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CRVL vs. WTW: A Head-to-Head Stock Comparison

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Here’s a clear look at CRVL and WTW, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolCRVLWTW
Company NameCorVel CorporationWillis Towers Watson Public Limited Company
CountryUnited StatesUnited Kingdom
GICS SectorHealth CareFinancials
GICS IndustryHealth Care Providers & ServicesInsurance
Market Capitalization4.75 billion USD32.82 billion USD
ExchangeNasdaqGSNasdaqGS
Listing DateJune 28, 1991June 12, 2001
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of CRVL and WTW by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

CRVL vs. WTW: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolCRVLWTW
5-Day Price Return4.30%0.30%
13-Week Price Return-17.51%9.22%
26-Week Price Return-22.14%3.33%
52-Week Price Return-11.44%18.00%
Month-to-Date Return4.56%6.54%
Year-to-Date Return-16.74%7.41%
10-Day Avg. Volume0.15M0.51M
3-Month Avg. Volume0.15M0.67M
3-Month Volatility25.47%18.75%
Beta0.990.74

Profitability

Return on Equity (TTM)

CRVL

32.55%

Health Care Providers & Services Industry

Max
26.03%
Q3
13.74%
Median
8.26%
Q1
4.13%
Min
-3.62%

CRVL’s Return on Equity of 32.55% is exceptionally high, placing it well beyond the typical range for the Health Care Providers & Services industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.

WTW

1.73%

Insurance Industry

Max
29.03%
Q3
18.11%
Median
13.90%
Q1
10.42%
Min
-0.64%

WTW’s Return on Equity of 1.73% is in the lower quartile for the Insurance industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

CRVL vs. WTW: A comparison of their Return on Equity (TTM) against their respective Health Care Providers & Services and Insurance industry benchmarks.

Net Profit Margin (TTM)

CRVL

10.63%

Health Care Providers & Services Industry

Max
12.40%
Q3
5.93%
Median
1.96%
Q1
0.93%
Min
-6.10%

A Net Profit Margin of 10.63% places CRVL in the upper quartile for the Health Care Providers & Services industry, signifying strong profitability and more effective cost management than most of its peers.

WTW

1.40%

Insurance Industry

Max
26.78%
Q3
14.06%
Median
9.15%
Q1
5.48%
Min
-7.05%

Falling into the lower quartile for the Insurance industry, WTW’s Net Profit Margin of 1.40% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

CRVL vs. WTW: A comparison of their Net Profit Margin (TTM) against their respective Health Care Providers & Services and Insurance industry benchmarks.

Operating Profit Margin (TTM)

CRVL

13.49%

Health Care Providers & Services Industry

Max
19.05%
Q3
10.21%
Median
4.22%
Q1
1.98%
Min
-4.27%

An Operating Profit Margin of 13.49% places CRVL in the upper quartile for the Health Care Providers & Services industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

WTW

6.24%

Insurance Industry

Max
35.49%
Q3
19.49%
Median
14.35%
Q1
8.53%
Min
-5.25%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

CRVL vs. WTW: A comparison of their Operating Profit Margin (TTM) against their respective Health Care Providers & Services and Insurance industry benchmarks.

Profitability at a Glance

SymbolCRVLWTW
Return on Equity (TTM)32.55%1.73%
Return on Assets (TTM)18.22%0.49%
Net Profit Margin (TTM)10.63%1.40%
Operating Profit Margin (TTM)13.49%6.24%
Gross Profit Margin (TTM)23.44%--

Financial Strength

Current Ratio (MRQ)

CRVL

1.90

Health Care Providers & Services Industry

Max
2.01
Q3
1.49
Median
1.30
Q1
0.94
Min
0.17

CRVL’s Current Ratio of 1.90 is in the upper quartile for the Health Care Providers & Services industry. This signifies a strong liquidity position, suggesting the company is well-equipped to cover its immediate liabilities compared to its peers.

WTW

1.13

Insurance Industry

Max
2.97
Q3
1.33
Median
0.55
Q1
0.15
Min
0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

CRVL vs. WTW: A comparison of their Current Ratio (MRQ) against their respective Health Care Providers & Services and Insurance industry benchmarks.

Debt-to-Equity Ratio (MRQ)

CRVL

0.00

Health Care Providers & Services Industry

Max
2.17
Q3
1.18
Median
0.74
Q1
0.45
Min
0.00

Falling into the lower quartile for the Health Care Providers & Services industry, CRVL’s Debt-to-Equity Ratio of 0.00 points to a conservative financing strategy. This results in lower financial risk but potentially limits strategic investments compared to more leveraged competitors.

WTW

0.66

Insurance Industry

Max
1.25
Q3
0.65
Median
0.34
Q1
0.22
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

CRVL vs. WTW: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Health Care Providers & Services and Insurance industry benchmarks.

