68%
- Q3
- 17.11%
- Median
- 13.55%
- Q1
- 9.71%
- Min
- -0.75%
Net Profit Margin data for KSPI is currently unavailable.
Operating Profit Margin (TTM)
CTSH
15.42%
IT Services Industry
- Max
- 22.44%
- Q3
- 14.90%
- Median
- 8.82%
- Q1
- 4.91%
- Min
- -9.89%
An Operating Profit Margin of 15.42% places CTSH in the upper quartile for the IT Services industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.
KSPI
--
Consumer Finance Industry
- Max
- 50.11%
- Q3
- 32.02%
- Median
- 19.92%
- Q1
- 14.90%
- Min
- -5.45%
Operating Profit Margin data for KSPI is currently unavailable.
Profitability at a Glance
| Symbol | CTSH | KSPI |
|---|---|---|
| Return on Equity (TTM) | 16.50% | 67.04% |
| Return on Assets (TTM) | 12.14% | 12.37% |
| Net Profit Margin (TTM) | 11.89% | -- |
| Operating Profit Margin (TTM) | 15.42% | -- |
| Gross Profit Margin (TTM) | 34.18% | -- |
Financial Strength
Current Ratio (MRQ)
CTSH
2.41
IT Services Industry
- Max
- 3.17
- Q3
- 2.00
- Median
- 1.47
- Q1
- 1.05
- Min
- 0.52
CTSH’s Current Ratio of 2.41 is in the upper quartile for the IT Services industry. This signifies a strong liquidity position, suggesting the company is well-equipped to cover its immediate liabilities compared to its peers.
KSPI
--
Consumer Finance Industry
- Max
- 7.85
- Q3
- 4.26
- Median
- 2.28
- Q1
- 0.82
- Min
- 0.07
For the Consumer Finance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
Debt-to-Equity Ratio (MRQ)
CTSH
0.04
IT Services Industry
- Max
- 3.11
- Q3
- 1.55
- Median
- 0.55
- Q1
- 0.17
- Min
- 0.00
Falling into the lower quartile for the IT Services industry, CTSH’s Debt-to-Equity Ratio of 0.04 points to a conservative financing strategy. This results in lower financial risk but potentially limits strategic investments compared to more leveraged competitors.
KSPI
0.29
Consumer Finance Industry
- Max
- 6.63
- Q3
- 3.60
- Median
- 2.40
- Q1
- 0.99
- Min
- 0.23
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Consumer Finance industry.
Interest Coverage Ratio (TTM)
CTSH
100.81
IT Services Industry
- Max
- 129.00
- Q3
- 56.00
- Median
- 11.69
- Q1
- 0.77
- Min
- -28.15
CTSH’s Interest Coverage Ratio of 100.81 is in the upper quartile for the IT Services industry, signifying a strong and healthy capacity to meet its interest payments from operating profits.
KSPI
--
Consumer Finance Industry
- Max
- 49.63
- Q3
- 28.11
- Median
- 4.75
- Q1
- 2.86
- Min
- -15.69
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Consumer Finance industry.
Financial Strength at a Glance
| Symbol | CTSH | KSPI |
|---|---|---|
| Current Ratio (MRQ) | 2.41 | -- |
| Quick Ratio (MRQ) | 2.41 | -- |
| Debt-to-Equity Ratio (MRQ) | 0.04 | 0.29 |
| Interest Coverage Ratio (TTM) | 100.81 | -- |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
CTSH
1.84%
IT Services Industry
- Max
- 2.79%
- Q3
- 1.76%
- Median
- 0.58%
- Q1
- 0.00%
- Min
- 0.00%
With a Dividend Yield of 1.84%, CTSH offers a more attractive income stream than most of its peers in the IT Services industry, signaling a strong commitment to shareholder returns.
KSPI
3.75%
Consumer Finance Industry
- Max
- 7.21%
- Q3
- 3.38%
- Median
- 2.39%
- Q1
- 0.67%
- Min
- 0.00%
With a Dividend Yield of 3.75%, KSPI offers a more attractive income stream than most of its peers in the Consumer Finance industry, signaling a strong commitment to shareholder returns.
Dividend Payout Ratio (TTM)
CTSH
24.92%
IT Services Industry
- Max
- 107.85%
- Q3
- 52.62%
- Median
- 22.53%
- Q1
- 0.00%
- Min
- 0.00%
CTSH’s Dividend Payout Ratio of 24.92% is within the typical range for the IT Services industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
KSPI
78.77%
Consumer Finance Industry
- Max
- 145.89%
- Q3
- 88.89%
- Median
- 25.97%
- Q1
- 9.25%
- Min
- 0.00%
KSPI’s Dividend Payout Ratio of 78.77% is within the typical range for the Consumer Finance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
Dividend at a Glance
| Symbol | CTSH | KSPI |
|---|---|---|
| Dividend Yield (TTM) | 1.84% | 3.75% |
| Dividend Payout Ratio (TTM) | 24.92% | 78.77% |
Valuation
Price-to-Earnings Ratio (TTM)
CTSH
13.56
IT Services Industry
- Max
- 56.41
- Q3
- 33.17
- Median
- 23.17
- Q1
- 16.18
- Min
- 6.62
In the lower quartile for the IT Services industry, CTSH’s P/E Ratio of 13.56 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.
KSPI
7.88
Consumer Finance Industry
- Max
- 35.93
- Q3
- 20.63
- Median
- 12.65
- Q1
- 9.73
- Min
- 3.96
In the lower quartile for the Consumer Finance industry, KSPI’s P/E Ratio of 7.88 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.
Price-to-Sales Ratio (TTM)
CTSH
1.61
IT Services Industry
- Max
- 5.99
- Q3
- 4.26
- Median
- 1.93
- Q1
- 0.97
- Min
- 0.12
CTSH’s P/S Ratio of 1.61 aligns with the market consensus for the IT Services industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.
KSPI
--
Consumer Finance Industry
- Max
- 3.79
- Q3
- 2.71
- Median
- 1.91
- Q1
- 1.14
- Min
- 0.61
P/S Ratio data for KSPI is currently unavailable.
Price-to-Book Ratio (MRQ)
CTSH
2.52
IT Services Industry
- Max
- 12.34
- Q3
- 7.54
- Median
- 3.84
- Q1
- 2.52
- Min
- 0.88
CTSH’s P/B Ratio of 2.52 is within the conventional range for the IT Services industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
KSPI
4.64
Consumer Finance Industry
- Max
- 3.80
- Q3
- 2.83
- Median
- 2.02
- Q1
- 1.18
- Min
- 0.26
At 4.64, KSPI’s P/B Ratio is at an extreme premium to the Consumer Finance industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.
Valuation at a Glance
| Symbol | CTSH | KSPI |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 13.56 | 7.88 |
| Price-to-Sales Ratio (TTM) | 1.61 | -- |
| Price-to-Book Ratio (MRQ) | 2.52 | 4.64 |
| Price-to-Free Cash Flow Ratio (TTM) | 14.48 | 10.54 |