Seek Returns logo

CRCL vs. OWL: A Head-to-Head Stock Comparison

Updated on

Here’s a clear look at CRCL and OWL, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolCRCLOWL
Company NameCircle Internet GroupBlue Owl Capital Inc.
CountryUnited StatesUnited States
GICS SectorInformation TechnologyFinancials
GICS IndustrySoftwareCapital Markets
Market Capitalization37.93 billion USD31.05 billion USD
ExchangeNYSENYSE
Listing DateJune 5, 2025December 14, 2020
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of CRCL and OWL by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

CRCL vs. OWL: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolCRCLOWL
5-Day Price Return0.15%5.81%
13-Week Price Return--2.04%
26-Week Price Return---19.10%
52-Week Price Return--18.30%
Month-to-Date Return-16.54%3.57%
Year-to-Date Return84.02%-13.84%
10-Day Avg. Volume12.89M8.33M
3-Month Avg. Volume28.46M8.35M
3-Month Volatility--33.13%
Beta-5.761.16

Profitability

Return on Equity (TTM)

CRCL

--

Software Industry

Max
59.01%
Q3
21.98%
Median
7.15%
Q1
-11.12%
Min
-51.24%

Return on Equity data for CRCL is currently unavailable.

OWL

3.42%

Capital Markets Industry

Max
38.97%
Q3
21.61%
Median
13.77%
Q1
8.31%
Min
-4.25%

OWL’s Return on Equity of 3.42% is in the lower quartile for the Capital Markets industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

CRCL vs. OWL: A comparison of their Return on Equity (TTM) against their respective Software and Capital Markets industry benchmarks.

Net Profit Margin (TTM)

CRCL

--

Software Industry

Max
48.14%
Q3
18.23%
Median
5.60%
Q1
-9.22%
Min
-49.36%

Net Profit Margin data for CRCL is currently unavailable.

OWL

2.88%

Capital Markets Industry

Max
66.67%
Q3
35.11%
Median
23.49%
Q1
13.63%
Min
-15.18%

Falling into the lower quartile for the Capital Markets industry, OWL’s Net Profit Margin of 2.88% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

CRCL vs. OWL: A comparison of their Net Profit Margin (TTM) against their respective Software and Capital Markets industry benchmarks.

Operating Profit Margin (TTM)

CRCL

--

Software Industry

Max
57.34%
Q3
20.60%
Median
7.84%
Q1
-8.72%
Min
-51.37%

Operating Profit Margin data for CRCL is currently unavailable.

OWL

17.38%

Capital Markets Industry

Max
86.40%
Q3
46.46%
Median
32.80%
Q1
18.32%
Min
-21.87%

OWL’s Operating Profit Margin of 17.38% is in the lower quartile for the Capital Markets industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.

CRCL vs. OWL: A comparison of their Operating Profit Margin (TTM) against their respective Software and Capital Markets industry benchmarks.

Profitability at a Glance

SymbolCRCLOWL
Return on Equity (TTM)--3.42%
Return on Assets (TTM)--0.65%
Net Profit Margin (TTM)--2.88%
Operating Profit Margin (TTM)--17.38%
Gross Profit Margin (TTM)----

Financial Strength

Current Ratio (MRQ)

CRCL

1.02

Software Industry

Max
3.83
Q3
2.31
Median
1.45
Q1
1.03
Min
0.24

CRCL’s Current Ratio of 1.02 falls into the lower quartile for the Software industry. This indicates a tighter liquidity situation and a more constrained capacity to handle short-term debt than many of its competitors.

OWL

0.88

Capital Markets Industry

Max
3.76
Q3
1.89
Median
1.01
Q1
0.54
Min
-0.41

For the Capital Markets industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

CRCL vs. OWL: A comparison of their Current Ratio (MRQ) against their respective Software and Capital Markets industry benchmarks.

Debt-to-Equity Ratio (MRQ)

CRCL

0.02

Software Industry

Max
2.14
Q3
0.90
Median
0.29
Q1
0.00
Min
0.00

CRCL’s Debt-to-Equity Ratio of 0.02 is typical for the Software industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

OWL

1.38

Capital Markets Industry

Max
6.62
Q3
2.84
Median
1.02
Q1
0.32
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Capital Markets industry.

CRCL vs. OWL: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Software and Capital Markets industry benchmarks.