Interest Coverage Ratio (TTM)

CRVL

-49.75

Health Care Providers & Services Industry

Max
14.47
Q3
7.15
Median
5.45
Q1
2.04
Min
-4.44

CRVL has a negative Interest Coverage Ratio of -49.75. This indicates that its earnings were insufficient to cover even its operational costs, let alone its interest payments, signaling significant financial distress.

WTW

1.41

Insurance Industry

Max
43.68
Q3
20.84
Median
9.56
Q1
3.34
Min
-5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

CRVL vs. WTW: A comparison of their Interest Coverage Ratio (TTM) against their respective Health Care Providers & Services and Insurance industry benchmarks.

Financial Strength at a Glance

SymbolCRVLWTW
Current Ratio (MRQ)1.901.13
Quick Ratio (MRQ)1.841.11
Debt-to-Equity Ratio (MRQ)0.000.66
Interest Coverage Ratio (TTM)-49.751.41

Growth

Revenue Growth

CRVL vs. WTW: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

CRVL vs. WTW: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

CRVL

0.00%

Health Care Providers & Services Industry

Max
5.38%
Q3
2.22%
Median
0.55%
Q1
0.00%
Min
0.00%

CRVL currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

WTW

1.14%

Insurance Industry

Max
8.23%
Q3
4.54%
Median
3.42%
Q1
1.97%
Min
0.00%

WTW’s Dividend Yield of 1.14% is in the lower quartile for the Insurance industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.

CRVL vs. WTW: A comparison of their Dividend Yield (TTM) against their respective Health Care Providers & Services and Insurance industry benchmarks.

Dividend Payout Ratio (TTM)

CRVL

0.00%

Health Care Providers & Services Industry

Max
186.69%
Q3
74.82%
Median
26.76%
Q1
0.00%
Min
0.00%

CRVL has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

WTW

14.79%

Insurance Industry

Max
168.02%
Q3
85.57%
Median
50.71%
Q1
22.04%
Min
0.00%

WTW’s Dividend Payout Ratio of 14.79% is in the lower quartile for the Insurance industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

CRVL vs. WTW: A comparison of their Dividend Payout Ratio (TTM) against their respective Health Care Providers & Services and Insurance industry benchmarks.

Dividend at a Glance

SymbolCRVLWTW
Dividend Yield (TTM)0.00%1.14%
Dividend Payout Ratio (TTM)0.00%14.79%

Valuation

Price-to-Earnings Ratio (TTM)

CRVL

48.30

Health Care Providers & Services Industry

Max
55.89
Q3
30.85
Median
21.17
Q1
12.63
Min
0.00

A P/E Ratio of 48.30 places CRVL in the upper quartile for the Health Care Providers & Services industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

WTW

227.81

Insurance Industry

Max
28.91
Q3
17.76
Median
13.63
Q1
10.02
Min
2.89

At 227.81, WTW’s P/E Ratio is exceptionally high, exceeding the typical maximum for the Insurance industry. This suggests the stock may be significantly overvalued compared to its peers and implies high market expectations that could be difficult to meet.

CRVL vs. WTW: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Health Care Providers & Services and Insurance industry benchmarks.

Price-to-Sales Ratio (TTM)

CRVL

5.13

Health Care Providers & Services Industry

Max
3.10
Q3
1.74
Median
0.67
Q1
0.24
Min
0.00

With a P/S Ratio of 5.13, CRVL trades at a valuation that eclipses even the highest in the Health Care Providers & Services industry. This implies the market has priced in exceptionally optimistic scenarios for future revenue growth, posing considerable valuation risk.

WTW

3.18

Insurance Industry

Max
3.72
Q3
1.98
Median
1.23
Q1
0.81
Min
0.23

WTW’s P/S Ratio of 3.18 is in the upper echelon for the Insurance industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.

CRVL vs. WTW: A comparison of their Price-to-Sales Ratio (TTM) against their respective Health Care Providers & Services and Insurance industry benchmarks.

Price-to-Book Ratio (MRQ)

CRVL

17.86

Health Care Providers & Services Industry

Max
7.61
Q3
4.32
Median
2.53
Q1
1.14
Min
0.77

At 17.86, CRVL’s P/B Ratio is at an extreme premium to the Health Care Providers & Services industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

WTW

3.75

Insurance Industry

Max
4.37
Q3
2.48
Median
1.68
Q1
1.19
Min
0.19

WTW’s P/B Ratio of 3.75 is in the upper tier for the Insurance industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

CRVL vs. WTW: A comparison of their Price-to-Book Ratio (MRQ) against their respective Health Care Providers & Services and Insurance industry benchmarks.

Valuation at a Glance

SymbolCRVLWTW
Price-to-Earnings Ratio (TTM)48.30227.81
Price-to-Sales Ratio (TTM)5.133.18
Price-to-Book Ratio (MRQ)17.863.75
Price-to-Free Cash Flow Ratio (TTM)50.2024.67