CRDO vs. UMC: Credo vs. United Microelectronics Stock Comparison

Company Profile

Credo (CRDO) and United Microelectronics (UMC) are both classified in the Semiconductors sub-industry within the broader Semiconductors & Semiconductor Equipment industry, placing them in the closest GICS peer bucket.

United Microelectronics (UMC) has more than two decades of public-market history since September 19, 2000, whereas Credo (CRDO) listed on January 27, 2022 and has a much shorter record to draw on.

Credo (CRDO) trades as ordinary local shares, while United Microelectronics (UMC) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Credo (CRDO) at 30.67% sits in the top ROE quartile, while United Microelectronics (UMC) at 20.37% is closer to the peer norm — stronger capital efficiency for CRDO.

For every dollar of sales, both Credo (CRDO) at 33.83% and United Microelectronics (UMC) at 31.95% retain more as net profit than most peers, landing in the top net margin quartile of their industries.

Both Credo (CRDO) at 25.20% and United Microelectronics (UMC) at 25.09% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

Profitability Metrics

Growth

Credo (CRDO) at 205.68% clears its industry range for revenue growth, far stronger top-line momentum than United Microelectronics (UMC) at 2.26%, which is closer to a typical peer reading.

Credo (CRDO) at 765.52% clears its industry range for EPS growth, a much stronger earnings trajectory than United Microelectronics (UMC) at -12.57%, which is closer to a typical peer reading.

Growth Metrics

Financial Strength

United Microelectronics (UMC) at 3.27 keeps current ratio within its industry’s typical mid-range, while Credo (CRDO) at 7.40 sits above its industry’s typical mid-range — comfortable liquidity, though possibly with more idle current assets relative to peers.

Credo (CRDO) at 0.01 keeps leverage in the lower industry quartile, while United Microelectronics (UMC) at 0.17 runs a more typical debt-to-equity mix.

Financial Strength Metrics

Dividends

Credo (CRDO) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile United Microelectronics (UMC) reports a yield of 19.43%, ranking against industry peers normally.

Credo (CRDO) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile United Microelectronics (UMC) reports a payout of 37.46%, ranking against industry peers normally.

Dividend Metrics

Valuation

United Microelectronics (UMC) at 13.07 sits in the cheaper P/E ratio quartile, while Credo (CRDO) at 42.73 is closer to its industry’s usual earnings multiple — a discount for UMC, though growth and earnings durability still matter.

United Microelectronics (UMC) at 0.13 looks cheap on sales in the lower P/S ratio quartile, while Credo (CRDO) at 14.24 looks rich in the upper quartile — a clear gap in price per dollar of revenue.

United Microelectronics (UMC) at 2.39 is valued about in line with its industry on P/B ratio, while Credo (CRDO) at 8.29 carries an above-peer premium to book — CRDO is pricier on assets.

Valuation Metrics