Interest Coverage Ratio (TTM)

CRCL

--

Software Industry

Max
67.02
Q3
19.86
Median
0.70
Q1
-12.50
Min
-53.00

Interest Coverage Ratio data for CRCL is currently unavailable.

OWL

5.03

Capital Markets Industry

Max
126.03
Q3
60.98
Median
11.77
Q1
4.95
Min
-36.26

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Capital Markets industry.

CRCL vs. OWL: A comparison of their Interest Coverage Ratio (TTM) against their respective Software and Capital Markets industry benchmarks.

Financial Strength at a Glance

SymbolCRCLOWL
Current Ratio (MRQ)1.020.88
Quick Ratio (MRQ)1.020.83
Debt-to-Equity Ratio (MRQ)0.021.38
Interest Coverage Ratio (TTM)--5.03

Growth

Revenue Growth

CRCL vs. OWL: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

CRCL vs. OWL: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

CRCL

0.00%

Software Industry

Max
0.08%
Q3
0.03%
Median
0.00%
Q1
0.00%
Min
0.00%

CRCL currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

OWL

1.48%

Capital Markets Industry

Max
10.26%
Q3
4.86%
Median
2.78%
Q1
1.22%
Min
0.00%

OWL’s Dividend Yield of 1.48% is consistent with its peers in the Capital Markets industry, providing a dividend return that is standard for its sector.

CRCL vs. OWL: A comparison of their Dividend Yield (TTM) against their respective Software and Capital Markets industry benchmarks.

Dividend Payout Ratio (TTM)

CRCL

0.00%

Software Industry

Max
1.32%
Q3
0.53%
Median
0.00%
Q1
0.00%
Min
0.00%

CRCL has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

OWL

610.34%

Capital Markets Industry

Max
200.72%
Q3
101.92%
Median
57.97%
Q1
32.36%
Min
0.00%

At 610.34%, OWL’s Dividend Payout Ratio is exceptionally high, exceeding the typical range for the Capital Markets industry. While this provides a significant return to shareholders, it may limit funds for reinvestment and could be difficult to sustain.

CRCL vs. OWL: A comparison of their Dividend Payout Ratio (TTM) against their respective Software and Capital Markets industry benchmarks.

Dividend at a Glance

SymbolCRCLOWL
Dividend Yield (TTM)0.00%1.48%
Dividend Payout Ratio (TTM)0.00%610.34%

Valuation

Price-to-Earnings Ratio (TTM)

CRCL

--

Software Industry

Max
149.35
Q3
100.21
Median
47.97
Q1
26.77
Min
11.68

P/E Ratio data for CRCL is currently unavailable.

OWL

411.81

Capital Markets Industry

Max
58.89
Q3
31.00
Median
18.54
Q1
12.09
Min
5.24

At 411.81, OWL’s P/E Ratio is exceptionally high, exceeding the typical maximum for the Capital Markets industry. This suggests the stock may be significantly overvalued compared to its peers and implies high market expectations that could be difficult to meet.

CRCL vs. OWL: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Software and Capital Markets industry benchmarks.

Price-to-Sales Ratio (TTM)

CRCL

--

Software Industry

Max
25.24
Q3
13.52
Median
8.15
Q1
4.87
Min
0.98

P/S Ratio data for CRCL is currently unavailable.

OWL

11.86

Capital Markets Industry

Max
14.49
Q3
7.41
Median
4.68
Q1
2.25
Min
0.04

OWL’s P/S Ratio of 11.86 is in the upper echelon for the Capital Markets industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.

CRCL vs. OWL: A comparison of their Price-to-Sales Ratio (TTM) against their respective Software and Capital Markets industry benchmarks.

Price-to-Book Ratio (MRQ)

CRCL

--

Software Industry

Max
30.95
Q3
14.91
Median
7.75
Q1
3.60
Min
0.38

P/B Ratio data for CRCL is currently unavailable.

OWL

12.65

Capital Markets Industry

Max
9.48
Q3
4.94
Median
2.42
Q1
1.21
Min
0.38

At 12.65, OWL’s P/B Ratio is at an extreme premium to the Capital Markets industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

CRCL vs. OWL: A comparison of their Price-to-Book Ratio (MRQ) against their respective Software and Capital Markets industry benchmarks.

Valuation at a Glance

SymbolCRCLOWL
Price-to-Earnings Ratio (TTM)--411.81
Price-to-Sales Ratio (TTM)--11.86
Price-to-Book Ratio (MRQ)--12.65
Price-to-Free Cash Flow Ratio (TTM)--29.81